Depending on a Student Loan Without Cosigner When Nothing are Possible
Choosing a post-secondary course will provide you with a variety of options. After seeking advice from a guidance counselor before graduation day, there are many modes of financial assistance available for the college bound individual. Student loans no cosigner may be the only reasonable option for you once you have researched about scholarships, grants, work programs and other types of loans. Without a strong credit rating, getting this loan may be difficult. [more...]
Date: 2009-09-18 14:21:50
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feathers Blog entries Jan b Feathers b VintageGlam Weddings and more
Luscher, colors have deep psychological significance that go back to our primitive, unconscious roots. Along with these growing sales is a rapidly growing amount of fraud. You will find that if you get reeled into getting a credit card with a low introductory rate, your interest rate may increase [more...]
Date: 2009-01-15 12:34:35
What You Should Do To Find Out About Raising Credit Rating Before You’re Left Behind
The recent rise in consumer debt has many people in this country struggling to get credit of any type, however, ... to get a loan or credit card but invariably these cost the consumer more because of their situation ... for lenders with low credit loans. What most consumers do not realize is the more often you apply [more...]
Date: 2008-11-25 14:10:28
Use the Plastic to Repair Your Credit Rating
People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... in most cases, people recklessly apply for cash advances or use credit card financing without knowing [more...]
Date: 2008-09-24 09:31:39
Breakaway from Bad Credit!
No more bad credit! Outtadebt.com has helped thousands of people just like yourself get out of high interest rate credit card debt and other high interest monthly payment loans through their bill consolidation loans. One type is through ... type of loan , in a sense, compared with the popular credit card that everyone seems to have nowadays [more...]
Date: 2008-11-27 17:51:51
Financial Relief Available for Active Military Members
If you are a military service member called to active duty, ... the debt. "The average credit card rate is over 12%, so cutting your rate in half ... to get out of credit card debt much faster" says Bill Hardekopf, CEO of LowCards.com and author [more...]
Date: 2008-10-31 16:16:29
Get Your Credit Report
One of the most important things a person can do to make sure their credit and financial health is in top notch shape is to make sure they stay on ... Ways To Improve Your Credit Rating Credit Card Debt Will Lead To Bankruptcy if not Careful Tips ... top of what's going on with their credit report. If you haven't taken a look at yours [more...]
Date: 2009-01-10 20:22:41
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... 660 with a debt-to-income ratio (excluding mortgage) below 25%. In addition, your credit history ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans [more...]
Date: 2008-12-14 14:30:58
Bad Credit Mortgages
Bad Credit Mortgages Posted by Dark Spider at December 26, 2008 Many people these days have an adverse credit mortgage rating ... isn’t difficult to get, but unless you take some professional advice, you may not get the best deal ... or suffered other debt problems, such as defaults,non payment of utility bills. Maybe [more...]
Date: 2008-12-26 00:07:19
'Tis the season for bold predictions...
As customary, we are now in the part of the year where many will make predictions on what happens next year ... holders in danger of losing their homes will receive more assistance from a variety of programs since ... extensive income and debt documentation. Those with the best credit will get the best rates [more...]
Date: 2008-12-19 18:45:00
Facts And Figures About Bill Consolidation
September 4, 2009 | By Imus Jackson In Finance | by Imus JacksonYour credit rating is becoming obscene, your bills are out of control, you have more debt than you can face or ever hope to pay off, and you cannot sleep at night because of all of this. What to do. Well, the best way to approach this situation is to get some help in the form of a credit counseling service that can initiate bill consolidation and start to get you back on the right track financially so you can enjoy life again [more...]
Date: 2009-09-05 03:22:15
The New China, Bush Asks for TARP, 2009 Oil Surprise, Buy Turkmenistan and More!
by Addison Wiggin & Ian Mathias Chinese exports dive; oil imports, money supply and leverage rise… sound familiar? Bush asks for rest of $700 billion TARP… S&P says USA’s credit rating getting shaky Dan ... — the steepest drop since April 1999. Measured in yuan, the annual plunge in exports is even greater [more...]
