Are Bad Credit Debt Consolidation Loans Difficult To Obtain?

Amazon.de Widgets Bad credit Debt Consolidation Loans are they still available? This article looks at whether or not the consolidation loan for people with bad credit is still available.Don’t take my word for it, but bad credit consolidation loans are rare…very rare, but the situation is improving slowly.It never used to be the case, but the decline of the economy over the past two years, due to the global fall out from the sub prime mortgage fiasco, has meant that lenders are reluctant to lend [more...]

Date: 2009-09-28 11:56:59

Blog posts (186) | Videos (236)
 

Immediate Credit Card Debt Relief

September 29, 2009 | By Ross Taylor In Finance | by Glen PearsonThe secret is creditors do not want you to have any plan at all with your money. Credit card debt relief starts with new habits. The first habit to start paying cash for everyday things. Do not charge your grocery bill and you’ll start spending less. Habits are easy, if you just start them. A new way of thinking is, the next time your DVD player breaks, save up for a new one. [more...]

Date: 2009-09-29 16:46:32

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Credit Repair Can Make Your Life Stress Free

by Dina Salinas For most people, having bad credit would be like the end of the world. People rely on credit for even the simplest transactions in this modern world. If you have bad credit, then simplify your life with a credit repair that is within reach. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]

Date: 2009-09-27 18:08:52

ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

Reinventing America

America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]

Date: 2009-01-13 09:40:59

Corporate Greed: Opposition to Employee Free Choice Act

Pundits, journalists and even economists have strained to find the reasons for our nation’s economic meltdown, ... on their homes or piling up credit card debt for non-essentials, millions of Americans had no choice ... stumbling over tortured concepts like “structured investment vehicles” and “collateralized debt.” [more...]

Date: 2009-01-12 19:29:58

What Is Cesi Debt Free?

by Melinda Harni To help us out from our debts there are many forms of debt relief. The different companies that you can use to help you learn about debts and the way that they impact your life are numerous. Among these companies you will see the one that is called Cesi debt free. This company is involved with educating people about the different ways that you can get into debt. You will also be introduced to the best tools that you can use for this problem of solving your debt misfortunes. [more...]

Date: 2009-09-28 08:30:03

The Alternate Finance Crisis Glossary

The BBC website has just posted a rather good glossary of terms that've cropped up a lot in coverage of the Continuing Financial Crisis From Hell ... . Contrast with liabilities, which sit in the left-hand column. Hence the saying "the problem ... . Chapter 11 What companies do when it all becomes too much to handle. Collateralised debt obligation [more...]

Date: 2009-01-13 10:36:38

Oh those No Spending Days

Since Saturday I have managed a total of 4/5 days as no spending days! Wow does it feel good. Correction, it feels great! ... incredibly warm, relaxing, mellowing about not spending. Firstly it means you haven’t increased your debt ... , it means you’re avoiding the shops and rushing around to get petrol, milk, gifts for people, pay bills [more...]

Date: 2009-01-14 19:26:29

Downturn Pounds Commercial Real Estate

And despite the tone of this article, some people believe it will be worse than the residential crash: Contractors, ... reeling from a historic housing depression. “This is a rolling problem that’s only going ... values. “Businesses need to be able to access the credit market when their debt comes due [more...]

Date: 2009-01-12 15:04:37

The Seven Habits to Financial Success… Part 3

If you’ve been following along in this series of posts, you know that I took the Franklin Covey class, “7 Habits of Highly Effective People, ... . As we all know, planning is pretty important when it comes to our finances. Trying to work our way out of debt doesn’ ... together for how we’d like to get out of debt or how we’d like to save for retirement, [more...]

Date: 2009-01-14 14:21:05

Paulson's $6 Billion Foot In The Door Play

The US Treasury continues to throw $billions around like peanut shells. Bloomberg is reporting Treasury to Buy $5 Billion GMAC Stake, Expand GM Loan ... in an e-mail.GMAC joins more than 190 regional banks, commercial lenders, insurers and credit-card issuers ... it has accepted all bonds tendered in a debt swap designed to reduce its debt load.“Once the [more...]

Date: 2008-12-30 05:04:00

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

What Debt Consolidation Information Can Be Trusted?

Amazon.de Widgets Debt consolidation information can be conflicting, this could be because many companies are in it for themselves and will tell you one thing and others, are there to give you the best deal and assistance they can. But which are which?Debt Consolidation Information can be overpowering initially, especially if your knowledge of financial products is limited. [more...]

Date: 2009-09-28 11:08:25

How Canadian Retirement Affects Some Americans

by William Blake There are some Americans who live near Canada who have strong opinions about Canadian retirees ... MPH below the speed limit to enjoy it. Road rage doesn’t seem to be quite as big a problem in other ... Canadians seem to be oblivious to any problem and continue doing what they are doing. Shopping Together [more...]

Date: 2009-01-16 02:15:21

DrumBeat: December 28, 2008

With gas falling, trucks come back NEW YORK (CNNMoney.com) -- After nearly a year of flagging sales, low gas prices and fat incentives are reigniting America's taste for big vehicles. Trucks and SUVs will outsell cars in December, according to researchers at the automotive Website Edmunds.com, something that hasn't happened since February [more...]

