THE LOST ART OF SAVING

I am old enough to remember when there was not a single credit card in all of America. You don't believe me? I'm not surprised ... debt on all levels. The first credit cards went into general use with the American Express card ... . With your government frantically doing everything possible to persuade you to go deeper in debt [more...]

Date: 2008-12-01 15:10:31

Blog posts (23) | Videos (33)
 

Old Debt Settlements Can Come Back to Haunt with Large Tax Bite

Q. I settled a debt in 2007 for less than owed, paying $15,000 on a $22,000 debt ... you for being so singled out)! Most of the time if you settle your debt with credit card companies ... as a result of cancellation of debt. The amount of forgiven debt will count as income. According to the IRS [more...]

Date: 2008-12-01 14:54:03

And now for something completely different: The Poverty Party

So Bossy…do you all know Bossy?  She’s over there on my sidebar, Bossy is ... was his student loans.  $15,000 was credit cards and other bad, bad debt including an old car loan for a car ... married, I had approximately $18,000 in student loan debt to my name.  Not great, I think we’d agree [more...]

Date: 2008-10-16 15:14:56

Twitter Tuesday Profile: @MeWithoutDebt

It wasn’t one big splurge like a boat or a car that pushed our next Twitter Tuesday Profile into nearly $30,000 worth of credit card debt. It was small, menial purchases put on plastic that piled up over time. While this single 30-year-old research assistant in Washington DC prefers to remain anonymous, they are very open about their personal finances on their blog, MeWithoutDebt.com and through their Twitter account, @MeWithoutDebt. [more...]

Date: 2009-09-29 11:57:04

Fed Slashes U.S. Interest Rate To Basically Zero

Wasn’t the Fed supposed to cut rates in half today, from 1 percent to 0 ... income” no-doc teaser-rate reverse-equity 105% loans that enabled Juan Drywallhanger and his old lady ... $40,000 per year and already buried in credit-card and SUV debt. So, now that grand era can return again [more...]

Date: 2008-12-16 20:54:35

Smoothing Out Economic Wrinkles With… Botox

The economy may be in the tank, but some people are still willing to pay hundreds of dollars to look good ... , patients are reluctant to run up credit-card debt on a big ticket item like surgery. In a survey ... ranging from breast augmentation to nose reshaping, according to the Journal. A 41-year-old single [more...]

Date: 2008-12-23 10:49:28

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-31 12:10:08

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-29 11:07:10

Letting go of the old and moving on to the new

Welcome to 2009.2008 was quite a year for us. So many exciting things happened, there are things that I haven't even written about yet. Yikes! ... for something NEW!Debt reduction and elimination is our other main focus this year. This is the continuation ... of credit card addiction. It's that other debt we are looking at now: student loans, home equity [more...]

Date: 2009-01-05 04:25:00

Bill Conlin

Angry Old White Man, or Sage?: “There are still newspaper readers who venerate the well-turned phrase, the bold analogy, ... in credit-card debt. They lead to one thing: The dumbing down of America.” Big fans of Conlin’s work [more...]

Date: 2008-12-10 14:45:50

36 Symptoms Of Money And Financial Problems

Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card [more...]

Date: 2008-09-04 00:21:23

How Saving has Enabled Us

“Save your money, and one day it will save you” -old African proverb Moneymonk shared the above in her Friday quote post last week ... pretty much debt free, with the exception of our home mortgage and credit card balances, which are paid ... Finance, check back every Wednesday for a new segment. This is not financial advice. Please consult [more...]

Date: 2009-01-14 12:38:00

Did You Make a New Year’s Resolution?

Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come! ... : Lose weight Quit smoking Find a new job Get rid of credit card debt Reconcile relationships [more...]

Date: 2009-01-09 13:44:00

the auto fund is connected to the credit card fund....

It's been awhile since I've done a debt-proof living update. The beginning of the new year seems like a good time.  We're still on track ... the vehicles are old - we'll need a new one at some point.  OR. Roll that payment onto the credit card bill [more...]

Date: 2009-01-06 19:10:46

Big Wealth: Attainable Through Small Adjustments

by William Blake One old expression claims that if you don’t break a dollar, you won’t spend it ... debt? Learn some simple credit card tips on the Debtopedia [more...]

Date: 2008-12-04 10:18:02

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

Jemma’s Story

I am a 21 yr old female who through depression the last 2 years I have spent all my money on bingo/slots online casinos etc now I cry myself to sleep because I’m so in debt. I can’t accept help which is my problem, I’m maxed out on my credit card and on my overdraft, I even got a loan out just simply because I could and practically blew [more...]

Date: 2009-01-14 11:11:16

Getting Out Of Debt The Old Fashioned Way

Many people these days are struggling with debt that they cannot afford ... excessive credit card debt cut up their credit cards. While for some this may be a much needed thing ... there are debt consolidation plans that sometimes result in negotiated lower interest rates and balances [more...]

Date: 2008-12-26 21:00:36

Statute of Limitations in Ohio on credit card debt; Open Account vs Written Contract

From Debt Prison Forum a reader asks for advice in response to a collection agency dragging up an 8 year old credit card debt ... an acknowledgment that you owe the debt. It’s then still up to you and the collection agency to work ... I received numerous threatening calls from a collection agency or an attorney acting [more...]

Date: 2008-11-12 02:31:36

How To Stop Bill Collectors From Harrassing You

A reader at Sample Debt Validation Letter asks how to get a collection agent to stop harassing her ... . Who can I report her to? And how do I get her to quit harassing me? The debt is an old credit card ... of all, once you enter the world of defaulted credit card debt - what good is it doing to talk to these people [more...]

Date: 2008-12-02 03:45:37

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

23 Results