How To Get Collection Agencies Off Your Back, For Good

This Article can be found at my blog: www.CreditTipsTricks.Blogspot ... Commissions. Here's a sample Cease & Desist Letter: Dear (Insert Collection Agency Here)\, You are hereby notified under provisions of Public Laws 104-208, also known as the Fair Debt Collection [more...]

Date: 2008-12-12 23:10:08

Blog posts (488) | Videos (180)
 

Alphabet Q's: Who Am I Tag.

Happy for the much needed break in work! Thanks Hailey. A. Attached or single? Attached B. Best friend? Yup; I have lots. C. Cake or pie? Cake! ( ... without? Those whom I love. (and debt collection agencies hehe!) M. Marriage date? December 02 [more...]

Date: 2008-10-24 07:53:06

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... ! Typically it does nothing more then raise red flags at the collection agency’s and can even make it nearly impossible in the future for you to try to re-dispute an item on your own. Collection Agency’ [more...]

Date: 2009-01-15 01:44:04

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

How Bill Collectors Locate You

Thanks to the internet it’s easier than ever for bill collectors to locate your whereabouts ... will use to find you. Initially a collection agency will review the file they receive ... had no phone and no job. According to the Fair Debt Collection Practices Act it is legal for a debt [more...]

Date: 2009-01-08 02:36:42

Your Credit Score, Your Sanity

I decided to sign up for credit monitoring at www.myfico ... you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take ... that paying off a collection account will not remove it from your credit report. It will stay [more...]

Date: 2009-01-04 02:41:50

Erase Bad Credit

by John Cooper If you have bad credit there is hope ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account. Recent [more...]

Date: 2009-01-14 18:52:30

I ain’t your Bee-yotch….bitch!

+++warning!  foul mouthed rant ahead!++++ Despite the fact that there are 4 other folks in my office at any given time, ... the collection agency to stop calling for an employee, they are legally required to stop”.  (see the Fair Debt Collection Practices Act, governed by the FTC) Trust me, I’ve quoted this law to these blood [more...]

Date: 2008-09-05 15:08:48

Carnival of Debt Reduction #151

Welcome to this week’s Carnival of Debt Reduction!  Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... !)  He also submitted an article on collection agencies. Art of the Coupon explains how debt can breed ... months and $8,675.29 in interest to be rid of that debt — more than what was owed to begin [more...]

Date: 2008-08-04 08:35:02

Dealing With Third Party Debt Collectors

Currently, the American penal system doesn’t feature debtors’ prisons. We’re not living in Victorian times ... individuals from invasive debt collection practices. These include statutes of limitations, which say ... after the original lender has sold them to a collection agency. In states such as California, statutes [more...]

Date: 2008-07-03 13:13:03

A Look At 2009 From The Inside: Real Estate, Credit, and Debt

About two months ago I wrote a post that included information from a monthly magazine, (sic), I read religiously ... with more regulations. Consumer advocates will thrive and collection agencies will be riddled with compliance ... who is president and chief executive officer of debt broker National Loan Exchange, Inc. as [more...]

Date: 2009-01-02 15:47:36

Identity theft sample letters

Identity theft sample letters It’s unpleasant to find out that someone stole your credit card numbers, but it’s even worse when a collection agency begins harassing you over debt you didn’t create. CreditCards.com has assembled sample letters and a step-by-step guide to help identity theft victims [more...]

Date: 2008-09-06 06:34:18

Bad Credit Repair

by John Cooper If you have bad credit there is hope ... the debt has been sold to a collection agency, and the lender has no need to save any record ... intervention, escalated dispute information requests, and debt validation. You can help your score [more...]

Date: 2008-12-11 16:35:57

Sprint ETF Settlement a Raw Deal for Consumers: How you can (easily) fight back

Sprint recently settled an Early Termination Fee (ETF) class action suit ... $25 credit on that debt, if Sprint has already sold the debt to a third-party (collection agency ... . And, it’s quite broad, covering customers from 1999 all the way to 2008. The settlement makes [more...]

Date: 2009-01-06 16:23:10

Taxes, incentives for alternative energy, national politics

While I have my opinions on 'national' politics, I try to refrain from writing about such things ... such as an end to IRS contracts with private debt collection agencies, tighter basis reporting [more...]

Date: 2008-08-26 13:31:00

How to Collect Judgments

Any landlord can tell you all about the joys of rent court; the long wait, the endless string of whining, and then the realization that, ... judgments, so landlords should consult with a local collection agency or attorney to determine ... after you win, all you’re left with is the right to collect a debt from someone who probably [more...]

Date: 2009-01-03 15:00:00

debtconsolidationcare.com

Is Debt Consolidation good for you? Get FREE counseling from a BBB member company. Avoid bankruptcy, become debt free, deal with collection agencies and improve your credit rating. Read Reviews [more...]