Date: 2008-12-28 14:31:34

What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad

Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]

Date: 2009-09-28 12:04:42

Merry Christmas

by Bill Levinson (originally posted in 2007) Recent efforts to downplay Christmas range from retail stores that forbid their employees to mention the holiday to legal efforts to remove creches and other Christmas symbols from public places. While we understand the desire to avoid offending non-Christians with these displays, [more...]

Date: 2008-12-25 20:06:53

Evil Credit Card Tricks

It was really interesting reading the comments in my Why You Should Never Live on Cash post. Many of you understood what I was talking about ... to avoid them. Do Not Pay Until 2010 This one is a classic. You’re offered a credit card with a free ... Cards are evil mindset. When it comes down to it, it’s not the Credit Card that is bad, it’ [more...]

Date: 2009-01-02 23:32:16

Re-coupled Vengence: From Downturn to Implosion Risks ?

We've spent a bunch of time on the US economic outlook and the news, as you'd expect, continues to move from bad to worse ... the shallowness of the analysts involved grasp. But that's no longer the problem. Accelerating worldwide ... for the European schadenfreude that this was "just" a US problem. Developing Countries They also issued [more...]

Date: 2009-01-15 21:20:15

Seven Huge Financial Mistakes I Made During My College Career

Over the last few weeks, I have been reflecting on how many members of my rather close extended family are either near high school graduation or are in college right now. They have so many great opportunities ahead of them in the next few years - and so many chances to botch things, too [more...]

Date: 2009-01-04 14:00:00

Obama Considering $310 Billion Tax Cut

The Wall Street Journal has sent a news alert that says that Obama is mulling a stimulus plan that will rely more heavily on tax cuts than initially ... of the overall tax relief would involve cuts for people who pay income taxes or who claim the earned-income ... at all income levels are carrying a lot of debt, and given how any kind of missed payment [more...]

Date: 2009-01-05 02:51:52

New York Times starts catching up to iSteve

From the Sunday, 12/21/08 New York Times:White House Philosophy Stoked Mortgage Bonfire By JO BECKER, SHERYL GAY STOLBERG and STEPHEN LABATON “We can put light where there’s darkness, and hope where there’s despondency in this country. And part of it is working together as a nation to encourage folks to own their own home.” — President Bush, Oct [more...]

Date: 2008-12-21 04:53:00

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

How To Contact Creditors To Help With Credit Repair

Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... a problem because you’d be surprised at what kind of credit repair you can accomplish by being ... out of embarrassment or even fear. Unfortunately, it’s best to deal with the problem immediately [more...]

Date: 2009-01-15 23:57:12

Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008

(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also ... that’s a target. That’s not a restriction. The bond holders taking equity instead of debt — that’ [more...]

Date: 2008-12-21 20:13:21

The Gasoline Tax And The Renaissance Of The Bicycle

With the rise of the US automobile industry, the bicycle almost disappeared as a means of transportation in America ... -guzzling ways." It's better to use the money for mortgage payments, credit card debt, or a rainy day ... American public roads in good repair. They determined that the deficit between revenue and expense [more...]

Date: 2009-01-02 00:31:42

The Paradox of Thrift

Has the economy scared you into cutting back on your spending, paying down your credit cards, getting your budget in order? ... couple profiled in the Journal story: Rick and Noreen Capp recently reduced their credit-card debt ... with that? Haven’t consumers been told they need to be more responsible about debt and spending - the lesson [more...]

Date: 2009-01-06 14:12:53

Ten For Tuesday (January 6, 2009)

1. First off, check out this resource I discovered a couple of days ago. It’s called NewMogul.com ... . 6. Lazyman has some tips on how to have a successful 2009. 7. Tricia wrote about credit card offers on college campuses. She said, “I have come to realize that whenever you get a credit card through [more...]

Date: 2009-01-06 17:55:07

Legal Helpers vs Transforming Debt Into Wealth Course - A review of two popular debt elimination programs

Transforming Debt Into Wealth Review A person deep in difficult financial situation and is desperate for a solution tends to grab the first ... elimination. In his program called “Transforming Debt Into Wealth” he will teach you to focus ... their exclusive services to help people get out of their debt.  Depending on the type and amount of debt [more...]

Date: 2009-01-15 07:35:31

How to Easily Pay Off Your Debts, No Matter How Many Times You’ve Failed

How to Easily Pay Off Your Debts, No Matter How Many Times You’ve Failed by Sean PayneMany people who are in debt have tried at least once, and probably several times, to pay off their debts. Sadly, a significant number of these people end up getting even further into debt than they were when they started.What’s the reason for these people accumulating even more debt? The answer lies in the methods that they use to get out of debt. [more...]

Date: 2009-09-28 13:14:57

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

Don’t let Credit any Credit Card Company Keep you Down

by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... which encourages you to spend more. The best way to prevent credit card debt is to be cautious [more...]

