5 Secrets for Higher Energy

I’m feeling a bit overwhelmed today, so I’ve borrowed an interesting post (with permission) from Frederic Patenaude for you to enjoy. All right. Today we’re going to talk about energy. Are there any of my readers who do NOT want more energy? Please raise your hand… no takers? Okay, let’s keep going then. [more...]

Date: 2009-09-28 14:02:28

Blog posts (229) | Videos (213)
 

When You Owe Money to the IRS Tax Debt Relief Can Help

The IRS may offer a settlement deal, or they may agree to a more flexible payment plan Whatever solution you agree to will be the one that you keep Failure to comply with this agreement can result in garnishment and reassessment of penalties and interest [more...]

Date: 2009-09-29 08:10:48

Tips To Short Sale Your House

Hello there! If you are new here, you might want to subscribe to the RSS feed for updates from BB Articles.Powered by WP Greet BoxIn today’s economy, property owners in trouble are considering every option at their disposal to resolve their housing debts. We are seeing this trend growing each month, although varying from state to state. All too often, in many cases, it is hard to imagine a real solution that will not do additional harm to your already damaged credit. [more...]

Date: 2009-09-26 20:05:45

The Economist Who Made Your World Better

It’s easy to give economists a hard time.  Like academics, it’s hard to figure out what they really do besides sit around and think about the economy.  They don’t run businesses or make anything useful.  Of course most big corporations have one on the payroll to look into the crystal ball and we all know that we need a few tame economists to deliver stern warnings during market bubbles and to run the Fed.  But can you name a single thing that an economist has ever done that actually benefits you? [more...]

Date: 2009-09-29 14:00:46

Dealing With the Sub-Prime Crisis and Home Loan Modifications | ArticlesBase.com

The United States of America is considered the world's greatest when it comes on to capital and investments opportunities. Other countries especially third world depends on the U.S. for advice and/or loan development. In the early 2000's, there was excess capital world wide, the number of sub prime mortgage loans rose significantly. No one did imagine there would be a global financial crisis and everyone investing their hard earned money was only concerned about where to invest to make a higher return. [more...]

Date: 2009-09-28 15:13:53

Megawoman

From a Philosopher King to a Businesswoman in a Pantsuit It was once said that as goes California, so goes the nation. That may not be as true as it once was. California is certainly a very blue state in a very purple country. But just because the nation will never be as pro-choice as the Golden State doesn’t mean that general trends don’t tend to start out west and work their way eastward. California discovered Nixon before the nation did. Ditto with Reagan. [more...]

Date: 2009-09-29 14:55:33

What Are The Benefits Of Using 0% APR Credit Cards?

Amazon.de Widgets The practice of chasing 0% credit cards has been around for a while now. Let’s face it, if you could guarantee continual use of credit cards without paying interest you too would jump from one card to the next.0% credit cards are as popular today as when they first appeared a few years ago and even during these harsh economic times credit card usage and the pursuit of these deals is continually increasing with massive increases in the past 5 years alone.How much of the blame [more...]

Date: 2009-09-29 12:13:36

Market Commentary From Monty Guild

Dear CIGAs, The end of September is here.  We wish you a happy and healthy fall season in the northern hemisphere and spring in the southern hemisphere. THE G-20 MEETING Last Thursday and Friday, the G-20 meeting was held in Pittsburgh.  At this meeting, it was decided that world economic power, which had been the bailiwick of the eight G-8 countries, should be broadened to give more voice to twelve additional countries.  This gives the G-20 power to set world economic policies.  The [more...]

Date: 2009-09-29 19:30:43

Individual Voluntary Arrangements And The Entailments

by Edward Woodwards If you ever encounter a serious financial crisis in your life like, you are under heavy amount of debt, normally 15,000 USD or more, the best thing to do would be opting for an IVA (Individual Voluntary Arrangement); it will help you lead to a debt-free life again. IVAs are commonly known to be better substitutes to bankruptcy because they do not have most of the drawbacks a bankruptcy would put you through; losing Assets in a bankruptcy would be the biggest example. [more...]

Date: 2009-09-29 09:38:33

Xerox to acquire ACS for $6.4bn

By Alan Rappeport in New York Xerox said on Monday that it would acquire  Affiliated Computer Services , in a cash-and-share deal valued at $6.4bn that will allow the copier company to expand into the document services sector. The offer by Connecticut based-Xerox, which has been looking to push beyond its core printing business, values ACS, which is based in Texas, at $63.11 a share. That represents as 33.4 per cent premium from its closing price on Friday. [more...]