Date: 2009-01-08 01:36:29
The Effect Of Credit Card
by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]
Date: 2009-01-14 11:03:30
The New Poverty
There's a new poverty - it's almost transparent, but it's there ... through good credit ratings, onerous lending and jobs that "get by", without actually advancing anything ... because of their grandparents' union membership, the weekends that they wouldn't even dream of if weren't [more...]
Date: 2009-01-12 07:12:00
Refinancing? Try Pentagon Federal Credit Union (PFCU)
With rates plummeting these days, many people are choosing to refinance ... broker. The winner: Pentagon Federal Credit Union To get a mortgage, you must join the credit union. You can do this for free if you or a family member served in the armed forces and has proof [more...]
Date: 2008-12-20 07:10:32
Obama talks stimulus. He hopes you are listening
The spate of retailers reporting devastating December sales this morning provided a nice backdrop for President-elect Obama's speech in Virginia ... that lower interest rates aren't getting the job done because credit markets are screwy and that tax [more...]
Date: 2009-01-08 18:11:11
Scotiabank offers some finacial advice for Canadians
These are some of the items that Scotiabank has offered to Canadians in order to improve their financial situation ... such as higher rate department store and other credit cards. Inform yourself about interest rates and options ... have a financial plan, now is the time to get one that emphasizes debt management and map out your short [more...]
Date: 2009-01-09 09:57:00
Getting Out of Debt Now and Improve Your Credit Rating
by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]
Date: 2008-11-24 22:25:53
Debt consolidation loans
This is non profit organization that inquires about or aims to help people who have multiple debts and how to deal with it ... rating. You can also terminate credit card debt without consolidation. You can find the details on their site upon how a certain person get terminate his or her credit card debt eve without having [more...]
Date: 2008-09-21 05:00:13
Unbiased Road Map to Free Credit Report: Ordering Your Free Credit Score
Your credit rating is basically accurate picture of your bank account and in many cases your net worth ... state of the economy, a good credit score is more important than ever before. Getting a loan [more...]
Date: 2009-01-07 01:46:13
WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?
We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]
Date: 2009-09-29 00:45:13
Debt Relief Available in Many Forms
Getting into debt is so incredibly easy. Just one credit card used irresponsibly or a single financial crisis situation can lead to catastrophic ... . If you have more credit card debt than you would like, but are still able to do so, taking advantage of zero percent interest or very low fixed rates from credit card companies you already know may make [more...]
Date: 2009-01-06 09:43:22
Things You Might Not Know About Credit Cards & Debt Relief
A Legal Thief ? When you get your monthly credit card statement, do you ever look to see what the interest rate is that they are charging you? ... long to mount up debt, especially if you have more than one credit card. Too many credit cards ... credit cards in use in the United States alone. All I’m saying here is be careful and read [more...]
Date: 2009-01-05 17:53:17
Where Can I Find Debt Consolidation Information - And How Can I Get Started?
Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]
Date: 2008-12-31 00:24:32
U.S. House considering Irving's bailout idea
President-elect Barack Obama this week wrangled with lawmakers over the release of the second half of federal ... when credit markets are hurting their chances of selling bonds that finance such initiatives. "We should be able to get affordable interest rates as we've done in the past but the credit market [more...]
Date: 2009-01-15 00:18:53
Fixing Your Messed Up Finances this 2009
If you enjoyed the holidays as much as everyone else, then like them, ... -up budget. List all payables. How much credit card debt do you have? Get all your receipts ... your credit card statements so you can see if your bank is increasing its rates. Explore ways on how [more...]
Date: 2009-01-07 10:18:05
How You Will Spot a Worthy Car Loan
by Sandy Maseko You should attain and keep a good credit rating ... know when you begin your search online for a new or used car loan is that you are going to see interest rate ... a higher interest rate on the lending amount. If a borrower gets a car loan at low annual percentage [more...]
