What You Must Know About Reducing Your Credit Card Debt

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... of advice on how to reduce credit card debt, are available, however nothing much seems to change ... debt. As aforementioned,lots of advice are available on how to minimize credit card debt, and the only [more...]

Date: 2009-01-14 13:51:26

Blog posts (135) | Videos (141)
 

Debt Reduction or Debt Elimination- Do the Words You Use Make A Difference?

If you’ve read Think Your Way To Wealth for any period of time, you’ve probably noticed that I use Debt Reduction and Debt  Elimination fairly interchangeably ... or Debt Elimination.  Now, I am not going to pull out Webster’s Dictionary here, but in my mind I find [more...]

Date: 2009-01-08 01:37:26

Money Merge Account Analysis Pt 18

One thing I continue to run into are the post of people who claim to use the Money Merge Account, ... my credit card first! Why? When I pay my car off first, that’s another $387 that goes to other debt every month, vs. only about $60 from my credit card being paid off. My mortgage with 26 years left [more...]

Date: 2009-01-15 13:02:52

Carnival of Debt Reduction: Tips via Twitter Edition

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]

Date: 2009-01-12 13:00:59

Friday Finance Findings for January 9th

Happy 2009. Hopefully everyone had a good holiday. It’s been tough to get back to the daily grind this week, but it kind of feels good to be back ... about my one goal of reducing the clutter. While it’s easy to think of that in terms of real stuff, I also [more...]

Date: 2009-01-09 15:37:58

U.S. News & World Report echoes Council’s recommendations

The recommendations found in the President’s Advisory Council on Financial Literacy annual report, issued at the close of December, 2008, have been taken to heart by the media. On Tuesday, January 13, U.S. News & World Report reporter Kimberly Palmer wrote the following article, highlighting five of the Council’s recommendations: [more...]

Date: 2009-01-14 16:53:42

The Crisis and the Policy Response - Benanke

SpeechChairman Ben S. BernankeAt the Stamp Lecture, London School of Economics, London, EnglandJanuary 13, ... on many financial institutions and shook investor confidence in credit markets. However, although ... one aspect of a much larger and more encompassing credit boom whose impact transcended the mortgage [more...]

Date: 2009-01-14 14:16:00

Global Warming – A Marketing Problem?

Being a ‘glass half full’ kind of person, it seems to me that the environmental movement can pat itself on the back for its work over the last few ... . And like a lot of things, if a good part of it comes down to a marketing problem. Never fear [more...]

Date: 2009-01-15 11:45:46

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... , and credit card statements, mortgage and insurance records. Locate debt worksheets on the internet ... debt. Decide which credit cards, and loans that you will pay down in order. For the first [more...]

Date: 2009-01-14 23:03:41

Why Credit Cards Matter So Much

Why Credit Cards Matter So Much Sharon December 2nd, 2008 Yesterday put the nail in the coffin of a move from recession (small “r”) ... - in part because they don’t have the cash.  Credit card balances have risen enormously in the last few ... the total amount of credit card loans outstanding has risen more in the last 10 weeks than it did [more...]

Date: 2008-12-02 19:29:36

It’s Never the Perfect Time, from Paid Twice

This guest post from Paid Twice was originally published on March 31, 2008. I think it’s so good, I’m sharing it with you again! ... to reducing our credit card debt, I literally paid $1 over the minimum payment. The minimum was $199 ... our credit card debt. And the funny thing was, there was always something else. There was always [more...]

Date: 2008-12-29 11:00:25

HOW TO KEEP OBAMA $2 TRILLION CAMPAIGN PROMISES

By some estimates the total cost of Barack Obama’s campaign promises could come to $2 trillion. The new president will have to disappoint many of his voters — or resign himself to an enormous government deficit. President-elect Barack Obama has a lot of election pledges to live up to BY GABOR STEINGART Barack Obama has [more...]

