The Road to Debt Relief
Living with debt is not something someone hopes for, ... to debt relief, whether it is through self-help, credit counseling, dept management programs ... to eliminate it. Once many individuals realize they have a problem with debt, they are too embarrassed [more...]
Date: 2008-12-07 18:57:58
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How To Get Out Of Debt FAST Without Bankruptcy Or Debt Conso
Discharge and eliminate 100 percent of your Credit Card Debt without Bankruptcy, Consolidation, or Refinancing. [more...]
Date: 2009-01-03 02:50:45
MY GOALS FOR YEAR 2009
Year 2008 was mostly devoted to debt elimination. I was able to terminate some credit cards and be able to enjoy some trips without hurting our ... Visa Card update my blogs every week (xerkel and textpartner) get a health insurance [more...]
Date: 2009-01-05 06:13:10
Bill Consolidated
Bill Consolidated January 8, 2009 · Filed Under News · by News· Comment Being debt ridden is the man’s worst dream ... is a non profit organization that claims to be a practical and proven programme for elimination ... Consolidation Central strives to serve each with dignity and empathy. Credit card debt consolidation is also [more...]
Date: 2009-01-08 14:40:33
Obama Would Like All People Out of Credit-Card Debt – Legally Erase 50-60% of Your Past Due Debts
Are you plagued by your financial troubles? If so, how would you like to have your debt legally erased? You can! Little-known tactics along with consumer protection laws have enabled many Americans, just like you, to erase past due balances. The end result is a decrease in stress and an elimination of those past due balance letters from creditors.Last 5 posts by In the News - Sears Remodels US Army Veteran's Home - September 24th, 2009Don't Miss This Great VA Loan Benefit - No Penalty For Prepayment [more...]
Date: 2009-09-25 06:01:12
Danger: Beware Of Payday Loans For Debt Consolidation
By Ozeme J Bonnette For the past two years, the economy has really taken us for a ride. The economic crisis is hurting families at all economic levels. Now it is more critical than ever to be careful with your finances. Eliminating debt requires both consistency and determination. It can be tempting to seek ways to speed up the process. Some people consider taking out a loan to pay off credit cards. Here is one money mistake that you should really avoid. For two years, the economy ha [more...]
Date: 2009-09-28 19:02:40
The Tightening
Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]
Date: 2009-01-10 01:17:17
The Dirty Secrets of Debt Reduction (and What to Do About Them)
When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]
Date: 2008-07-17 12:00:34
Tell All Tuesday ~ Slowly Forward Edition
This past week, all I did directly towards reducing our debt was made my monthly car payment ... $21,414.50 Broken down into: Credit Card: PAID OFF 2/7/08 Student loan (at 7%): $11,084.68 Spouse ... about our future debt elimination strategy and I wanted to address it. Once my spouse’s student loan [more...]
Date: 2008-09-23 19:39:00
Debt Consolidation For Debt Free Life
I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]
Date: 2008-10-10 19:44:13
The first law that should be repealed in the United States is the 2005 Bankruptcy Bill: Will Obama eliminate debt slavery?
Our centralized government representatives would like us to believe that the subprime mortgage crisis was not expected, however, ... American citizen from this scam? In 2005, they created Debt Slavery by passing The Bankruptcy Bill. After years of lobbying, the “dream bill for credit card and financial service companies” finally came [more...]
Date: 2008-11-17 18:10:02
An Emergency Fund Is More than Just Money
photo by chrisbb This is a guest post from The Happy Rock @ The Happy Rock, ... our debt elimination. Building up 3-6 months expenses took what seemed like an eternity, but since ... up at your door step. With a cash savings you can avoid using the credit card for things [more...]
Date: 2008-07-31 11:00:16
Debt Free
I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]
Date: 2008-12-06 16:11:54
The Quest to Eliminate Debt
I am glad to report that we are definitely seeing the light at the end of the tunnel from where we are at ... and I collectively have a total of four credit cards, minus the supplementary card, which generates ... one of the reasons why we paid off the aforementioned credit card balance. Before the next cycle [more...]
Date: 2008-07-16 11:05:42
In 2009 Go Back to Basics
Hi All, Like most hardworking Americans you probably spend a good deal of time working for your money ... % credit card. Dump it. If you owe money on rent-to-own appliances, pay it off. If you have back taxes ... be wishy washy, eliminate high interest debt. 4) Own your own home. Home ownership increases [more...]
