How To Prioritize Your Debt Repayment Plan

Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can make more effective use of your debt repayment funds if you concentrate on retiring one debt at a time. This can also simplify matters and help you focus your efforts. [more...]

Date: 2009-09-24 01:03:28

Blog posts (43) | Videos (65)
 

Prevent Credit Repair Scams

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual's economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals. [more...]

Date: 2009-09-27 08:01:05

We Shopped Less Than Expected, Stocks Drop As Expected

by Colin Lovett, PICurrent Managing Producer So it turns out we were not very happy holiday shoppers in December ... .  Just buying things. So what should we do about this?  Should we shop more?  Go into more personal debt to help the economy? No. This will eventually shake out as businesses become used to less consumer [more...]

Date: 2009-01-14 22:39:04

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Debt Consolidation: Don’t Dismiss Consolidation, It Can Help!

Amazon.de Widgets Consolidating Debt is often regarded by many as a sign of personal financial mismanagement when in fact it is quite the opposite as this article outlines.Debt consolidation is often considered a last choice option for people who are struggling with paying their credit card debt. Many believe that to consolidate credit debt is akin to saying that they cannot support themselves. If they were to collect some debt consolidation information, their attitude might change. [more...]

Date: 2009-09-15 14:00:05

What Would Happen if You Get Into Financial Trouble

With new technology constantly coming onto the market, the prices of everything rising, and the introduction of more and more credit cards, it is very easy to understand why an increasing number of people are finding themselves in debt. Personal bankruptcy is at all time high because now people are having problems paying for their homes. However, individuals who see quickly that they have a debt problem then there is help available. [more...]

Date: 2009-09-25 09:05:07

The Financial Foibles of Linda Flores

We live in tough economic times. Our financial system is scrambling to avoid a global meltdown and lots of folks are having trouble making ends meet ... . Linda Flores, R-Clackamas, to help cover a 3-year-old automobile debt. The matter reawakens questions of personal debt, which became an election issue two years ago when Flores defeated a [more...]

Date: 2008-09-19 17:53:26

Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November ... Details Here are the details of his debt: Personal Line: $3,500 balance @ 15% - $7,000 limit Credit Card ... Plan When Does the 0% Credit Card Really Expire? The Great Credit Card Debate Continues…. Debt [more...]

Date: 2008-06-24 13:29:39

Free Money Debt Grants

Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just ... is that they typically lead to bad outcomes regardless. Dealing with a debt collector on your back, for example ... , just dig deeper holes. The typical American who is deep in debt will do one of several [more...]

Date: 2009-01-14 12:24:03

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

Personal loan to your relief

"Man proposes, God disposes" is a well known statement and one can experience this often. One cannot always plan all his requirements in advance ... you through your medical expenses, vacations and debt consolidations. A personal loan will help you through [more...]

Date: 2009-01-05 08:23:40

Facing Debts after Wedding

After my personal experience in the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some ... . 3) Debt Collection Agency: So finally I just want to introduce this website which can be helpful ... much debt. The big amounts I was having was $15000 in credit card debt and 3 years on car payments [more...]

Date: 2009-01-15 15:04:28

Personal Finance - Digging Yourself Out of Debt

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]

Date: 2009-01-15 21:23:35

such a good thing!

Not all the time that you are the person in debt, although most often it is the case ... , as there are lots of Debt Collection agencies willing to help small businesses. So, if you can’ ... is an affordable collection agency. Remember, no matter how small the balances it can create issues [more...]

Date: 2008-11-21 14:55:57

5 Options to Get Out of Debt

I am the kind of person who is not afraid to take risks and even use credit cards when necessary just to push through with an idea or project I have ... for missing payment whether it is for credit card, direct selling, and anything that has a due date ... the U.S., there are debt consolidation companies can be tapped to help out in managing your payments [more...]

Date: 2008-12-11 11:21:00

Medical Expenses A Common Cause Of Bankruptcy

The following guest post was submitted by Kevin, web content writer for Resqdebt.com. For more helpful tips on how to save money and stay out of debt, visit Resqdebt’s website at www.resqdebt.com . When Americans think of a person trapped in enormous amounts of debt, inevitably they think of irresponsibility. They think of fast cars and fancy stereo equipment. They think of people living the high life who could not afford it. In short, they think of a deadbeat. [more...]

