20 tips for living on one income

Thanks to everyone who came by with Christmas greetings over the holidays. Hanno and I appreciated them very much ... and one of you loses your job?Your main goal is to keep your home, feed your family and pay off your debt ... it a try. We had already paid off our mortgage but we had a small amount of debt on our credit cards [more...]

Date: 2008-12-29 04:21:00

Blog posts (123) | Videos (74)
 

How the credit card industry is set to change

The credit card industry has found itself in the news on a number of occasions over the past year or two for one reason or another, ... that in cases where the borrower falls behind with repayments no debt recovery action will be taken for at least sixty days providing the borrower is working with a debt management advisor in a bid [more...]

Date: 2009-01-15 07:00:33

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Wall Street Breakfast: Must-Know News

Tax breaks on the horizon. Obama wants tax cuts to make up 40% of his much-heralded stimulus package, ... pulling out all the stops." Pfizer open to mega-merger. Pfizer (PFE) CEO Jeff Kindler says his company ... acquisition could drive a new wave of industry consolidation. Fighting deflation any way [more...]

Date: 2009-01-05 12:14:52

German Exports And New Orders Slump In November

Yesterday we learnt that German unemployment was, unfortunately, back on the rise, while today we get to see one of the principal reasons for the uptick. German exports fell back at a record rate in November - in fact seasonally and working day adjusted current-price sales exports fell back 10.6 percent from October (when they declined 0 [more...]

Date: 2009-01-08 11:40:57

Dealing with ermflation

“Calm down, dear, it’s only a recession.”   -       A message on Michael Winner’s T-shirt, sported while in Barbados. (Hat tip to Money Week.) ... m here to help’.” And on the same topic, he described government as “like a baby. An alimentary canal [more...]

Date: 2009-01-09 13:50:03

Guest Post: Obama Plan Is Bold, but Not Bold Enough

As details emerge about the incoming Obama administration’s stimulus plans, Peter Boone and Simon Johnson argue that proposals should be even bolder. Boone is chairman of Effective Intervention, a U.K.-based charity, and a research associate at the Centre for Economic Performance, London School of Economics, [more...]

Date: 2009-01-07 09:09:48

As The Labour Market Turns German Exports And New Orders Tumble

by Edward Hugh: Barcelona Unemployment in Germany rose last month for the first time since February 2006, thus bringing inauspiciously to an end an unprecedented 34 month labour-market recovery. Figures released by the Federal Labour Agency today show that the number of those seeking employment in Germany rose by a seasonally-adjusted 18, [more...]

Date: 2009-01-08 13:51:10

Guest Post: Time to Recapitalize Banks Fully

As debate continues over the release of the second half of the Treasury Department’s Troubled Asset Relief Program, Peter Boone and Simon Johnson argue that it’s time to stop taking half steps and make sweeping moves to fight bank insolvency. Boone is chairman of Effective Intervention, a U.K [more...]

Date: 2009-01-15 11:47:00

Consumer Credit Falls By Record Amount in November

Consumer Credit Falls By Record Amount in November The Federal Reserve reported yesterday that borrowing through credit cards and other consumer ... is not a good thing. We should hope that consumer debt continues to decrease. If that means ... and the next 6 months. They have been living this way for decades. And it is not sustainable. Consumer debt [more...]

Date: 2009-01-12 13:48:16

Debt Consolidation Loans

Start this year with a debt consolidation loan to lower your monthly outgoings It’s the time of year that the Christmas and New Year festive ... consolidation loan to pay off all your loans which includes any credit cards, personal loans ... that we spend a lot more money than normal and make use of personal loans, overdraft facilities and credit cards [more...]

Date: 2009-01-09 14:01:12

DrumBeat: December 14, 2008

Global oil supply will peak in 2020, says energy agency Global oil production will peak much earlier than expected amid a collapse in petroleum investment due to the credit crunch, one of the world's foremost experts has revealed. Fatih Birol, chief economist to the International Energy Agency, told the Guardian that conventional crude [more...]

Date: 2008-12-14 14:06:53

Posts about Tri-State Real Estate (FL, GA and AL) as of January 14, 2009

Best Times to Buy - martinezglobal.typepad.com 01/14/2009 A Conventional wisdom says that you need to stay in a home a minimum of five years to ensure that you recoup your purchasing costs … widely from region to region in recent years. While the Florida market has seen meteoric rises in home values, [more...]

