Ten Ways to Reduce Debt
by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]
Date: 2008-11-24 22:33:22
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Debt Elimination Tips: How To Reduce Debt With These Do’s and Don’ts
My own debt elimination tips and thoughts on how to reduce debt. I’ve learned from my mistakes so I hope you do as I say, not as I did. In the mid- to late-’90’s, I made accumulating credit card debt something of a hobby. It wasn’ ... , by the end of 1998 I had nearly $25,000 in debt and not a darn thing to show for it. I knew I needed [more...]
Date: 2008-12-12 23:58:35
Steps To Stop Recession For Governments, Companies & Individuals
Decrease in personal consumption, over spending, exorbitant imports, inflation, cyclical economy, high interest rates, sky high energy prices, trade deficit, consequent wars, subprime mortgage crisis, massive personal debts and debt trap ... disposable income, reducing per capita debt level, balancing interest rates, ensuring an atmosphere conducive [more...]
Date: 2008-12-22 13:19:11
How to Reduce Your Credit Card Debt
How to Reduce Your Credit Card Debt Posted in January 15th, 2009 Category: ... Debt Relief All of us have heard that several times that someone can be crazy with his or her high credit card debt. But don’t be so much upset to file for insolvency. You should always remember [more...]
Date: 2009-01-15 10:51:32
Welcome to the Carnival of Debt Reduction
Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . [more...]
Date: 2009-09-28 05:00:04
Look Back at 2008
It is hard to believe I’ve been writing here almost a year! Let’s look at how I did with my 2008 goals ... . Now I am with a new company and not eligible for 401K yet. * Reduce IRS debt to $3,000 FAILURE This one is killing ... . *Reduce CC debt to under $15,500 by December 2008 DONE In fact, my cc debt is currently $14,500 [more...]
Date: 2009-01-02 05:16:00
Welcome to the Carnival of Debt Reduction
Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . Financ [more...]
Date: 2009-09-28 05:00:04
A loophole wide enough to drive a GMC truck though
The Bush administration’s outline of its automaker bailout package lists some seemingly sensible changes in labor practices that GM and Chrysler need to make. (Ford, to its credit, is seeking private financing instead.) Targets: The terms ... of Congressional negotiations but did not come to a vote, including: Reduce debts by 2/3 via a debt [more...]
Date: 2008-12-19 16:41:00
Fab Five - A Simple Holiday Edition
A few members of The Life Skills Network put together an outstanding resource around the theme of simplifying the holidays ... , to the Benefit of Cardholders. A vote this Thursday could eliminate such credit card nastiness as double ... : Breathe (@Simple Mom) Debt Elimination Tips: How To Reduce Debt With These Do’s and Don’ts. Enjoyed [more...]
Date: 2008-12-17 19:00:46
Paulson's $6 Billion Foot In The Door Play
The US Treasury continues to throw $billions around like peanut shells. Bloomberg is reporting Treasury to Buy $5 Billion GMAC Stake, Expand GM Loan ... in an e-mail.GMAC joins more than 190 regional banks, commercial lenders, insurers and credit-card issuers ... it has accepted all bonds tendered in a debt swap designed to reduce its debt load.“Once the [more...]
Date: 2008-12-30 05:04:00
Paying Down Debt In Your Marriage
Debt can be a real strain on any marriage. Today we’ll take a look at how you can work with your spouse to reduce debt together ... accumulate credit card debt. Before you know it, you’ve racked up $50k in consumer debt, not including ... such as an unexpected medical expense or car repair. Don’t skip step 1! It’s #1 for a reason. Step [more...]
Date: 2008-09-08 13:12:49
How Credit Repair Services Can Help You Be Debt Free
a credit repair business Unfortunately, the world is set up to encourage borrowing ... techniques, end collector calls and teach people how to reduce debt. Debt consolidation credit ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores [more...]
Date: 2008-12-15 21:41:26
Debt Settlement Attorney – Get Adequate Representation
If you are looking to reduce or eliminate debt without declaring bankruptcy, you may be well served if you hire a debt settlement attorney. These lawyers are specialists in negotiating with creditors to not only get them to accept a feasible settlement plan, but also to do things like remove negative marks from your credit report, reduce or eliminate penalty fees, and make other such concessions. [more...]
Date: 2009-09-20 06:02:32
This Year, Resolve to Solve Your IRS Tax Problems. Let TRS Be the Special Forces Unit in Your Battle Against the IRS!
