settling credit card debt : Bank of America Refuses a Hardship Application (blog)

Bank of America Refuses a Hardship Application

I was recently contacted by a full time college student with five credit card accounts ... his credit as much as possible. All of the credit card companies, with the exception of Bank of America ... , I have scoured the net for info regarding my debt, and yours is definitely one of (if not the most [more...]

Date: 2009-01-04 01:28:29

Blog posts (107) | Videos (86)

Loan Modifications communicate with your lender how?

Loan Modfications lenders and how to communicate Today's video answers some awesome questions. So today ... has information in it about how to sell a house, any house, in 9 days, and also about credit card debt ... with no money and no credit…even settling credit card debts for a dime on the dollar… Please watch [more...]

Date: 2009-01-05 16:55:02

After Conceit: Recovering from the Credit Crunch

Wealth is created through an economic sleight of hand ... , but of the future value that people have promised to create. When you pay for groceries with a credit card ... by what we already have. Debt creates real opportunities for equality. Without debt, the impoverished [more...]

Date: 2008-10-13 12:29:58

Free Yourself From Debt!

Are you having a problem with debt? Do you feel that you need help to figure out what you must do in order to be debt free? ... and debt problems.For example if you have too many credit card debts and would like to settle them ... Consolidation Resources are experts in credit counseling and debt management. I am very excited after [more...]

Date: 2008-12-10 03:22:00

freebies4mom.com Get Free Samples Free Trials Today

During recession, everyone wants to save money that includes you and me. today we look at some of the best freebies available to be grabbed ... at some of the best Freebies4mom. 1) $250 Grocery Card: This card is excellent, you can spend money at 8 leading stores across america. Every alternate signup is given away a free grocery card [more...]

Date: 2009-01-02 04:47:05

The Dollar Trap: Michael Hudson's Incisive Characterization of Our Global Economic Dilemma

Bretton Woods has not worked well for a long time, despite the best efforts of the world's bankers to pretend that it has. As the charade continues, the economy of the United States and the composition of international trade has grown increasingly artificial and unsustainable [more...]

Date: 2008-11-17 23:14:00

Walking away from foreclosures

Should we be allowed to walk away from foreclosures? On savingsadvice financial forums a poster called “foolfromAZ” asked the question if he should allow his home to be foreclosed upon. I’ll post the details and discuss what his options are and if they are viable and perhaps we can all weigh in [more...]

Date: 2008-10-01 13:28:32

This Is A Tsunami, And It’s Getting Worse

The Tampa Tribune reports from Florida. “Median home prices in the Tampa metropolitan area which includes Clearwater and St. Petersburg, fell to $180,800. That is more than $40,000 less than the median price in the year-ago period, $222,700, the National Association of Realtors said. The Tampa Bay area wasn’t the hardest-hit region in Florida [more...]

Date: 2008-08-16 14:35:51

Loan Modification New Rules 2009

Loan Mod Magic News Lots of news regarding Loan Mod Magic. A new seminar coming up very soon. New material in it ... , any house, in 9 days, and also about credit card debt settlement and short sale negotiation ... settling credit card debts for a dime on the dollar… Please watch this video on short sales [more...]

Date: 2009-01-03 15:50:37

WRITING: TEOTWAWKI fiction - Chapter Ninety Four - Brother Kevin passes

It happened in Church - October 19, 1962 Chapter Ninety Four - Brother Kevin passes October 19, 1990 It was another Fall day. The anniversary day. John thought back to just three years ago. The Silver Anniversary celebration. He wore the silver medal that everyone was given. The Good Shepherd on one side and the atlatl on the other [more...]

Date: 2008-10-01 22:04:35

A Big Question, Lots of Answers, A CONTEST, and Thank You!

I recently received a mighty big question from NM and thought I’d share it and my answer here since she is asking a lot of the same things many ... on to say: Speaking of debt, I plan to pay off the 19.97% interest credit card debt and then start ... owing on a line of credit at 8.5% interest and $2,000 on a credit card at 19.97% interest. My [more...]

Date: 2008-12-30 13:28:12

Ten Big Tips for Recent College Graduates

Graduating from college is a big adjustment for most students as s/he has to trade-in an insulated, academic, ... all, you don't want to be worrying about credit card debt by the time you're 25, right?): 1. Begin ... your credit card. It's ok to have one and use [more...]

Date: 2008-12-17 18:40:41

Freedom from Debt

Do you have any financial problems and you feel like there's no way that you can handle this better? Are you one of those who have credit card issues and problems? If you are trapped in such condition, then you must have a plan of settling debs to get rid of this problem. In doing so, you need [more...]

Date: 2008-11-20 16:49:39

FDIC Insurance Coverage: Limits and Strategies

recent history of bank failures in the United States. Unfortunately, just over a week later, the graphic that I put together is already out of date… Just yesterday, the FDIC announced that two more banks failed: The 28 branches of 1st National Bank of Nevada and First Heritage Bank N.A [more...]

Date: 2008-07-24 10:06:53

The Benefits of Debt Relief Educational Services

The Benefits of Debt Relief Educational Services If you want to reduce or cleat your credit card debts, ... . You will be educated on how you can manage, restructure, extend, and negotiate your payments with your credit card ... to become financially independent and stay out of debt. You may find yourself with a bad credit score [more...]