Date: 2009-09-28 14:33:04

Operation Rollback

Posted by Review-a-Day, September 29th, 2009 3 CommentsFiled under:Review-a-Day. The Retail Revolution: How Wal-Mart Created a Brave New World of Business by Nelson Lichtenstein Reviewed by Jefferson DeckerThe Nation In October 2003 employees at more than 800 chain supermarkets in California walked out of their jobs after management demanded pay cuts and a reduction in health insurance benefits. [more...]

Date: 2009-09-29 09:54:00

Taleb: Why Haven't Bernanke And Geithner Been Canned Yet?

Nassim Taleb has a pretty good gig. He gets paid a lot of money to fly around the world, give speeches, and come up with outlandish-sounding statements ridiculing others for being stupid and inept. Bloomberg : Bernanke, Geithner and Summers didn’t see the crisis coming so why are they still there?” Taleb told a group of business people in Hong Kong. Bernanke is like “a pilot who didn’t see a hurricane,” he added. Bernanke said on Sept. 15 that the U.S. [more...]

Date: 2009-09-28 11:37:00

John Paulson Playing Matchmaker For IndyMac And CIT

Hedge fund manager John Paulson could be mulling the merger of banks CIT and IndyMac. It's one potential solution for the two troubled institutions which Mr. Paulson has substantial debt and equity stakes in. New York Post: A marriage between the two banks would help IndyMac with its plans to diversify away from mortgages to commercial loans as CIT Group is one of the nation's biggest lenders to small and midsize businesses. It could also help expand CIT's deposits. [more...]

Date: 2009-09-29 12:20:17

“How to Create Wealth Automatically – Guaranteed!”

Are you sick and tired of? Living in debt? Worrying about your financial future? Not having money at the end of the month? Not being able to spoil yourself whenever you want to? Not enjoying overseas travel? Working for a boss? Having to leave your children in day-care while you fight the traffic and your job? We have a financial solution, whether you want to make a little or a lot of extra cash. [more...]

Date: 2009-09-29 18:24:05

The Habit Change Cheatsheet: 29 Ways to Successfully Ingrain a Behavior

We are what we repeatedly do. Excellence, then, is not an act, but a habit. - Aristotle Our daily lives are often a series of habits played out through the day, a trammeled existence fettered by the slow accretion of our previous actions. But habits can be changed, as difficult as that may seem sometimes. I’m a living example: in tiny, almost infinitesimal steps, I’ve changed a laundry list of habits. [more...]

Date: 2009-09-28 23:33:36

No Credit Check Loans – Help and Advice

by Jimmy Tyrrell Thinking about a no credit check loan but not sure of all the facts? If so, you should invest a few minutes reading this. By the end of this article you should be better informed to decide if no credit checks loans are for you, and as there is more than one type of no credit check loans which one you should consider. Firstly, we must address the subject of no credit check payday loans. Because of the reasons described below these loans might not be an option. [more...]

Date: 2009-09-29 11:35:37

Advice to Pres. Obama #1: An Actuary's Impractical Perspective

The suggestion was made to Oil Drum staff that some of us might want to write recommendations relating to President Obama's energy policy ... our financial problems behind us. This is a tough one. There is vastly more debt in the world than can ever ... . A fractional reserve banking system requires continued growth, in order to pay back all of the debt [more...]

Date: 2009-01-12 14:42:43

Some Useful Facts About Bankruptcy

by John Steed Insolvency is the state affirmed by the court of law that someone or an institute has been powerless to clear its liability ... up the amount overdue themselves since they had authority but only to run off their kin into slavery toil until the debt was roofed The genesis of this situation came from Latin posturing a broken [more...]

Date: 2009-01-15 04:53:45

ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

War Made Easy_Brainwashing…Why a Global Economic Deluge Looms June 2006!!

  War Made Easy… http://www.warmadeeasythemovie.org/ War Made Easy  Reaches into the Orwellian memory hole to expose a 50-year pattern of government deception and media spin that has dragged the United States into one war after another from Vietnam to Iraq. Narrated by actor and activist Sean Penn, the film exhumes remarkable archival footage of official distortion and exaggeration from LBJ to George W. [more...]

Date: 2009-09-29 14:26:05

Reform the Market for Ratings Agencies

Kevin Drum wonders what can be done about the ratings agencies: Beyond that, I’m also a bit flummoxed about what the answer to the ratings agency problem might be. There’s probably a reasonable regulatory solution for fraud and negligence, but there seems to be wide agreement that the real problem is incentives : since issuers are the ones paying for ratings, it’s inevitable that agencies are going to lean into the wind to provide ratings the issuers like. [more...]