Date: 2009-01-07 20:11:16
Plug Your Money Leaks and Save Hundreds of Dollars Painlessly
Does it always seem that your money never goes as far as it should? One of the main culprits are the slow money leaks that we all have. These are generally recurring monthly expenses for a subscription or service that by itself appears quite small, but when you factor in dozens of these potential leaks it can drain hundreds of dollars from your budget each month. You know what I’m talking about. Cable bills, gym memberships, magazine subscriptions, or even regular dues to an organization. [more...]
Date: 2009-09-28 23:14:26
What Are The Benefits Of Using 0% APR Credit Cards?
Amazon.de Widgets The practice of chasing 0% credit cards has been around for a while now. Let’s face it, if you could guarantee continual use of credit cards without paying interest you too would jump from one card to the next.0% credit cards are as popular today as when they first appeared a few years ago and even during these harsh economic times credit card usage and the pursuit of these deals is continually increasing with massive increases in the past 5 years alone.How much of the blame [more...]
Date: 2009-09-29 12:13:36
How to Be Aware of What Credit Counselors and Consolidators are Really Offering
This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]
Date: 2009-09-28 11:01:51
Does Getting Out of Debt Take a Miracle?
The world seems to be full of “get out of debt quickly” solutions, yet most of these solutions are nothing more than smoke and mirrors. This leaves a lot of people asking the question: does getting out of debt take a miracle? The truth behind the matter is that getting out of debt is not only easy to do; it’s also easy to understand. You don’t need a miracle in order to reduce the amount of debt that you currently have. What you do need is some plain and simple logic that you can easily follow. [more...]
Date: 2009-09-26 20:20:39
Take These Steps and Get Out of Debt
Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Although the economy is slowly emerging from the last recession, there are still several people, who are submerged in the pile of debts and by any means they simply want to get rid of that. One of the most common debts is the credit card debt. Are you also one of those people? Then don't loose your hope, as you can substantially reduce or can even completely eliminate your credit card debt. [more...]
Date: 2009-09-28 09:18:50
A loophole wide enough to drive a GMC truck though
The Bush administration’s outline of its automaker bailout package lists some seemingly sensible changes in labor practices that GM and Chrysler need to make. (Ford, to its credit, is seeking private financing instead.) Targets: The terms ... of Congressional negotiations but did not come to a vote, including: Reduce debts by 2/3 via a debt [more...]
Date: 2008-12-19 16:41:00
Making the Decision a Second Mortgage
Making the Decision a Second Mortgage by Steven S. BaylessThere is not a great deal of difference between first and second mortgages except that one is usually taken out when a home is bought, and the other is taken out on the remaining balance of the first home loan. Usually, homeowners will take out a second mortgage to undertake some renovations or improvements to the property, but increasingly, people are using the equity in their homes to reduce or eliminate their high rate consumer debt. [more...]
Date: 2009-09-26 14:22:15
Top Bankruptcy Alternatives You Can Choose
If you are considering filing bankruptcy, you know that it feels like the hardest decision you’ve probably ever made. There are many questions - whether it will really help you get a fresh financial start, what the credit results are after bankruptcy, how bad it will be for your financial future, whether it’s really the right thing to do now. Finding out more about bankruptcy is the only way to determine for yourself whether it’s right for you. [more...]
Date: 2009-09-27 08:14:19
A Few Simple Steps to Get Rid of the Credit Card Debts
September 26, 2009 | By Jack Porterfield In Finance | by Jack PorterfieldAlthough the economy is slowly emerging from the last recession, there are still several people, who are submerged in the pile of debts and by any means they simply want to get rid of that. One of the most common debts is the credit card debt. Are you also one of those people? Then don’t loose your hope, as you can substantially reduce or can even completely eliminate your credit card debt. Many of the people never [more...]
Date: 2009-09-26 18:03:12
Need Info About Credit Cards – Check Out this Post
Numerous people fail to get approved when applying for a credit card these days. It is often a very depressing experience, especially if it is not the first refusal letter you get and if you really need that credit card. The most common reaction to this is losing hope for getting a credit card once and for all. Not the best thing to do, is it? Let’s find out what you really can do to get out of this unpleasant situation. First thing you have to do is realise that it is never over. [more...]
