Why you should get out of debt

This is a reprint of an article I wrote for MinTheGap… This world is backwards. Everyone loves to talk about using OPM (other people’s money) ... the advantages of leveraging debt, but math cannot be used to understand every situation. As emotional ... or the discipline? Another truth that really clarified to me why I needed to get out of debt [more...]

Date: 2008-08-26 12:11:26

Blog posts (490) | Videos (150)
 

America is crumbling

John and I have recently made the decision to start being more frugal with our money ... debt is being socialized, while profit is being privatized. The American people are being screwed. The middle class continues to shrink, while corporate fat cats rake in our tax dollars [more...]

Date: 2009-01-15 12:06:00

Start over

Have you just become an orphan with an inheritance of debts? ... holding a clean credit history. If you want debt consolidation services that will shrink pressures ... by credit card debt just enlarging money you owe than what you own, Delraycc.com enlisted corrections [more...]

Date: 2008-09-12 14:49:40

Repeat Offender

Direct Answers - Column for the week of July 8, 2002 I am a 26-year-old escort, in the business on and off since I was 14 ... , and I don’t believe he would ever abuse me. We want to settle down and even have kids. The problem ... , you should have huge savings and be living well. But you are in debt, using money to buy moments [more...]

Date: 2009-01-14 09:33:02

How the Banksters are Making a Killing Off the Bailout

Posted by willyloman on October 19, 2008 By PAM MARTENS from Counter Punch, here ... and generosity and devotion exist….” Today, we hand our 8 year olds a $13 trillion national debt while ... the cause of the debt collapse. Worse still, the money is doled out to the very same individuals [more...]

Date: 2008-10-19 12:33:25

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

You’ll Receive The Title In About 10 Days

I’ve spent so much time and energy sending off money to our debts over the past year and a half, I kind of lost sight of the fact that sometimes, ... my spouse’s student loan last month, which was for his education, but the education is long completed ... months to my spouse’s student loan, but somehow physically writing this on the check made [more...]

Date: 2008-11-18 11:14:15

Do Financial Experts Really Help?

There’s really nothing like a poor economy and a tumbling stock market to send people’s financial plans into a tizzy! ... have to say: The Canadian Government Statistics Canada says gas and food prices are eating up a larger portion of our spending money, while CIBC reports household debt in Canada is rising faster than personal [more...]

Date: 2008-08-22 01:56:55

Debt Free and Money Saving Tips.

Have you accounted your Holiday spending yet? Well, ... at home. No credit card means no temptation and of course, it also equates to the term “debt free“ ... my bills, I must keep in mind their due dates and settle them right away to prevent incurring late [more...]

Date: 2008-12-18 00:34:43

Should credit repair be one of your New Year’s resolutions?

The USA.gov website has a recently updated list of popular New Year’s resolutions ... are to lose weight, manage debt, save money, get a better job, and get fit. If these are among ... your resolution of saving money, but it could give you a great head start on managing your debt. Add [more...]

Date: 2009-01-08 17:54:17

Twitter Just Saved Me Money: Quickbooks Pro Free Today Only ($199 Savings)

I’d like to thank Free From Broke for passing along news via Twitter that Quickbooks Pro is free after rebate today from Staples ... . Recommended by Lazy Man: Prosper.com - Make money by lending money or join and consolidate debt [more...]

Date: 2008-12-22 19:15:25

by Zahir Ebrahim featured writerDandelion SaladZahir’s blog postProject Humanbeingsfirst Jan ... . You have explained credit very well in your excellent book Web of Debt (and I am half-way through it), and so has Paul Grignon in his outstanding video Money as Debt. Please understand that “Thou Shall Not Kill” [more...]

Date: 2009-01-13 20:44:07

Praying for the Great Crunch

It has been noticed that the capitalist crisis (are we actually printing money now?) ... of debt they are in, common sense advice and helpful Bible quotations are included in the section ‘Are you struggling with debt?’ along with useful resources - such as an easy-to-use interactive [more...]

Date: 2009-01-09 12:26:36

How Government Grant Relieves From Debt?

Americans have a superb advantage of the government grants. People may have financial problem sometime in life. And many people go for borrowings. In order to pay off those borrowings, they borrow some more money and likewise the debt starts piling up. But thanks to government grant programs that you can become debt free or at least reduce [more...]

Date: 2009-01-14 19:20:03

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... credit report is not during the honeymoon. Having the conversation about money and debt ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-31 12:10:08

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-29 11:07:10

Living Lean

The Background I’ve been reading Dave Ramsey’s Total Money Makeover. Mr ... card debt. Does any of that surprise you? The book inspired my husband and I to get our “ ... . Ramsey shares these statistics in his book: -19% of people who declared bankruptcy in 2002 were [more...]

Date: 2009-01-15 13:00:54

Are There Funds Available?

Are There Funds Available? Posted in January 15th, 2009 Category:Credit Funds availability is the main reason people fall into debt. make money online This lack of funds may be a direct result of a job loss, medical condition, business failure, etc.. Falling behind loans is not something most people plan or want to do, life [more...]