Date: 2008-12-13 03:19:21

The Fed Gives Consumers an Early Christmas Present

Last week the Federal Reserve released some long awaited new credit card rules that will provide important new protections for consumers ... we could help consumers make better and more rational financial decisions without greatly inhibiting [more...]

Date: 2008-12-24 23:44:00

How to pay off your HECS Debt from UNI

Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]

Date: 2009-01-15 11:17:25

More Info On Good Credit Report Score

Bankruptcy is an option but the laws have changed and it is not always the best way ahead ... of overspending and poor financial planning, but whatever the grounds for being in debt there are some ways of credit card debt relief. There are no instantaneous solutions and your credit card debt relief [more...]

Date: 2009-01-07 23:33:05

Debt consolidation - Options for Reducing Credit Card Costs

Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely. If you have good credit, you can get a credit card with a reasonable interest [more...]

Date: 2009-01-16 02:53:57

Be Smart To Tackle Your Credit Card Debt

Are you concerned about reducing your debt? If yes then why are various people only paying the minimum payment on their credit cards? ... Is it because they think if they keep paying the minimum payment every month it will itself paid off within months? Credit card companies admire the fact they we only pay the minimum ... [more...]

Date: 2009-01-15 06:27:16

The credit card transfer season

by James Noon As the coldest January for years starts to bite and the credit crunch is still in full swing, ... chance to take control and manage your money to your benefit, and taking advantage of credit card ... noticeably in comparison to January of last year, with the credit card companies tightening [more...]

Date: 2009-01-14 19:45:58

The Ponzi Scheme As Way of Life

The Ponzi Scheme As Way of Life Sharon December 19th, 2008 I’m sorry, I’m having a bit of trouble getting all outraged about Bernie Madoff and his ponzi scheme.  Yes, I’m shocked.  Shocked and appalled.  You mean, someone was offering a scheme in which you pay present day participants with the funds of those who come in later, [more...]

Date: 2008-12-19 18:01:37

Friday Digest - Vol. 09 No. 01

Friday Digest — Vol. 09 No. 019 January 2009THE FOUNDATION"A Constitution of Government once changed from Freedom, can never be restored. Liberty, once lost, is lost forever." --John AdamsPATRIOT PERSPECTIVE2008 in review: Top questions Barack Obama did not answerBy Mark AlexanderPerhaps you've noticed an abundance of "Top Ten" [more...]

Date: 2009-01-09 16:19:00

Poor Credit Debt Consolidation & Debt Reduction - Comparing Debt Consolidation Services

Too much debt is a common problem that affects millions of consumers across the country. Eliminating debt is not an easy task ... one of ABC Loan Guide’s Recommended Poor Credit Debt Consolidation Services. Debt settlements ... are reduced up to 50%. Debt settlement agencies are different from consolidation services [more...]

Date: 2009-01-15 14:15:08

Holiday Gift Giving On A Tight Budget

How we’re approaching holiday gift giving this season as we keep to a tight budget ... all available money toward reducing our debt and following debt elimination tips and debt reduction ... debt was crippling our family and drastic measures where required to stop the damage [more...]

Date: 2008-12-16 20:26:24

Credit Card Debt Reduction - What You Must Know

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... of advice available on how to reduce credit card debt, but still nothing much seems to change ... . So, how do you reduce credit card debt? Well, you reduce credit card debt by preventing [more...]

Date: 2009-01-15 14:51:01

A Not-So Modest Proposal

Paul Brodsky & Lee Quaintance run QB Partners, a private macro-oriented investment fund based in New York ... in our office, where taciturn riveters laze on I-Beams perched 800 feet above what would become Rockefeller [more...]

Date: 2008-11-12 12:00:28

Media & Politics (one section only today)

Media & Politics (one section only today) 08-Jan-09 Permanent link to MTA daily media news Class Warfare (by Susie at Suburban Guerrilla) rom Daily Kos…: “If the lines had continued to track closely together as they did prior to the 1970s, the MINIMUM WAGE would be more than $19 an hour. THE MINIMUM WAGE!!! [more...]