Date: 2009-09-29 02:37:09
A Few Simple Steps to Get Rid of the Credit Card Debts
September 26, 2009 | By Jack Porterfield In Finance | by Jack PorterfieldAlthough the economy is slowly emerging from the last recession, there are still several people, who are submerged in the pile of debts and by any means they simply want to get rid of that. One of the most common debts is the credit card debt. Are you also one of those people? Then don’t loose your hope, as you can substantially reduce or can even completely eliminate your credit card debt. [more...]
Date: 2009-09-26 18:03:12
A Few Simple Steps to Get Rid of the Credit Card Debts
September 26, 2009 | By Jack Porterfield In Finance | by Jack PorterfieldAlthough the economy is slowly emerging from the last recession, there are still several people, who are submerged in the pile of debts and by any means they simply want to get rid of that. One of the most common debts is the credit card debt. Are you also one of those people? Then don’t loose your hope, as you can substantially reduce or can even completely eliminate your credit card debt. [more...]
Date: 2009-09-26 18:03:12
10 Facts Every American should know about Baucus Health Plan
10 FACTS EVERY AMERICAN SHOULD KNOW ABOUT SEN. BAUCUS’ COSTLY GOVERNMENT-RUN HEALTH CARE BILL GOP LEADER: “THIS PARTISAN BILL IS THE WRONG PRESCRIPTION DURING THESE TOUGH ECONOMIC TIMES “ September 23, 2009 | House Republican Leader John Boehner (R-OH) | Permalink As the Senate Finance Committee gets set to begin its second day examining Senator Max Baucus ’ (D-MT) costly government run-health care bill, House Republican Leader John Boehner (R-OH) [more...]
Date: 2009-09-27 03:00:40
My Bills Are Too High, Will A Consolidation Loan Help?
Amazon.de Widgets Bill Consolidation loans; otherwise known as credit or debt consolidation loans, are loans that are currently in high demand as people look for ways to shore up their financial situations, for what looks like at least another 18 months of financial uncertainty.Quite simply, bill consolidation loans are loans that pay off lots of smaller loans and debts that usually have higher interest rates. The benefits and value of applying for bill consolidation loans are;1#. [more...]
Date: 2009-09-28 11:44:10
Credit Card Counseling Services
Have you been dealing with a high amount of credit card debt recently? Credit card debt is one of the most common forms of debt that people often find themselves in. With the economy slowly going down, people are often turning to their credit cards to get the financial assistance they need. Unfortunately, this means that more and more people are overspending more than they can afford. These generally mean that people aren’t able to repay the debt that they accumulate. [more...]
Date: 2009-09-26 18:23:05
Reinventing America
America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]
Date: 2009-01-13 09:40:59
Kevin Drum — Why Can’t We Have It All?
Kevin Drum is looking at the benefits of massive fiscal stimulus as well as tax cuts… And he wonders why we don’t do both? Stimulus spending can ( ... than they are today. Likewise, it will be helped along if consumers have paid down some of that credit card debt and put a few dollars aside. Right? We can’t keep running a negative savings rate [more...]
Date: 2009-01-12 21:07:07
Take These Steps and Get Out of Debt
by Jack Porterfield Although the economy is slowly emerging from the last recession, there are still several people, who are submerged in the pile of debts and by any means they simply want to get rid of that. One of the most common debts is the credit card debt. Are you also one of those people? Then don’t loose your hope, as you can substantially reduce or can even completely eliminate your credit card debt. [more...]
Date: 2009-09-26 18:04:49
Will 0% Apr Credit Cards Eliminate My Credit Card Debt?
Amazon.de Widgets 0% Apr credit cards will indeed eliminate credit card debt, but only if used to their best potential. Consolidation of high interest credit cards and a willingness to pay off as much of your credit card debt as quickly as possible will reap the greatest rewards.It is undeniable that credit cards are an extremely useful tool in today’s hectic society. A credit card enables you to purchase anything you want without having to carry money with you. [more...]
Date: 2009-09-27 19:06:23
The Weimar Hyperinflation? Could it Happen Again?
