Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]

Date: 2008-06-24 14:10:35

Blog posts (224) | Videos (53)
 

Dealing with Credit Card Debt in a Tough Economic Environment

Nearly every American has credit card debt. Some is excessive and some is not, but according to recent news, ... you get your credit card debt under control. There are two kinds of credit counseling services, for profit ... the average debt owed to credit card companies is ten thousand dollars. Of course, you could [more...]

Date: 2009-01-03 00:24:15

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

Small Business Administration - Financial Assistance

Our Fast Business Loan, unlike traditional bank loans, has less stringent requirements, faster approval, and no closing cost or fees ... Loans Business Loans Debt Consolidation Services Mortgage Loans Personal Loans Student Loans ... or for investment.Still, some investors in distressed debt, that a sign of a softening economy.That means every [more...]

Date: 2009-01-13 05:40:15

Old modes of production die with the depression…

A few weeks ago I blogged about how I thought land line phones and cable TV would be among the first items to go as people cut budgets ... . Having lost 92% of its value in the last year it may no longer be able to meet its debt servicing requirements. It turns out that buying more newspapers is not the solution for newspaper companies [more...]

Date: 2009-01-14 21:28:03

A Personal Bail Out Program for Consumers Stuck in the Credit Crunch

PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... mortgage payments, credit card debt and even utility interruptions. The attorney-created service is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers [more...]

Date: 2008-09-24 16:49:15

Relief for Struggling Homeowners: A New Take on Loan Modification

If you’re struggling with the monthly payments on your mortgage in these difficult times or know someone who is, read on! ... to completion. Credit restoration, debt settlement and credit counseling services are also offered, meaning ... January Financial has evaluated a few different services and has partnered with one that we feel [more...]

Date: 2008-09-02 13:39:11

Firm hires witch to hunt debt dodgers

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft. Go to the Source Related posts:Mans £5 Debt repaid 39 years later. A Sheffield man who lent a penniless Australian tourist £5...How to activate the Law of Supernatural Debt Cancellation From Benny [more...]

Date: 2009-01-15 14:41:31

A Prediction on Ecuador's Next Currency

Although it may not be apparent from my recent blog posts, I have just completed a week-long business trip to Latin America ... servicing debt is that the country will likely be forced to abandon the dollar, according to Goldman Sachs. But now we have a big problem: how can Ecuador successfully de-dollarize and bring back [more...]

Date: 2008-12-19 18:38:34

Credit and Debt Consolidation

The world wide economy is not healthy. It is a fact that we all know and its effects we will definitely feel in the next coming months ... there is what we call a debt consolidation that we can look into to help us solve our financial woes. One example for this is if we have a medical bill debt because there are services that can help us loosen [more...]

Date: 2009-01-10 11:30:51

Astra Business Services – Debt Collection From Afar

We have all heard the news of outsourcing American jobs to Mexico with their cheap, almost free labor costs, ... and of course the transition of skilled computer related jobs to countries such as India. Why would any company pay $40 or $50 an hour for something that can be done in another country at a ... [more...]

Date: 2008-12-05 18:40:18

"Peak Oil!! Peak Inflation ?!? Peak Credit??"

Forgive me tonight for relying more heavily on other people's material than usual, but 1) it's good stuff, 2) ... , distribute, and service debt, whether in real or nominal terms, or in relation to any measure ... from Cassandra because it addresses, in typical colorful style, a pet theme: we have way way way too much debt [more...]

Date: 2008-08-23 08:57:31

How can Debt People help you?

by Mike King Often people who find themselves in huge debt seek help from financial advisors or debt management companies ... one with more options. Credit checks is another vital program provided under debt management services. Many ... mortgage, and credit card bills etc. When you suffer from a huge amount of different due debts, often [more...]

Date: 2008-07-20 20:03:00

fix your finances, save money – step 2

Breaking through the wall. In the middle of the Olympics, I thought it would be a good idea to issue a personal finance challenge, ... to pay less for the same service. debt repayment Option 1: If you have a credit card that you’re ... 1 Otherwise, if your debt is large-ish (a few thousand and up) and you have a good credit rating, it may [more...]

Date: 2008-08-21 12:00:46

Debt collection tactics come under scrutiny

Debt collection firms may face a government crackdown amid concern about the "aggressive" tactics used by some, such as chasing the wrong people and refusing to deal with debt advisory services. Gareth Thomas, the consumer minister, told the Guardian he had summoned the debt collection industry's main trade [more...]

Date: 2008-11-18 00:06:10

Debt consolidation service

Nowadays almost all adults in American society has credit cards in their wallets ... , a lot of people is buried in too much debt that they don't know what to do anymore. The good news ... their financial condition. One of those companies is Get Loan, you can avail their free debt [more...]

Date: 2008-12-02 04:26:46

Debt consolidation Best

In order to run our lives peacefully we require money. We cannot earn money through simple means nowadays. We have to struggle a lot to earn money ... . Most of the people face difficulties due to credit cards. For Credit card Consolidation, you must move towards Really Great Rate. They are rendering lots of debt consolidation services [more...]