Date: 2009-01-14 14:24:36

Britain, the EU and Russia in a Financial Power Play in Iceland

The old saying that “he who pays the piper calls the tune” seems to be coming home to the small country of Iceland, a covenant people and nation linked to the descendants of the tribe of Benjamin. In this context it has always appeared significant that Benjamin, known as the ‘lightbearer’ of the Israel of God, [more...]

Date: 2009-01-15 08:19:46

Tenant Loans - Tenants Only Resort

As if the problems of tenancies were not enough that loan providers too have started treating tenants in a step motherly fashion. Such is the indifference of loan providers that it appears as though loan opportunities are all shut for the tenants. Since they do not have a home of their own, tenants are often eyed with suspicion [more...]

Date: 2009-01-15 22:31:49

As The Labour Market Turns German Exports And New Orders Tumble

Unemployment in Germany rose last month for the first time since February 2006, thus bringing inauspiciously to an end an unprecedented 34 month labour-market recovery. Figures released by the Federal Labour Agency today show that the number of those seeking employment in Germany rose by a seasonally-adjusted 18,000 in December [more...]

Date: 2009-01-08 13:45:00

DrumBeat: December 16, 2008

Robert Bryce: OPEC Was Right About Oil Prices. Now What? Back in June, I wrote a piece for The American in which I argued that oil prices were being driven higher by the immutable law of supply and demand. Today, with prices plunging to near $40 instead of the $145 level seen in mid-July, [more...]

Date: 2008-12-16 13:30:26

Breaking News - Political Commentary

Obama Can Pump Trillions in the Economy, But No One Knows If It Will WorkBy Nicholas von Hoffman, The Nation - AlternetThe nation's hopes--even the world's--are riding on it, but Barack Obama's stimulus plan is no sure shot. Nobody can say if it will work.Some questions to ponder: What has to happen for us to say that the stimulus worked? [more...]

Date: 2009-01-11 18:09:00

Art in 2008 - A Review (Part 2)

The City of London from Tate ModernOriginally this post was was going to look at the wider context for blogging art and influence of art blogs in 2008. However when I started to write it soon became apparent that the emphasis needed to switch a more generic assessment of the implications for art in 2009 of changes in the economy [more...]

Date: 2008-12-23 08:00:00

January 10 2009: Hornswoggled Absquatulation

Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]

Date: 2009-01-10 16:28:00

Latest News in Stock Market and Investments - Jan 12, 2009

Japan and S.Korea put aside rows to fight financial crisis - Boston Globe 12 Jan 2009 at 5:26am SEOUL (Reuters) - Japan and South Korea’s embattled leaders pledged on Monday cooperation amid the global financial crisis, putting aside their countries’ animosities in a bid to resuscitate the hard-hit Asian economies [more...]

Date: 2009-01-12 18:12:29

Girlguiding UK launches series of guides to help 16-18 year olds learn life skills

Forget homemaking and knot-tying, girl guides are being issued with tips on financial matters to help them survive the credit crunch ... to foot the bill for everything you want – or bail you out when you owe money." The advice is included in the first of a series of guides aimed to help 16-18 year olds learn important skills. Money [more...]

Date: 2009-01-05 17:22:01

Say bye to your debts with Debt Consolidation Loans

Naturally, people take loans to satisfy either their personal or the business financial needs ... the lenders, who gave them money. In this condition, the debt consolidation loans help them in a great way ... . These loans are available in two forms such as secured and unsecured. Secured debt consolidation loan [more...]

Date: 2009-01-15 12:24:04

Debt Services Made Simple

If you are worried about your finances or feel as though they may get seriously out of control if you don’t take action, ... for a Debt Management Company. Their aim is to help you deal with your debt problems to ensure ... Service One way to control your debt management is through debt consolidation services which [more...]

Date: 2009-01-15 18:24:23

Take stock of your debt and get the right advice

With the New Year coming around many people are getting their New Year’s resolutions sorted out, ... to a 0% balance transfer credit card. If you have a range of credit cards and loans that you are repaying it may be worth considering Finding a 0 percent balance transfer credit card or a low rate [more...]

Date: 2009-01-13 07:00:17

Debt Consolidation Plan: “Plan” Before You Leap!

