Visa Debit Card Questions and Answers

You may have noticed the Visa logo on the right sidebar, and thought to yourself, “Hmmmm … I wonder if Visa is a sponsor on Mighty Bargain Hunter? ... of a blog carnival on debt reduction, I’ve seen good stories from people who have foregone ... with merchants. Will I get the same assistance as using a debit card? Visa’s Response: Visa debit [more...]

Date: 2008-12-23 07:51:56

Blog posts (114) | Videos (89)
 

Moolanomy’s Past Articles By The Number

My family is going on a vacation for a few days.  We’re going as far south as Virginia Beach on this trip and I look forward to see the Chesapeake ... When I Went to College 7 Steps Debt Reduction Illustrated 7 Ways To Get A College Degree For Less 10 “Preparing For Baby” Tips For the Frugal-Minded 10 Baby Steps to Financial Recovery 10 Ideas To [more...]

Date: 2008-07-03 12:00:05

Letting go of the old and moving on to the new

Welcome to 2009.2008 was quite a year for us. So many exciting things happened, there are things that I haven't even written about yet. Yikes! ... for something NEW!Debt reduction and elimination is our other main focus this year. This is the continuation ... of credit card addiction. It's that other debt we are looking at now: student loans, home equity [more...]

Date: 2009-01-05 04:25:00

Bush Fiscal Promises vs Bush Fiscal Legacy

I’ve been looking back to the Bush Administration’s first budget (for fiscal year 2002) and sighing (heavily) ... time. It achieves the maximum amount of debt reduction possible without payment of wasteful premiums ... is compassionate… This new approach is also responsible: It will retire nearly $1 trillion in debt over [more...]

Date: 2009-01-15 20:25:01

Daily Links: Moxie Edition

After nearly two weeks of vacation, I’m itching to get back to work. Still, my actual return date isn’t until next Monday ... , Elite Feet (a site for runners) shared the legend of Cliff Young, a 61-year-old farmer who won ... for 2006-09-12Daily Links: Debt Reduction, Stupidity, and Mutual FundsThe Personal Finance HOW-TO Library [more...]

Date: 2008-12-30 01:56:39

I’ve talked the talk, but have I walked the walk?

With a name like “Debt Destroyer” it’s kinda implied that I’m spending my waking hours destroying debt.  I wish that was the case ... * *I originally included a credit card balance in my initial debt total.  But I always pay off ... to go out on a limb and say that I’m not alone in my debt reduction journey. How are you doing?  Are you pleased [more...]

Date: 2009-01-08 15:04:31

Top 10 Ways To Save Money - Number 2 - Live On A Budget

Let’s take ten minutes and create your new budget for December. Write down your expected monthly income.  (Use your take-home pay.) ... , mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc.  Need ... !  This is the amount that you can budget for extra savings or extra debt reduction payments.  Did [more...]

Date: 2008-11-29 21:41:51

Consumerism Commentary posts a Twitterval

Well, kinda:  Flexo over at Consumerism Commentary hosts this week’s Carnival of Debt Reduction with a flurry of Twitter Tips from the personal ... outlines the dos and don’ts of reducing debt The Smarter Wallet asks whether a housing assistance ... a class act. Next week we have No Debt Plan on the docket! [more...]

Date: 2009-01-13 06:09:41

Free Debt Reduction Tool

As much as I love Quicken, I like finding free online tools I can suggest to my personal finance counseling clients ... PowerPay. Basically it’s a no-frills debt management program that allows a person to enter their debts ... . A teaser rate with a long duration can hugely influence your best plan of attack on debt repayment [more...]

Date: 2008-10-22 15:57:51

Summary of Corker proposals the UAW rejected

Jackson Baker, the accomplished senior editor of the Memphis Flyer provides us with the draft “Corker plan”, ... it proposed: Comments in parenthesis are mine. 1)Debt Load Reduction (bond holders would ... would probably be ahead) 4)Elimination of Jobs Bank and Supplemental Unemployment Benefits [more...]

Date: 2008-12-15 16:38:15

Beware of Debt Reduction Advice

In a recessionary period like the one we are experiencing today there is a natural increase in personal financial turmoil ... associated with servicing such debt at very high interest rates, in particular credit card debt ... , the victim’s debt has actually grown. The credit card company has written off the debt resulting [more...]