Date: 2009-09-25 10:00:13

Difficult Credit Troubles May Find Aid In Consumer Credit Counseling

Quite a lot of options exist for those who have a dilemma running their cash including something called consumer credit counseling services. A person can turn to this kind of help if they have a dilemma with debt collectors, the incapacity to set up and preserve a workable financial plan or he or she seems to be unable of saving funds for retirement. [more...]

Date: 2009-09-29 18:00:51

Maintaining Success: Keeping Momentum Without Going Crazy

Putting in some extra effort at work can pay off. You can get a promotion or a raise, or wind up on a choice project. The same goes with your personal finances — going the extra mile can help you pay off a debt early or save up for a purchase. You can push through to success in just about anything. But once you’ve [more...]

Date: 2009-01-15 13:30:00

Clinton Derangement Syndrome Watch

For the price of just 15 cups of coffee – at Starbucks – you can help save Hillary Clinton from having to personally pay off her campaign debt, ... into the camera, "It takes a village to bail out wealthy politicians whose dreams were dashed … please help [more...]

Date: 2009-01-13 02:43:59

Debt consolidation loans

This is non profit organization that inquires about or aims to help people who have multiple debts and how to deal with it ... rating. You can also terminate credit card debt without consolidation. You can find the details on their site upon how a certain person get terminate his or her credit card debt eve without having [more...]

Date: 2008-09-21 05:00:13

Dicing With Debt

Dicing With Debt Posted in January 15th, 2009 Category:Debt Relief Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. For those in need of help with financial problems then the Citizens Advice Bureau [more...]

Date: 2009-01-15 07:42:47

The IRS Now Willing to Help

Credit issues have never concerned the IRS – unless you were trying to deduct interest on personal debt, ... their tax liens to a different asset. Until now, getting approval from the IRS to complete what is known ... to be more understanding in hardship cases. IRS agents will now have grater authority to suspend tax-collection actions [more...]

Date: 2009-01-13 21:38:24

What About the Renters?

A little personal anecdote to help explain my philosophical opposition to the bailout, even assuming it would help the economy ( ... it wouldn’t be prudent to buy a home. In my case, I had some student loan debt, I lived in a part ... to afford a mortgage. Now, I probably could have gotten a loan. But the terms would have been ridiculous [more...]

Date: 2008-09-25 12:55:01

How Tax Debt Relief Companies Can Help You Or Your Business

Author : Vlavladi Vishnu It is important to note, first, that most people are capable of working out thier own tax debt solutions with the IRS No firm, company, or representative is capable of getting a better deal for you from the IRS than you can for yourswelf Any claims to this affect should be thought of as untruths, and the person claiming thse untruths should not be handling your sensitive tax matters The IRS is a goevrnment entity which treats everyone exaclty the same under the laws [more...]

Date: 2009-09-25 05:06:03

Nuru Personal Finance Cards: Review and Giveaway

Today’s a combo review and giveaway! NURU asked if I’d be interested in taking a look at their personal finance flip deck and share my thoughts ... student. This is the ounce of prevention which may keep them from needing the pound of cure later on. It won’t help them build a debt snowball or find another way out of debt, but it may keep them [more...]

Date: 2009-01-08 12:00:58

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Bill Consolidation, Answer To My Problem

Lately I have been battling with my personal debts, its catching up with me ... , she shared with me a very effective debt settlement scheme. She told me about www.billconsolidation.net, a non-profit, credit counselling agency. She sought their help during the time when she almost filed [more...]

Date: 2008-12-18 02:13:00

The Best Commercial Real Estate Jobs in 2009?

Jonathan Miller over at Trend Czar has an interesting post on the near term pain in commercial real estate ... t suddenly ramp up for quite a while unless they specialize in helping broken borrowers find refinancing ... : Debt Burdens–Stream of Consciousness. Copyright © 2009 Peter Pays Paul. This Feed is for personal [more...]

