Is a Home Equity Second Mortgage Right for You?
Second mortgage Home equity loans are an extremely popular source of credit. Lenders offer dozens of varieties of loans making it very easy to tap the equity in your home ... equity lines that come with fixed interest rates. Many lenders charge upfront fees and large amounts [more...]
Date: 2009-01-14 08:44:29
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Need a Loan Modification? Here are Six Ways You Might Qualify
by Joshua W. Davidson Let’s face the facts, the San Diego area mortgage market and home market has had some wild declines over the past eighteen months to a few years, depending on the location. Along with other adjustment to borrowing rules, it is almost absurd for nearly all fighting to survive real estate owners to refinance their home loans into realistic specifications. Fortunately, worried homeowners still have a chance at getting their loan changed by their existing lender. [more...]
Date: 2009-09-29 19:23:47
Real Estate Sellers Giving A Buyer Cash Back is Defrauding the Lender
When we sold our home just over a year ago we were talked into selling for a bit more than the original offer so the person could get money back to ... other reason to object, after all, if the loan officer was willing to loan that much money ... in order to persuade a lender to make a loan they would not otherwise make is a textbook case [more...]
Date: 2008-11-22 16:31:03
Mortgage Calculators Are Useful Instrument to Evaluate Your Options
The highest aspect/priority on each person’s mind while submitting an application for a home loan is getting the lowest mortgage rate. There are a number of lenders, who are ready to offer you excellent deals. In addition there are a few who will look as if they charge you less on the other hand, they may have a lot of hidden costs. You have to be cautious once it comes to deciding on your lender. It would help you if you collect as much as necessary information on mortgage loan in most cases. [more...]
Date: 2009-09-29 18:16:11
The Truth About Mortgages And Bankruptcies
July 12, 2008 Elaine Meinel Supkis After mowing the fields and doing backhoe work on the road, I had time to think about things some more ... unsuccessfully lobbying Countrywide, at the time the nation’s largest home lender and loan servicer [more...]
Date: 2008-07-13 01:59:55
Mortgage bankruptcy reform may speed losses
A change in bankruptcy laws to allow judges to reduce the mortgages of consumers would probably boost filings, accelerating lenders’ losses on home-equity, automobile and credit-card loans, according to Keefe ... harmed may benefit in some ways, the Keefe, Bruyette analysts wrote. Credit-card companies [more...]
Date: 2009-01-13 08:30:01
?Countrywide VA Foreclosure
If you’re looking for a home at a bargain price, you may want to consider a Countrywide VA Foreclosure ... from the bank or lending institution, but the VA guarantees the loan. In spite of this, many ... loans, lines of credit and more. They are also the lender that handles more VA mortgage loans than any [more...]
Date: 2009-01-14 06:17:02
100% Home Loan Financing – Bend your muscles
Listen with the current "mortgage meltdown" we are so much about that day, your average consumer thinks that the days of the 100% financing have gone by the wayside. It's true, you are hard pressed these days to a bank or lender who want to carry a second mortgage will find that adding combined with a first mortgage, financed at 100%. This is because if there is a standard, sit in second lien position is particularly risky. Too much risk is involved. [more...]
Date: 2009-09-19 11:52:46
Appraisals
Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay ... that a bank loan is involved — the lender’s appraisal. To protect the interest of their investors, the buyer’s mortgage lender hires a licensed appraiser to give an independent, objective opinion [more...]
Date: 2009-01-16 01:05:51
Bail-out to cost $1 trillion
$1 trillion. But you'll be glad to know that the Democrats are trying to waste even more of your money on yet another "stimulus package" ( ... paying it to our student loan lenders for 15 to 30 years). But my friends with million dollar homes [more...]
Date: 2008-09-19 16:23:58
Chase pulls out of Wholesale Lending with Mortgage Brokers
I just received this memo from Chase: “Home lending remains an integral part of our firm’s overall financial strategy, and as such, ... -originated loans acquired from Correspondent lenders. Our new strategic direction is supported ... decision, we will no longer accept any new locks and registrations from or purchase any loans [more...]
Date: 2009-01-13 20:24:21
Mortgage Calculators Are Useful Instrument to Evaluate Your Options
The highest aspect/priority on each person?s mind while submitting an application for a home loan is getting the lowest mortgage rate There are a number of lenders, who are ready to offer you excellent deals [more...]
Date: 2009-09-29 16:01:53
President-elect Barack Obama says preventing foreclosures is ‘number one’
“I think the most important thing when it comes to declining home values is number one, preventing further foreclosures ... January 19, is considering whether or not to direct “some of the remaining bailout money to foreclosure ... would provide lenders with incentives to modify loans that are either already in default or headed [more...]
Date: 2009-01-08 17:11:53
How To Escape The Stress of Mortgage Arrears
If you have missed any payments on your loans you need to check if they are secured or unsecured on your home ... has payment protection insurance. If it has but you are still refused this contact the national debt helpline. Check to see if your lender will buy your home [more...]
Date: 2008-10-29 23:49:11
Home Loan Jobs For You
by Ethan Hunter Sadly, many people who work for loan companies are unsatisfied with the job, ... and with a calculator, then you could put those to work for you in a lender position. Perhaps you loved math in school ... a homeowner. However, upon looking at the income [more...]
Date: 2008-07-08 11:24:20
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... 660 with a debt-to-income ratio (excluding mortgage) below 25%. In addition, your credit history ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans [more...]
Date: 2008-12-14 14:30:58
Stop Home Foreclosure Now By Applying These Steps
High foreclosure rates are a sad measure of the condition of our economy ... . Credit Card companies will often reduce your minimum monthly payment. Mortgage lenders can make a loan modification that can make your mortgage terms more affordable. Find a foreclosure specialist [more...]
Date: 2009-01-12 09:34:41
Stop Home Foreclosure Now Using These Steps
Escalating foreclosure rates are a sad measure of the condition of our economy ... Card companies will often reduce your minimum monthly payment. Mortgage lenders can make a loan [more...]
Date: 2009-01-14 03:26:43
Cheapest Remortgages
Cheapest Remortgages Posted by Dark Spider at December 28, ... necessary for a home owner to try and refinance a mortgage loan that he or she could have availed ... or expanding the house or even for debt consolidation. Lenders will have to assess a borrower [more...]
Date: 2008-12-28 12:08:00
What Goes Down Must Come Up
Wise man once said that: a great person can see opportunities in certain circumstances where other people see it as problems ... , or to refinance an existing loan. They can help us compare Oregon mortgage rates, calculate payments, run amortization tables and connect us with the best lenders. There are some incredible Oregon [more...]
Date: 2009-01-11 02:25:58
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