Date: 2008-09-23 07:26:45
Best Credit Repair - Outdated Credit Fixing Techniques
Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, justifying a credit fixing as soon as you can, you will get the benefits of lower interest rates on all kind of loans you apply for. However, there some important points to take in consideration when you ... [more...]
Date: 2008-12-27 19:00:59
50%+ rally in the stock market but situation is getting much worse
We have enjoyed a +50 percent rally in the stock market yet this rally has been unable to create private sector jobs or stem the economic pain for most. Millions have seen their bills skyrocket, credit card interest rates hiked, hour’s cut, wages slashed, and are dealing with an accelerating decline in home prices (FL) and pitiful stock portfolios. In order to get a sustained recovery, consumer spending (70% GDP) will have to rebound sharply, which is not going to happen anytime soon. [more...]
Date: 2009-09-29 12:17:40
I'm all for the Credit Cardholder's Bill of Rights no matter what.
I was recently asked to join a group of financial bloggers to discuss our opinions regarding a certain topic each week - thus getting a variety of ... rights and protection against sudden rate changes, elimination of huge fees and clear credit ... it's because i manage a customer service department myself, but i am all for up-front & bold credit [more...]
Date: 2008-10-15 14:06:00
New Year’s Financial Resolutions
Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... , come with fees and interest rate charges that are usually higher than your credit card purchases ... an emergency fund will give you peace of mind.3. Pay more than the minimum on your credit [more...]
Date: 2009-01-09 05:34:00
Top 5 ways to ease the strain on household finances
by katie George The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, ... your debts. If you have a range of higher interest debt such as credit cards, store cards, and high ... out for any hidden costs or arrangement fees though. 4. Get a more appropriate credit card [more...]
Date: 2008-12-20 10:17:47
Debt Consolidation Turns Your Savior When Ghosts of Creditors Haunt You Day in Day Out
Debt consolidation which is quite unheard before is alive and kicking more often nowadays to save your credit rating ... for bankruptcy. At this crucial juncture, debt consolidation is the only solution available to get you out of the shackles of menacing debts. The term ‘debt consolidation’ is usually defined as taking [more...]
Date: 2008-11-15 02:32:52
30-Year Mortgage Rate Falls Below 5%
Just when you thought mortgage rates couldn’t get any lower, they did ... guides on how much you should spend on a home and the basics of home equity loans and lines ... their credit might not be up to par, but they might lack sufficient home equity. The “underwater” problem [more...]
Date: 2009-01-15 09:49:00
Student Loan Default: How to Deal with It
by William Blake The Department of Education has many different avenues with which it works hard to get money back from individuals whose student ... t come from legal proceedings, wage garnishment ... the right course you can even regain your eligibility for financial aid, improve your credit rating and even [more...]
Date: 2008-12-26 10:06:43
The Facts on Poor Credit Loans
by katie George When a borrower has damaged credit it can make getting a loan difficult ... company is striving for because they are the best type of customer and will ultimately bring in more earnings for the company. Lenders generally charge interest rates that are far higher then average [more...]
Date: 2009-01-03 12:50:30
How Debt Consolidation Can Help Get Your Debt Paid Off
by William Blake Many people opt to get rid of their accumulated debt by recurring to what is referred to as debt consolidation ... you, then it is a good deal. Another option to consolidate your debt, most effective if you have several credit ... rate and transfer all of your debt to that card. You will save a lot of money on interest [more...]
Date: 2008-11-23 14:32:25
Take stock of your debt and get the right advice
With the New Year coming around many people are getting their New Year’s resolutions sorted out, ... to a 0% balance transfer credit card. If you have a range of credit cards and loans that you are repaying it may be worth considering Finding a 0 percent balance transfer credit card or a low rate [more...]
Date: 2009-01-13 07:00:17
another one of those “Thailand” posts
Ok so I’m back to scheming about getting the best exchange rates for my Australian money in Thailand. Obviously, cash is always best ... advances on my credit card and then pay it back to the card pronto pronto to avoid interest charges ... , with 20,000 baht, they make 728 baht, or 3%. To compare that with regular purchases on my credit card [more...]
