moving your money to a safer bank. *Based on FDIC data from March 2008. ... luck with eBay). Lazy Man talked about good debt vs. bad debt. The Good Human pointed out that gas [more...]

Date: 2008-07-16 10:10:35

Blog posts (33) | Videos (24)
 

Weekend Reading: Fantasy Baseball

About six months ago I entered into a Fantasy Baseball League with a group of personal finance bloggers ... England and in Kevin’s home town of Cincinnati, to help them raise money and awareness. American Cancer ... Do to Prepare for An Emergency Top 5 Paths to a Million Dollars Finance 101: Good Debt vs. Bad Debt [more...]

Date: 2008-10-05 14:13:20

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

Are you looking at every possible debt settlement option?

Typically when someone enters a debt settlement program they need to fit a set of criteria that includes having at least $10,000 in bad consumer debt and a very good reason why the debt has become delinquent. Valid reasons include loss of job, lowered income, divorce, medical issues, and even limited fixed income. [more...]

Date: 2009-09-25 22:34:00

See How ManagIng Your Personal Debt And Get What You Need Out Of Life

If statistical data are anything to go by it seems most of the people has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to pay it back without causing yourself additional stress. If we constantly consume more than we earn, the end result is not going to be good. If you want to manipulate your private debt you must get on top of your budget. The process of putting a budget together is not tough but you need to sit down and do it truthfully. [more...]

Date: 2009-09-14 23:19:09

See How ManagIng Your Private Debt And Get What You Want Out Of Life

September 14, 2009 | By Terry Stanfield In Finance | If statistical data are anything to go by it appears most of the populace has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to make repayment without causing yourself additional stress. If we constantly consume more than we earn, the end result isn’t going to be good. If you need to govern your personal debt you want to get on top of your budget. [more...]

Date: 2009-09-14 22:57:00

Debt Counselors of America - What I Learned

In 1994 I decided I would start a non-profit charity to help find good solutions for bad debt problems, ... was named something with credit counseling in it. I figured that I did not want to counsel people about credit, but about debt, so Debt Counselors of America seemed like a much more logical name. And that’ [more...]

Date: 2008-10-29 03:48:48

Fast Way to be Free from Debts

.fullpost{display:inline;}Debts are the consequences for people who often take loans as the solution to completing the needs such as cash flows, ... game. No matter if you have good or bad credit record, the debt counseling from this website ... service from companies that offering debt free service such as debt consolidation, you should ask [more...]

Date: 2008-12-24 17:25:00

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

CR Retirement Survey: Planning ahead may be just as risky as rewarding

The Press - January 12, 2009 In the wake of big investment losses, ... on entertainment. About one-third have cut their credit card use and spent less on groceries and household goods. “When bad investments happen to good people, they have to work harder to slash debt [more...]

Date: 2009-01-13 22:42:30

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking ... stem from our financial habits. Bad financial habits lead to overspending, too much debt, a house [more...]

Date: 2009-01-14 13:00:09

Debt Relief Services

We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs ... and credit card consolidation.  There is enough information to really help you understand the process [more...]

Date: 2008-12-18 03:59:06

5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... and every debt. Include the debtor’s name, the amount of the debt, the interest rate, and the minimum ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans [more...]

Date: 2008-12-10 04:04:12

Is It A Good Or Bad Thing That So Many Companies Are Going Out Of Business?

What exactly will 2009 bring us in terms of businesses closing down for good? ... $2.56 trillion in consumer debt, with the average household’s credit card debt amounting to $8,565 ... filing for bankruptcy or are already in it, so we won’t know if some of them make [more...]

Date: 2009-01-06 14:00:00

Payday Loans-Learn How To Avoid Them

People get their good and bad habits at an early age. If you want to become a responsible person, you have to exercise the right things now ... to be caught up in a debt trap that can only worsen your current situation. There are unquestionably ... so that when something comes  out of the blue, you will have money to spend. There are counselling [more...]

Date: 2008-11-26 16:27:53

Rebuild your nest egg - 17 moves to secure your future now

Consumer Reports - January 2009 When bad investments happen to good people, there's only one thing to do short of weeping: Turn to Plan B ... and household goods. About 20 percent have paid off most or all of their credit-card debt ... and making choices we'd hoped to avoid. We might have to work harder to slash debt, cut spending [more...]

Date: 2009-01-13 22:42:30

Show me the money

A good friend and entrepreneur was chatting with me on her phone, while in the post office checking her mail ... . She also includes information on how to make a payment online with a credit card. On the due date ... . A recent study found that businesses wrote off $152.5 billion in bad debt in 2007, based on IRS [more...]

Date: 2008-07-15 13:24:04

Good Idea, Bad Execution

I’m sure everybody has done this at least once. You come up with this great idea to save money and then realize later that it either didn’t save ... Credit Card Debt. Sometimes you get an offer that will allow you to transfer previous balances ... to the letter. You also have to watch your credit card statements like a hawk to make sure that everything [more...]

