How to Motivate Yourself to Pay Debts

Start the year right with a clean slate which is why I paid all of my credit card dues just last December ... debts to pay off. If you’re in credit card hell. Pay off the ones with smaller debts then get rid ... advice from people who have experienced paying off debts successfully. You can ask your parents, other [more...]

Date: 2009-01-07 10:45:24

Blog posts (568) | Videos (72)
 

Free credit report for a brighter tomorrow

The family encounters those financial problems arising. They make budgets for the family use and those debts to pay ... all at the same time? Like bills, mortgages, other loans, and credit card that way it’s beyond ... . With the use of debt consolidation, you can pay your multiple debts in one debt. Meaning, combining [more...]

Date: 2008-10-05 06:49:10

Consolidate credit card debt with debt consolidation - Loan Modification not the answer

Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]

Date: 2009-09-23 18:54:41

How To Prioritize Your Debt Repayment Plan

Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can make more effective use of your debt repayment funds if you concentrate on retiring one debt at a time. This can also simplify matters and help you focus your efforts. [more...]

Date: 2009-09-24 01:03:28

How Much Is Debt Costing You in Opportunity?

  Photo courtesy of Afroswede While perusing my ever growing backlog of feed reader favorites I ran across an article that caught my eye from One Caveman’s Financial Journey.  He makes the point so many of us who have been paying off debt ... !  As I sit down to pay bills each month, and schedule yet another debt snowball payment, I just cringe [more...]

Date: 2008-10-30 11:00:05

How to pay off your HECS Debt from UNI

Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]

Date: 2009-01-15 11:17:25

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

Finances Update

We continue on a solid path of paying off our debt.  $540 was paid off last month when all is said and done.  We are on schedule with being completely out of debt in 3 years.  Our projection pay off date ... that it is possible to see debt melt away no matter where you find yourself or what income [more...]

Date: 2009-01-13 12:00:39

Bad Debt What Is It?

by Emma Elvie Most of us in today’s society never really pay any attention to the amount of debt that we accumulate until it is too late and then we are facing whether or not we should file bankruptcy. Well if you want to know how to avoid bad debt and what you can begin doing to get rid of all that excess burden in your life then you have come to the right place. I personally understand how difficult it can be on a person who has a lot of bad debt to pay each and every month. [more...]

Date: 2009-09-24 15:40:46

Monday's Instahoglets

By Fester: As we run more 'Hoglets, I'll be very curious to see what my colleagues are reading and flagging as 'interesting but not something I can ... to read any more.... let's just look at the issue at hand of setting aside cash to pay off debt ... down municipal debt. The defeasement of municipal debt happens all the time and is a well understood [more...]

Date: 2008-12-15 18:39:01

keep them manageable.

They say Debts are part of our lives and that no one will ever be debt-free ... goes to paying debts alone. They say getting a Debt Relief Counseling is one of the best decision ... seek debt consolidation such as DebtConsolidation.com. They are on of the industry leaders in debt [more...]

Date: 2008-10-14 07:49:52

Not too proud

The amount of negative press my latest book has been receiving is an interesting thing. As I said earlier, I fully expected this ... s email. If you might help him, let me know. – Garth I am 38 years old, I have no debt but a Mortgage ... both under 3 years of age. I was always taught to pay down debt, pay down that mortgage [more...]

Date: 2009-01-15 15:17:57

Cash-strapped sell their kidneys to pay off debts

By Sarah-Kate Templeton, Times Online British victims of the credit crunch are offering to sell their kidneys for £25,000 or more to help pay debts, an investigation by The Sunday Times has revealed. At least a dozen adverts have appeared on the internet offering kidneys for sale from British “donors”. Five of the sellers corresponded with undercover journalists, who posed as friends and relatives of sick patients to negotiate sales. [more...]

Date: 2009-09-28 20:31:50

Travel Help | Debt Elimination…

Who among of you here that are looking nor searching a reliable and excellent company for debt elimination? ... not to worry if you decide to avail their debt elimination services simply because ... a debt elimination loan to pay off your debts better grab the chance now to visit this site http [more...]

