What is the Difference Between Unsecured and Secured Debt?

A secured debt is a debt in which the creditor maintains a security interest in an item or piece of personal property such as a house or an ... against you, but more commonly will try to work out a reasonable debt settlement. It is possible ... no property is securing it. In many cases, this balance can be successfully resolved through a debt settlement [more...]

Date: 2009-01-09 03:47:20

Blog posts (11) | Videos (23)
 

Debt Settlement Attorney – Get Adequate Representation

If you are looking to reduce or eliminate debt without declaring bankruptcy, you may be well served if you hire a debt settlement attorney. These lawyers are specialists in negotiating with creditors to not only get them to accept a feasible settlement plan, but also to do things like remove negative marks from your credit report, reduce or eliminate penalty fees, and make other such concessions. [more...]

Date: 2009-09-20 06:02:32

Shrink Your Debt

From Entrepreneur.com : In general, the best choices for debt negotiation and settlement are unsecured loans and credit cards. Since there is no collateral that can be attached to satisfy the debt, creditors are more likely to negotiate to avoid writing off the entire debt. The two most common approaches for debt negotiation are to pay a lump sum that is less than the total amount owed, or to restructure the payment schedule with lower monthly payments. [more...]

Date: 2009-09-14 14:00:00

How trust worthy is American Debt Settlement Group?

I talked to someone from that group with the address 7590 E Gray Road Scottsdale, AZ 85260 I want to know can I trust these people do help settle my credit card debt? How do I know it's not a scam? Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-05-21 23:36:18

Credit card settlement

Debt problems happen to nearly everyone at some point in their life ... that you have made with the creditor or collection agency. Debt consolidation is a popular way of dealing ... card and you are unable to clear your debt. So you can get advice for credit card settlement [more...]

Date: 2008-11-20 04:10:51

Debt settlement – Does it work?

Many people resign themselves to the idea that their debt situation is out of control and that there is no hope ... . In most cases a creditor or collection agency is happy to take a reduced amount. In many cases debts ... . Collection agencies want you to believe that you will face serious problems – from garnishment to seizure [more...]

Date: 2008-12-25 00:24:18

is it true if you use debt consolidation svc, they want your power of attorney to act on your behalf?

I've delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that's scary! Yes….this is true. Most want a limited power of attorney… Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-06-18 06:21:17

Debt Settlement Information You Need to Know

When credit payments stop being made, it is both parties that suffer Indeed, both debtor and creditor have something to lose when the payments stop before the debt is paid in full [more...]

Date: 2009-09-29 03:19:37

Negotiate Unsecured Debt

Negotiate Unsecured Debt Posted in January 15th, 2009 Category: ... . These accounts must be at least 90 days behind in order for creditors to consider settlement offers on them [more...]

Date: 2009-01-15 17:01:46

Debt Consolidation - How Obama is Making it Easier to Eliminate Credit Card Debt

Amazon.de Widgets Recent economic conditions and massive government spending have actually made it easier for consumers to eliminate credit card debt. The passage of the financial stimulus bills has given creditors much more flexibility when negotiating debt settlements. Not only do creditors have a lot of stimulus money to hedge their losses on debt settlements but they are also very worried about defaults on delinquent accounts. [more...]

Date: 2009-09-16 08:49:45

Information about Debt Settlement Services

During global crisis, many people facing hard financial condition. If you understand how the currents flow, you will solve your own problems ... . One of the best solutions you can take right now is finding debt relief through Debt Settlement service. Well, debt settlement is the act of negotiating with your creditors on your behalf to settle [more...]

Date: 2008-12-19 06:55:02

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