5 Real Ways to Get High Straight Out of Science Fiction

Eventually technological advancement comes to every profession– even if that profession is just burn-out, hippy, or full-time junkie ... that are typically associated with sleep deprivation, and no “sleep debt” to pay off. After two days awake ... to generally improve your problem solving abilities, and because of this fact it’s quickly becoming [more...]

Date: 2009-01-14 14:14:18

Blog posts (588) | Videos (156)
 

Debt Consolidation Mortgage Refinance - Pros And Cons

Amazon.de Widgets Many people are in need of a strategy for paying back their loans. Some people just need a point in the right direction in order to get on the right track. Sure, if we had piles of money lying around our living rooms, paying off our debts wouldn’t be an issue. Since that is not the case, unfortunately, we must weigh all of our available options in order to find the one that best caters to your financial needs. [more...]

Date: 2009-09-23 18:25:44

Chilling sign: Private publisher exit plans

The intentions of Copley Press and Advance Publications to explore the sale of two of their signature properties represents a discouraging new lack ... to pay down debt, they would seem to be in a position to wait for a more propitious time to sell ... publishers are not known to be over-burdened with debt they are struggling to repay at a time revenues [more...]

Date: 2008-08-04 05:17:00

Read More Information About IVA inside this Blog Publication

One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]

Date: 2009-09-27 21:55:32

What is a Cosigner?

A person who is allowed to legally sign loan papers or documentation with another person who is having difficulty for obtaining a loan, or sometimes getting a lease for an apartment or rental unit is referred to as a cosigner . Being a cosigner, the person makes a legal agreement that he or she would be jointly responsible for repayment of the loan if the first signer fail to pay debts in a timely fashion. [more...]

Date: 2009-09-27 17:00:15

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 14:39:44

POWER DOWN YOUR DEBT (7)

But what about the discipline it will take to stop reckless spending and eliminate debt? Most people are successful at some sort of orderly approach to paying off debt, and are usually vigilant enough to stick to that system until at least one debt is paid off. But minus a full Power [more...]

Date: 2009-01-15 11:08:55

Money money money

I’ve been thinking about posting a little bloggy on money, mainly on budgeting, and thought January is a good time to think about our budgets, debt, ... into specific measurable goals such as exactly how much you’ll pay a month to erase the debt ... , to leave your comments with any advice or thoughts to add! Photobucket Let’s talk about debt [more...]

Date: 2009-01-14 06:04:46

No Credit Cards.

Unlike me who has more than one credit card at the moment, my dad doesn’t own any even just one ... consolidation where they pool altogether one’s outstanding credit card dues and offer them at lower ... . He says, that he doesn’t want to incur any debt or debt loans in any form. He’d rather pay [more...]

Date: 2008-12-10 10:06:35

When Is The Right Time To Begin Outsourcing?

Outsourcing There was an interesting discussion in the Blog Mastermind forums that began with a question about when you should start outsourcing ... was the lack of cash flow to pay for outsourcing and whether it is worth going into debt to pay [more...]

Date: 2008-11-17 00:24:44

Makers of Crap Sandwich Now Pitching It With 10-Percent More Corn

The big three automakers are back in Washington, trying to convince Congress to give them your hard-earned money so they can keep afloat businesses ... refinance their companies' debt, cut executive pay, seek concessions from workers and find other ways ... changes, including the elimination of lavish executive pay packages and assurances that taxpayers [more...]

Date: 2008-12-02 12:57:12

A Sign of the Times - Hyundai Assurance

I just caught a commercial on TV. Hyundai is offering a different kind of “assurance” program ... as a way to sell cars…well, I guess it’s a sign of the times. Random PostsA Dream or Debt?A Very ... ShopperDebt Reduction Strategies that Work, Being Abnormal and Paying Off a Mini CooperConsumer Debt vs [more...]

Date: 2009-01-16 03:02:28

Bonita Bay Brawl: Are Club Members “Victims” Of Developer Lucas and KeyBank?

