The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Blog posts (159) | Videos (69)
 

E-Commerce For Entrepreneurs - Internet User’s Guide to E-Commerce Policies

A few days ago, I wrote about the different types of internet businesses that one can put up. That article prompted a lot of inquiries from my readers which sent to my inbox a number of requests for assistance on several aspects of e-commerce and other online ventures. Some of the questions I received such as “How do I put up a website? [more...]

Date: 2008-12-15 06:16:19

Saturday sniplets

Been a wild week. We have seen the housing bill continue debate in congress to the point that they are meeting today(yes a Saturday!) ... DaimlerChrysler AG. The debt represents a sizable chunk of Chrysler Financial's $70 billion portfolio ... its borrowing costs rise in early August when it rolls over about $30 billion of short-term debt backed [more...]

Date: 2008-07-26 00:24:00

Heading into the Financial Maelstrom

These are indeed uneasy times. All hands on deck. From Nouriel's blog, here is a comment from London Banker, a writer and commentator for the blog: ... . The role will include comprehensive, global data collection which will give the Fed visibility ... and Freddie Mac debt, may cut the portion held in US dollars, according to China International [more...]

Date: 2008-09-12 15:20:38

Guest Commentary: Response to Davis Enterprise on Senior Housing

Special to The People’s Vanguard of DavisBy Elaine Roberts Musser____________It was with some disquiet that I read Claire St. John’s Jan. 2, 2009 article in the Davis Enterprise, entitled “Senior Living”. I immediately fired off a clarification of my position to the Enterprise that same day. I wanted to make clear the reader understood 1) [more...]

Date: 2009-01-12 12:41:00

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

INTERMEX FINANCIAL (2009-09-22 10:26)

Selling Goods to Mexico from the U.S.? Be Sure to Exclude the U.N. Convention on Contracts for the International Sale of Goods I regularly review contracts involving the sale of goods between the U.S. and Mexico or other Latin American countries. One of the most common drafting errors in these contracts is the failure of the contracting parties to specifically exclude the United Nations Convention on Contracts for the International Sale of Goods (CISG) when they intend to do so. [more...]

Date: 2009-09-22 17:26:00

IRS Unveils Initiatives to Help Taxpayers in Financial Trouble

IRS changes offer relief to delinquent taxpayers. The IRS unveiled a series of initiatives Tuesday aimed at helping people who can’t pay their taxes ... and collection letters to taxpayers who recently lost their jobs, rely on income from Social Security ... the IRS to set up an installment plan. These plans allow taxpayers to pay their debt in monthly [more...]

Date: 2009-01-07 06:45:10

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]

Date: 2009-01-14 19:07:31

Beating Credit Card Debt Collectors at Their Own Game

Beating Credit Card Debt Collectors at Their Own Game by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]

Date: 2009-09-22 14:31:57

George MacDonald Fraser, the ruin of Britain, and the possibility of true resistance to liberalism

The British historical novelist George MacDonald Fraser died January 2. On January 5 the Daily Mail published what it calls his "last testament," entitled "How Britain destroyed itself." Below is an excerpt from the article, followed by my thoughts about what is good in Fraser's vision, what is lacking in it, and what real opposition to the forces that have destroyed Britain would entail. [more...]

Date: 2009-09-27 02:29:00

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... to offer advice and answer questions pertaining to debt collection.  With running her own successful collection agency, she seeks to keep debt collectors accountable for their actions and in line [more...]

Date: 2009-01-14 13:00:17

In Uncertain Times Innovation Prevails for One Savvy Collection Agency

NEW YORK, N.Y., Oct. 16 (SEND2PRESS NEWSWIRE) -- In response to economic uncertainty, New York based collection agency Williams, Charles & ... card payment offerings used by others in the industry, WCS' collection staff can tailor the WCS ... whether a debt gets paid," Weiss reports. Another feature of the service is that is generates [more...]

Date: 2008-10-16 11:06:59

Mushroom Cloud over Wall Street By Mike Whitney

Dandelion Salad By Mike Whitney 09/22/08 “ICH“ “One bank to rule them all; One bank to bind them…” These are dark times ... are non-reviewable and committed to agency discretion, and may not be reviewed by any court of law or any administrative agency.” Right; “non-reviewable” supremacy. Congress, of course [more...]

