Pensioners hit by spiralling credit card debts forced to take out loans as energy prices soar
One in four people is approaching retirement with thousands of pounds worth of debt because they cannot meet the rising cost of living ... for debt charity the Consumer Credit Counselling Service (CCCS) said the research tallied with its own ... to pay their bills. The average credit card debt for the age group is now just over £8,000, according [more...]
Date: 2008-11-23 00:05:36
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Four Quick Ways to Build A Strong Credit Rating
#fullpost{display:inline;} ... of our card accounts. We can make it a goal to pay off our credit card bills in full at the end ... for a time-dependent loan, say a mortgage. The Federal Law entitles us to one FREE annual credit [more...]
Date: 2008-11-18 05:21:00
2005 Bankruptcy Law Finance Industry Sought has Strangled Economy
Was the banking industry screwed over by its own bankruptcy law? It sure appears to have hurt the economy.. ... that escape route and forces better-off households to continue paying credit card debt, which makes ... .“Before the reform, overindebted households might file bankruptcy and get rid of their credit card [more...]
Date: 2009-01-14 04:35:33
Settled with IC System
Permalink Page 1 of 443 pages 1 2 3 > Last » Search CreditSuit ... re Dr. Tamaira Hollander? Richard C. Cook: STOP paying your credit cards! Trado update ... ruining credit (school fraud) Most Recent Comments By Christine on 11 26 2008 Happy [more...]
Date: 2008-11-22 06:06:01
Tough Negotiations With Credit Card Companies
One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]
Date: 2009-01-02 21:20:35
Tough Negotiations With Credit Card Companies
One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]
Date: 2009-01-02 14:39:44
Reader Pays Off $14,330 In 20 Months With Our Tips [Debt]
Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: "This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of them. In once [more...]
Date: 2008-10-06 20:35:27
Pawlenty on the Bailouts
Pawlenty on the Bailouts Jennifer Rubin - 12.08.2008 - 7: ... , there’s one small problem with the whole concept and that is by any reasonable accounting standard, the federal government of the United States is broke. They’re using credit card debt to pay off credit [more...]
Date: 2008-12-08 12:53:34
Winners and Losers from Current Economic Situation.
In the current economic situation we have Low inflationLow PoundVery low interest ratesDeclining output / rising unemploymentWinners include: ... is not rising ( at moment). In theory people with credit card debts should benefit, but, in practise, banks have not passed rate cuts onto those paying credit card debts. Interest rates are still around 16-17 [more...]
Date: 2009-01-13 06:40:00
What If You Can’t Pay All Your High Priority Debts
by Ian Pelham Although individual priorities may vary, ... the lines of, “If I can’t pay my car finance, at least I can pay my credit cards.” This is a bad ... be more inclined to foreclose. There are many strategies for dealing with debt problems discussed [more...]
Date: 2008-12-22 18:58:27
Knee Deep in Debt
credit card debt Having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]
Date: 2008-12-14 12:21:35
Understanding Financial Aspect and Debt Consolidation
I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]
Date: 2008-12-12 22:11:29
Helpful Ways To Save Money In Hard Times
The credit crunch is continuing to beat thousands of people out of their homes - people who once lived the American dream ... of our lives now, whether we like it or not, and as we watch the shocking reality of the credit crunch ... up your credit card If you find it hard to deal with credit and feel that you cannot pay off [more...]
Date: 2008-11-07 12:56:35
I got 78% C
I just took a Bills IQ test to see if we're financially fit and I got a score of 78 % C.! ... . :) I also realized that loans and credit card payments must indeed be paid on time, if not interests ... be the last resort if we're not careful with our paying our loans and credit card on time. But it is a good [more...]
Date: 2008-07-24 01:08:00
Credit Cards - The Info You Should Know About
It is a common thing to receive a pre-approved credit card offer be e-mail. Some people don’t pay attention to this, and some are extremely excited and readily agree as soon as they see one. But do they know what they agree to? In fact, the term “pre-approved” is not quite suitable to describe credit card [more...]
Date: 2009-09-29 22:11:56
1 Penny = 1 Billion Dollars
Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]
Date: 2008-12-05 19:44:34
Debt Consolidation Can Help
I know it must be very hard these days for a lot of families that are facing foreclosure or worse because of the downturn in the economy ... get you the money you need to pay off those ugly credit cards but they also believe in debt prevention ... consolidation loan. Put simply, this takes all the debt you have, rolls it all into one lump sum and uses [more...]
Date: 2008-10-30 04:01:05
Debt relief Deals “attack on the confidence of consumers”
How’d you to your monthly credit card payments and loans - guaranteed? ... said Carol creditors can lower their interest rates. Carol, who can pay their credit card, mortgages ... rate or reduce the amount you are liable. But beware! Some of these programs are debt relief Scams [more...]