Too many debts to deal with? Has it become unmanageable? ... ??? Here’s the solution you’ve been looking for - ‘Debt Consolidation Plan’. Debt consolidation loans ... , credit card dues, overdrafts, or any number of unpaid bills that have built up over time [more...]

Date: 2009-01-15 08:14:20

Gloomy predictions for 2009

PRAVDA The New Year, dear readers, will not be a good year. We are living in the proverbial Chinese "interesting times" and 2009 promises to do its best to keep things "interesting." So on with the show. Russia There will be scattered protests and some will turn violent as the economy worsens [more...]

Date: 2009-01-09 01:51:54

Quango Irish Bank.

So, starting close to home, finally, it’s Anglo Irish Zero ... under its hood – you can’t pretend the bill isn’t yours – and, overnight, the Irish national debt ... encumber the State with a truly huge amount of total junk – the problem is that they're probably going [more...]

Date: 2009-01-16 02:21:50

Thoughts for a Thursday Morning

© Zoriah/www.zoriah.com The Twelve Editorial Rules for Middle East Reporting1) In the Middle East it is always the Arabs who attack first and always Israel that is defending themselves. This defense is called a reprisal. 2) The Arabs, Palestinian or Lebanese have no right to kill civilians. That is called “terrorism.” 3) [more...]

Date: 2009-01-15 15:06:00

Getting A Wedding Loan

Getting A Wedding Loan January 14th, 2009 Weddings are becoming more and more expensive, with the average UK wedding costing well over 15,000 ... . A wedding loan can help you to fund all or part of your wedding, and means you can have the ceremony ... to get hold of, because you do not have to go through the house valuation process. How much debt [more...]

Date: 2009-01-14 16:00:28

Today's Financial Markets News - Jan-14-09

By The Greek - Economy & Markets:Visit the front pages of Wall Street Greek and Market Moving News to see our current coverage of economic reports and financial markets.We've compiled, sorted and analyzed the day's market-moving news for you. Today's financial news highlights: dire December retail sales; diving import & export prices; [more...]

Date: 2009-01-14 18:00:00

Political game of blind man’s buff

Political game of blind man’s buffBy Martin WolfIn tough times, politicians squabble. Out of this heat, light should emerge. Alas, it is not doing so, at least in the UK. The utterances of leading Labour and Conservative politicians do not explain how the UK economy is to emerge from its current quagmire. The UK [more...]

Date: 2009-01-09 17:18:00

OSO: Neoliberalism in Australia

There’s no question a liberal ethos is taking over in American government, and quite possibly in Canada. Whether this will be "Neoliberalism" is anyone’s guess. I don’t really know what this ideology means, but if there’s lots of it on the horizon, Doomers should pay attention [more...]

Date: 2008-12-14 22:40:13

Fiscal Insanity Virus Strikes Canada, Sweden, Italy, IMF

The world health organization has confirmed new cases of the extremely contagious Fiscal Insanity Virus (FIV) that is rapidly spreading the globe. Canadian Finance Minister Jim Flaherty is one of the latest victims as evidenced by the headline Flaherty gives banks deadline to lend more [more...]

Date: 2008-12-24 22:38:00

Obama's Spending Plan

Obama is going to save the world too. Through government spending, inevitably:"At this particular moment, ... can be counter-productive. How does bringing more people onto the government payroll help? The governments ... spending government money on propping up failed businesses help? Generally speaking, failing [more...]

Date: 2009-01-09 08:45:00

DrumBeat: December 12, 2008

U.S. Northeast Heating-Oil Delinquent Bills Top $100 Million (Bloomberg) -- Heating-oil dealers in the U.S. Northeast have more than $100 million in unpaid bills from residential and business customers after fuel prices rose to a record, a consumer-debt service found. The money is owed by customers [more...]

Date: 2008-12-12 13:55:16

The Cost of our Wars and the Bailout; Angry Muslims

Cross-posted by Maggie at Maggie’s Notebook Value of 2008 Bailouts Exceeds Combined Costs of All Major U.S. Wars - that’s ALL major U.S. Wars ... to the major U.S. wars and other major historical government expenses. “Today, families are in debt and government is in debt. According to Bloomberg, the federal government has made commitments worth [more...]