Date: 2009-09-29 14:14:11

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges by Andrea SouthIf you are requiring bad credit student loans, you have fought with ruined finances in the past, or have not had time to get a great credit rating. Both of these aspects contribute to what is known as bad credit history, and acquiring student finances under both of those categories can be difficult at best.There are a few methods you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-29 17:21:06

Save Thousands by Prepaying your Mortgage

If you’re determined to cancel your home loan as soon as possible this is not a bad idea, you can put extra money towards the loan but there are some things you need to be aware of. Depending on the amount of money you destine every month towards your home loan you could reduce the length of it from months to years and of course you would be paying less interest on the principal as you would be reducing it systematically. [more...]

Date: 2009-09-28 12:35:42

Boeing Fails To Bring In Orders At The Paris Air Show

September 29, 2009 | By Jennifer McClelland In Finance | by Jennifer McClellandWith the Air France disaster still very fresh in everyone?s minds, especially those in Paris (where many of the fatalities were from), the Paris Air Show wasn?t the same display it typically is. With it being the 100th anniversary of the fair, it seems that the tragedy of Air France Flight 447 is in spite of everything weighing heavily on airlines.At the opening day of the Air Show, Boeing didn?t receive one [more...]

Date: 2009-09-29 16:09:20

Xerox acquires ACS data management for $6.4B

Xerox CEO Ursula Burns, ACS President, CEO Lynn Blodgett The world’s largest printer and document copier provider, Xerox, has announced (Xerox webinar ) today the company has reached a deal to acquire data management and processing firm Affiliated Computer Services for $6.4 billion. Under the plan that still requires regulatory and shareholder approval, Xerox would pay $18.60 cash per share and would give 4.935 Xerox shares for everyone single share ACS shareholders own. [more...]

Date: 2009-09-28 15:09:59

I’m In Debt - What Are My Options?

“I’m in debt. How do I get out of it?” It’s a common question these days, and a problem that’s made no easier by today’s economic troubles ... consolidation loans; IVA and Trust Deeds. To some people, they’re just names – but to others, they’re a path ... consolidation loans. Rather than struggling to keep up multiple payments to multiple debts, many [more...]

Date: 2009-01-15 03:23:18

Oh those No Spending Days

Since Saturday I have managed a total of 4/5 days as no spending days! Wow does it feel good. Correction, it feels great! ... incredibly warm, relaxing, mellowing about not spending. Firstly it means you haven’t increased your debt ... , it means you’re avoiding the shops and rushing around to get petrol, milk, gifts for people, pay bills [more...]

Date: 2009-01-14 19:26:29

Important Things To Know About Bankruptcy

by John Steed Insolvency is the state affirmed by the court of law that someone or an institute has been powerless to clear its liability ... until the debt was roofed The genesis of this situation came from Latin posturing a broken ... officer for assistance. The defaulter is supposed to obtain some fee from the debts. A good number [more...]

Date: 2009-01-15 06:51:07

Foreclosure Conflict

The problem of foreclosure is becoming common every where due to the extremely low economic level for several homeowners ... from their relatives or friends. Though this increases the debt ratio but the success in their job ... with strength and hope. Consulting the lender or the bank officials can help the owners to find many solutions [more...]

Date: 2009-01-15 11:09:29

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

What is a cram down in bankruptcy?

What is a cram down in bankruptcy? We’re answering this question a lot lately more than likely because of the headlines Citigroup — among the ... borrowers falling deeper into debt — it appears that Citigroup is willing to go along with a possible major plan to help alleviate the foreclosure situation. Is it an effective solution? The Mortgage [more...]

Date: 2009-01-16 01:00:03

6 Money Management Software For Personal Finance (Freelancer’s Special)

Being a freelancer is not easy and more so in these troubled times of worldwide recession ... get themselves under debt by making certain bad decisions or investments. Lets take a look ... which was first introduced back in 1991. It can be used to keep record of loans, mortgages [more...]

Date: 2009-01-08 14:41:12

Gates of Vienna News Feed 1/5/2009

Read through the official European reactions to Israel’s ground offensive into Gaza: Zapatero, the Vatican, the Italian government — all are pressuring Israel for a ceasefire. The surprise is Dutch Prime Minister Jan Peter Balkenende, who states that it would be pointless to condemn Israel without addressing what Hamas is doing [more...]

Date: 2009-01-06 04:54:00

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

What Debt Consolidation Information Can Be Trusted?

Amazon.de Widgets Debt consolidation information can be conflicting, this could be because many companies are in it for themselves and will tell you one thing and others, are there to give you the best deal and assistance they can. But which are which?Debt Consolidation Information can be overpowering initially, especially if your knowledge of financial products is limited. [more...]