I wanted to take a moment to mention some of our remarkable client success stories from 2008. Matt C ... , but our team of expert tax attorneys, CPAs and enrolled agents were able to clear his IRS debt and lift ... you reduce your tax debt today. Visit the Tax Resolution Services web site for a free tax relief [more...]
Date: 2009-01-02 23:46:03
Practical Guide On Debt Consolidation
by Don Pedro Debt consolidation is a way to manage or even reduce the amount of debt someone has ... about your loans, interests, credit card debt, card information, your monthly income ad ... moderates the program and he deals with all other creditors on behalf of you. A proper debt consolidation [more...]
Date: 2008-12-27 10:39:46
Find debt consolidation nationwide!
How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news ... have other services like debt consolidation refinance which provide debt settlement programs that reduce [more...]
Date: 2009-01-13 03:16:06
YOUR VIEW: Charles Merlis
We’re bailing out large corporations, it’s time to help the little guy ... us to spend on goods and services. Instead many people have used it to reduce their credit card debt ... For a Debt Consolidation Loan or Credit Card Counseling Service Source: YOUR VIEW: Charles [more...]
Date: 2008-10-28 03:36:43
Out Of Debt By Following 5 Tips
Author : Devora Witts Getting out of debt may seem complicated but it should not be It is possible to eliminate debt progressively without much sacrifices or getting into complex financial processes that can also risk your financial future What you need to do is to meditate about the real causes of your debt problems and attack the underlying variables that generate debt in your life Plus, by following these easy steps you will be able to reduce debt generation to a minimum while continually [more...]
Date: 2009-09-14 17:36:31
Understanding Rights Issues
Photo by micsalac There have been a spate of rights issues by listed companies recently ... that they require more funds. There is also the problem of existing credit lines of companies being reduced ... to raise capital. Via debt or equity. Debt can be raised through bank borrowings or the issuing [more...]
Date: 2009-01-14 04:09:35
Bailout Mania As Miracle No Diet, No Exercise Weight Loss Drugs
Peter Schiff, writing in the Wall Street Journal, aptly describes our policymakers’ current fascination with bailouts as a desire for a pain-free ... avoidance. Individuals, companies or cities with heavy debt and shrinking revenues instinctively know that they must reduce spending, tighten their belts, pay down debt and live within their means [more...]
Date: 2008-12-28 05:20:42
Financial Statement Basics - Overview
The Only difference between Rich and everyone else is that, Rich know how to read Financial Statements and how to analyze them ... , Reducing expenses, Debt reduction, Credit card debt elimination, Spend less than you earn and every [more...]
Date: 2009-01-13 17:24:00
How I got rid of debts
I am going to write the pleasant experience that I had with debtconsolidation.com and how I was able to get rid of the debts with their help ... debtconsolidation.net. First they gave me a Credit Consolidation counselling and my case was forwarded to a debt analyser. He gave me several tips on how to reduce my debts. He asked me to follow his program [more...]
Date: 2008-11-21 06:15:13
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
My Resolutions For 2009!
I spent a long time yesterday reading the resolutions from many of my blogging compadres and it made mine feel a tad inadequate ... Event* in 2010.Continue to save 10% of my salary for retirement.**Pay off all short term debt - don't ... of $40 a month, I will only reduce this debt by $72. Yes, you read that right friends. This loan [more...]
Date: 2009-01-02 17:14:00
Cutting off supply of gas to Europe
On 23 December 2008, President Yushchenko said that more than $1 billion was paid by Ukraine to reduce its debt, while a part of the debt was restructured for January–February 2009. Gazprom denied that there is any [more...]
Date: 2009-01-07 13:22:20
Debt-Financed Consumer Spending Spree?
From the Wall Street Journal article "Hard-Hit Families Finally Start Saving, Aggravating Nation's Economic Woes": ... " and you get 600 results, and for "credit card nation" you get almost 400 results. But the consumer debt data ... Rick and Noreen Capp recently reduced their credit-card debt, opened a savings account and stopped [more...]
Date: 2009-01-08 14:56:00
GM Proves There Is an Alternative to Bailouts
One of the top U.S. business stories Monday involved a Credit Suisse analyst predicting that ] could go to zero in its restructuring process. Which would mean that over $2bn of equity value could be wiped out as debt restructuring could ... , creditors would agree to haircuts on their principal.Which would reduce the debt burden and help [more...]
Date: 2008-12-23 15:30:21
Debt Settlement Companies: Friend or Foe?
