Asking For financial Help Is Not As Difficult As It Seems
by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... latte or deciding to hold off on buying that new sofa until you can pay cash for it. Financial ... matters, it is occasionally difficult to admit your mistakes and even harder to own up that you need help [more...]
Date: 2009-01-15 20:37:08
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Asking For financial Help Is Not As Difficult As It Seems
by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... or deciding to hold off on buying that new sofa until you can pay cash for it. Financial counseling ... matters, it is sometimes tough to admit your mistakes and even harder to admit that you need help. Online [more...]
Date: 2009-01-15 06:44:59
Ten for Tuesday (January 13, 2009)
Here’s this week’s Ten for Tuesday. Enjoy! 1. My friend, Lindsay, details how she and her husband are handling allowances. 2 ... , same-as-cash, and no-interest-no-payments. 6. Protect your FICO score as more inactive credit card ... break out the credit cards. 7. The Digerati Life offers up some pointers on preparing for a job [more...]
Date: 2009-01-13 17:39:22
High Priced Republican Party Propaganda Campaign Seeks To Undermine Workers' Free Choice
America's working families turned out in droves last November. Eight years of economic and fiscal policies designed to pauperize them and redistribute wealth upwards was more than enough and even Obama's hint of "hope" was better than McCain's iron clad guarantee of four more years of the Bush economic miracle [more...]
Date: 2009-01-13 18:00:00
Gates of Vienna News Feed 1/6/2009
Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]
Date: 2009-01-07 04:50:00
Rough going ahead
“Over the next 12 months, markets could experience sharp volatility swings ... analysis and see where his take on things can be of benefit to this industry’s bottom line. Information ... be put to good use by truckers large and small to help navigate the tricky economic waters [more...]
Date: 2009-01-14 19:19:52
2008: Annus Horribilis, RIP
I meant to take yet another Friday away from my writing, but as I am researching for next week’s annual prediction issue, there is so much material that begs to be covered that I thought I would put out a short letter with 3 or 4 points as a preface to my prognostications of next week [more...]
Date: 2009-01-03 12:42:15
Operation Cast Lead – Week III
Let us start with the good news. First, the Israel Defense Forces (IDF) has removed the stain of the 2006 Second Lebanon War. The Winograd Commission found drastic failures in both the political echelons and the command level of the IDF. But it also found that troops on the ground had lacked the commitment to the completion of the “the mission” [more...]
Date: 2009-01-14 21:21:20
A-Z Funny Bumper Sticker Quotes
0-60 in 15 minutes! 100% Irony Free 100,000 Sperm And You Were The Fastest? 186,000 Miles/Second: It’s Not Just A Good Idea, It’s The Law! ... to pay for maturity Air Pollution Is A Mist-Demeaner Alcohol and calculus don’t mix. Never drink ... pay for not getting it done. All Men Are Animals, Some Just Make Better Pets All Men Are Idiots… [more...]
Date: 2009-01-14 09:11:08
The Choice Has Been Made, but the Consequences Don't Have to be the Same
America made a decision about two months ago. We all got together--or, actually, about 63 percent of us got together--and unfortunately decided that we wanted a nanny state and would march forth, hand-in-hand and foot-in-mouth, toward totalitarianism. In 1964, America faced a similar choice between Barry Goldwater and Lyndon Johnson [more...]
Date: 2009-01-02 18:13:43
Asking For financial Help Is Not As Difficult As It Seems
by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... to hold off on buying that new sofa until you can pay cash for it. Financial counseling ... matters, it is often not easy to admit your mistakes and even harder to own up that you need help. Online [more...]
Date: 2009-01-15 06:45:07
PAUL BLART: MALL COP likely to unseat Clint Eastwood as box office champ this weekend; MY BLOODY VALENTINE 3-D is hurt by slow conversion to digital, but could still reach $20M; NOTORIOUS targets $10M!
The Martin Luther King Jr. holiday weekend brings four new wide releases to America’s multiplexes along with one major expansion. The Monday holiday means stronger-than-average business on Sunday and a bonus fourth day of steady sales, especially for younger-skewing movies [more...]