Date: 2008-09-23 02:29:12

Hamilton’s Counterfeit Capitalism

Daily Article by George F. Smith | As we await Bush’s replacement to straighten our wayward lives, it’s crucial to understand how we got here and why policy makers are so determined to do the wrong thing. Austrian economics explains why their policies are flawed, but no one with a voice seems to care [more...]

Date: 2009-01-15 21:36:00

Incidental #910

more the engrish! NEWS WHICH MACHIAVELLI ON STEROIDS AND AMPHETAMINES IS CERTAINLY DROOLING AND SMECKING OVER, LET ALONE HIS DROOGS: North Korea's official news agency KCNA has announced in a brief (as in two-line) statement that elections for delegates to the 12th Supreme People's Congress have been called [more...]

Date: 2009-01-11 16:59:41

Peter King Thinks He Thinks Things So That He Doesn’t Have To Think Them

People have long mocked the title of Peter King’s 10 thing I think I think section of his column. But if you THINK about it (see what I did there?) ... document. PRESTO! You now have a collection of observations that are NOT thought, or are only half ... to minimize the widespread worldwide economic damage caused by massive collateralized debt obligat [more...]

Date: 2008-12-15 16:57:04

“Levy’s decision to replace Jol with Ramos has been catastrophic” - Andy Dunn

Comment & analysis round-up Quote of the day: “Some of the stuff I’ve had to deal with has been soul-destroying and my family has stopped reading the papers. There’ve been people saying I’ve had two heart attacks and that I’m ready for a third, others saying I need my head examined. I didn’t envisage any of this, not in the slightest [more...]

Date: 2008-10-05 10:02:08

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... ! Typically it does nothing more then raise red flags at the collection agency’s and can even make it nearly impossible in the future for you to try to re-dispute an item on your own. Collection Agency’ [more...]

Date: 2009-01-15 01:44:04

The Text Of A Speech I will Deliver Today To The Rotary Club

When Phil Dunbar first approached me on the subject of speaking I was somewhat hesitant although I might not have said so.   I am typically a shy person in a lot of respects, and tend to be a real homebody…and have always had some difficulty with the public speaking thing.   I clearly remember the first speech I ever gave [more...]

Date: 2009-01-13 11:38:00

Mama Always Said

I like to muse about the family gatherings which will take place when I have passed into eternity.  I think about my grown children gathering over food, discussing politics and the weather, dandling my grand- and great-grandchildren on their knees.  From my own experience at family reunions, [more...]

Date: 2008-12-31 07:02:04

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, ... hassled by a collection agency, see Chapter 3, Section D. If you face an emergency, act on it at once ... into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

Credit Repair For A Better Life

by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... . If you find yourself in need of help, there are ways to pay your bills and get out of debt. The ever ... agency will be forced to remove it from your record. If you notice any errors or inconsistencies [more...]

Date: 2009-01-06 09:37:28

Ranking Creditors. China Comes In Dead Last.

I had a long and arduous meeting recently with a long term client. The client had called me to discuss its difficulties in getting paid and its difficulties in making its payments. I suggested a big meeting, to which he bring all of the documents relating to those to whom his company owed money and all of those who owed his company [more...]

Date: 2008-12-06 16:18:59

The G-20 Washout By Mike Whitney

November 18, 2008 — dandelionsalad Dandelion Salad By Mike Whitney November 17, 2008 “Information Clearinghouse“ As expected, the G-20 Economic Summit in Washington turned out to be a total bust. None of the problems which have pushed the global economy to the brink of disaster were resolved and none of the main players who gamed the system with [more...]

Date: 2008-11-18 15:30:23

Debt Collection - A Recovery Issue.

The Hobart Debt Collection process should be according to Law of the land. Many countries have passed Laws for collecting debts ... of collection of debt. Personal contact is one of the best methods. If the outstanding amount is small ... . There are also some professional lawyers, who specialize in debt collection suits. If found necessary [more...]