Date: 2009-01-14 20:27:27

10 Ways to Get Out of Debt on the Road to Financial Freedom

Debt is a word that has many negative connotations attached to it simply because it is the number one reason the vast majority of people are facing ... to into debt. Banks, mortgage lenders, credit card companies, pay day loan services, and car loan ... you are working your way out of debt. 4. Credit Cards – Credit card debt is a leading cause [more...]

Date: 2009-01-16 00:24:23

Holiday Windfalls: 7 Tips on Using Them

The holidays often come with a windfall or two: a monetary gift from a relative or a bonus from an employer. We don’t necessarily expect these gifts — that’s why they’re called windfalls — so deciding what to do with them can be a little complicated. Perhaps you have a pressing need for cash to pay an important bill [more...]

Date: 2008-12-25 13:30:00

2008: Annus Horribilis, RIP

I meant to take yet another Friday away from my writing, but as I am researching for next week’s annual prediction issue, there is so much material that begs to be covered that I thought I would put out a short letter with 3 or 4 points as a preface to my prognostications of next week [more...]

Date: 2009-01-03 12:42:15

Personal Finance - Digging Yourself Out of Debt

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]

Date: 2009-01-15 21:23:35

Establish a Christmas Savings Fund for Next Year

Last week my daughter participated in a Santa’s Workshop event at school ... more joyful not to have credit card bills rolling in right after ringing in the New Year. Here’ ... Believe me, my wife and I are having the same discussions.  The problem is we have already spent [more...]

Date: 2008-12-23 11:00:33

Christmas Potpourri and Holiday Shopping Update

Happy Holidays and Happy New Year to you and your loved ones. Here are a few headline news reports of interest from the past couple days.U.S. Store Traffic Fell 24% on Pre-Christmas WeekendU.S. retail store traffic fell 24 percent last weekend from a year earlier as deepened discounts failed to entice consumers to spend during what may be the [more...]

Date: 2008-12-26 03:52:00

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, ... can be as simple as getting their hands on your credit card or debit card numbers and your security access ... as getting a duplicate copy of your credit card copies out of your home or business garbage bin [more...]

Date: 2009-01-15 08:37:18

How to Motivate Yourself to Pay Debts

Start the year right with a clean slate which is why I paid all of my credit card dues just last December ... debts to pay off. If you’re in credit card hell. Pay off the ones with smaller debts then get rid ... advice from people who have experienced paying off debts successfully. You can ask your parents, other [more...]

Date: 2009-01-07 10:45:24

Dr. Doom #5

Many thanks to a comment from Pej. It turns out we have a fifth Dr. Doom. Peter Schiff. His extremely bearish views on the U.S ... would extend to the credit card lending industry. Thus Peter Schiff appears ... to have been de rigeur, in terms of a housing bust and excessive consumer credit. I feel a lot of people sort [more...]

Date: 2009-01-07 16:36:06

Government Finds Itself in Hole, Keeps Digging

Government Finds Itself in Hole, Keeps Digging: Caroline Baum Commentary by Caroline Baum Jan. 12 (Bloomberg) -- If it seems incongruous for elected officials to talk about budget discipline in the same breath as trillion-dollar deficits, it is. President-elect Barack Obama is being encouraged by economists of all stripes to err on the [more...]

Date: 2009-01-12 16:18:00

9 Methods for Mastering Your Money in 2009

2008 was a miserable year for money. The stock market tumbled, unemployment soared, the housing market continued to crumble, and retirement savings shriveled away. Whew! Here’s hoping 2009 will be better! But hope can only do so much. Hope cannot bring change. Action brings change. If one of your goals for 2009 is to take control of your money ( [more...]

Date: 2009-01-05 13:00:21

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, ... to make debt reduction a top priority. Your indebtedness is the second most important factor for FICO ... your score to decrease, so be cautious about taking on new debt. This includes thinking twice [more...]

Date: 2009-01-15 19:38:01

That Makes Me Stabby: Do We Have an Obligation to Spend?

The other day I was watching CNN. (I need to stop doing that. It tends to make me stabby.) ... . I didn’t buy multiple cars I didn’t need. I didn’t let mounds of credit card pile up without panicking ... , not permanently. As I said yesterday, we need to pay down our debt, but the government also needs to fund [more...]

Date: 2009-01-15 01:51:12

Credit Card Debt Reduction - What You Must Know

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... . As we just said, there is a lot of advice available on how to reduce credit card debt and the only thing you need to do is put that advice, on how to reduce credit card debt, to practice in real life. Well [more...]

Date: 2009-01-15 14:51:14

Bring Back Paternalism in the Mortgage Market

Not Responsible—Tom Jones Now let me ask you something: Have you ever felt that you weren’t responsible for the things that you do? I do not like government paternalism. When Ronald Reagan came to power and began our 25 year experiment with government deregulation, I thought it was a good idea [more...]

Date: 2009-01-12 15:43:03

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect. Perhaps in an effort to cut costs, credit card companies are beginning to close their customers’ ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit [more...]

Date: 2009-01-06 19:00:00

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