Date: 2009-01-15 06:07:47
Personal Finance - Digging Yourself Out of Debt
Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]
Date: 2009-01-15 21:23:35
Studying Business Cycles: Economic Graphs of The Current Economic Cycle
Ever wonder how our current economic cycle ranks among other business cycles? Economic graphs and charts reveal some trends ... predictive, my brain can’t help but try to project the future from what we see here. What I found ... Portrayed In Cool Charts Here’s a subset of those charts (or graphs) I came across. The blue line on each [more...]
Date: 2009-01-06 23:26:33
Equity Line of Credit:Is this the Answer to Your Financial Needs?
by Doc Schmyz We all know by now that home owners have a hidden savings account…its called HOME EQUITY ... Line of Credit? With a typical loan, which deposits a set amount of money in your account and begins ... asking for a new loan when you have paid it back. What can the HELOC be used on?? We can all find [more...]
Date: 2009-01-05 19:12:07
Mindful of the Miracles
On Tuesdays, I pay bills. This week, I paid all the bills. I can't remember the last time I was able to do that —just write the checks, matter-of-factly, in order of due date, without having to shuffle anything to the back of the pile or dial an 800 number to ask for more time. It seemed like a miracle. It is a miracle [more...]
Date: 2009-01-15 17:50:33
That is the one question we are asked every single day. Homeowners are confused with their options (or in some cases, their lack of options) ... is not doing the same tax relief as the federal government. You may have a state tax liability ... the entire debt (on your first and second loans [more...]
Date: 2009-01-15 21:07:27
What The Rise And Fall In Housing Has Done
The Ventura County Star reports from California. “Thousands of Ventura County residents were pushed out of their homes last year, and many more were left hanging on by a thread — a situation exacerbated by mounting job losses. In Ventura County, December foreclosure filings surged 37 percent from November and 97 percent from a year ago, [more...]
Date: 2009-01-15 18:16:59
6 Options for College Students To Consider with Respect to the Economy
How does the recession change the way college students plan their future? ... or whatever and then ask these people how you could create a product or service that would help them fight ... their needs and concerns.Get a job as an intern at a growing small business, working for low pay [more...]
Date: 2009-01-15 12:00:00
David Cameron: Sometimes I want to shake the Prime Minister
David Cameron used an interview with the Today programme to say that he sometimes wanted to shake the Prime Minister because he believes he is ... that are starved of credit. Mr Cameron said Britain was facing two big problems (not verbatim): A debt ... was Chancellor and Britain went bust. The answer to a debt crisis cannot be more borrowing and that [more...]
Date: 2009-01-05 08:11:09
No Credit Mortgage – Bad Credit Mortgage Rates Drop?
Bad credit mortgages are becoming more and more common in the United States as mortgage rates drop. As the unemployment rate rises many bad credit and no credit borrowers want to get a low mortgage rate. Unfortunately mortgage lenders are much more strict with their lending practices since the credit crisis began. Many mortgage lenders have seen their competitors close their doors because of bad lending practices. [more...]
Date: 2009-09-29 20:53:09
Prevent Identity Theft From Happening to You
What is Identity Theft? It is the theft of your personal information, such as social security number, driver’s license number, credit card and bank account numbers, mother’s maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim’s existing accounts, apply for loans, [more...]
Date: 2009-01-15 13:42:35
A Worst-Case Commodity Scenario
The task of today's Daily Reckoning is to ponder what could cause the All Ords and the ASX/200 to make a new low in the first quarter of 2009. A warning, today's issue is longer than normal. But the stakes are higher than normal too. So we hope you'll bear with us. By the way, by new low, we mean could the indices take out the March 2003 lows? [more...]
Date: 2009-01-15 02:42:34
News and Commentary
Children Heavily Represented Among 917 Dead, Say Officialsby Michael Jansen - Irish Times / Common DreamsHealth officials in Gaza said yesterday that the Palestinian death toll since Israel began its offensive against the Strip on December 27th had reached 917 and the number of wounded 4,100 [more...]