Date: 2009-01-15 18:51:30

Save Thousands by Prepaying your Mortgage

If you’re determined to cancel your home loan as soon as possible this is not a bad idea, ... penalties There also some loans that have prepayment penalties. Since the lending company earns money ... while reducing debt If you’ve read the small print and there are no prepayment penalties [more...]

Date: 2009-01-06 09:18:15

War On Vice

2009-01-14 Labels: Canadian Society 0 comments The nanny-state expands further.This is just plain scary ... ? Charging a blackjack dealer with murder if a known gambler kills someone for money to pay for debts ... and then walks into a bar. They proceed to have one drink and leave. They drive off and kill someone [more...]

Date: 2009-01-14 21:21:00

3rd time is not a charm

By Fester: I support significant deficit spending this year.  I support massive public expenditures this year.  I don't support stupidity ... by many people to pay down debt, rather than spending the money and boosting the economy ... per paycheck that couples will receive will most likely go towards paying off debt.  Given [more...]

Date: 2008-12-31 12:42:23

Delete Nco Financial From Your Credit Report

NCO Financial is headquartered out of Pennsylvania. They have been operating since the early 1920’s ... to settle the debt. In this settlement letter I suggest ... being un willing to spend the time and money to verify a debt. So it is common for all disputed [more...]

Date: 2009-01-04 04:30:07

Libertarian VP candidate Wayne Root on ‘the battered voter syndrome’

Posted at Root for America “He lies to me all the time. He takes my money and tells me that I can’t spend it as well as he can. I’ve watched him spend us into financial ruin, giving money to his friends. Wasting money on irresponsible schemes. We’re so far in debt, we’ll never get out.” “I work extra long hours to support him [more...]

Date: 2008-10-27 21:27:48

Guest Post: Simple Steps to Start Saving

Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]

Date: 2008-12-24 14:00:29

DebtFreeSteps.com To Assist You With Debt Relief

Spending money can get out of hand specially if you do not budget the money ... , clothing, and other unforeseen expenses, borrowing money and using credit cards for our purchases ... big purchases and it will be difficult to even rent an apartment or get a job. Credit cards should [more...]

Date: 2008-12-22 16:17:01

Taxpayers’ Alliance Launches “Brown Miscalculator”

On the eve of the Labour Party Conference, and with the City in turmoil, an explosive report from the TaxPayers’ Alliance (TPA) ... , energy policy, public service quality, value for money, real disposable income, national debt ... Calculator, an online Flash game which allows you to do some maths - the Gordon Brown way! Try out any sum [more...]

Date: 2008-09-20 08:00:08

Only risk what you can.

People think entrepreneurs are risk-loving. Really what you find is successful entrepreneurs hate risk, ... I had to take on was 40k in up-front financing that was my own money. So no debt to a bank and no partners ... those resources systematically, eliminating the largest risk first, the second-largest risk [more...]

Date: 2009-01-10 18:38:00

Think bums are poor? They’re actually richer than you!

Donald Trump and his daughter, Ivanka, were driving one-day and on the corner of a street they spotted a bum ... you spend your money: Pay off your debt – list out every penny you owe and the interest rate next ... millionaires pick up change off of the ground. You’ll be amazed how fast all of those pennies add [more...]

Date: 2008-12-15 03:38:37

http://www.theheraldbulletin

http://www.theheraldbulletin.com/local/local_story_015152646 ... ' event last year, Neal loaned Reed quite a chunk of money but that debt was wiped away in Reed's 2004 ... of that bankruptcy to see if the money allegedly 'owed' to Neal by Reed was improperly listed as a debt [more...]

Date: 2009-01-15 23:44:18

Get More Happy

.fullpost{display:inline;}Image Source : http://misc.mortgagebrokers.ie/images/blogimages/debt_free ... of them feel the lack of money. Sometimes they take on bank debt or other places to meet their needs. Fortunately there debt settlement programs which are very useful for consumers in helping them [more...]

Date: 2008-12-23 13:49:00

Festival of Frugality #140 - The Frugal Quotes Edition

... Elliott, Care One Credit "Be studious in your profession, and you will be learned. Be industrious ... " - Madsow, Engineer a debt free life "Save Money on Formula and Diapers - 3 Tips That Work" - Modern [more...]

Date: 2008-08-26 08:11:28

How To Handle A Credit Card Debt in Collections

A Money Crasher’s reader recently sent me a message about a credit card balance in collections ... : I have a credit card debt of a little of 8,000. It went to collection, and I just don’ ... through. Do you think it would be possible for me to set up a payment plan with the collection [more...]

Date: 2008-10-30 17:44:25

Nortel files for bankruptcy protection

Nortel, the Canadian telecom equipment vendor, has filed for bankruptcy protection under Chapter 11 of the US Bankruptcy Code ... customers put off their purchases. It still has $2.6 billion in cash, but its long-term debt is around ... of money to settle a class action lawsuit in an accounting scandal. The financial crisis just put [more...]

Date: 2009-01-14 16:07:59

Some Sage Economic Advice . . .