By Teri Buhl for BankImplode.com The developer of Bonita Bay Club, an exclusive golf community on Florida’s west coast, is using aggressive tactics to get the club’s members to pay off his debts and save him from bankruptcy, according to some disgruntled investors. Questions continue to swirl regarding whether the club’s group of lenders, led by KeyBank , who had lent the developer $120 million by securing club property, is aiding in the scheme. [more...]

Date: 2009-09-29 16:03:28

Court orders a lawyer who screwed up to refund his client's fee

The Massachusetts Appeals Court ruled today that a Boston lawyer whose office failed to file a client's bankruptcy petition on time not only has to pay off her debts but refund the fee she originally paid him. Attorney William Soo Hoo had argued that he deserved to keep Linda Don's $1,000 fee because none of her creditors had actually sued her, which means the result was the same as if his office had done its work correctly and gotten her bankruptcy protection. [more...]

Date: 2009-08-26 14:45:33

Money Saving Tip: Check Your Account Statements

Photo courtesy of GoldenEel The other night on the way home I caught a bit of The Clark Howard radio show ... (probably after they sold the debt for pennies on the dollar) and contacted him to work ... to pay the debt off in full.  He faithfully sent along his payments for $500 each month, and at the end [more...]

Date: 2008-11-05 11:00:42

Pay Off Your Debts in 2009: 3 Strategies To Being Debt-Free

Today’s post is a guest post By Rachel Karl, a student of MakeMoneyFromWriting.com ... there! 3.    Now comes the third and final task: The debt snowball. Look over all of your credit card bills ... you have three credit cards: “A,” “B,” and “C.” “A” has a balance of $800 with a minimum payment [more...]

Date: 2009-01-09 12:20:36

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

The Federal Government may be counting on Middle America's spending to shore up the economy, ... accounts. In the past few months, we've begun paying down debt and putting money aside for a rainy day ... , there's no ladder tall enough to help them see over the top. Some have ended up in this position [more...]

Date: 2009-01-15 14:26:27

Affiliate Program Review: T3Leads.com

It seems that new affiliate programs are popping up all the time, ... are in niches including: Debt Settlement Credit Cards Pay Day Loans Insurance Tax Debts Mortgage [more...]

Date: 2008-12-15 05:04:37

7 Wildly Successful People Who Survived Bankruptcy

As the economy continues to look grim, the word “bankruptcy” is on the tips of more and more tongues. While being unable to pay one’s creditors is never a good situation for a company ... paying off his debts until well into the 1840s. Other Presidents: Lincoln’s not alone [more...]

Date: 2008-11-18 17:16:00

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

Hepzibah Tales

Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... , Georgia called Hepzibah. In the 1930’s and 40’s, when he was growing up, it was a collection of houses [more...]

Date: 2009-01-14 03:33:40

Cubs Can’t Find Buyer, Still Can’t Alight on Cuban

Look forward to hearing this excuse for the next six months from all your favorite teams and leagues: “Gosh, we’d love to < ... not be able to sell the Cubs completely, settling for shuttling off just as much of a minority stake as he can to pay down debt that he saddled Tribune Co. with when he bought the company in the first [more...]

Date: 2008-11-07 16:00:21

extra in terms of extra fee than what you would have saved ... rate and can easily pay off all existing debts and become debt free. Some of the cards come [more...]

Date: 2009-01-11 17:42:34

Mankato Free Press: Walz returns raises to Treasury

After several weeks of reading editorials decrying the automatic congressional raises, ... this year to the treasury won’t pay off our $10 trillion debt any time soon,” spokeswoman Meredith ... looked into the question of pay for elected officials, in Pondering pay raises: Elected officials [more...]

Date: 2009-01-15 03:42:17

Capitulation

Capitulation I have heard arguments, which I want to be persuaded by, ... ). Americans genuinely, desperately, need to pay down debt, which means buying fewer goods ... when he identifies a massive structural unemployment problem. The financial and housing sectors were grossly [more...]