Date: 2009-01-14 08:42:00
Is Bank of America the Next “Citi”?
Is Bank of America the Next “Citi”? This morning Bank of America hit a new 52 week low, and traded at its lowest level since 1991 ... that help illustrate why humans make predictably irrational decisions. Ariely is the author ... , and the weaknesses in the credit rating agencies’ collateralized debt obligation (CDO) assumptions [more...]
Date: 2009-01-15 15:42:49
Advantages of Online Banking
We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]
Date: 2009-01-13 01:38:47
Bankruptcy Is Not The End
During economic downturns such as the one we are experiencing, ... of bankruptcy, companies as well have to worry about whether they can keep paying the bills ... having to resort to filing for protection. These companies may also allow you to settle out of court [more...]
Date: 2009-01-15 03:32:03
Hourly Action In Gold From Trader Dan
Dear CIGAs, It was another one of those mass long liquidation days by index funds and hedge funds as nearly everything that remotely resembled a commodity or was associated with commodities was jettisoned in favor of paper IOU’s (also known as US bonds) [more...]
Date: 2009-01-14 18:54:36
Debt Deluge - Modified Debt Snowball
I am a big fan of Dave Ramsey. I listen to his radio program and I’ve read all of his books. Dave made famous a specific debt reduction method - The Debt Snowball. From personal experience, I can verify that The Debt Snowball works - and I’ll be eternally grateful for Dave’s enthusiasm [more...]
Date: 2009-01-15 17:06:11
Spending money to lose weight … is it worth the investment?
photo by nataliej All over the blogosphere, I’ve been reading posts with very helpful ideas for frugal weight loss. I’ve even written on the topic myself (basic budgeting can help you lose weight without spending money). I once lost 40 pounds without a gym membership or any special equipment ( [more...]
Date: 2009-01-15 13:00:32
Erase Bad Credit
by John Cooper If you have bad credit there is hope ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account. Recent [more...]
Date: 2009-01-14 18:52:30
Thoughts for a Thursday Morning
© Zoriah/www.zoriah.com The Twelve Editorial Rules for Middle East Reporting1) In the Middle East it is always the Arabs who attack first and always Israel that is defending themselves. This defense is called a reprisal. 2) The Arabs, Palestinian or Lebanese have no right to kill civilians. That is called “terrorism.” 3) [more...]
Date: 2009-01-15 15:06:00
Carnival of Debt Reduction: Tips via Twitter Edition
Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]
Date: 2009-01-12 13:00:59
Devise your own Credit Repair Plan
by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... , and credit card statements, mortgage and insurance records. Locate debt worksheets on the internet ... debt. Decide which credit cards, and loans that you will pay down in order. For the first [more...]
Date: 2009-01-14 23:03:41
The Secrets to Entrepreneurship? Or More?
Earlier this week, I stumbled across an October article from Inc. entitled Street Smarts: Secrets of a $110 Million Man ... pay off the full balance. Doing this ensures that you’ll not run up a big debt tab that will be difficult to pay off. Don’t focus on the top line. Gross [more...]
Date: 2009-01-11 14:00:52
Refinancing Your Property with Less Income Then You Had When You Bought
Hello, When my husband and I bought our home 2.5 years ago (two bedroom condo) we qualified for the loan ($250,000) based on both our incomes. Then I had a baby and stopped working. We've never missed a payment or even been late, and we're getting by just fine by being frugal [more...]
Date: 2009-01-12 14:37:32
Private Equity Firms Expected to Show 20-30% Losses for 2008
OK, you gotta help me. Private equity is basically levered equity ... that fell off a cliff, high debt loads, and in many cases, debt maturing in the next year or so. So how ... market levels to take their targets private. They then put massive amounts of debt money [more...]
Date: 2009-01-07 05:01:00
Debt, lies, and marriage - Help a reader out
I received a heartbreaking email the other day from a reader I’ll call Sarah. Her story is all about debt, lies and marriage and she needs some help: I am very inspired ... large amount of debt. A lot of it is stuff in my husband’s name that he does [more...]
