3 Little Known Reasons To Stay Away From Debt Consolidation Loans

A debt consolidation loan is often said to be a good way to reduce your debt. The common theory is that you can lower your interest rate, particularly if you’re consolidating credit card debt, and wind up with a smaller payment. This theoretically lets you get the debt paid [more...]

Date: 2008-08-26 20:52:46

Blog posts (32) | Videos (36)
 

A Consolidation Loan Is Not For Everyone - Is It For You?

by Jeffery Williams If you are among the many individual struggling with debt there are a lot of companies who provide consolidation services ... is better then credit card debt negotiation however each situation is different. ... , debt consolidation can also provide a lower interest rate plus the length of the loan may [more...]

Date: 2008-09-23 17:16:24

Consumer Credit Debt Consolidation – The Best Options

Amazon.de Widgets The practice of taking out a single loan in order to pay off all previously existing loans is referred to as consumer credit debt consolidation. The reasons that people choose this debt elimination option are to secure a lower interest rate, and also for the simple convenience of having to pay only one loan at the end of each payment period.Collateral is traditionally required in these types of loans due to the borrower’s tarnished credit history. [more...]

Date: 2009-09-22 21:49:03

consolidate debt and climb out from underneath your bills

It’s really sad when I get gas for $2.82 a gallon and think, “Gee, that’s cheap! ... credit card bills need to consider debt consolidation to lower payments or cut interest rates. Creditors ... their costs down as well! Bills.com has a neat debt consolidation center that will help you figure [more...]

Date: 2008-10-22 22:54:11

Debt Consolidation Is The Way To Go

I think everyone is a bit scared these days with the way the economy has been going ... card debt was really bad. However, through debt consolidation I was able to get much lower interest ... you how to quickly eliminate up to 50% of your unsecured debts right away, plus avoid bankruptcy [more...]

Date: 2008-11-27 14:56:21

Debt Consolidation – Helps You Improve Your Credit Score

Whenever people are surrounded with debts, they depend only on professionals who have some knowledge in this field to let them get out of their ... their credit score by applying for a debt consolidation and their monthly payment also gets lowered ... by reading books that are related to finance and implementing it in their real life. Debt [more...]

Date: 2009-01-16 02:06:32

Lending Club Portfolio Reorganization

Hello frugal people!!!! I have written about Lending Club in the past and how much I love the service. I got a loan with LendingClub to help take care of some credit card debt and it was truly ... on my debt because I was able to consolidate my higher credit card debt into one lower interest loan [more...]

Date: 2009-01-05 12:17:20

Tips a Home Owner Should Know Before Refinancing

by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good [more...]

Date: 2008-12-29 22:15:15

How To Combine Multiple Debts Into One Consolidation Loan

September 5, 2009 | By Bruce Simmons In Finance | by Bobby SavilleThe best course of action to take sometimes isn’t clear until you’ve listed and considered your alternatives. The following paragraphs should help clue you in to what the experts think is significant with non profit debt consolidation.With a proper Deed proposal finance can also be obtained for the business if it can be shown that this will lower debt and give the business a fighting chance. [more...]

Date: 2009-09-05 17:28:48

The Secrets Of How To Consolidate Debt

If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]

Date: 2009-01-15 01:32:23

Be Debt Free with Bills IQ

My husband and I just bought a house a few months ago ... our two cars are paid off, we still have credit card debt. I don't like debt and I'd like to be out it if I could help it. With our situation right now, I have considered debt consolidation to help lower [more...]

Date: 2008-07-08 18:19:00

Getting Out Of Debt The Old Fashioned Way

Many people these days are struggling with debt that they cannot afford ... excessive credit card debt cut up their credit cards. While for some this may be a much needed thing ... there are debt consolidation plans that sometimes result in negotiated lower interest rates and balances [more...]

Date: 2008-12-26 21:00:36

Compare Credit Cards After the Holiday

With the holidays almost upon us it is without question that many of us went over the top in terms of spending this year, ... loans that will cover all of our debt. But what many people will do in terms of making things a bit easier, freeing cash flow, and lowering interest rates is to consolidate all credit card debt onto [more...]

Date: 2008-12-18 20:00:57

Bright Future With Bills IQ's Help

Last year we almost declared bankruptcy because we have money and mails trouble ... consolidation to cut off our debt or just a lower interest rates every month. It feels good when you get help and you can have a Debt relief and sleep better at night. Everything is really great [more...]

Date: 2008-07-28 05:13:55

Divorce Debt and Free Credit Reports

When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]

Date: 2008-11-24 17:02:57

Goal for this Year

What is your goal this coming year? Well, as for me, ... talking about my outstanding balances with my four credit cards. Yes! I was qualified ... of a debt consolidation service. These services are provided to help lower your bills [more...]

Date: 2009-01-14 12:23:40

Select the Best Refinance Lender to Save Money

Replacing, refunding or repaying any new equity or debt or a combination of both is referred to as refinancing ... things that you must know while you approach best refinance lenders are: 1. Objective for mortgage refinance - Consolidation of bills or debts, to pay off your mortgage loan faster, lowering the hoemploy [more...]