These days, lots of people are swimming in debt with nowhere to turn, no access to credit, and no liquidity, with their credit scores shot… and they’re wondering what to do next. Someone I know who is in this predicament just recently asked me for some input. I told them that there are various paths to the same end: to get rid of your debt or to reduce it to some extent. [more...]
Date: 2009-09-09 06:49:11
Debt Consolidation May Be A Option For You
With hard times everyone is going through in today’s market and almost everyone owing somebody, have you ever thought about debt consolidation? ... with credit card companies that she had no choice but debt settlement. By using Fast Debt Freedom Now, she was able to reduce her balances up to 50% and save thousands with unsecured debt consolidation [more...]
Date: 2008-10-02 14:15:00
Can Debt Consolidation Help To Overcome Credit Card Debts?
Are you looking for some inside information on being sued for debt? Here’s an up-to-date report from debt consolidation experts who should know. A debt consolidation loan enables you to reduce these high payments and avoid expensive loan penalties. Creditors will give customers with a good credit history a better rate to keep their business. Once you have rates as low, target the cards with the highest rates first, then work your way down the list. [more...]
Date: 2009-09-19 12:42:52
Can Debt Consolidation Help To Overcome Credit Card Debts?
Are you looking for some inside information on being sued for debt? Here’s an up-to-date report from debt consolidation experts who should know. A debt consolidation loan enables you to reduce these high payments and avoid expensive loan penalties. Creditors will give customers with a good credit history a better rate to keep their business. Once you have rates as low, target the cards with the highest rates first, then work your way down the list. [more...]
Date: 2009-09-16 18:49:56
Government debt — who will pay?
“The ‘incidence’ of taxation refers to who pays the ultimate burden of a tax. The optimal theoretical resolution is government budget surpluses that reduce the debt. But that is the least probable scenario. Total government spending in the USA has reached an astonishing sixty percent of national income. Most of the American economy’s output is now allocated by government rather than the desires of individuals. [more...]
Date: 2009-09-24 04:57:10
Find Way to be Financial Freedom
1. This is a picture of crashed Toyota Harrier which took 5 lives instantly after having head on collision with a truck ... when there are huge amounts of money to settle. This is where people need to be in Debt Relief all the time as a method of precaution. 2. One way to start is first, you need to reduce your debt in a package [more...]
Date: 2008-11-15 01:08:39
Patching up shortfalls can mean postponing retirement savings
This Michelle Singletary column on the Washington Post website has answers to a few readers’ questions regarding debt and debt reduction ... when the credit card balances start going up. I think this would especially hurt someone ... . And if there’s debt to be reduced, then this is even a stronger reason for not investing. [more...]
Date: 2008-12-27 04:59:43
More Article about Debt Consolidation
Credit cards and medical bills are all unsecured with no leverage on your home till such time as you make the mistake of a debt consolidation loan ... that you pay the credit counselor each month. Credit counseling services help individuals regain control over their finances by helping them reduce their debt in various ways. These services often serve [more...]
Date: 2009-01-03 09:06:04
The Early Bird: January 7, 2009
Burris Barred, But Maybe Not For Long While members of the incoming U.S. Senate were sworn in on Capitol Hill yesterday, Gov ... spending. But the Democrat also promised to limit and eventually reduce the long-term debt by enacting ... Administration is nixing it’s cost-saving snow removal plan that required city crews to wait until regular [more...]
Date: 2009-01-07 14:58:42
Wall Street Breakfast: Must-Know News
IndyMac's backdating scandal. The Treasury has launched a formal probe into the Office of Thrift Supervision after discovering a senior bank ... ;P reduced GM's unsecured debt to C and forecast a 'high' likelihood of bankruptcy. In the event ... , and for jeopardizing investors’ interests while collecting 'millions of dollars in fees.' Between [more...]
Date: 2008-12-23 12:16:14
Donate Your Car To Charity - And Receive Its FULL Value!
It’s that time of year again. If you haven’t started doing so yet it won’t be long before you start dragging out boxes of receipts and paperwork ... this year is more than you expected and or thought fair yourself you’ll be looking for ways to reduce that debt without having to go to jail for noncompliance. Well, have you considered donating your [more...]