Date: 2008-06-16 14:33:08

Boring Into the Obama Stimulus Plan

The first and most important thing about the Obama stimulus plan is that it’s about the size we need. That’s absolutely critical ... of good stuff in terms of refundable tax cuts that make sure to offer both some middle class relief ... have wracked up enormous profits in past years by, for example, packaging a lot of bad debt [more...]

Date: 2009-01-06 19:22:27

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... of your credit cards, be sure to pay off and close the accounts. Credit history is important ... s a good idea to join a credit union as well. They offer a better chance of giving you a consolidation [more...]

Date: 2009-01-06 14:47:19

UPDATED: Senate buys into the Wall Street buy out… Obama: John Q Public too stupid to know what’s good for country… George Soros says buy out won’t fix credit problem

Putting increasing pressure on the House “no” voters to fall in line, the Senate voted (74-25) overwhelmingly in favor of a $700 bil government purchase of bad debt from Wall Street … with lots ... y of Treasury’s decisions (but only via “consultation and recommendations…), and sundry other details [more...]

Date: 2008-10-02 02:59:48

This week's Carnival & Jokey Joke roundup!

I wrote up this round up (trying saying that 5 times fast!) ... great with figures! (ba-dum-ching)Good? Bad? Couldn't care less? Okay okay, on to the carnivals ... . hosted by The Fraud Files.Carnival of Debt Reduction #169 - hosted by Ask Mr. Credit Card.Carnival [more...]

Date: 2009-01-02 12:02:00

Carnival of Debt Reduction: Summer Solstice Edition

Welcome to the 145th Carnival of Debt Reduction: Summer Solstice Edition! If this is your first time visiting Squawkfox, welcome! ... Bottom. If you ever wanted to know how bad payday loans can happen to good people, then give this heart-felt account a read. Find out how TooSmart is getting a handle on reducing his payday loan debt [more...]

Date: 2008-06-23 03:59:29

Japan ushers in corporate earnings season - drops 4.8%

For the Wall Street apologists who would rather everyone just stops talking about the bad news on Wall Street, please generate some good news ... and of course our old friends in banking are likely to be in trouble again.Fears of steep losses at corporate ... economic slowdown and bolstering less risky assets such as government debt. The euro extended [more...]

Date: 2009-01-13 08:44:00

Something Good About America

The daily litany of bad news, which fills the pages of our newspapers, is a constant reminder that we live in a country, ... or “the long war.”), or the downward spiraling of wages, or our personal and public debt [more...]

Date: 2008-11-24 11:58:53

Good News - Post Office to Layoff Only 40,000 Workers. Bad Time to Be In Delivery Business.

A friend called to tell me about the latest buzz of the postal service laying off 40,000 workers ... From Debt Collection, the Debt Collector, and Creditors I’m Afraid I’m Going To Get Laid Off. How ... of the country’s 1,300 post offices would be closed. According to the APA news agency, the company’ [more...]

Date: 2008-11-11 21:16:24

Some Good News Peaking Through?

I've noticed a few piece of good news starting to peak through, though still a lot of bad news out there ... , piecing together the story from old news clippings. It provides a reader with news in chronological order ... raised $152.6 billion by selling debt to investors [more...]

Date: 2009-01-12 18:07:17

MBS Purchase Plan: Bad News

All I can say is this is bad news, as far as I am concerned ... relieve these companies of good securities? Does that help them? Of course not. So we continue ... and reduce foreclosures, but doing anything to foster more debt at the moment is foolish. When houses [more...]

Date: 2008-12-31 09:08:04

Looking for Professional Credit Repair?

Let me ask you, how bad is your credit report? How frustrating it is when you try to purchase something like a car, ... , I have good news because Ovation is specifically designed to help you with your debt problems ... to your credit report issues. Need credit repair? Don't hesitate to visit www.ovationcredit.com and ask [more...]

Date: 2008-12-10 17:31:34

Could the credit crunch be good for startups?

This morning Nortel filed Chapter 11 and on first look this might seem like a bad thing ... the ship.  Since 2005 the company has lost almost $3.5 billion and now has $4.5 billion in debt ... without regard to whether or not their solutions are a) profitable, b) sustainable and c) innovative [more...]

Date: 2009-01-14 15:38:34

Travelling Through Latvia In Good Company (Ultra-Wonkish)

Well, it seems I’m not the only one who thinks that the IMF have made a bad decision over Latvia, ... devaluation and a real depreciation achieved through deflation should have exactly the same effect on debt service (unless some of the debt is in lats rather than euros, in which case devaluation would do less [more...]

Date: 2008-12-24 10:51:43

Good Debt vs. Bad Debt

by Michael Geoffrey Yes, there is such a thing as good debt ... in the long run. * Student loans - Getting a college education is a good investment as well. By earning ... a start up loan for a business venture this can be good debt. Again you are borrowing in order to give [more...]

Date: 2009-01-14 20:09:45

Advice For Debt Consolidation

Many people have used and enjoyed the services of debt consolidation companies because of their amazing ability to manage bad credit or other debts ... a good debt consolidation company won’t be too hard. You can enhance your bad credit status ... results from owning more than two credit cards. The advantages of debt consolidation are enormous [more...]

Date: 2009-01-01 18:00:17

33 Results