Date: 2009-09-28 11:08:25

YRC Worldwide Pursues Long-Term Solution to Improve Financial Condition

Cancels Tender Offer and Evaluates Better Opportunities with its Banks National Integration to be Complete by Early Spring 2009 YRC Worldwide Inc ... facilities that would enhance the company’s financial flexibility including changes to its leverage ratio. The company’s credit agreement defines the leverage ratio generally to be total debt [more...]

Date: 2008-12-26 09:26:02

Stuff that matters: Unpicking the pyramid

Most things are unnecessary. Most products, most consumption, most politics, most writing, most research, most jobs, most beliefs even, ... mortgaged our future in order to get what we have now, but the debt doesn’t die with us. On this model ... m especially inspired by Tim O’Reilly’s “Work on stuff that matters” advice. If we go back to the ‘most [more...]

Date: 2009-01-14 21:11:29

No Fee Balance Transfer Offers Rise Again

Research has showed that credit card providers are waiving balance transfer fees but charging higher interest rates . According to financial website MoneyExpert.com , the number of credit card providers that are offering credit card holders the chance to transfer outstanding debt from another card without having to pay a fee to do so has risen by nearly 20pc to 69 during the past year. [more...]

Date: 2009-09-29 15:20:06

The Massachusetts Mess

By The Honorable Arlene Wohlgemuth News coming out of the Massachusetts experiment with “socialized medicine lite” – the combination of insurance coverage that is free, subsidized, or mandatory to make it near universal – continues to be distressing for reasons other than the predictable, ever-escalating cost to the state [more...]

Date: 2009-01-15 19:10:42

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral.  Reduced or free legal aid may be available in some states [more...]

Date: 2009-01-07 07:00:13

A Peaceful Solution The Haybilongs

Eddie Jorge on drums, Alex Goethe on bass and Glenn Maresca on guitar and vocals ... around. Here we go, twin crises of exponentially growing debt causing huge market disruptions ... . The change we voted for seems to be more debt, increased military aggression in Afghanistan, Big Government [more...]

Date: 2009-01-10 00:41:52

How To Contact Creditors To Help With Credit Repair

Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... a problem because you’d be surprised at what kind of credit repair you can accomplish by being ... out of embarrassment or even fear. Unfortunately, it’s best to deal with the problem immediately [more...]

Date: 2009-01-15 23:57:12

Obama’s Solution to the Government Engineered Economic Crisis? More Government Interference

FreedomWorks Opposes President–Elect Obama’s Stimulus Plan — Borrowing and spending is not the solution for a problem caused by too much borrowing ... out of the recession is to get private capital back into the market and restore consumer confidence. Borrowing ... of bailouts and have no appetite for taking on two trillion dollars worth of debt in 2009 [more...]

Date: 2009-01-15 01:15:02

Is Xerox set to acquire ACS for $6.4 in 2009?

Xerox, the global copier and imaging giant, will pay $6.4 billion to acquire the outsourcing company Affiliated Computer Services, expanding its foothold in a growing industry, the companies said. Xerox, based in Norwalk, Conn, is paying $63.11 a share in cash and stock for ACS, which posted revenue growth of 6% and new business signings of $1 billion in annual recurring revenue during its fiscal 2009. [more...]

Date: 2009-09-29 08:56:00

CESI Can Help You Get Debt Free

by Imus Jackson There are all kinds of groups and programs and companies out there that claim to provide help for those folks who are stuck in a financial nightmare, and don’t know how to get out of it. CESI is an organization that provides all kinds of services and counseling for just those kinds of folks and they have multiple options available to fit almost every circumstance. [more...]

Date: 2009-09-29 09:24:17

Personal Finance Tips

by Jim Parker Do you know the best way to financial freedom and wealth? You might be surprised at the simple things you can do to be just like them ... finance. Personal finance includes topics like budgeting, retirement, savings and debt management ... you end up with debt. To gain balance in your personal finances you need to be debt free. This comes [more...]

Date: 2009-01-15 20:01:49

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans ... debt-based financial system operating. 3. Where we are now, and the role reduced resources [more...]

Date: 2009-01-06 15:10:32

Reverse Mortgages - a Reversal of the Mortgage Process

Mortgages have assumed a number of characters from the time of their inception. The traditional mortgages used to be of the repayment type ... of the home. The borrower has no obligation to repay the loan as long as he continues to reside ... , for which he receives no payment. This means that the debt goes on increasing. Simultaneously the equity [more...]

Date: 2009-01-15 16:06:33

Is There a Future for the Bank?

In the good old days of plain vanilla finance, intermediaries were distinguished, and clearly distinguishable , between bank and non-bank intermediaries. The former, it was explained, were "special" in that they collected funds (mostly) in the form of short-term, sight money deposits, and lent them out (mostly) in the form of long-term, personal, non-marketable loans. [more...]

Date: 2009-09-29 18:53:18

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