Date: 2008-07-18 10:38:03
Hepzibah Tales
Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... , Georgia called Hepzibah. In the 1930’s and 40’s, when he was growing up, it was a collection of houses [more...]
Date: 2009-01-14 03:33:40
Pay Off Your Debts in 2009: 3 Strategies To Being Debt-Free
Today’s post is a guest post By Rachel Karl, a student of MakeMoneyFromWriting.com ... there! 3. Now comes the third and final task: The debt snowball. Look over all of your credit card bills ... you have three credit cards: “A,” “B,” and “C.” “A” has a balance of $800 with a minimum payment [more...]
Date: 2009-01-09 12:20:36
Bill Consolidation
There are people who doesn’t care about the money they have spent everyday especially when it comes to materials things that they really want to buy ... grow more because you didn’t pay them immediately. I think credit card debt consolidation will help ... about this, you should call a credit counselor by calling 1-888-335-0363. Debt or bill consolidatio [more...]
Date: 2008-09-21 20:50:14
Devise your own Credit Repair Plan
by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... , and credit card statements, mortgage and insurance records. Locate debt worksheets on the internet ... debt. Decide which credit cards, and loans that you will pay down in order. For the first [more...]
Date: 2009-01-14 23:03:41
Reasons to Refinance Your Mortgage
Image courtesy of Notionscapital.comThe rates on a 30 year home loan have recently fallen to record lows; and will possibly fall even further ... account or help you pay off your credit card debt a lot faster.Low Cost. If you are one of those ... the process to refinance their loan.Even though the current rate may be lower than what you are paying [more...]
Date: 2008-12-29 11:15:00
Stand Against Adversity
Dear Aunt B,I saw your web page and would appreciate the opportunity to ask you for advice ... many years; she has accumulated a credit card debt of over $30,000, and a few years ago, she had to borrow $40,000 on her house to pay off a similar credit card debt accumulated in the same manner [more...]
Date: 2009-01-08 16:52:00
Find debt consolidation nationwide!
How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news ... have other services like debt consolidation refinance which provide debt settlement programs that reduce [more...]
Date: 2009-01-13 03:16:06
More Article about Debt Consolidation
Credit cards and medical bills are all unsecured with no leverage on your home till such time as you make the mistake of a debt consolidation loan ... that you pay the credit counselor each month. Credit counseling services help individuals regain control over their finances by helping them reduce their debt in various ways. These services often serve [more...]
Date: 2009-01-03 09:06:04
Money Merge Account Analysis Pt 18
One thing I continue to run into are the post of people who claim to use the Money Merge Account, ... my credit card first! Why? When I pay my car off first, that’s another $387 that goes to other debt every month, vs. only about $60 from my credit card being paid off. My mortgage with 26 years left [more...]
Date: 2009-01-15 13:02:52
Financial Plan for 2009
This year has been a rocky year for me. The stock market took a tumble. I never did find a full time job to replace my income ... more next year without cutting off circulation to my legs. While paying off my credit card debt, I need ... . Ideally, I’d love to eliminate $13,000 of my bad debt in 2009. It’s possible if I find another [more...]
Date: 2008-12-30 13:00:52
152nd Carnival of Debt Reduction
Welcome one and all to the 152nd Edition of the Carnival of Debt Reduction! I got a ton of submissions when I was worried about getting none ... the question every future parents considers in Should We Pay Off Credit Card Debt Before Having a Baby ... to choose their own debt payoff strategy in Figuring Out Your Financial Style 3: Debt Reduction [more...]
Date: 2008-08-11 13:00:20
Take the Bills IQ Test
I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D ... to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief. I also learned that I really should have some sort of plan with my finances. I guess [more...]
Date: 2008-07-22 14:55:00
Credit Repair Help - Here’s How To Start Right Now!
by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... , but it soon will be liberating. When you get rid of your credit cards, be sure to pay off and close ... . It’s hard to repair your credit and it makes life difficult to have bad credit [more...]
Date: 2009-01-05 11:03:01
Help Me With My Debts
We have been living in a two bedroom condominium since 2004 and as the baby grows I think we need a bigger space and a backyard for barbecues, ... . Right now, we are still paying two car notes and some credit card bills so we are looking to consolidate debt first to ease up with our monthly payments. At least, if we would be able to lower [more...]
Date: 2008-09-10 18:36:07
Suze Orman’s Free Book - Fixing Your Finances in 2009
Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... to do this year. For example, the general Credit advice for 2009 is: Make it a priority to pay off your credit ... to get your FICO credit score above 720. Be very careful where you turn to for help with credit card debt [more...]
Date: 2009-01-09 13:29:00
Ughhh - Late Charge!! (pfblogs.org)
Just realized I got hit with a $39 late charge on one of my Chase credit cards. Not a bill that I couldn’t pay, just one that slipped through the cracks somehow. Too many credit cards, not enough time to keep track of them. It’s definately time to consolidate. I want [more...]