Date: 2009-01-15 17:53:01

The Best Online Debt Cures

Hello- If the thought of talking to a credit counselor giving them all your personal information sounds frightening to you, ... is one of the fastest ways to reduce your credit card balances without filing bankruptcy.  Many people ... in credit card debt, they can help you reduce your balances by up to 50% or more. Take a look [more...]

Date: 2009-01-08 02:17:08

Find Helpful Info About I’m So Stressed Even Hearing The Words Bankruptcy - Lawyer! Luckily I Have Found Help!

Bankruptcy is basically the official way of announcing that a person can no longer repay his debts in his current situation ... circumstances, to keep their home and car for instance. It is not the intention to make the person [more...]

Date: 2008-12-29 05:59:23

learning more about your financial position

My blogging buddy was telling me that her dream to eliminate her credit card debts are coming closer! This morning, she is due for a meeting with a credit card debt consultant to help her with her credit card consolidation plan. With rising cost of living and higher demands on family and personal [more...]

Date: 2008-07-23 04:16:36

Do Financial Experts Really Help?

There’s really nothing like a poor economy and a tumbling stock market to send people’s financial plans into a tizzy! ... have to say: The Canadian Government Statistics Canada says gas and food prices are eating up a larger portion of our spending money, while CIBC reports household debt in Canada is rising faster than personal [more...]

Date: 2008-08-22 01:56:55

Debt Free is No Longer a Dream With Personal Loans

Loans have been a part of every day’s life of people at average level in our community. It is because loans can help them get rid of complicated situation of having needs ... loans. Debt consolidation will be a good way for you to be free from your debts problem [more...]

Date: 2009-01-15 05:01:50

Use Government Grants and Scholarships to Rid Yourself of Debt and Bills!

The government has put a plan into place to help ease up the effects of the crisis on lower income families. The definition of lower income families may not be as low as most people think. If a family earns less than $30,000 a year, then they are eligible to apply for some of these grants. There are a number of grants that are available depending on your personal circumstances and there are also programs specifically designed to help various groups of people. [more...]

Date: 2009-09-18 12:52:18

Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA

Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help.  There are two ways to have your question answered. You can simply submit a question online [more...]

Date: 2009-01-13 15:48:59

What Barack Obama’s Economic Plan Does for Internet Marketers

There are a few great things about Barack Obama’s new economic plan, and some of them should help us out as internet marketers ... -term plan to give middle-class families at least $1,000 per year in tax savings. The personal ... to put this extra $1,000 towards savings or debt, I believe most everyone will continue to spend [more...]

Date: 2008-11-05 15:46:44

Weekend Reading: Fantasy Baseball

About six months ago I entered into a Fantasy Baseball League with a group of personal finance bloggers ... England and in Kevin’s home town of Cincinnati, to help them raise money and awareness. American Cancer ... Do to Prepare for An Emergency Top 5 Paths to a Million Dollars Finance 101: Good Debt vs. Bad Debt [more...]

Date: 2008-10-05 14:13:20

After my personal experiencing the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some advice ... Collection Agency: So finally I just want to introduce this website which can be helpful ... for those that are newly married or they are going to marry soon.  I was not having too much debt [more...]

Date: 2009-01-15 15:04:28

What’s Your Story?

When it comes to getting people’s attention, more and more I read that the story matters. And it’s true ... you that Skype helped my German exchange student friends keep in touch with their friends and family ... after using personal finance blogs to feed her love of reading and keep her credit card debt down [more...]

Date: 2009-01-15 05:26:54

Another $500 a person handout?

I thought we tried this last year, and it didn't work ... by many people to pay down debt, rather than spending the money and boosting the economy ... is what we want them to do in order to help the economy (reportedly, only a third of the earlier $300/person [more...]

Date: 2008-12-30 15:40:44

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... if you are considering obtaining one for any financial reason. Doing so can help ensure you get the right ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

Personal Credit Card Counseling

Personal Credit Card Counseling January 7, 2009 at 5:00 am · Filed under Credit Card Consolidation div style=’float: right; width: 100px; ... the services and programs offered that can help someone to resolve a financial crisis./font/divpAll ... to do it or we don’t take the time. Either way, it can lead to debt overtaking our income and ability to [more...]

Date: 2009-01-07 10:00:36

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

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