Date: 2009-01-08 02:19:04
Rio Tinto Reduces Debt – Analyst Blog
Rio Tinto PLC ( RTP ), the heavily indebted miner, has now cashed in over $7 billion in total by selling its non-core assets after its merger with Canadian aluminum group Alcan. Last week, Rio agreed to sell its Alcan composites business to Switzerland's Schweiter Technologies for $349 million. The deal is expected to close by the end of the year. The company targets to sell $15 billion in assets to lighten its debt burden it piled up from the $38 billion acquisition of Alcan in 2007. [more...]
Date: 2009-09-25 19:18:01
The Oil Floor
With oil now below $45 a barrel, and Merrill Lynch projecting that it'll drop to $25 in the next year, ... tenets, like reducing debt and growing other spheres of the economy. But Russia's budget for 2009 ... producer states, it seems, have fallen into an old trap, expecting booms to last longer than [more...]
Date: 2008-12-08 20:29:48
About Those Balance Transfers…
Now that the days of 0% balance transfers and no balance transfer fees are likely a thing of the past, ... of these spendthrift habits has resulted in not a little bit of debt for Mr. Grouch, but he has recently committed to a goal of eliminating it entirely. Good for him! In order to reduce his debt as quickly [more...]
Date: 2008-12-16 21:12:28
Bill Consolidation
Bill Consolidation People have different ways of budgeting their money and it all stemmed up from the person’s attitude towards finance handling ... gadget, shopping online for your needs and using credit cards as your payment. Applying and getting ... ways to consolidate bills in a way that they’ll reduce your debt into one comfortable and convenient [more...]
Date: 2008-07-04 03:28:12
Needing Help!!
As I have mentioned in my earlier posts that I am now having a major difficulty in handling my credit card bills ... consolidate their credit card debts and also reduce interests; thus giving each families ... of not sending us money, I already incurred over dues and consistent follow-up calls from credit card [more...]
Date: 2008-06-23 11:44:44
Consumerism Commentary posts a Twitterval
Well, kinda: Flexo over at Consumerism Commentary hosts this week’s Carnival of Debt Reduction with a flurry of Twitter Tips from the personal ... outlines the dos and don’ts of reducing debt The Smarter Wallet asks whether a housing assistance ... a class act. Next week we have No Debt Plan on the docket! [more...]
Date: 2009-01-13 06:09:41
3 Little Known Reasons To Stay Away From Debt Consolidation Loans
A debt consolidation loan is often said to be a good way to reduce your debt. The common theory is that you can lower your interest rate, particularly if you’re consolidating credit card debt, and wind up with a smaller payment. This theoretically lets you get the debt paid [more...]
Date: 2008-08-26 20:52:46
Durbin Gets a Clue
Durbin Gets a Clue Posted by HughS Published: January 10, 2009 - 7:40 PM Michael G. Franc at The Corner notes that Senator Dick Durbin ( ... , when taxpayers choose to reduce debt (and personal risk) instead of spending the money we have yet another ... trust a tax cut more than a one time stimulus payment in the same way a politician understands [more...]
Date: 2009-01-11 00:40:56
Debt Consolidation
Times are not easy. The salary doesn’t grow, but every day the bills to pay come in my mail box ... me in debt counselling and debt loans, in order to find a way of solving all this debts with a credit ... solution to may problem. I like de idea of reducing unsecure debt by up 50% and save $1000sAnd [more...]
Date: 2008-12-24 02:30:00
CITI Drops Opposition to Cramdown; May Help Homeowners to Avoid Foreclosure
Citigroup and key Senate members reached an agreement on Thursday that will bring the Helping Families Save Their Homes in Bankruptcy Act one step ... can be reduced by the court including credit card debt and, ironically, mortgage debt on vacation homes ... closer to passage. The proposed law, introduced by Senator Durbin (D-IL) in the Senate and Rep [more...]
Date: 2009-01-11 15:27:40
The Best Online Debt Cures
Hello- If the thought of talking to a credit counselor giving them all your personal information sounds frightening to you, ... is one of the fastest ways to reduce your credit card balances without filing bankruptcy. Many people ... in credit card debt, they can help you reduce your balances by up to 50% or more. Take a look [more...]
Date: 2009-01-08 02:17:08
Buchanan: Let's block congressional pay raise
Rep. Vern Buchanan -- who is said to be mulling a run for the Senate seat being vacated by Mel Martinez -- says he'll introduce legislation this ... not get a pay raise until it shows the discipline necessary to balance the budget and reduce the debt," he said. Buchanan, who says he's donating his salary raise to charity, voted with a minority [more...]
Date: 2009-01-12 14:01:03
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