Date: 2008-12-08 05:00:00

Comcast asks Hurricane Ike victims to pay for lost cable boxes; company says letters sent in error

In Galveston, 81 customers of Comcast Corp., the cable TV company, ... the snafu on a Carrollton-based debt-collection agency. According to this story from The Daily News ... to rebuild their homes and their lives," said Comcast spokesman Michael Bybee. "We've asked the collection [more...]

Date: 2008-10-24 19:16:07

To send to collections or not, that is the question.

The decision to send people to collections or to simply write off bad debt is a difficult one to make and should not be taken lightly ... , have decided to outsource my deadbeat accounts to a collection agency.  This was prompted by several ... you just need to resort to a collection agency.I [more...]

Date: 2008-12-29 22:36:00

Grief from commercial sales agents Bag A Business and Knightsbridge Business Sales

Last week we told how commercial estate agent, RTA (Business Consultants) Limited, charges hefty fees even when it fails to sell a business ... for passing the demand on to its debt collection agency and is fully committed to the sale [more...]

Date: 2009-01-14 19:10:07

how regimented are you??

how regimented are you?? by Vickie Today 15:56 PM 407 3,437 Kids & Teenagers (5 Viewing) ... some friendly advice from others. Exclamation HELP Debt Collection agency... by Tink1o5 [more...]

Date: 2009-01-07 14:39:14

After my personal experiencing the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some advice ... Collection Agency: So finally I just want to introduce this website which can be helpful ... for those that are newly married or they are going to marry soon.  I was not having too much debt [more...]

Date: 2009-01-15 15:04:28

Fighting Debt Collectors

by John Cooper When you are being contacted by debt collectors it can be very aggravating ... to just sell your account to another collection agency if you request validation. This will result ... . If the debt is valid then we suggest you settle it. This is done through a settlement letter [more...]

Date: 2009-01-05 22:19:19

THINGS I LEARNT FROM FANZINES NO. 1 - HOW TO MAKE AN INCENDIARY DEVICE

This is pilfered from 'Pigs For Slaughter', an early 80s London zine for anarchist youth ... of leaving one of these crude, DIY bombs outside their local estate agents, debt collection agency [more...]

Date: 2009-01-08 02:14:16

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... some form of payment. For example a charged off account has likely been sold to a collection agency ... to dispute the item. These include; escalated dispute information requests, debt validation [more...]

Date: 2008-12-28 13:54:55

How You Can Remove a Collection Account From Your Credit

by Justin Hutto You must dispute a collection, to remove it from your credit report. This dispute needs to be filed with the credit bureaus ... dispute information requests, debt validation, and creditor direct intervention. What is a collection ... to recover payment. It is common for lenders to have an in house collection agency. However many also [more...]

Date: 2008-11-15 18:16:08

IRS Doing Their Part to Ease Mortgage Crisis

IRS Doing Their Part to Ease Mortgage Crisis 17Dec08 ... determines that taking a secondary position will ultimately lead to collection of the debt. The IRS has urged all prospective homeowners in such situations to contact the agency’s Collection Advisory [more...]

Date: 2008-12-17 19:05:41

Lithuanuan firm engaged witchcraft in debt collection

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... or other companies,” said Amantas Celkonas, director of the Skolu Isieskojimo Biuras, or debt ... and I will do whatever I can to help people,” she said. Local pundits, however, ridiculed the agency’s move. “ [more...]

Date: 2009-01-15 17:02:00

Collection Agency calling from 931-490-5999 (Columbia, TN)

Sam Smith reported a Collection Agency (9314905999 from Columbia area, TN) . The following comments were posted: Told to stop calling, prove I owe the debt by US Postal Service only. NO more phone calls to home, work, family or cell #. Permalink: http://www.numberinvestigator.com/phone/931-490-5999.html [more...]

Date: 2009-09-24 15:07:51

Sprint ETF Settlement a Raw Deal for Consumers: How you can (easily) fight back (Updated)

Sprint recently settled an Early Termination Fee (ETF) class action suit ... $25 credit on that debt, if Sprint has already sold the debt to a third-party (collection agency [more...]

Date: 2009-01-05 10:30:45

How Debt Consolidation Can Get Debt Collectors To Stop Calling

Are your bills unpaid and piling up? You are probably getting plenty of annoying phone calls from creditors ... counseling agency to discuss debt consolidation. If you know where to look, there are definite ... collection calls, or the feeling of guilt from being behind on payments. After debt consolidation [more...]

Date: 2008-12-25 06:35:48

Financial Trouble? Consider Debt Negotiation

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-25 18:51:14

1 Minute Guide to Beating your Debt

by JR Rooney Imagine being free of debt — no more sleepless nights over mounting credit card balances, no more ball-and-chain of debt feeding your anxieties, and no chance of threats from dreaded collection agencies. You can do it! Here’s the scoop — in one minute flat. 0:60 Resolve to spend less [more...]

Date: 2008-12-15 11:37:46

Spending Control.