Date: 2009-01-08 03:13:42

The Cost of our Wars and the Bailout; Angry Muslims

Cross-posted by Maggie at Maggie’s Notebook Value of 2008 Bailouts Exceeds Combined Costs of All Major U.S. Wars - that’s ALL major U.S. Wars ... to the major U.S. wars and other major historical government expenses. “Today, families are in debt and government is in debt. According to Bloomberg, the federal government has made commitments worth [more...]

Date: 2009-01-08 01:36:20

UK - Forestalling Foreclosure: A new role for local authorities

Forestalling Foreclosure: A new role for local authorities Source: New Local Government Network (NLGN) ... addressing worklessness, housing, child poverty and debt. There have also been increasing calls ... and mortgages to help their local housing market. The NLGN recommends that lenders should be required [more...]

Date: 2009-01-16 02:47:45

Satyam accounting scam spooks market; Sensex sheds 5.5%

Key benchmark indices edged lower in a truncated week as investors confidence was shaken by IT major Satyam Computer's mega accounting scandal which came to light on Wednesday, 7 January 2009. Volatility was high throughout the week.The BSE 30-share Sensex lost 551.75 points or 5.54% to 9,406.47 in the week ended Friday, 9 January 2009 [more...]

Date: 2009-01-09 13:37:00

Dandelion SaladBy Mike Whitney January 16, 2009 “Information Clearinghouse“There’s no guarantee that Obama’s stimulus package will work, but there is growing consensus that something has to be done…and fast! The economy is contracting faster than anytime since the 1930s [more...]

Date: 2009-01-16 02:25:29

Google endorses the cloud channel

With the launch of its Authorized Reseller program today, Google publicly acknowledges something that’s been privately evident for some time: ... Revevol’s CEO Laurent Gasser told me yesterday, emphasizing Google’s debt to his company: “Once [more...]

Date: 2009-01-14 15:44:02

Are Long Term Mortgages For You?

Are Long Term Mortgages For You? Posted by Dark Spider at January 14, 2009 The various ways of getting a house these days has definitely become easier, along with the way that it can be paid back. Traditionally, a mortgage on a house meant a maximum of 25 or 30 years before amortization [more...]

Date: 2009-01-14 12:09:19

How "Something For Nothing" Ideas Become Policy

Leaders all over the world are now in an Undeniable Shift to Keynes even though every such attempt in history has failed ... a generation with having to pay off British debt.Jürgen Stark, an executive board member of the European [more...]

Date: 2009-01-02 08:49:00

DrumBeat: December 27, 2008

Oil giants are itching to invade Iraq For Iraq the timing couldn’t be better. As reserves dry up around the world and national governments tighten their grip on what is left, the industry is more desperate than ever to get its hands on the Iraqi honey-pot [more...]

Date: 2008-12-27 14:00:31

The definition of insanity

First off, apologies for going AWOL; I’ve been without heat for six days — I was sincerely grateful for some this morning when the thermometer read ... , and then issued an … ummm … apology. Oopsie. Doesn’t care that the national debt has increased [more...]

Date: 2009-01-15 22:34:43

How To Reduce Your Payments

Are you paying out too much every month for your credit cards, store cards and loans? ... loan? Debt consolidation loans can give you a fresh start, allowing you to consolidate ... rate, cheap, low interest debt consolidation loans can sweep away the pile of repayments [more...]

Date: 2009-01-15 06:07:05

Cameron offers savings tax cut plus clamp on public spending

David Cameron took the side of savers hit by tumbling interest rates yesterday and promised to abolish tax on the savings income of all basic-rate ... , he said, was facing a "catastrophic legacy of debt and disrepair"; he sometimes wanted to shake [more...]

Date: 2009-01-06 00:06:23

DrumBeat: December 19, 2008

'No way' did oil demand plunge Simmons & Company Chairman Matthew Simmons says the low price of crude is not reflective of a drastic demand decrease. Oil settles below $34 NEW YORK (CNNMoney.com) -- Oil prices fell sharply Friday, on the last day of the January contract, [more...]

Date: 2008-12-19 13:33:59

Is a slur a slur if anyone says it? Or if a CELEBRITY does it? Prince Harry is in bare Potter as Barbadians say!

Prince Harry just can't stay away from the news, can he? ... turn it around a number of ways - if I was in the UK or NY and donned a Gestapo outfit and claimed ... a caller to say "coolie" on the air, as in clearing debt with a member of the Bajan Hindustani [more...]

Date: 2009-01-13 01:15:00

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