Date: 2009-01-08 19:07:20

Does Paulson Have Any Idea How to Spend Our $700 Billion?

Does anyone else get the funny feeling that we’re going to discover very soon that the $700 billion has been spent and no one is quite sure what it ... Express, now that it has been characterized as a bank, as well as into the credit card, auto loan [more...]

Date: 2008-11-13 21:43:44

Wall Street Breakfast: Must-Know News

Thanksgiving rally falls with a thud. After a five-day rally that spurred hopes of a lasting recovery, ... confidence, and a lack of credit availability." His comments, including calling rate cuts below [more...]

Date: 2008-12-02 12:15:46

Why Even Good Credit Might Get Cut

(Photo: Dan Esparza) You can afford your mortgage, you have a high credit score and you pay your bills on time every month ... individuals account, as a form of loss mitigation. The problem this poses for many travelers [more...]

Date: 2009-01-16 02:35:39

Fed Watch: Misguided Policies

Tim Duy: Misguided Policies, by Tim Duy: From the wires: 15: ... s economy. Policy would be best focused on supporting the inevitable transition away from debt ... , I find programs that purport to “help” homeowners by reducing their mortgage payments [more...]

Date: 2008-11-13 00:23:00

DrumBeat: December 10, 2008

U.S. gasoline use to decline most since 1979-80 WASHINGTON (Reuters) - U.S. gasoline demand is expected to decline more sharply this year and next than in any other two-year period since 1979-1980, the federal Energy Information Administration said on Wednesday [more...]

Date: 2008-12-10 13:52:25

Household Bank Credit Card

Some people have numerous credit cards, and balance the outstanding balances across their various credit cards ... by various credit card companies. The key to success in reducing credit card debt is to pay ... on the internet. Now with so many online credit card companies available making online credit card applications [more...]

Date: 2009-01-15 09:36:52

Pay Off Your Credit Card Debt

by Landon McGehee In an ideal world, we would have no need for a credit card ... it, then cut the card up. You can always apply for a new one once you are free of debt, if you think ... . If you had your way, you would pay off any debt in full as soon as you can, to eliminate any financial [more...]

Date: 2009-01-15 20:59:39

How Much of an Emergency Fund Do You Need?

In case you haven’t heard, you need an emergency fund, and you need it yesterday. In the good times, we could rely on home equity loans and credit cards to tide us through the bad times. Now, HELOCs are gone or shrinking and credit card issuers are reducing credit limits. Unless [more...]

Date: 2009-01-07 01:33:50

Wolf Versus Pettis on US Stimulus, Fiscal Deficit (Not for the Fainthearted)

Martin Wolf has a very good comment in the Financial Times, "Why Obama’s plan is still inadequate and incomplete," ... 6) I argued that the debt-encumbered US private sector would now be forced to save .... The excess [more...]

Date: 2009-01-14 15:43:00

$75 user participation survey for those in debt

As I think I have mentioned before, I am working with a company called DebtGoal in development of their product ... in credit card debt At least 2 other types of debt (mortgage, auto, student loan, home equity loan [more...]

Date: 2009-01-10 15:48:20

Credit Card Companies reducing credit lines

In order to control risk about 60% of credit card companies are lowering the credit lines of non-prime borrowers. Any card holder who appears ‘risky’ may have their credit line reduced. Consumers with a credit card that isn’t being used may possibly have their account closed [more...]

Date: 2009-01-09 17:19:03

11-17-08 Twenty-Something Finances-Carnival

Welcome to the 11-17-08 Carnival of Twenty-Something Finances! ... on enormous mortgages, car loans, CC debt are usually not 18 and starting out, they are older ... away from debt but how is it different from Bankruptcy or Foreclosure? It’s not. And consider [more...]

Date: 2008-11-17 14:00:09

GOPUSA ILLINOIS Daily Clips - January 6, 2009

Articles of interest to Illinois Republicans recently posted by ABC7, NBC5, CBS2, Chicago Tribune, Chicago Sun-Times, Crain's Chicago Business, Daily Herald, Suburban Chicago News, Suburban Life, Pioneer Local, Southtown Star, Rockford Register Star, Bloomington Pantagraph, Peoria Journal Star, Springfield State Journal Register, [more...]