A few days ago I stumbled upon some YouTube videos of Drayton Bird.  A quick search on YouTube will pull up some of his videos. I encourage you to take a look. Drayton is a world renowned direct marketing expert from the UK. Thirty years ago he was completely broke and in massive debt. He owed so much money [more...]

Date: 2009-01-14 16:47:24

How can I reduce my debt & improve my situation?

I’m upside down in my house, have about $38k in CC debt. I make good money, but wanna try to find a faster way to recovery. Most the consolidators want my situation worse in order to make it better… & they all seem ... payments. i have about $38k in credit card debt… virtually all are 6-8% apr…. except [more...]

Date: 2009-01-05 13:34:34

Canadian ABCP Pyramid Built Pointy End Down

"Because they’re levered, the amount of global assets that would be affected if all this went down would be eight or 10 times the nominal value ... here. Remember that debt is money. Nobody finances things from a pile of gold coins in his money [more...]

Date: 2008-12-14 07:01:28

Clinton Writes-Off

Bloomberg:  Clinton Writes Off $13.2 Million Loan to Campaign, by Jonathan D. Salant: Hillary Clinton formally wrote off the $13 ... Biersack said. Nor can she deduct the money as a bad debt or as a job-hunting expense because political ... of Cincinnati law school and editor of TaxProf Blog. For prior TaxProf Blog coverage, see Romney Writes [more...]

Date: 2008-12-22 20:21:01

Never Ever Lend Money to a Friend - my story

I look back and I can’t believe how stupid I was. Expensive lesson learned… don’t lend more money to a friend than you can afford to lose ... him his money from home and he would pay it all back no problem. We were also waiting on this money ... for me for free until the debt was paid. Great. But the idiot got ripped off by the person he had bought [more...]

Date: 2009-01-15 00:37:49

The Gasoline Tax And The Renaissance Of The Bicycle

With the rise of the US automobile industry, the bicycle almost disappeared as a means of transportation in America ... -guzzling ways." It's better to use the money for mortgage payments, credit card debt, or a rainy day ... American public roads in good repair. They determined that the deficit between revenue and expense [more...]

Date: 2009-01-02 00:31:42

Forex Trading Seminar, a Wise Time Investment

by Mary Bush For someone who is new to it forex trading can seem puzzling. It is similar to the stock market but it has many differences ... either online or offline. About the Author: Debt Consolidation Help Useful Advices for Money Making ... for a seminar listing. Most big cities offer forex training on a regular basis. Often the company [more...]

Date: 2009-01-02 09:28:18

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

China: The Power Behind the $700 Billion Bailout

As Congress prepares to gift $15 billion to the three U.S. auto makers, there remains the mystery behind this year’s $8 ... . Yes, taxes will pay part of the bill. But the rest will be piled onto the national debt, which ... That Lend You Money,” which is Mr. Gao’s primary advice. One of Mr. Gao’s thoughts illuminates his take [more...]

Date: 2008-12-10 16:48:41

China: The Power Behind the $700 Billion Bailout

As Congress prepares to gift $15 billion to the three U.S. auto makers, there remains the mystery behind this year’s $8 ... . Yes, taxes will pay part of the bill. But the rest will be piled onto the national debt, which ... That Lend You Money,” which is Mr. Gao’s primary advice. One of Mr. Gao’s thoughts illuminates his take [more...]

Date: 2008-12-10 19:31:00

Afternoon Brew: My Girls

Afternoon Brew: My Girls Posted by Sean Filed in News January 15, 2009 Price of Highway Expansion Nears Triple Original Estimate. So it then makes perfect sense, seeing as our entire money system is incumbent upon debt ... , he's totally solved the homeless problem. [more...]

Date: 2009-01-15 21:18:53

Animal Crossing classic GameCube review. Nintendo debuts its “sim life” communication series

Animal Crossing was one of Nintendo’s new franchises for the Nintendo GameCube ... quarters, which you do by collecting money and paying off your debt. Not knowing exactly ... speaking to other characters, going on little “missions” (I use mission loosely), collecting items [more...]

Date: 2008-12-08 08:45:57

Bedtime Stories with Gerry

Gerry Connolly is a Congressman. Gerry used to be Chairman of the Fairfax County Board of Supervisors ... to increase the national debt. Right now, the National Debt is approaching 11 Trillion dollars ... be over $41,000. Foreign countries and other investors own that debt. Every time we spend money [more...]

Date: 2009-01-15 04:01:55

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, ... to make debt reduction a top priority. Your indebtedness is the second most important factor for FICO ... your score to decrease, so be cautious about taking on new debt. This includes thinking twice [more...]

Date: 2009-01-15 19:38:01

Contest and Sale: Dining on a Dime print book from Living on a Dime

Tawra Kellam and Jill Cooper of Living on a Dime are amongst the most renowned frugal-living experts on the internet today.  Their books, both in print and e-book have enabled mothers nation-wide to pay down their debts and save money on groceries, children’s items, gifts, home decorations, beauty products and many other household needs [more...]

Date: 2009-01-01 23:16:36

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