Date: 2009-01-16 02:29:06
So You Think You Can Dance Winner Is Joshua Allen
Security Warning: Facebook and MySpace Soiled With Scams Obama Threatener Raymond Hunter Geisel In Custody How to Repair “White Apple Logo Screen of Death” in iPhones Merrill Lynch and Citigroup Agree To Buy Back Auction-Rate Bonds How to get free custom ringtones for your iPhone 3G What You Can Learn from the TJX Credit Card Mess Researcher [more...]
Date: 2008-08-08 04:33:07
Mortgages: 2009 Advice
Mortgages: 2009 Advice Mortgages: 2009 Advice With all the doom and gloom over housing, ... . Not if you have poor credit, to be sure. But you can get a great deal on a 30-year, fixed-rate, conforming loan ... and borrow now. During ordinary times, one loan is about as good as another because most lenders [more...]
Date: 2009-01-12 11:16:01
Mortgages: 2009 Advice
Mortgages: 2009 Advice Mortgages: 2009 Advice With all the doom and gloom over housing, ... . Not if you have poor credit, to be sure. But you can get a great deal on a 30-year, fixed-rate, conforming loan ... and borrow now. During ordinary times, one loan is about as good as another because most lenders [more...]
Date: 2009-01-11 09:14:24
Does It Pay to Re-Finance?
Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]
Date: 2009-01-08 14:49:52
We Don’t Need and Won’t Get Credit. We Need Reindustrialization.
Jump to CommentsThe December 4thNew York Times reported in “Employers cut 533K jobs in Nov., most in 34 years” that, “Skittish employers slashed 533,000 jobs in November, the most in 34 years, catapulting the unemployment rate to 6.7 percent, dramatic proof the country is careening deeper into recession [more...]
Date: 2008-12-23 07:25:59
3 Little Known Reasons To Stay Away From Debt Consolidation Loans
A debt consolidation loan is often said to be a good way to reduce your debt. The common theory is that you can lower your interest rate, particularly if you’re consolidating credit card debt, and wind up with a smaller payment. This theoretically lets you get the debt paid [more...]
Date: 2008-08-26 20:52:46
Link Roundup: Two-dollar bill edition
A week ago I was able to get twenty-three $2 bills at our credit union. They had been in my wallet but I asked my wife if she wanted one ... in debt. (One dollar at a time!) Five Cent Nickel keeps watch on mortgage rates and opportunities ... again. (You won’t find a more supportive debt reduction coach.) Being Frugal gets back to basics: “ [more...]
Date: 2009-01-15 08:10:35
Reverse Engineering the Rating Agencies
I get odd quant projects. Calculate the value of an odd CDO ... If not a Industrial firm, which is the default, what is the difference in credit quality? Volatility — 90-day ... been around for three years? DebtMC — Debt/Market Capitalization CDebtMC — Change in Debt/Market [more...]
Date: 2009-01-15 04:57:21
debtconsolidationcare.com
Is Debt Consolidation good for you? Get FREE counseling from a BBB member company. Avoid bankruptcy, become debt free, deal with collection agencies and improve your credit rating. Read Reviews [more...]
Date: 2008-12-08 05:00:00
Five Ways To Make Any Financial Resolution A Success (Guest Post From J.D. Roth)
This guest post is from one of Wesabe’s new Advisory Board members, J.D. Roth, who writes about smart personal finance at Get Rich Slowly ... resolutions to improve our lives. Many of our goals are financial: get out of debt, open a retirement ... or credit union. Check out this huge list of rewards checking accounts by state for rates as high [more...]
Date: 2009-01-08 17:07:44
Getting Finances in Order
When the husband and I talked about our goals this year, one of the things we agreed about is to pay the balances on his credit cards immediately ... . The two cards have both running interest rates that are quite high so it is a smart decision to clear them as soon as possible. We have ... [more...]
Date: 2009-01-15 17:35:39