Date: 2009-01-13 11:28:35
TOC Expose: Repatriation companies
TOC Expose: Repatriation companies Wednesday, 14 January 2009, 4: ... trying to pay off the debt he incurred for the chance to work in Singapore. ‘Repatriation companies’ ... repatriation’ company who will help you deal with the cumbersome task of sending back these trouble makers [more...]
Date: 2009-01-14 07:13:55
President Bush Doesn’t Care About Black People
Dec. 8, 2008: President George W. Bush kisses one of the children attending the Children’s Holiday Reception and Performance with first lady Laura Bush in the East Room of the White House in Washington, DC. The reception is for children whose parents are serving in the military and cannot be with them for the Christmas holiday [more...]
Date: 2009-01-14 08:47:09
The Cost of our Wars and the Bailout; Angry Muslims
Cross-posted by Maggie at Maggie’s Notebook Value of 2008 Bailouts Exceeds Combined Costs of All Major U.S. Wars - that’s ALL major U.S. Wars ... to the major U.S. wars and other major historical government expenses. “Today, families are in debt and government is in debt. According to Bloomberg, the federal government has made commitments worth [more...]
Date: 2009-01-08 01:36:20
Poor Credit Debt Consolidation & Debt Reduction - Comparing Debt Consolidation Services
Too much debt is a common problem that affects millions of consumers across the country. Eliminating debt is not an easy task ... one of ABC Loan Guide’s Recommended Poor Credit Debt Consolidation Services. Debt settlements ... are reduced up to 50%. Debt settlement agencies are different from consolidation services [more...]
Date: 2009-01-15 14:15:08
Caprock Analytics Stock Ratings
Stock-Net presents custom stock ratings, powered by Caprock Analytics ... consulting services that help its clients anticipate, identify, and capitalize on emerging opportunities in human capital management. It also provides independent financial advice regarding [more...]
Date: 2009-01-14 18:02:52
The definition of insanity
First off, apologies for going AWOL; I’ve been without heat for six days — I was sincerely grateful for some this morning when the thermometer read ... , and then issued an … ummm … apology. Oopsie. Doesn’t care that the national debt has increased [more...]
Date: 2009-01-15 22:34:43
25 Things About Me
Thanks to Monica, Sara, & Jen for the inspiration. 1. I do not eat veggies, unless you’d count a salad or potatoes. 2 ... in the cafeteria line by Crail (forgot his last name). These have haunted me for years and if I ever [more...]
Date: 2009-01-15 16:56:36
The Friday Line: 10 for 2010
The Friday Line: 10 for 2010The impact of President-elect Barack Obama's rapid rise through the political ranks -- elected senator in 2004 and president four years later -- is already being felt in the campaign world as scads of would-be senators and governors are emerging in the early days of the 2010 cycle Call it the Obama effect -- an [more...]
Date: 2009-01-09 15:30:00
Do you really need a home equity line of credit?
by Doc Schmyz If you own your home you have a financial resource available to you that can help you with your financial needs or concerns ... of credit acts as a revolving credit (like your credit card). You do not need to pay interest on the full amount you have access to — you only pay for what you have used. Also, like a credit card [more...]
Date: 2009-01-14 10:28:55
aks2eshgh' s Blog blogfa
- Look out for the outrageous testimonials. Read the entire article and start your way to debt consolidation happy reading! ... . There are tons of ‘ugly’ sites making very handsome amounts of money. Using credit cards has become [more...]
Date: 2009-01-16 00:34:48
WORST PITCH IN THE WORLD! (apologies to Keith Olbermann)
Last August, I received what can only be classified as the worst pitch (and dumbest idea) (and most greedy letter) that I have ever gotten ... together debt free! With Scott being an inner city teacher for over 15 years and myself being [more...]
Date: 2009-01-03 18:42:00
Home Equity Loans: Release the Equity to Avail Cash
You can release the equity tied-up in your home with the help of a home equity loan ... are becoming popular among the borrowers as they offer low interest rate, help you become debt free ... the home’s fair market value and the unpaid balance of the mortgage and any outstanding debt over [more...]
Date: 2009-01-15 21:41:54
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