Date: 2009-01-12 20:47:16

Advice to Pres. Obama #1: An Actuary's Impractical Perspective

The suggestion was made to Oil Drum staff that some of us might want to write recommendations relating to President Obama's energy policy ... our financial problems behind us. This is a tough one. There is vastly more debt in the world than can ever ... . A fractional reserve banking system requires continued growth, in order to pay back all of the debt [more...]

Date: 2009-01-12 14:42:43

Michael Vick To Be Released Soon - So Should He Be Allowed To Play In The NFL Again?

He’s been in federal prison for the past 13 months for his well publicised and hideous crime of dog fighting ... just like any other criminal: NORFOLK, Virginia (AFP) — An attorney for former American football star ... of such a horrid thing? Yes, he should. It’s called “paying your debt to society”. And hoo, boy, he just paid [more...]

Date: 2008-12-22 14:04:41

There's always money in parking meters

And Morgan Stanley wants it. The city of Chicago is on the cusp of signing a contract to let a Morgan Stanley-backed consortium collect money from ... percentage went into a reserve fund, and a fair chunk went to pay down municipal debt. The other ... . The city, which has been on something of a privatization tear, having auctioned off Midway Airport [more...]

Date: 2008-12-03 18:48:06

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

Money Monday, 1/12/09

TODAY! (she declared, boldly!) Is the first day of the rest of my life!! ... all these thousands and thousands of dollars needed to beef up the emergency fund, pay off the debts and perhaps even ... start turning my attention to the debts – because frankly, each of those I get paid off reduces how [more...]

Date: 2009-01-13 00:55:00

First Update of the Year

The Berg household hasn’t changed much in the past few months. Our days consist of working, spending time with family, friends and our animals ... : -Paying off Debt!! -Jonn to finish school -Refinancing home -Jonn and Becca’s Future Farm ... and not to argue about it (not like we did).  We both can’t wait to be debt free and we are on our way [more...]

Date: 2009-01-15 03:22:08

The Statute of Frauds: It's Not What it Sounds Like (What you should put in writing)

Based on its name you might think that the Statute of Frauds has something to do with criminal or civil fraud, but it doesn't ... are as follows: * Holding a person responsible for the promise to pay the debt of another * Contracts ... is not meant to replace legal counsel. To speak to one of Gross & Romanick's attorneys please contact them [more...]

Date: 2009-01-12 13:48:00

Are You Or Any Of Your Clients Considering Bankruptcy?

As I have been watching the news this week, I see that bankruptcy is at an all time high ... their creditors get a fresh start by liquidating their assets to pay their debts, or by creating a repayment ... to require that anyone filing bankruptcy complete an approved credit counseling program before [more...]

Date: 2008-10-01 11:46:06

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Crafty Creditors Are Making Changes

This is a guest post from Tisha Tolar is a freelance writer providing content for CreditCardAssist ... . By today’s standards, a good customer can simply be late paying a debt other than the credit card ... and charges to accumulate, leaving you in even greater debt. Credit card companies rely on the fact [more...]

Date: 2009-01-14 13:10:23

Thailand: Market swings and politics put rice farmers under siege

Flooding of Thailand's rice fieldsSix months ago, the price of rice in Asia had tripled to more than one thousand dollars a ton, ... to pay all my debt," she said. "When the farmland is destroyed, the debt is still ... are always in debt."Thaweewan and other farmers in the village are now worried because of floods [more...]

Date: 2009-01-16 01:48:00

2008 Bailouts Exceeds Combined Costs of All Major U.S. Wars

Yes I know, I know that Barack Obama has more bailouts to add to the already growing list ... out our children and grandchildren and maybe greatgrandchildren will end up paying the debt that is left ... the American people about the debt that Iraq will leave for our children, well they need to start [more...]

Date: 2009-01-10 18:36:28

Shamed solicitor faces jail for taking from pensioner’s will

By Michael MacLeod A DISGRACED former lawyer who took almost half-a-million pounds from a dead pensioner’s will used the cash to pay off his own debts. Michael Karus, 48, embezzled £413,052.81 while acting as the executor of the estate of the late Edith Hampton, who died aged 89 in 2003. It emerged yesterday in court that he used the former teacher’s cash to settle debts in his own law and property firms and even paid off a personal credit card debt. [more...]