Date: 2008-11-15 11:37:34

Recovering from Neoliberal Disaster: Why Iceland and Latvia Won’t (and Can’t) Pay the EU for the Kleptocrats’ Ripoffs By Prof. Michael Hudson

17 August, 2009 — Global ResearchCan Iceland and Latvia pay the foreign debts run up by a fairly narrow layer of their population?The European Union and International Monetary Fund have told them to replace private debts with public obligations, and to pay by raising taxes, slashing public spending and obliging citizens to deplete their savings.Resentment is growing not only toward those who ran up these debts – Iceland’s bankrupt Kaupthing and Landsbanki with its Icesave accounts, and heavily [more...]

Date: 2009-08-22 16:39:26

Spending Down by Thomas D. Begley, Jr., Esquire

  The client who engages in Medicaid planning is usually a person of modest means who has been diagnosed with an illness and therefore the option ... his assets.   Pay Off Debts   Repayment of a debt is not considered a transfer, because ... actually be written and delivered. An outstanding debt is simply a liability that does not reduce [more...]

Date: 2009-01-12 14:51:31

I know how to spend stimulus

[ The sign for a Citibank bank branch and a street sign are seen in Cambridge, Massachusetts November 24, 2008. The U.S ... to the taxpayers. It's great that some people were able to save or pay down debt. As far as blowing it on gas ... . This time the amount should be higher to allow us to pay off our debts, mortgages and loans. This would [more...]

Date: 2008-12-01 16:48:13

Best Of 2008 And Wishing You A Happy 2009

It’s hard to believe how fast time flies, but here we are already in 2009. Before we look forward, let’s reflect back on 2008 ... Network — This is actually a great collection of frugal ideas for your trips to various locales ... . The Correct Way to Pay Off Personal Debt: The Debt Avalanche at Consumerism Commentary — Step aside [more...]

Date: 2009-01-01 15:09:51

POWER DOWN YOUR DEBT (5)

A Systematic Approach to Paying Off Debt We have painted a fairly bleak picture of the debt problem in the United States, ... . When you learn how to “Power Down” debt, you will be able to eliminate compound interest much more quickly ... at the top of their list. You will notice on the report that the first debt listed is a VISA credit [more...]

Date: 2009-01-13 10:52:20

Interview Me, Interview You!

Here is something fun from my good blogger friend LeAnn over at Tollesons4Him. It's a pretty neat idea. She has emailed me 5 questions ... of another thing that would help keep me sane if deserted on an island. 2. If you could spend ... . 3. You inherited 1 million dollars from a rich uncle what would you do with it? Pay off any debt. Pay off [more...]

Date: 2009-01-15 04:09:02

Reining in Harmful Credit Card Practices

By Karen Harris,  Supervising Attorney Medical emergencies, unexpected events, job loss, ... risk” consumer’s ability to pay off credit card debt may be exacerbated by the likelihood of unexpected ... or other credit card debts pay higher interest rates or have other penalties or restrictions placed [more...]

Date: 2009-01-09 18:20:42

Donating Bodily Fluids for Cash

The following is a guest post from Tina at Frugal Sisters. Tina found that while she was paying off debts, she wasn’t getting anywhere fast. She has gotten serious about her finances, and is working hard to pay off debt and make better choices. Hard Times and Desperate Measures People are having a harder time raising the money to pay [more...]

Date: 2008-12-29 14:29:18

3rd time is not a charm

By Fester: I support significant deficit spending this year.  I support massive public expenditures this year.  I don't support stupidity ... by many people to pay down debt, rather than spending the money and boosting the economy ... per paycheck that couples will receive will most likely go towards paying off debt.  Given [more...]

Date: 2008-12-31 12:42:23

How to Avoid Filing for Bankruptcy

Bankruptcy is an ugly word in the financial world. But many people see it as their only way out of financial trouble ... . Instead, steps should be taken in order to pay back debts and clear credit, like debt consolidation ... is also affected by our society’s recent dependence on credit cards, as well as our debt to income ratio [more...]

Date: 2009-01-06 14:45:08

Tony Boeckh: It's time to open the money spigot

Jim Flaherty, the Finance Minister, continues to receive a lot of conflicting budget advice ... to pay down debt. Monetary policy alone cannot turn this situation around. It doesn’t matter how ... . Businesses and consumers are trying desperately to pay off debt and to survive. To prevent [more...]

Date: 2009-01-08 01:36:11

To Loan or Not To Loan

I got a SMS from an old friend this morning at 6am.Can you lend me $2,000 as I need to pay off my debts this week? I will pay you back in monthly installments when I get my pay. If you dont have the money, then its alright.Firstly, it was a surprise to hear from this friend after more than a year. But it came [more...]