Date: 2008-08-31 02:04:17
How Little Changes Can Add Up To Thousands Of Saved Dollars.
Think you cannot save any money? Think putting away $100 a month into a savings account or towards paying off some credit card is impossible? ... . I know, I love to eat out too. But if you are in a budget crunch or you have credit card debt, you need [more...]
Date: 2008-12-03 14:00:44
Money for nothin’, chicks for free?
Ahhh, January. Playoffs and payoffs. The henhouse gets a little crowded when more than a few of the credit chickens come home to roost ... that came the other day. Not that big, and we always pay everything off every month, but really ... s like for people who buy everything with credit cards, don’t pay them off, and end up just making minimal [more...]
Date: 2009-01-15 15:34:08
Shareabill Brings Some Sanity to Social Purchases
Paying bills collectively with friends is common, but keeping track of such matters, ... presents you with money to pay charges to your credit card or recompense for past cash transactions ... by the name of Shareabill may come handy. It keeps everything sorted. And it’s as much calculator [more...]
Date: 2008-09-24 20:09:33
My Everyday Look
I love dressing up. If only I have extra cash to buy clothes and accessories everday, I will. Unfortunately, I have a big credit card debts to pay off on my next payday but after that I will shop again for more dress, tops and jeans! Good thing that shopstyle has been created! From here [more...]
Date: 2009-01-15 04:42:14
How to Set New Year’s Financial Resolutions You Can Keep
(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]
Date: 2009-01-02 19:55:16
How to Set New Year’s Financial Resolutions You Can Keep
(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]
Date: 2009-01-02 19:55:16
The Tightening
Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]
Date: 2009-01-10 01:17:17
Help Me I Need To Consolidate My Debt
No matter how well you plan, at times you can find yourself the victim of unfortunate financial circumstances ... to your debt consolidation questions and concerns can be fairly straightforward. “When someone ... paying on each loan or credit card,” says financial advisor and business writer Carl Walins. “ [more...]
Date: 2009-01-14 03:05:42
Home Equity second mortage Loans - Good For Building
Homeowners sometimes find that after they have moved into their dream home, ... mortgage. This extra money you take out against the home can be used to pay off credit card debt, medical ... as a way to improve the atmosphere of the home. Others will use it to consolidate their bills [more...]
Date: 2009-01-14 07:53:00
They cancelled my credit card
I just saw this article called “My credit card was cancelled” on the money section of CNN.com ... closing all the others. We also occasionally purchase something on them and quickly pay it off ... . We have been working the last three years to pay off over $30,000 of consumer debts. I love the feeling [more...]
Date: 2009-01-01 16:05:52
Unsecured Debt Consolidation Loans - What You Should Know
Unsecured loans can be the answer for anybody who is having trouble managing their expenditure and does not have anything to offer as security for ... of monthly bills. A Debt consolidation loans is a loan that pays off all of your other loans ... on credit cards, store accounts, plus car loans, etc that they are paying each month [more...]
Date: 2008-12-26 08:15:00
Will There Be A Second Stimulus Check? I Hope Not.
Man, do I hope not. The first stimulus check cost us $168 billion dollars, ... ; we are already doing that with the bailout. If they want to create a fund to pay for road repair or fixing ... spent - it was either saved or put on a credit card to pay down debt. It was not used to stimulate [more...]
Date: 2008-10-16 13:00:23
Net Worth: September - The market gobbled up $5,223.70
Not that it was all that surprising, right? ... goals i'm working on right now: 1) Erasing all our "credit card" debt, 2) Pumping up my half ... to some new blogging income (finally!), and i'm still religiously paying off my Credit Card with any [more...]
Date: 2008-10-01 14:50:53
Flat is the new up!
rich, just like it didn’t stop Donald Trump. Instead, it should make you adjust how you control your finances ... : Pay off your debt – list out every penny you owe and the interest rate next to it. Chances ... from the bank. So instead of making the minimum payment on your credit cards each month, pay them off. Spend [more...]
Date: 2008-12-09 04:01:41
Bachelorettes in Debt -- The New Reverse Dowry System
My wife raises an interesting point that I've never heard anyone discuss ... . Right. Thus, an awful lot of them have a lot of debt, especially credit card debt, which they keep ... card debt, which she's paying $5500 per year of interest on, does the idea of a joint checking account [more...]
Date: 2008-11-07 22:28:55
10 Tips to Keep Identity Theft from Ruining Holiday Travel Plans
From Brian Lapidus, Chief Operating Officer for Kroll Fraud Solutions Attention Holiday Travelers: ... the house key. Don’t leave out tax returns, credit card statements, utility bills and the like. It’ ... with identifiable bank or credit card information. Not even your online personal bill-paying [more...]
Date: 2008-12-16 06:24:11
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