Date: 2008-12-12 11:00:20

Make Your Own Debt Reduction Plan

As an increasing number of people are finding themselves in over their heads in debt, ... statements, credit card statements and anything else you use to track your finances and see ... companies or a debt consolidation loan, for example). Step Two: Call your Creditors This step [more...]

Date: 2008-12-16 06:00:00

Debt Consolidation

Debt Consolidation Posted on January 13th, 2009 by admin We are living is hard economic times ... of it! But debt consolidation, reduction is possible through appropriate credit counseling ... , the best I liked is their debt consolidation plan and how they explain the pros and cons of debt [more...]

Date: 2009-01-13 04:55:43

Bad Day For Old Media

There’s a slew of bad news today for old media companies, and all signs are that it’s only going to get worse ... and other properties has $13 billion in debt. Severe reductions in advertising this year because of the recession has put pressure on the company. Most of its debt comes from the complex transaction [more...]

Date: 2008-12-08 19:18:02

Bad Day For Old Media

There’s a slew of bad news today for old media companies, and all signs are that it’s only going to get worse ... and other properties has $13 billion in debt. Severe reductions in advertising this year because of the recession has put pressure on the company. Most of its debt comes from the complex transaction [more...]

Date: 2008-12-08 22:22:34

The Impact of Marriage and Divorce on Your Finances

We joined Costco. And I’ve only been there 5 times in 8 days! Thanks for all your suggestions; we knew exactly what to look for. Now I just need to get my True Earnings Credit Card for Costco and I’ll be all set. Also ... What to give the new couple? Think twice before giving a gift card. Debt Reduction Five Tips for Reducing [more...]

Date: 2008-10-08 13:29:23

Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the next highest interest rate. Before you know it, you’ll see substantial credit card debt reduction ... credit repair Attorney says that a healthy credit portfolio includes both the unsecured credit card [more...]

Date: 2008-11-27 12:15:18

Plotting the Debt Reduction Course

It feels like it’s been months since I last accomplished a financial goal. In fact, it *has* been months. It’s getting me down. I eliminated $28k+ worth of credit card debt way back on March 27 with a $508.13 payment ... , you have the right to request cancellation of PMI when you pay down your mortgage to the point that it equals [more...]

Date: 2008-06-12 16:55:34

Debt Reduction is more Important than Your Credit Score

If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York ... it) is a willingness to negotiate some of that debt away without regard to its effect on your credit score [more...]

Date: 2009-01-04 00:34:49

Forget the Cabbage Soup – 2009 Is Time For The Skinny Debt Diet

Each year, after the festive red and green envelopes in the mail have been replaced by thick white ones with the foreboding “Your Statement ... , and will continue after that with weekly update posts. We’ve created a Skinny Debt Dieters group ... reduction in 2009 and would also like some great advice for healthy living, this is the group [more...]

Date: 2009-01-06 18:15:37

Carnival of Debt Reduction, Thanksgiving Week Edition

This Thursday is Thanksgiving in the United States. If you’re traveling, please do so safely ... with a quickie on how not to abuse your credit cards. Destroy Debt lists over six dozen ways ... have to use your credit card for things. Debt Free Destiny asks how freely your cash is flowing. Credit Card [more...]

Date: 2008-11-24 07:42:18

It’s a Labor Day Carnival of Debt Reduction

Happy Labor Day everyone!  Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... articles Think that using a debit card is a cure-all for debt problems?  Master Your Card warns [more...]

Date: 2008-09-01 05:00:37

Deferred Consumption

Deferred Consumption December 12th, 2008 I recently subscribed to a number of podcasts in an effort to drown out the unbearable background noise ... …. and so on. Today there’s a story on a reduction in the amount of debt we hold: Saving Too Much ... International, The Takeaway. They’re running a series on debt. On November 17th (podcast, November 21, [more...]

Date: 2009-01-15 20:02:46

Employers Aid Workers in Financial Distress

It's official. On Monday the National Bureau of Economic Research confirmed that the U.S. has been in a recession since December 2007 ... with budgeting and debt reduction by certified financial planners, accountants, and attorneys through [more...]