Date: 2009-01-14 23:11:40

ALA2008 Privacy Revolution Panel

does anyone care if their library records are being tracked? should they? ALA OIF has received a grant from the Open Society Institute/Soros Foundation to explore the issue of privacy in the digital age Panelists: Dan Roth (Wired), Cory Doctorow (CrapHound), and Beth Givens (Privacy Rights Clearinghouse) [more...]

Date: 2008-06-30 07:27:11

Reunion.com Revisited

Following in the expected path of her earlier ruling, District Judge Maxine Chesney again dismissed an anti-spam lawsuit against Reunion.com. This time, the Judge also threw in a tenuous constitutional holding for good measure. Count this ruling as yet another one muddying the distinction between fraud lawsuits and anti-spam lawsuits and [more...]

Date: 2009-01-10 02:39:51

GRENADA FOR SALE! By Sandra C.A. Ferguson

CAVEATThe following Spice Isle-based message is rather intriguing from the point of view in that there are parallels to how Graeme Hall Sanctuary remains closed while the Advocate, CBC, VOB and the Nation remain silent on how the one-year old DLP regime has said nothing about the fate of the potential National Park, [more...]

Date: 2009-01-13 00:03:00

Propositions 7 and 10 Offer Californians No Real Alternatives: Sierra Club California Opposes Both

By Jim Metropulos Senior Advocate Sierra Club California Sierra Club California stands firmly behind the idea that ... and the Governor’s office that would reform California’s Renewable Portfolio Standard Law and increase ... and end up digging the state further into debt. It also fails to help California meet its ambitious [more...]

Date: 2008-09-18 11:41:13

Philippine Fair Debt Collection Practices Act

Learning about the U.S. Fair Debt Collection Practices Act from playing the Bad Credit Hotel online game made me wonder if such laws also exist in ... Santiago introduced Senate Bill Number 1277 entitled “An Act Providing For Fair Debt Collection Practices ... : There is abundant evidence of the widespread use of abusinve, deceptive, and unfair debt colle [more...]

Date: 2008-11-26 22:43:50

Congrats to the 2009 Bellow Scholars!

The Clinical Section's Lawyering in the Public Interest (Bellow Scholar) Committee is pleased to announce the following 2009 Bellow Scholars:   1 ... Mission of Clinics (Michigan) 4. Mary Spector, The Impact of Debt Collection Litigation on Consumers ... at Penn Law School in Philadelphia.   The recipients were chosen from among an exemplary group [more...]

Date: 2009-01-05 14:17:48

Famous People Born in 1909

Last year I put up a list of famous people born in 1908. I got the idea accidentally when stumbled onto Brainy History. I added the death dates where Brainy didn't have them and I discovered that I could verify one who was still alive - Claud Lévi-Strauss.One commenter suggested there should be pictures [more...]

Date: 2009-01-07 01:00:00

Gates of Vienna News Feed 11/18/2008

The most ominous news story tonight: “IAF is Ready for Iran’s Nuclear Sites”.A period of great peril for Israel is fast approaching. Assuming that the mullahs have a nuclear capability, the most dangerous time will likely be between the inauguration of Barack Obama — when the United States will cease to be a credible deterrent to Iran — and the [more...]

Date: 2008-11-19 04:59:00

Gates of Vienna News Feed 11/17/2008

Take a look at the Islamic terror plot uncovered in Arizona, with a connection to the “Flying Imams”.Also look at the financial news from Spain — not good. Unemployment over 11%.Thanks to C. Cantoni, Insubria, JD, Paul Green, TB, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2008-11-18 04:53:00

The Man Who Blew The Whistle on Illegal Wiretapping

Jump to CommentsMichael IsikoffNEWSWEEK MAGAZINE Issue dated Dec 22, 2008 Thomas M. Tamm was entrusted with some of the government’s most important secrets. He had a Sensitive Compartmented Information security clearance, a level above Top Secret. Government agents had probed Tamm’s background, his friends and associates, [more...]

Date: 2009-01-12 00:51:31

Collection Agency Scare Tactic: We’ll Get Your Driver’s License Suspended

Collection agencies never seem to have enough tricks up their sleeves for scheming and lying to debtors.  Most recently, it was brought to my attention by a reader that a collection agency had threatened to have his Washington State Driver’s License suspended if he didn’t satisfy a debt.  Considering [more...]