Christmas is almost upon us and so I’m very sure that you have already finished or about to finish shopping gifts for your loved ones and friends ... about your expenses. The collection agencies are on a holiday break too so start thinking about credit cards and debt ... of your cosigners, you’ll find a way out of debt. There are financial institutions [more...]

Date: 2008-12-19 02:54:40

Debt Negotiation with Credit Card Companies

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-26 19:15:29

Itsy Bitsy Debt Collector

Have you ever wanted to really stick it to a collections agency? I have, matter of fact, I used to work for one. I was forced to call little old ladies and force them to pay their hospital bills. I think each call was more excrutiating for me than them. However scarred that may have left me, I think I'm [more...]

Date: 2009-01-16 00:10:19

DO YOU KNOW WHO IS RUNNING AMERICA?

I have been asked that question so much last year that I thought I would give you some thoughts on it ... of the banking interests, and the Internal Revenue Service, the system’s collection agency. Did you ever ... , secured by UCC Commercial Liens, which are then monetized as “debt money” by the Federal Reserve [more...]

Date: 2009-01-04 17:08:42

Creditors Harass Couple Over Dead Son’s Debt

A New York couple is haunted by calls from credit agencies wanting to collect debt their dead son owed. [more...]

Date: 2009-01-15 18:25:22

Collapse and Ruination from Gluttonous Growth

by The Mogambo Guru I was sitting outside, looking up at the stars, and wondering how many planets circle those billions of twinkling lights, ... for repayment until that day when the collection agency finally decides to just write the whole damned ... it to buy the new government debt so that the government could spend the money to satisfy [more...]

Date: 2008-12-18 19:21:05

Class action against debt collectors

Surely it would have been possible to line up a lead plaintiff who did not himself turn out to run a competing collection agency Tags: class actions , debtor-creditor law , Minnesota Related posts July 13 roundup (0) Yogurt marketing class action (1) Yet more from the publicity file (0) Yes, I’m being facetious (16) Xbox 360 lawsuit bogus? (0) [more...]

Date: 2009-09-29 04:30:35

Bailing Out American’s Credit Card Debt

We have been hearing a lot of talk lately about bail outs.  We bailed out Wall St ... collection agency than Uncle Sam. The end results ... for $16,635 in debt, excluding mortgages, according to Experian.  The average credit card interest rate [more...]

Date: 2009-01-09 08:20:46

Debt a Glossary of Terms

Debt a Glossary of Terms Posted in January 2nd, 2009 Category:Debt Consolidation Bankruptcy - Having been legally declared financially insolvent ... . Collection Agency - ... [more...]

Date: 2009-01-03 01:21:40

"All political power comes from the barrel of a gun"

Thousands bankrupted over unpaid council tax - Times Online Bailiffs were used in 1.2 million cases to recover council tax arrears last year, and 2 ... -collection agency the next. It is extraordinary how less free citizens are in this respect than ... ,...Bailiffs have for hundreds of years been denied powers to break into homes for civil debt or to use [more...]

Date: 2009-01-07 06:36:12

Bad Credit Repair

by John Cooper If you have bad credit there is hope ... has likely been sold to a collection agency. Thus the credit card issuer has no reason to save ... intervention, escalated dispute information requests, and debt validation. You can also help your credit [more...]

Date: 2008-12-30 23:30:54

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, ... hassled by a collection agency, see Chapter 3, Section D. If you face an emergency, act on it at once ... into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

No Longer My Castle

Bailiffs get power to use force on debtors - Times Online Under the regulations, ... -collection agency the next. It is extraordinary how less free citizens are in this respect than ... Bailiffs have for hundreds of years been denied powers to break into homes for civil debt or to use [more...]

Date: 2008-12-22 07:40:45

Best Web Sites to Learn About Consumer Law Issues -- Our Chicago Consumer Attorneys Can Assist You in Your Lemon Law, Predatory Lending, Auto and RV Fraud, Unfair Debt Collection, Unfair Wage Practices Claims and Other Consumer Rights Lawsuits

[ consumer%20protection%20m-Chicago%20Consumer%20Protection%20Attorneys%20--%20Chicago%20Consumer%20Protection%20Lawyers%20--%20Chicago%20Class%20Act ... more trouble Managing credit card debt Stopping eviction, lockouts and utility shut-offs ... consolidation options How to find effective credit counseling agencies Alternatives to filing bankrupt [more...]

Date: 2009-01-04 18:28:31

RMC collectwhatever can kiss my butt.

I keep getting these totally ignorant phone calls from some collection agency about my Verizon bill. They claim that I owe Verizon, well them now because they bought the debt, the amount of $781.95 ... , they refuse to send me a paper notice of this debt, refuse to give me any kind of information [more...]

Date: 2008-11-04 02:17:23

Chapter 13:

Chapter 13: December 22nd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]

Date: 2008-12-23 01:38:35

Chapter 13:

Chapter 13: December 23rd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]

Date: 2008-12-23 04:22:27

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