Date: 2008-12-02 22:28:00

Gannett’s Q3 Profits Plunge 32 Percent

Newspaper publisher Gannett Co. reported its third-quarter profits fell 32 percent due to a decline in ad revenue. Revenue fell 9 percent to $1 ... announced the elimination of about 1000 jobs back in August to cut costs, and it recently amped ... in CareerBuilder. See Also: NYT Reports Q3 Loss, Considers Debt Reduction McClatchy Posts Profit, [more...]

Date: 2008-10-24 15:07:12

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, ... to make debt reduction a top priority. Your indebtedness is the second most important factor for FICO ... your score to decrease, so be cautious about taking on new debt. This includes thinking twice [more...]

Date: 2009-01-15 19:38:01

Martin Wolf Says Big Stimulus Programs by Big Debtor Countries Will End in Tears

One thing I have found troubling is the near-unanimity in the US that we must Do Something about the burgeoning economic crisis, ... % of the rebates went to savings or debt reduction, which is a form of savings). A lot of money [more...]

Date: 2008-12-03 06:35:16

Heyyyyyyyy youuuuuuu guyyyyyyys! (it's carnival time)

And so here they are: Money Hacks Carnival - "The Best Crazy-Simple Money Hacks" ed. hosted by Ask Mr. Credit Card. *Editor's Pick!Carnival of Personal Finance - "Cyber Monday 2008" ed. hosted by Mighty Bargain Hunter.Carnival of Debt Reduction - "Hosting a Dinner Party" ed. hosted by Green Panda Treehouse.Festival of Frugality [more...]

Date: 2008-12-05 16:28:32

Micron: UBS Upgrades To Buy; Stock Falls Anyway

UBS semiconductor analyst Uche Orji this morning upgraded Micron (MU) to Buy from Neutral, while maintaing his $5 price target ... , especially for DRAM.” He notes that with DRAM prices still below cash costs, further cap reduction ... environment, ongoing losses and high debt levels.” He maintains a $3 target on the stock. Likely [more...]

Date: 2009-01-07 18:42:19

Connecticut AG Seeks an End to Foreclosure Rescue Scams

Connecticut Attorney General Richard Blumenthal is the latest regulator to crackdown on foreclosure “rescue” scams — an increasingly troublesome ... he also said he is investigating several debt reduction ... [more...]

Date: 2009-01-07 15:58:37

Reading International Announces Partial Reacquisition of Its Trust Preferred Securities

Reading International Announces Partial Reacquisition of Its Trust Preferred Securities LOS ANGELES, Jan ... that it has consummated a series of transactions which have resulted in a reduction of its debt. (Logo: http://www.newscom.com/cgi-bin/prnh/20030403/LATH058LOGO) In line with our previously announced [more...]

Date: 2009-01-15 20:00:05

This week's Carnival & Jokey Joke roundup!

I wrote up this round up (trying saying that 5 times fast!) ... great with figures! (ba-dum-ching)Good? Bad? Couldn't care less? Okay okay, on to the carnivals ... . hosted by The Fraud Files.Carnival of Debt Reduction #169 - hosted by Ask Mr. Credit Card.Carnival [more...]

Date: 2009-01-02 12:02:00

Book Review: Findependence Day

The Canadian financial press has been very kind to Four Pillars, ... a predictable path from a young couple appearing on a “debt reduction” style TV show along their way [more...]

Date: 2009-01-13 10:50:47

Volunteer first responders in Forest, Warren McKean get PEMA $

Representative Kathy Rapp announced today that 31 volunteer fire and ambulance organizations throughout Forest, ... company or ambulance facility, purchase or repair of firefighting, ambulance or rescue equipment, or debt reduction. [more...]

Date: 2009-01-15 15:35:27

AMD expected to report large fourth-quarter loss

AMD expected to report large fourth-quarter loss Posted on Friday, January 16 2009 @ 00:05: ... Co. Analysts say the plan could help ease AMD's financial burdens. "The asset-light restructuring can't come soon enough to improve the balance sheet (debt reduction, cash infusion), reduce [more...]

Date: 2009-01-15 23:23:00

Budgeting

Tis the time of the year when many people either make a family budget for the new year or once they start getting their credit card statements in the ... 58 Burns?It’s that time of year again…My Debt-Reduction “Ah-ha” Moment [more...]

Date: 2009-01-14 11:50:38

The Friday Gathering: Reader of the week

Wow, Friday already. This week has really flown by. I guess that’s the benefit of staying busy ... Paying credit cards before a mortgage was included in the Carnival of Debt Reduction Frugal Babe [more...]