Date: 2009-01-11 15:10:08

Have You Considered Debt Consolidation?

One of the solutions suggested by debt specialists is debt consolidation, wherein accumulated unpaid debt can be paid through it ... , water, cable, internet connection, income and property taxes, credit card and transportation ... who do not include credit counseling first before offering options like debt consolidation service [more...]

Date: 2008-11-19 15:33:05

Lithuanuan firm engaged witchcraft in debt collection

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... or other companies,” said Amantas Celkonas, director of the Skolu Isieskojimo Biuras, or debt ... and I will do whatever I can to help people,” she said. Local pundits, however, ridiculed the agency’s move. “ [more...]

Date: 2009-01-15 17:02:00

Reader Question: My student loans went into collections! How do I get it off my credit score?

Reader's QuestionHi FB,A couple of months ago I was denied a student loan deferment and forbearance although I was unemployed and not earning any ... , like Debt Counselling of Canada. They should NEVER CHARGE YOU ANYTHING for their services ... debt shows. [more...]

Date: 2008-12-01 22:11:00

Sovereign Debts: Let the Downgrades Begin!

Making good its warning, the US credit rating agency Standard & Poor's downgraded the credit rating of Greece amidst a deteriorating economic ... the government's ability to improve its budget position through better tax collection and higher property or income taxes is offset by the rising cost of debt servicing and public pressure for additional [more...]

Date: 2009-01-15 11:27:00

What The Heck Is ‘DCR’ And Why Should Real Estate Investors Care?

I get this question from time to time, as DCR isn’t as commonly known as some real estate investors might think. It stands for Debt Coverage Ratio ... loan amount. On your handy dandy loan calculator, mine is and will forever more be an HP 12C ... . It’s ratio of Net Operating Income to total annual Debt Service (a year’s loan payments [more...]

Date: 2009-01-11 00:32:23

October 2008: Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]

Date: 2008-11-05 18:10:55

Further signs of a public sector under pressure

Following on from their piece on Monday about the impact of the recession on Council services, ... councils are reporting huge increases in the number of people seeking help for debt counselling, housing advice, employment services,” said Dave Prentis, the general secretary of Unison. “ [more...]

Date: 2009-01-14 08:55:00

Why You Should Avoid Credit Card Debt Management Services

by William Blake It has become increasingly easy to get yourself into a huge amount of debt quickly ... to negotiate with credit card companies on your own, you might have been able to eliminate your debt ... . As a result, people trying to eradicate debt they have incurred frequently turn to credit card [more...]

Date: 2008-08-22 08:09:00

Debt Consolidation Programs That Are Offered In Illinois

Given below are a few debt programs offered by non profit companies in Illinois. It is helpful to take a look at these institutions on a more thorough level. The first company is Dept Counseling Corp. this has established itself as a non profit company. They provide various services related to debt and financial situations. [more...]

Date: 2009-09-09 16:15:16

Is it Possible to Overcome Brook's Law?

Is it Possible to Overcome Brook's Law? Posted by at January 14, 2009 According to brook’s law, ... currency trading Customer Service Cycling Data Recovery Dating Debt Consolidation Debt Relief [more...]

Date: 2009-01-14 14:02:56

Homeowner Loans

About Champion Finance Champion Finance is a UK based finance company that provide competitive any purpose homeowner loans, secured loans and debt consolidation services starting from as low as 7.5%. Champion Finance works ... the New Year with lowering your monthly outgoings If you have an overdraft, credit cards or any other [more...]

Date: 2009-01-07 17:46:30

Great Option

Great Option June 4th, 2008 — Loans I ran across the site NoDebtToday(dot)com recently and was quite impressed by the service that they provide ... and debt settlement, Payday Loan Help, Dealing with Collection Agencies all neatly separated ... with you about the section’s subject. For example, the collection agency forum not only has discussions [more...]

Date: 2008-06-04 14:24:14

Debt Relief Services

We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs ... and credit card consolidation.  There is enough information to really help you understand the process [more...]

Date: 2008-12-18 03:59:06

South Africa's Recession Continues Even As The Rand Surges

by Edward Hugh: Barcelona "The banking sector in South Africa has insubstantial leverage and did not enter in to excessively risky lending practices that were the hallmarks of the credit-boom days. However, South Africa’s Current Account Deficit remains wide and its ability to service its short-term debt is on the wrong side of comfortable. [more...]

Date: 2009-08-23 14:11:00

Jeb, popular with 60%, defended in NYT

Jeb Bush's former budget chief, Donna Arduin today responds to Bill Kristol's recent column questioning the government shrinking credentials of her old boss: During his eight years, Governor Bush reduced the number of state employees by 13,726 ... ; carrying out debt affordability measures; and privatizing services that are run more efficiently [more...]

Date: 2008-12-18 18:25:08

Credit Card Debt Management Services: Reasons to Stay Away

by William Blake It has become increasingly easy to get yourself into a huge amount of debt quickly ... to negotiate with credit card companies on your own, you might have been able to eliminate your debt ... . As a result, people trying to eradicate debt they have incurred frequently turn to credit card [more...]