Date: 2009-01-05 00:12:32

Project Humanbeingsfirst Index

Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, United States Former Assistant Secretary of the Treasury, Dec 06, 2008Quote of the day “The answer to 1984 is 1776” -- Alex Jones “The answer to 1776 is the USA Patriot Act” -- The Chairman “The answer to Patriot Acts anywhere is Gandhi” [more...]

Date: 2009-01-11 22:40:00

This week’s think-tank roundup..

A weekly roundup of publications, reports, events & articles from the leading UK think tanks ... – ‘Featuring a foreword from Schools Minister Andrew Adonis, this collection brings together ... policy after 9/11’ edited by Alan Johnson. The Hansard Society have published a report called “Law [more...]

Date: 2008-07-19 07:53:26

Gates of Vienna News Feed 8/26/2008

USABarack Obama Through Muslim EyesDavis Warns of a New Civil War With Southern StatesFrom Guantanamo to DenverMichelle Obama Sings Praises of Swedish WomenMuslim Brotherhood: the Ties That Bind Grow More Difficult to Deny Europe and the EUFourth Blackburn Man Arrested Over Threat to Kill Gordon BrownHuge Firearms Haul in LondonLondon One of the [more...]

Date: 2008-08-27 00:52:00

WEDNESDAY JANUARY 13, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BE Police officer saluted for saving drowning girlNEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-14 00:21:00

Debt Collectors Harrassment

Debt Collectors Harrassment January 11, 2009 at 9:21 pm · Filed under Personal I should preface this entry: I probably owe someone a favor, ... the law. The following defines Abusive Debt Collectors Calls after 9:00 p.m. or before 8:00 ... I might even owe a few a debt of gratitude, but I DO NOT, nor have I ever owed someone MONEY [more...]

Date: 2009-01-12 02:21:54

Guest Post: A Bankrupt Policy

By Deanne Loonin As most readers of Higher Ed Watch know, current bankruptcy law treats students who face financial distress the same severe way as people ... , a law professor at the University of Michigan, lays out a number of plausible theories for why student [more...]

Date: 2008-12-03 21:45:00

Sharia Finance Coming To The USA?

Nope, that title is not a joke. And it is not that far off ... push by Muslim figures in recent weeks to promote Islamic finance as a response to the debt-fueled ... more radical every year, Muslims demand the removal of certain items from public view, they start calling [more...]

Date: 2008-11-06 12:42:50

Prevent Identity Theft From Happening to You

What is Identity Theft? It is the theft of your personal information, such as social security number, driver’s license number, credit card and bank account numbers, mother’s maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim’s existing accounts, apply for loans, [more...]

Date: 2009-01-15 13:42:35

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit you can create a good score. The truth is that this mark does not have to remain on your credit for 10 years. To remove it we suggest: 1 [more...]

Date: 2009-01-04 12:44:30

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

Project Humanbeingsfirst Index

Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, ... on Terror' News Analysis in Context Financial Terrorism November–December 2008 Financial News Analysis in ContextLatest Reports Response to Ellen Brown's 'How to Resolve the Credit Crisis' January [more...]

Date: 2009-01-14 00:03:00

BAILOUT OF BUSH ECONOMIC FAILURE NOT WARRANTED

OpEdNews Original Content at http://www.opednews.com/articles/BAILOUT-OF-BUSH-ECONOMIC-F-by-Allen-L-Roland-080923-887 ... under a mountain of unsustainable debt and the worst is yet to come. As Martin Weiss of Money ... that the current debt crisis in America originated in the mortgage market, it is not accurate to say [more...]

Date: 2008-09-23 17:13:01

Baby-Sitting the Economy

Baby-Sitting the Economy The baby-sitting co-op that went bust teaches us something that could save the world.By Paul Krugman Posted Friday, Aug. 14, 1998Twenty years ago I read a story that changed my life. I think about that story often; it helps me to stay calm in the face of crisis, to remain hopeful in times of depression, [more...]

Date: 2009-01-12 18:41:00

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