Date: 2009-01-05 12:35:30

Control High Interest Debt

Control High Interest Debt Your net worth is your assets minus your liabilities. Liabilities are debts ... debt are: - Unemployment - High cause of medical bills - Settling divorce finances - Spend ... as possible. This includes setting aside some for credit card debts. - Save 10% of your salary [more...]

Date: 2009-01-01 12:56:19

Exercising Caution In Credit Repair Phase

Exercising Caution In Credit Repair Phase 5:50 pm The point that is trying to be made here is that emergencies occur in life, at any given point ... as possible off on that credit card, and whilst you are settling the debt on that card ... reducing your debt, of the credit card, and once this has been paid off you could continue paying [more...]

Date: 2009-01-08 01:38:30

Should I file Bankruptcy or Settle my Debt?

A reader at How to settle your debts on your own asks if she should file bankruptcy or try and settle her debts on her own ... . They have $50,000 in unsecured debt. I got behind on all my bills and took on a second job, then realized that even with the second job I couldn’t pay all the bills. I tried Credit Counseling [more...]

Date: 2008-11-26 22:46:18

Debt Consolidation Information - Your Option

Debt Consolidation Information is vitally important, now more than ever, ... counseling services. This is when you can consolidate your credit card debt into one payment made directly ... . Secondly, there is debt consolidation by means of credit card consolidation loans. In most cases [more...]

Date: 2009-01-02 21:10:32

Three More Years in Iraq?

Iraq's Cabinet Agrees Deal for US Troops to Remain for Three More YearsAssociated Press / guardian.co.ukIraq's cabinet today approved a security pact with the United States that will allow American forces to stay in Iraq for three years after their UN mandate expires at the end of this year [more...]

Date: 2008-11-17 08:46:00

My husband might not love me anymore.

It's a long story, but I'll only include what I think is necessary. My husband and I have known each other for almost 10 years, been a couple for something over 9, living together for almost 4, and married for almost 2. We have always been very close and very much each others' best friend [more...]

Date: 2009-01-08 01:39:30

When Can I Start Settling My Debts?

A reader at How to settle your debts on your own wants to know when he should start trying to settle his unsecured debt ... the minimum payments. My wife and I owe more or less $40,000 on our credit card debt and an unsecured loan. We plan to settle our debt on our own. We stopped paying our credit card bills two months ago [more...]

Date: 2008-12-02 01:18:43

How to get rid of credit card debt with debt settlement

There are a lot of people who are facing financial constraints these days ... in settling financial problems. Understanding debt Settlement debt settlement is one of the best ways to reduce the amount of credit card debt you have. In this process the debtors negotiate [more...]

Date: 2009-01-12 01:01:49

Top 10 Credit Mistakes

Learning the easy steps to repairing your credit can be a big relief and get your financial life back on track ... . 10. Closing your paid off credit card accounts Paid off credit cards are like gold to your credit ... on that card will contribute to your credit worthiness. Put the cards in a block of ice [more...]

Date: 2009-01-03 21:11:04

Legitimacy Of Debt Settlement Companies Concern Consumers

Debt Settlement Companies offer the most proper way for settling your debt. Legitimate debt settlement companies offer best possible options to eliminate credit card debt. In the light of recent increase in debt consolidation and settlement fraud in the marketplace the U.S. consumers check the legitimacy of the companies and services offered. [more...]

Date: 2009-09-14 09:00:39

Stock Market Dictionary - N

N Fifth letter in a Nasdaq stock symbol specifying that the issue is the company's third class of preferred shares. NA The two-character ISO 3166 country code for NAMIBIA. NAD The ISO 4217 currency code for the Namibian Dollar. NASD See: National Association of Securities Dealers Nasdaq See: [more...]

Date: 2009-01-02 16:44:00

another post for Debt Consolidation

How would you like to be free from all your credit card debts? ... and totally be able to credit cards and debt and other matters related to it. That is why I really ... for all my credit card dues from collection agencies is really pain in that part, you know what I mean. Anyways [more...]

Date: 2008-12-26 06:05:16

Identity theft: A Cancerous Crime

Identity theft: A Cancerous Crime Gene on November 11th, ... , Social Security number or credit card number without your permission to commit fraud or other crimes ... of individual thieves. Identity thieves may rent an apartment, obtain a credit card or establish a telephone [more...]

Date: 2008-11-11 01:51:43

Save Money on Your Landline Phone

Save Money on Landline PhoneThere was a time when I paid $40 a month for a phone in my home ... a month plan with Vonage (which included all the features that my old phone company ... over what my old phone company had to offer. Pros: Likely cheaper than your current phone company [more...]

Date: 2009-01-12 12:55:02

The Benefits Of A Credit Card With Low Interest

by katie George There is no one best credit card out in the market ... by the card holder. There are times when one particular credit card type is better used over another type of card, but it would usually depend on the situation. Credit cards give you freedom and flexibility [more...]