Date: 2008-08-22 07:23:04

Debt Management Services - A Closer Look

A common misconception regarding the problems associated with overextending ones finances is that it’s the result of easy credit ... Americans are currently living under the weight of high credit card debt. The average American has about $7,000 in credit card debt and it’s growing every year. However, what may be even [more...]

Date: 2009-01-03 14:26:55

Report shows improved performance

Mount Gambier City Council improved its performance in a number of key areas, according to its recently released 2007-08 annual report ... to ombudsman, awareness of strategic direction of council, debt servicing costs, community perception of safety and security, community consultation and awareness, public access to information [more...]

Date: 2009-01-04 23:44:22

November 2008 Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]

Date: 2008-12-03 19:04:57

The Hidden Costs Of Credit Card Debt Management Services

by William Blake It has become increasingly easy to get yourself into a huge amount of debt quickly. As a result, people trying to eradicate debt they have incurred frequently turn to credit card ... some way to rid themselves of debt. It is important to understand just what credit card debt [more...]

Date: 2008-08-22 07:23:55

Should You Hire a Debt Negotiation Service?

In times of financial crises, the looming problem of debt becomes much clearer In the United States of America especially, credit card debt is the primary type of debt experienced by citizens [more...]

Date: 2009-09-23 02:27:11

Today In Budget Hell

With the Governor and the legislature still no closer on a special session solution on the budget, ... and debt service, the Capitol's budget paralysis may leave me no choice but to, in full or in part ... Stamps, WIC, Healthy Families, Medi-Cal, and CalWORKsfor assistance. Increased demand for public [more...]

Date: 2008-12-23 01:56:07

Debt Consolidation For Debt Free Life

I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]

Date: 2008-10-10 19:44:13

College Health Risk Indicators

by Daniel BennettColleges increasingly face calls for additional accountability, transparency and productivity measures ... percent. 3. Student default rate is more than 5 percent. 4. Debt service is more than 10 percent of annual operating budget. 5. The ratio between endowment and operating budget is less than 1-to-3 [more...]

Date: 2009-01-14 12:30:00

Issues that caught, Financial Lessons from my Creditors

TitleWebsite||? That is for solid. Even still prestige license are perhaps one of the most important undertakings people board winning, ... With A home Business. Credit Card Debt Consolidation Services How They Operate. Online Stock Trading [more...]

Date: 2008-09-30 01:28:00

Ecuador's Idiotic Default

In the annals of idiotic political decisions, Friday's default by Ecuador has to rank pretty high. The country failed to pay a $30.6 million interest payment on its 2012 global bonds, despite the fact that it has $5.65 billion in cash reserves and debt service accounts for less than 1% of Ecuador's GDP. As a result, Ecuador's [more...]

Date: 2008-12-13 15:24:39

Vonage Insists You're Still A Customer Two Years After You Canceled Service [Debt Collectors]

Listen Vonage, Garry isn't your customer anymore. You need to stop sending him bills and let him go. Sure, he liked you back in 2004, but he found a better company at a cheaper price and he's moved on. Billing his AmEx every single month for two years after he canceled? Not cute. Sending his account to collections when his AmEx finally expired? [more...]

Date: 2008-08-31 16:15:55

Debt Consolidation

Are you struggling to run your run because of financial problems?? ... . Instead of involving themselves involved in Debt Consolidation, they act as referral services to good ... a stressed life.Biggest cat advices these kind of people to take up debt consolidation plans. Debt [more...]

Date: 2009-01-14 02:51:06

21 Key Real Estate Analysis Measures & Formulas

By James Kobzeff A must-have article for anyone involved with real estate investing; ... ) - Cash flow before taxes is net operating income, less debt service and capital expenditures, plus ... because they require a financial calculator or investment real estate software to compute [more...]

Date: 2008-12-18 10:03:26

Open Letter To Congress On The $700 Billion Paulson Bailout Plan

Dear CongressTreasury Secretary Paulson is asking you to rush through a $700 billion package because " ... at all.The problem is consumers and corporations are deep in debt with no way to service that debt.Attempts to bail out banks and brokers at taxpayer expense will do nothing but add to consumer debt [more...]

Date: 2008-09-22 02:28:00

Good News - Post Office to Layoff Only 40,000 Workers. Bad Time to Be In Delivery Business.

A friend called to tell me about the latest buzz of the postal service laying off 40,000 workers ... From Debt Collection, the Debt Collector, and Creditors I’m Afraid I’m Going To Get Laid Off. How ... of the country’s 1,300 post offices would be closed. According to the APA news agency, the company’ [more...]

Date: 2008-11-11 21:16:24

Yet Another Reason to Hate the IRS (and OCC)

Photo by SC Fiasco As if it weren't hard enough to get banks to offer workouts to overindebted consumers! ... lenders want to forgive significant portions of credit card debt that borrowers can't currently repay ... to expand credit card debt forgiveness. According to the Financial Services Roundtable (whom I don't [more...]

Date: 2008-10-30 20:11:13

How Do Lenders View Credit Counseling Services?

Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]

Date: 2008-12-09 00:04:36

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