Date: 2009-01-06 14:05:29

Credit Card Debt Consolidation Counseling

Credit Card Debt Consolidation Counseling January 14, 2009 at 1:30 pm · Filed under Credit Card Consolidation div style=’float: right; width: ... the best debt consolidation program. Reputed credit card debt consolidation counseling agencies also ... card debt consolidation counseling is a professional counseling provided by organizations which help [more...]

Date: 2009-01-14 18:30:40

Budget Effectively to Manage Your Debt

If you can manage to create your own budget, you will be in far better control of your finances ... and Debt Reduction Creating your own personal budget and managing your finances is more than ... Expenses Reducing Your Debt Your Personal Savings First, write down your fixed expenses and determine [more...]

Date: 2009-01-15 17:51:34

DrumBeat: November 17, 2008

EIA: OPEC 10 Month Oil Export Revenue +32% On Full-Year 2007 NEW YORK -(Dow Jones)- OPEC has earned an estimated $884 billion on oil exports in the first 10 months of 2008, or 32% more than it earned in all of 2007, the U.S. Energy Information Administration projected [more...]

Date: 2008-11-17 13:33:17

Midwest Voice: US Economy: Greedy credit card companies and Congress created a financial disaster - by Yael T. Abouhalkah

For the complete report from the Midwest Voices click on this link US Economy: ... act, people could file for Chapter 7 bankruptcy, which erased unsecured debt such as credit card ... Greedy credit card companies and Congress created a financial disaster - by Yael T. Abouhalkah [more...]

Date: 2009-01-14 14:45:43

Negotiation Credit Card Debt With The Banks

Negotiation Credit Card Debt With The Banks Posted in January 15th, 2009 Category: ... by spending too much money on gifts and entertaining? Credit card debt is really a menace and a lot of people are facing it around the globe. make money online Credit card debt consolidation into bank [more...]

Date: 2009-01-15 12:51:43

The Carnival of Debt Reduction #170

debt1 Welcome to the Carnival of Debt Reduction #170 ... at Need Extra Cash?. Credit Shout presents Balance Transfer Options for Credit Card Consolidation posted at CreditShout. TCT presents Do Consolidation Loans Affect Your Beacon Score? posted [more...]

Date: 2008-12-15 13:00:18

One Year Of Frugal Dad, A Look Back

Hard to believe I have been writing here at Frugal Dad for an entire year! ... that I have been able to monetize the site a bit has helped our finances by reducing debts faster than my single [more...]

Date: 2008-12-29 11:00:50

Taking the Consumer Out of Consumerism.

With all the bleak news reported daily and seemingly updated by the hour, ... - excessive consumers. In an effort to keep up with the Joneses, we have become dependent on credit and debt [more...]

Date: 2008-12-09 14:00:33

DrumBeat: December 21, 2008

Shadowed by $200 oil It’s not too early to talk about the prospect of $200 oil ... of increases, according to a daily survey of gas station credit card swipes. Downturn Will Test Obama’ [more...]

Date: 2008-12-21 14:12:23

Deflation, Deleveraging, and the Stimulus Effect

Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? ... of economic theory and practical investment advice. Already committed to speak are Martin Barnes [more...]

Date: 2009-01-11 12:32:28

Why Even Good Credit Might Get Cut

Why Even Good Credit Might Get Cut Posted on January 15, 2009 (0) Comments (Photo: Dan Esparza) ... individuals account, as a form of loss mitigation. The problem this poses for many travelers [more...]

Date: 2009-01-16 02:35:39

Minister for Simplicity

I didn't think I'd be frightened by our economic crisis ... and those in power refuse to acknowledge that reducing what we spend on 'stuff' will help [more...]

Date: 2008-12-09 18:36:00

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