Date: 2009-01-10 08:38:00

Compare Credit Cards Online

by Mary Bush A credit card is a card given to an individual by the bank to make purchases with ... with the credit card and over time the card holder pays back the bank through regular monthly ... much financial trouble the credit cards have put them in. It is important to get a credit card [more...]

Date: 2008-12-24 19:06:35

How to have the best Christmas ever during a down economy

I am small business owner in the construction industry and have been severely affected by the recent downturn of the econiomy ... and settling in the south in record numbers. I was looking at what I thought was a never ending [more...]

Date: 2009-01-04 03:32:14

Getting Out Of Debt Faster Through Debt Settlement

Getting Out Of Debt Faster Through Debt Settlement Posted By William Blake on @ 9: ... debt balances for a borrower. In essence, debt settlement means contacting a creditor and settling on a reduced loan balance. If a consumer owes $18,000 in credit card debt and has other obligations [more...]

Date: 2008-11-10 15:39:02

Friday Digest - Vol. 08 No. 49

Friday Digest - Vol. 08 No. 49 Friday Digest — Vol. 08 No. 49 5 December 2008 THE FOUNDATION "No people will tamely surrender their Liberties, nor can any be easily subdued, when knowledge is diffusd and virtue is preservd [more...]

Date: 2008-12-05 23:18:33

Low Interest Rate Credit Cards: Telling the Good from the Bad

There are several credit card companies that offer low interest rate credit cards ... cash advance fees. A good low interest credit card strives to keep the user’s cost of borrowing as low as possible. If a low rate credit card assesses a hefty transaction fee, it offsets any benefits [more...]

Date: 2009-01-02 22:48:02

How Students Must Use and Handle their Credit Cards

How Students Must Use and Handle their Credit Cards Posted By Caden Flynn on @ 1: ... card. Most of these students use them carefully and see them as an opportunity to build a good credit ... that those students who have use of a credit card learn to use it wisely and that they learn to manage [more...]

Date: 2008-11-09 19:22:01

Loan Modifications Principal Reductions

How to calculate debt to income ratios or DTIRs for a loan mod I made this video to show you how to calculate DTIRs, which are the most important thing lenders pay attention to in determining [more...]

Date: 2009-01-07 13:27:51

Business Credit Card Debt Consolidation - The Way to Get out of Credit Card Debt

Business Credit Card Debt Consolidation Have you ever heard about business credit card debt consolidation companies before? You maybe familiar with credit card debt consolidation for individual or person. In fact, there are many business credit card debt consolidation companies that offer help for business companies [more...]

Date: 2008-12-19 07:01:48

PARADISE

The past week has been eventful... My last post referred to the passing of our long time friend, Eddie E ... stand to have less credit card debt, I am not going [more...]

Date: 2008-12-01 23:26:55

Debt Restructuring - Helping You Gain Control of Finances

Restructuring your debt will help you gain control of your finances once again ... to third parties to help you deal with your creditors. Taking Advantage Of Debt Consolidation Using a debt consolidation loan will help you take charge of your monthly payments once [more...]

Date: 2009-01-15 06:20:49

My prosperity was more than good luck!

Date: 2008-11-11 06:11:01

Commonly Asked Questions about Credit Card Debt Settlement

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Is there a legal secret to settling credit card debt? [more...]

Date: 2009-09-05 14:10:13

Settling Credit Card Debt

Work with the credit card companies to settle your debt [more...]

Date: 2009-01-03 05:57:39

Credit card debt and a bad market are hurting US residents

Today here in the great country the United States of America we are sensing the full blown end product of what a economic slump can do ... in unsecured consumer credit card debt are also the ones who are going through the most problems. People ... about to get out of debt. These methods include the world renowned credit counseling, credit card debt settl [more...]

Date: 2008-11-05 00:02:15

debt consolidation

My sister is actually on her way to freeing herself from one of the most humiliating stage of her life - her credit card debt ... and interests keeps on blowing her bills thus making it impossible to finish settling the said credit issue ... of financial debt (read: credit cards, fast cash and all). Anyways, with this consolidation, a debtor [more...]

Date: 2008-11-25 02:17:03

How To Settle Credit Card Debt

Now look at it, inserted harmlessly in the folds of your purse ... , they realize just what’s going on how to settle credit card debt. It’s no coincidence that as per the Federal Reserve’s most recent survey nearly half of American homes are bogged down with credit card debt [more...]

Date: 2008-09-22 20:35:42

Forgiven Debt Isn't Really Forgiven At All

By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]

Date: 2009-09-22 13:00:09

How trust worthy is American Debt Settlement Group?

I talked to someone from that group with the address 7590 E Gray Road Scottsdale, AZ 85260 I want to know can I trust these people do help settle my credit card debt? How do I know it's not a scam? Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-05-21 23:36:18

The Bare Minimum You Should Expect From A Credit Card

by Mary Bush The days when a credit card was just a credit card are long gone ... credit issues to take into account. It’s quite usual for a card which offers extensive benefits ... during this period. The grace period should be long enough to ensure that by settling your debt [more...]

Date: 2009-01-01 16:58:43

The Bare Minimum You Should Expect From A Credit Card

Date: 2008-12-28 09:49:26

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