Date: 2009-01-02 06:03:30

Today 100 Years Ago: Friday, Jan. 8, 1909

Today 100 Years Ago: Friday, Jan. 8, 1909 By William S ... There Have Decreased Since Consolidation; Debt Service Also Lower; Manhattan Pays $8,348,946 More Than ... Donates $200,000 for Relief — Living Still Found in Ruins — Treasure Also Recovered Verdict [more...]

Date: 2009-01-08 05:01:46

Help Me With My Debts

We have been living in a two bedroom condominium since 2004 and as the baby grows I think we need a bigger space and a backyard for barbecues, ... . Right now, we are still paying two car notes and some credit card bills so we are looking to consolidate debt first to ease up with our monthly payments. At least, if we would be able to lower [more...]

Date: 2008-09-10 18:36:07

Protecting Your Good Credit

It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? ... . If you have a good credit score, but can foresee rougher roads ahead, maybe you should consider debt consolidation ... appear to be a larger payment, in fact you are paying a lower payment to each individual company [more...]

Date: 2009-01-16 03:45:25

UCI dean sees history lesson in financial crisis

Depression protests/Wikipedia We turn over our weekend interview this week to Andrew J ... s everyday lives. Business consolidators and their Wall Street advisers are creating large new ... and creditors overreaching in their use of debt, lowering the margin of safety in the financial system [more...]

Date: 2008-11-15 08:13:48

Homeowner Loans

About Champion Finance Champion Finance is a UK based finance company that provide competitive any purpose homeowner loans, secured loans and debt consolidation services starting from as low as 7.5%. Champion Finance works ... the New Year with lowering your monthly outgoings If you have an overdraft, credit cards or any other [more...]

Date: 2009-01-07 17:46:30

Are mortgage rates heading lower

As the stock market gains new ground investors are looking to short rates as a marker for future interest rates ... . As applications for home loans have actually seen an increase. This is a good sign for those who provide debt consolidation loans, as more people are now getting back into the market to look to lower [more...]

Date: 2009-01-10 13:42:54

Debt Consolidation Loan For A Home Owner - 3 Things To Consider

If you want to consolidate your debt–and you own your own home–you’re in luck! ... is typically higher than your first mortgage, it’s usually still lower than the average credit card ... If you’re willing to use your house as collateral, you have a lot of low-cost options for debt [more...]

Date: 2008-12-26 05:47:45

No Credit Cards.

Unlike me who has more than one credit card at the moment, my dad doesn’t own any even just one ... consolidation where they pool altogether one’s outstanding credit card dues and offer them at lower ... . He says, that he doesn’t want to incur any debt or debt loans in any form. He’d rather pay [more...]

Date: 2008-12-10 10:06:35

Exelon Lowballs Warren Buffett in NRG Bid

Warren Buffett didn’t get where he is by buying low and selling lower. But that is what Exelon is asking the billionaire investor to do ... for NRG in a short-lived hostile attempt in May 2006. Consolidation in the sector is much expected. UBS ... as the strongest among its rivals for its beefy cash position–the company can cover its current debt and [more...]

Date: 2008-10-20 15:21:56

The Benefits Of An Unsecured Debt Consolidation Loan

Amazon.de Widgets Unsecured Debt Consolidation Loans will combine all your existing debt into one much more manageable, lower interest loan, without putting your home, or any other collateral at risk.An unsecured debt consolidation loan is not as easy as it once was to be approved for. You will have to have a very secure job and have an excellent credit history with very little or no black marks against it, which is extremely difficult in these times of economic turmoil.But the signs are improving [more...]

Date: 2009-09-28 11:53:40

Is Debt Consolidation The Right Choice For You?

by William Blake Debt consolidation means to combine several small debts into one single payment per month in order to lower monthly payments or high interest rates. Typically, consumers will consolidate credit card debt, medical bills ... rate and create payments that are more manageable. Keep in mind that for debt consolidation [more...]

Date: 2008-10-27 12:23:33

Debt Consolidation Loans

Debt Consolidation Loans December 30th, 2008 Debt Consolidation Loans: ... like elimination of harassment calls by the creditors, become debt free, lower monthly payments ... to pay off the amount to many lenders. This critical situation can be solved by taking out debt [more...]

Date: 2008-12-30 18:25:34

Bills.com

We all want to be debt-free. But sometimes we have circumstances that lead us into debt.Fortunately, there's debt consolidation help from Bills.com ... program. Debt consolidation can also be a great way to manage your debt easily– whether it’s lowering ... *InflationIf you have a high credit card bills which you can't make the payments, then consolidation [more...]

Date: 2008-11-04 19:42:00

Benefits of Re-Financing

Benefits of Re-Financing Refinancing may be a good financial decision if you can seize its benefits but sometimes, ... favorable conditions. Some of these profits include lower monthly payments, debt consolidation ... they’re repaying a smaller debt than the original purchase cost of the house. Debt Consolidation [more...]

Date: 2008-12-09 12:55:03

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Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]

Date: 2009-09-15 23:43:02

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