Collection Agency Demands “Lump Sum”

A reader asked for advice in response to a collection agency demanding a lump sum and refusing to accept a payment plan.. Hi Barry, I have a question for you regarding a collection agency. I have a credit card account ... . I’ve been working with Bank of America through a payment program, but they recently sold the debt [more...]

Date: 2008-11-12 01:48:47

Blog posts (72) | Videos (133)
 

Debt relief Deals “attack on the confidence of consumers”

How’d you to your monthly credit card payments and loans - guaranteed? ... said Carol creditors can lower their interest rates. Carol, who can pay their credit card, mortgages ... rate or reduce the amount you are liable. But beware! Some of these programs are debt relief Scams [more...]

Date: 2008-07-18 10:38:03

Understanding Financial Aspect and Debt Consolidation

I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]

Date: 2008-12-12 22:11:29

MORTGAGE FOR BAD CREDIT

If you would like to buy a new home or have some improvement plan but you are in the situation of poor credit score and it is hard to gain the trust ... in the country, and you can also use their programs to help you on debt consolidations, mortgage refinance [more...]

Date: 2008-11-13 07:17:06

Fed's Latest Rescue Package Throws Lifeline to Home Buyers

According to this Reuters article, the Fed announced a new rescue package of $800 billion USD to lower the cost of home purchases, credit card and student loans. Under the new mortgage program, the Fed will buy up to $100 billion of debt issued by government-sponsored mortgage enterprises Fannie Mae, Freddie Mac [more...]

Date: 2008-11-26 09:12:56

Use Snowball Method Spreadsheet To Pay Off Debts [Snowball Method]

Do you have so many credit cards that you could sew a pair of pants from them? Confused as how to get rid of them? ... style of repayment you want, such as snowball or highest interest first. The program then spits ... Try this handy Excel spreadsheet to generate a custom strategy for becoming debt-free. Just enter [more...]

Date: 2008-08-26 11:13:53

The Truth about Debt Management Plans

by Jon Ochs In my years of experience in the industry, I have found that most people are looking for a debt relief option that does not exist ... Consolidation: Debt consolidation is, in nearly all cases, a home equity loan or second mortgage ... . Because these programs rarely ever do what they claim, and many credit card companies no longer endorse [more...]

Date: 2008-09-21 12:49:13

Feds unveil new plans to unfreeze credit

Feds unveil new plans to unfreeze credit Posted November 25, 2008 11:12 AM ... securities (MBS) backed by Fannie Mae, Freddie Mac, and Ginnie Mae. Spreads of rates on GSE debt ... the operational details of this program will be provided after consultation with market participants [more...]

Date: 2008-11-25 17:55:41

Why Does Paulson Want Us to Keep Piling up Debt?

Bailout Nation turns to consumers today, as Treasury Secretary Henry Paulson prepares to announce a new program to encourage lending for auto loans, ... to complain when consumers finally get their turn. I know we need to get credit moving to help the economy ... the last decade piling up debt, taking out equity from their homes to spend [more...]

Date: 2008-11-25 14:40:19

Personal Credit Card Counseling

Personal Credit Card Counseling January 7, 2009 at 5:00 am · Filed under Credit Card Consolidation div style=’float: right; width: 100px; ... the services and programs offered that can help someone to resolve a financial crisis./font/divpAll ... to do it or we don’t take the time. Either way, it can lead to debt overtaking our income and ability to [more...]

Date: 2009-01-07 10:00:36

New York to Regulate Some Credit Default Swaps

I'm glad someone is trying to keep his eye on the ball ... Asset Relief Program) and by others as MOAB (the Mother of All Bailouts), may provide some short term ... a company whose debt is the subject of over $1 trillion in CDSs goes into default. If, for instance [more...]

Date: 2008-09-22 22:25:19

Prevent Credit Repair Scams

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual's economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals. [more...]

Date: 2009-09-27 08:01:05

Proper Debt Consolidation

Managing your finances is not an easy task. It is so easy to get carried away with spending without thinking twice about your budget limits ... , you might just be surprised that you need Credit Card Debt Consolidation Programs. Such programs could help you find effective ways to solve your debt problem. Debt Settlement Programs will help [more...]

Date: 2008-06-21 03:42:12

Debt Relief Services

We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs ... and credit card consolidation.  There is enough information to really help you understand the process [more...]

Date: 2008-12-18 03:59:06

Debt Reduction Program

Debt Reduction Program Posted in January 15th, 2009 Category:Credit The numbers of debt ridden customers are increasing ... in debt. Not everyone has sense of managing the accounts. Nor do they understand interest and rate applications and fall into debt traps. Debt reduction is an innovative approach to solve unsecured [more...]

Date: 2009-01-15 14:49:54

Debt Management Programs– best way to get out of debt.

A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]

Date: 2009-09-08 05:51:11

It’s Time To Trade Debt for Wealth

The Credit Exchange is a Debt Consolidation Company and the only one of its kind in existence. They want to help you out of the “debt trap ... program. Because, of course, one of the best ways to avoid credit card or other types of debt ... the actual debt? Under that scenario you can spend as much as 6 years paying off $3,000 in debt. Credit [more...]

Date: 2009-01-14 03:36:32

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Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]

Date: 2009-09-15 23:43:02

Credit Card Consolidation

"I’d rather go to bed without supper than rise in debt." - Ben Franklin. Sure does! ... cards consolidation service that will help you work on your credit up. They offer a debt consolidation program for consumers with credit card debt, medical bills, repossessions, and accounts [more...]

Date: 2009-01-05 17:05:15

Rita Asks “Should We Consolidate Our Debt?”

Rita wrote to me through the GetOutOfDebt.org site and asked the following question ... . The other way would be to consider joining a debt management or credit counseling program, make ... that if you want to evaluate how a debt management or credit counseling program might benefit [more...]

Date: 2008-10-09 20:49:59

debt consolidation

we all are aware that the financial situation these days are not looking good, with companies cutting down employees and recession going on, ... that will help you compare the various debt management and credit counseling programs. and they even ... questions about credit related problems, credit card consolidation, and much more. but still [more...]

Date: 2009-01-08 05:15:44

How Do Lenders View Credit Counseling Services?

Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]

Date: 2008-12-09 00:04:36

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