Date: 2009-01-15 09:20:00

Paying Down Debt In Your Marriage

Debt can be a real strain on any marriage. Today we’ll take a look at how you can work with your spouse to reduce debt together ... accumulate credit card debt. Before you know it, you’ve racked up $50k in consumer debt, not including ... such as an unexpected medical expense or car repair. Don’t skip step 1! It’s #1 for a reason. Step [more...]

Date: 2008-09-08 13:12:49

3 Ways To Consolidate Debt and Avoid Bankruptcy

If you’ve racked up a little more debt than you can handle, you’re not alone ... , that promise to erase or consolidate your debt for an outrageous fee. Although you will have to pay for debt ... want to consider consolidating your debt into a home equity loan. The interest rate is usually [more...]

Date: 2009-01-10 15:42:12

Anatomy of an International Debt Collection Case

Introduction In late June of 2003, I received an e-mail from Daniel Harris, who introduced himself as maritime lawyer from Seattle ... ://www.harrismoure.com and learned Dan owns a small international law firm in Seattle, called Harris ... to pay its debt. Bolshoretskoe’s debt to Daxin arose in July and December, 2002, when Daxin [more...]

Date: 2009-01-11 01:43:03

Practical financial advice for the new year

Despite the fact most Illinoisans attention has been diverted towards the Governor's possible impeachment, ... also consider in facing the budget crisis:  Live within your means. Pay off debts ... with a dragging economy, possible layoffs, pay cuts, and rough financial times -- cutting into the state's [more...]

Date: 2009-01-02 14:52:48

Guest Post: Simple Steps to Start Saving

Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]

Date: 2008-12-24 14:00:29

How to Live More Simply, and Why It Is So Important

  cades cove sunrise photo by Lee Coursey These days there are a lot of arguments being waged on the benefits of paying down debt, ... paying off their mortgage early, and it was generally well-received.  However, I received a number [more...]

Date: 2008-08-11 11:00:37

Quick update

I’m at the Ranch, until Epiphany West. Tired, damp, happy to be here ... . Want to finish settling in, and do my shot before I host dinner—but I may just nap until ... to transition into paying debt, paying for healthcare, getting employed and getting better [more...]

Date: 2009-01-06 01:40:00

Live Peacefully without Credit Problem

Wow ! free credit online... is here to serve you , searched on www.creditnexus.com. This good news to all who need to get their current credit report ... first the product or services like attorneys fee, medical fee or insurance which you promise to pay ... accumulation of debt. Always make an effort to improve credit by paying bills on time and paying [more...]

Date: 2008-10-22 13:24:11

Tell All Tuesday - Everything’s The Same And Everything Changes

Since we paid off my spouse’s student loan this month, everything else just got the minimum treatment last week.  This week, we haven’t done anything towards paying off debt as far as paying money out directly ... month. I figured out last week that I’d need about $490 above and beyond the snowballed debt payments [more...]

Date: 2008-10-28 19:16:41

Foreclosures linked to 2005 Bankruptcy Reform law

For those readers not familiar with the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCA"), prior to October of 2005, unsecured debt ( ... of their credit card debt, and that would free up income to pay the mortgage. The new law blocks that escape route and forces better-off household to continue paying credit card debt, which makes [more...]

Date: 2009-01-13 16:03:13

Debt Consolidation May Help in Times of Need

Just earlier, I have read news about a couple of call centers in the United States and a about three department stores in the United Kingdom that ... place to start. They have debt consolidators that can help you answer your questions, consolidate ... people who lost their jobs currently have debts to pay quite common of which is the rental debt [more...]

Date: 2009-01-12 10:34:07

Social Security: Can Banks Garnish My Money?

For individuals who rely on their Social Security checks, the notion that the bank can garnish this money seems cruel, at best ... garnished, or are currently under threat of such an action, go to: Fair Debt Collection.  Here ... agree to pay $300.00 a month towards the debt owed and they would return the amount taken in full [more...]

Date: 2009-01-08 15:32:16

Happy New Year!!!

As of today most of us have been back in the office for a bit more than a week ... . Firstly I am going to suggest that we all make a concerted effort to pay down our consumer debt ... interest rate consumer debt is good place to start. Secondly I am telling everyone [more...]