Some worried commentators are predicting a massive hyperinflation of the sort suffered by Weimar Germany in 1923, when a wheelbarrow full of paper money could barely buy a loaf of bread. An April 29 editorial in the San Francisco Examiner warned: “With an unprecedented deficit that’s approaching $2 trillion, budget proposal is a surefire prescription for hyperinflation. [more...]
Date: 2009-09-26 11:49:27
James Passin: Rising Commodity Prices to Trigger Renaissance for Nuclear and Gold
Source: The Gold Report Commenting on what he views as an inevitable hike in commodity prices—and an equally inevitable shift into ... credit crisis has triggered a host of feedback effects, which have resulted in driving down energy ... economic conditions. There’s no credit lines needed to finance purchases, so we’re seeing catastrophic [more...]
Date: 2009-01-14 14:30:29
Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals
new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]
Date: 2008-12-03 22:11:44
Why Can't You Ever Make On-Time Payments?
By Tisha Tolar How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, ... are no longer as forgiving about grace periods and payment timelines. It is now more important ... . You need to change your financial habits to eliminate late fees and help you on your way to living a debt [more...]
Date: 2009-01-12 22:28:05
GM and Chrysler get US$17.4 billion bailout
They’ve done it, the Detroit boys have managed to secure federal emergency loans to execute their plans to stay afloat ... stock, firms must accept limits on executive pay and eliminate perks such as corporate jets, debt owned ... and emissions requirements, and firms must not issue new dividends while in debt with the government. Ford [more...]
Date: 2008-12-21 09:09:13
Credit Counseling Debt Relief
Debt is often a very tricky thing to manage for most people. On one hand, debt is a good thing because it can allow you to leverage yourself financially, which in turn allows you to earn higher returns. On the other hand though, debt can often cause many problems financially for a lot of people. If you don’t know how to manage a lot of debt then it can often be very difficult. Bad credit card debt is the most common form of debt that people have. [more...]
Date: 2009-09-26 18:45:20
What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad
Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]
Date: 2009-09-28 12:04:42
How to Replace Bad Financial Habits With Good Ones
This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking ... stem from our financial habits. Bad financial habits lead to overspending, too much debt, a house [more...]
Date: 2009-01-14 13:00:09
Sarah Palin: COMMON SENSE CONSERVATISM
tothepointnews.com Written by Sarah Palin Thursday, 24 September 2009 You can call me a common-sense conservative. My approach to the issues facing my country and the world, issues that we’ll discuss today, are rooted in this common-sense conservatism… Common sense conservatism deals with the reality of the world as it is. [more...]
Date: 2009-09-27 17:28:31
Gates of Vienna News Feed 1/8/2009
The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]
Date: 2009-01-09 04:49:00
Full Text: Barack Obama on Economy | Economic Recovery and Reinvestment | January 8, 2009
(Source: Office of the President-Elect) Throughout America’s history, there have been some years that simply rolled into the next without much notice or fanfare. Then there are the years that come along once in a generation – the kind that mark a clean break from a troubled past, and set a new course for our nation [more...]
Date: 2009-01-08 18:00:11
Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008
(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also ... that’s a target. That’s not a restriction. The bond holders taking equity instead of debt — that’ [more...]
Date: 2008-12-21 20:13:21
How To Consolidate Your Debt
Amazon.de Widgets Many people are now looking at how to consolidate their debt in an attempt to improve their financial situations. Debt consolidation provides immediate relief to people suffering from debt related stress and anxiety but is only part of the process f dealing with personal debt.Many people are looking at how to consolidate debt in an attempt to improve a poor financial situation, and quite rightly too. [more...]
Date: 2009-09-28 11:04:32
Ask the M-Network: What to do if you’re deep in debt
Last week the M-Network rolled out a new feature: Ask the M-Network. This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]
Date: 2009-01-14 12:00:07
Two Financial Goals - Less Debt, More Income
This article is part of an M-Network group writing project, the 12 Days of Christmas - Personal Finance Style ... beast which can be incredibly difficult to slay - especially credit card debt, which can have interest ... up your credit cards and stop spending more than you earn. Accelerate your debt payments. After [more...]
Date: 2008-12-02 11:10:55
Don’t let Credit any Credit Card Company Keep you Down
by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... which encourages you to spend more. The best way to prevent credit card debt is to be cautious [more...]
Date: 2009-01-14 20:27:27
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