Date: 2009-09-28 17:11:34

No Graft?

From Megan McArdle a STIMULUS PROPOSAL: If the Government wants to stimulate the economy, ... you have with fiscal stimulus. People will save some of the tax cuts, but people need to pay down debt too ... . And a critique: The main problem with a payroll tax holiday is that it minimizes Congressional [more...]

Date: 2009-01-14 02:33:57

Hillary Clinton Asks Supporters to Clear Debt

Hillary Rodham Clinton's presidential campaign committee sent an e-mail to supporters Tuesday inviting them to congratulate the New York senator on her nomination as secretary of State -- and help pay off her remaining debt. The campaign had nearly $7.5 million in debts to consultants and vendors at the end of October. [more...]

Date: 2008-12-03 17:20:35

Waterford Wedgwood in receiver’s hands

By Jim Boulden CNN LONDON, England (CNN) — Fine china and glasswork maker Waterford Wedgwood plc has called in a receiver – the British ... Deloitte, and added it will announce later Monday which of its Irish and UK subsidiaries ... no longer pay its debt obligations to a consortium of lenders, headed by Bank of America. Waterford [more...]

Date: 2009-01-05 12:51:10

A Page From Japan's Playbook? Bernanke Proposes "Floor" Under MBS Market

One of the widely criticized features of Japan's approach to its post-bubble crisis was that its regulators tried for some time to avoid the ... to nominal) value of the debt, there was no reason to expect the borrowers' ability to pay to improve ... to Freddie and Fannie debt, but to continue to provide some sort of prop to the MBS market. Note [more...]

Date: 2008-10-31 20:59:56

When To Consider Filing For Bankruptcy

There are many people who have been feeling overwhelmed by the burden of their high credit load. This can be seen though the increase in consumer bankruptcies over the past year. If you are feeling like you'll never be able to pay off the debt you've accumulated, you might be wondering if you should file for bankruptcy. 5 Vote(s) [more...]

Date: 2009-09-29 16:08:50

(untitled)

Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]

Date: 2009-09-15 23:43:02

Reader Mailbag #30

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... if it would be a smarter idea to take the money I would be investing to continue paying off my debt over the next 6 months, after which I will have eliminated my credit card debt and half of my [more...]

Date: 2008-09-29 14:00:56

Russo-Ukraine Tit For Tat

by anderson The swath of post Russo-Georgian conflict friction continued its widening course recently when Gazprom and Ukraine's Naftogaz ... of the year.  Indeed, the stalemate of such an agreement likely stemmed from Ukraine's failure to pay ... that "The debt should be paid to the last ruble if they do not want the economy to suffer from Russian [more...]

Date: 2008-12-28 21:04:04

Biggest meltdown winner: be very wary

Canada’s pre-eminent market oracle, Prem Watsa, has been cautiously buying stocks and bonds since late November even though he doesn’t believe the bottom has been reached.The crux of the problem“De-leveraging” is hoarding, paying down debt, postponing expenditures by banks, individuals and companies which is contributing to the recession [more...]

Date: 2009-01-16 01:27:00

Saving Money, Even When You Have None to Save

Even as I thought about making the goal of saving  €1500 in 2009, I cringed inside ... just by living? Shouldn’t I be tossing as much money as possible into paying down our debt instead ... , one of the cats, a major household appliance, I would like to know that we could solve the problem without having [more...]

Date: 2009-01-14 11:00:34

Do You Know How to Renegotiate Your Loan?

September 13, 2009 | By Wendy Polisi In Finance | The economic recession has too many people wondering how they can possibly pay their loans and debts the way they agreed. Too many people have lost jobs or are dealing with a pay decrease, or may even have new expenses they have to meet. These are very stressful situations for everyone. [more...]

Date: 2009-09-14 02:00:49

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