Date: 2008-09-12 09:42:26

Happy Friday everyone!!! Time for a quick carnival roundup :)

If you get a chance to do some reading this weekend, check out some of the best financial articles out there! ... - "Welcome to 2009" hosted by The Writer's Coin.Carnival of Debt Reduction - "Like Suze Orman Would [more...]

Date: 2009-01-08 02:07:54

Loan Modifications Principal Reductions

How to calculate debt to income ratios or DTIRs for a loan mod I made this video to show you how to calculate DTIRs, which are the most important thing lenders pay attention to in determining [more...]

Date: 2009-01-07 13:27:51

Where extreme cuts may come at papers

Operating in an atmosphere of unprecedented uncertainty and growing dread, ... by the end of the year if its cost-cutting targets were not met. The reduction was enabled through ... operating capital and repay debt. If they can’t outsource printing, they will move their presses [more...]

Date: 2008-12-02 06:30:00

Household Budget Calculator

Household Budget Calculator enlarge This spreadsheet is divided into three section, first section is the budget overview, ... - Debt Reduction Services (more…) [more...]

Date: 2009-01-14 15:48:01

Win A Free Copy Of The Book “Credit Repair To Credit Millionaire”

Ryan Healy is doing a giveaway for the book “Credit Repair to Credit Millionaire” on his Debt Reduction Formula website. If you’re interested in entering to win it (it’s worth $37 plus shipping [more...]

Date: 2008-12-04 21:41:41

www somerset grand fortune garden spis hoteli pl

You need to watch your trading behaviours and recognize if poor trading habits have begun to creep into your trading ... cost reduction and operations that are more streamlined. Debt payments (credit card bills, child [more...]

Date: 2009-01-03 16:33:57

How To Consolidate Debts

by John Brennan Business and household debt in the United States is increasing daily ... out of this situation is debt consolidation, a process that more and more peoole are becoming familiar ... the inevitable. Debt consolidation, if approached correctly, can result in eventual reduction and even [more...]

Date: 2009-01-07 08:24:32

Ten Things to Do With $1,000 (Plus 21 More)

If you’ve suddenly come upon $1,000 you didn’t have the day before, you may get the urge to celebrate ... your student loan debt. This month, I again increased my monthly payment to my student loan debt. This student loan is currently the only debt I have, and I no longer qualify for a tax reduction [more...]

Date: 2008-09-15 12:00:04

Russia Behaving as Predicted by Birdnow

Timothy Birdnow Back in December I warned that Russia was planning some aggressive action against Ukraine, probably starting with a gas boycott ... the Kremlin’s demands for a sharp increase in gas prices. A similar reduction in supplies to Ukraine ... a barrel. Gazprom, too, is heavily in debt and sinking along with the energy market. “They do need [more...]

Date: 2009-01-03 21:09:19

Japanese Rating Agency Chief Recommends Marshall Plan for US

In part because the Japanese corporate bond market is no where near as deep and large as its US counterpart, ... . Treasury yields, which are near record lows, may fall further without debt relief, making ... . And they have met their Kyoto agreement greenhouse gas reduction targets too . When one mentions tax cuts [more...]

Date: 2008-12-24 04:44:28

NJ Gov. Corzine Contemplates Budget Cuts

Are they really budget cuts or are they reductions in the increase in state spending from previous projections? ... in debt financing to make the stem cell research center work, but taxpayers voted that down [more...]

Date: 2009-01-06 16:25:00

Bailout in Lieu of Bankruptcy

A couple of months ago, I posted about the problem of debt overhang in the financial sector.  The problem is a conflict of interest between debtholders and equityholders when the debt ... continues to be that "bailout in lieu of bankruptcy" substitutes a reduction in taxpayers' disposable [more...]

Date: 2009-01-14 14:25:34

Peter Moricl on the Growing Depression

Even though Nuclear Green is an energy blog, I am taking note of the ongoing economic crisis because it effects everything including the future of ... lenders bought Treasury securities and collateralized debt obligations that fueled the housing bubble ... has collapsed, and without a sizeable reduction in the trade deficit, a sustainable growth path for [more...]

Date: 2009-01-09 11:42:00

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