Date: 2009-01-15 19:04:42

Shrink Your Debt

From Entrepreneur.com : In general, the best choices for debt negotiation and settlement are unsecured loans and credit cards. Since there is no collateral that can be attached to satisfy the debt, creditors are more likely to negotiate to avoid writing off the entire debt. The two most common approaches for debt negotiation are to pay a lump sum that is less than the total amount owed, or to restructure the payment schedule with lower monthly payments. [more...]

Date: 2009-09-14 14:00:00

Debt Consolidation: Don’t Dismiss Consolidation, It Can Help!

Amazon.de Widgets Consolidating Debt is often regarded by many as a sign of personal financial mismanagement when in fact it is quite the opposite as this article outlines.Debt consolidation is often considered a last choice option for people who are struggling with paying their credit card debt. Many believe that to consolidate credit debt is akin to saying that they cannot support themselves. If they were to collect some debt consolidation information, their attitude might change. [more...]

Date: 2009-09-15 14:00:05

check your credit report

Credit record is an asset here in the U.S. I would say that we must really take care of it ... affects my credit score. And I hardly ever use my credit card. I have a friend whose credit rating ... . We should use our credit cards wisely and pay off our debts on time. Otherwise, debts could [more...]

Date: 2009-01-15 20:31:06

Debt Free in no time!

Let's face it, life can be cruel sometimes right. We make poor decisions because of inexperience or misinformation and it just tends to snowball ... towards interest. 3. A faster debt payoff 4. A definite alternative to Bankruptcy Now, if any ... to managing debt and helping folks pay it off. One of their more popular methods is debt [more...]

Date: 2008-11-19 20:13:51

Government debt — who will pay?

“The ‘incidence’ of taxation refers to who pays the ultimate burden of a tax. The optimal theoretical resolution is government budget surpluses that reduce the debt. But that is the least probable scenario. Total government spending in the USA has reached an astonishing sixty percent of national income. Most of the American economy’s output is now allocated by government rather than the desires of individuals. [more...]

Date: 2009-09-24 04:57:10

Biden pays off much debt, Giuliani a little, Ron Paul still has zero

Joseph Biden, who's been regularly claiming he's not "the guy" who will be Barack Obama's vice presidential selection, was busy in July paying down the debt from his own, unsuccessful Democratic presidential campaign. Using federal matching funds, Biden slashed his debt to $173,999 from $1.15 million the previous [more...]

Date: 2008-08-21 01:43:06

Taxpayer Advocate’s Recommendation: Go Easier on Taxpayers Experiencing Economic Hardship

Nina Olson, the National Taxpayer Advocate, has released her Annual Report to Congress (PDF) ... having difficulty paying their tax debts. 2. Simplify “Cancellation of Debt” Rules for Foreclosures Simplify the “cancellation of debt” minefield that many taxpayers who default on debts must navigate [more...]

Date: 2009-01-08 02:37:42

Should You Pay Your Credit Card Bill Late? The Answer May Surprise You

One of our readers, Jay, sent us this question about debt negotiation: My wife and I earn $145,000 per year combined but have over $600, ... card debt. Although our debt is exorbitant, we have been making real progress towards paying off debt ... -interest credit card that will soon be paid off, our interest rates are pretty manageable. After [more...]

Date: 2008-12-09 15:49:26

Stars of Political Cartooning - James Gillray

Each day this month I will be profiling a notable political cartoonist ... , but they were clearly involved - she facilitated his craft and he, I dunno, kept her company, I suppose ... had a large national debt. Note the Prince of Wales getting a check to pay off his debts on the right [more...]

Date: 2008-10-14 06:21:36

Life Insurance: Caring for Your Family, Even in Death

When Gabriel was a baby, I went back to school. I didn’t really want a career, ... on me that he would be able to hire a nanny, a maid, pay off the house, pay for private schools ... about debts you leave behind. There are two specific types of insurance for this scenario, final expense [more...]

Date: 2009-01-16 03:22:01

Chief Family Officer's New Year's Resolution: Pay off all non-mortgage debt

I've been feeling very sympathetic about PaidTwice's current dilemma: She's super dedicated to paying off her family's non-mortgage debt, ... a reliable car. Like PaidTwice, I am torn. On the one hand, I very much want to wipe out my Stafford loan, which is our only remaining non-mortgage debt. But Marc and I are both facing some uncertainty [more...]

Date: 2009-01-02 19:47:01

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