Bonus Day!

Got my year end bonus today deposited to my bank account. SWEET! First order of business was to completely wipe out my credit card and line of credit debt. I’m on track this month to have my best absolute monthly net worth increase since I started recording [more...]

Date: 2009-01-15 18:49:31

Blog posts (13) | Videos (36)
 

Merchant Account Hold: What it is, why it’s done & how to avoid it

An extremely important but seldom talked about topic regarding credit card processing is that of merchant account holds. One of the most financially devastating things that can happen to a business is for a processing bank to freeze its merchant account. If this happens to your merchant account, you won’t be able to access the account and your funds from open authorizations will be held without deposit for an undisclosed period of time. [more...]

Date: 2009-05-19 01:32:28

Naughty Business of the Week: Apply for your share of the Dell Inc. settlement

If you purchased a Dell computer or service after April 1, 2005, here's a heads up: ... and repair policies. The company did not admit wrongdoing, but agreed to pay $1.5 million in restitution ... , including that it's a revolving credit account with minimum payments just like a credit card [more...]

Date: 2009-01-10 19:34:23

Dividend Paying Stocks from The S & P, Volatile Stock Market: The Roundup

School is back in full swing and a new writing gig is keeping me pretty busy. But I managed to squeeze in some financial reading (and extra writing) ... about her credit card accounts. Intelligent Speculator: What are leveraged ETFs? The intelligent speculator ... ? The Smarter Wallet offers traveling tips for the early bird traveler. We should be [more...]

Date: 2009-01-11 22:37:41

No Costs Are Fixed

My first year in business was bewildering. The various services necessary to run a business took some effort to figure out and pull off at the right time. Insurance, credit card processors, telephone and Internet, payroll and accounting, and even ... guys handled. A smart company has IT report to finance because techies are like kids in a candy [more...]

Date: 2009-01-08 08:01:00

How to Handle the Bill Collectors

How to Handle the Bill Collectors Posted in January 15th, 2009 Category:Debt Relief Credit card debt collection is a big business. There are millions of dollars every year from thousands of accounts that go to collection agencies for delinquency. Being in debt is never easy and it’s a very stressful time. You may receive [more...]

Date: 2009-01-15 05:53:51

Online Payment Systems: The Missed Opportunity

For the past few years online advertising has been the de-facto monetization mechanism for online businesses that do not sell physical goods ... for a typical web startup. Let’s start by looking at existing solutions: Accepting Credit Cards on Your Site In order to accept a credit card on your site, you need two things. 1) a merchant account [more...]

Date: 2009-01-12 17:48:15

Goldman Sachs Predicts Loan Losses Will Top $2 Trillion

Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... — the losses that investors and financial institutions are potentially sitting on from bad loans… ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business [more...]

Date: 2009-01-15 23:05:05

Merchant Accounts Still Untried By Many Small Businesses

A1 Merchant Accounts, a web resource that provides merchant services, ... will lose customers if not able to use the benefits of merchant accounts and online credit card processing. [more...]

Date: 2008-11-20 01:06:45

Expensify: A new take on expense reporting

Business travel seems to be one enormous headache, with the long security lines, the new fees for luggage, ... your credit card information. They send you a brand new Visa debit card, which you then use ... . I do have to consolidate expenses to invoice my clients, however, which accounts for more than half of my travel. Over [more...]

Date: 2008-09-24 11:30:59

is it true if you use debt consolidation svc, they want your power of attorney to act on your behalf?

I've delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that's scary! Yes….this is true. Most want a limited power of attorney… Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-06-18 06:21:17

An Overview on Merchant Account Services

Did you know that you can improve your business through accepting credit cards by phone? This is true to the fact that carrying credit cards is both safe and more practical. Most people prefer to pay purchased items via credit cards rather than cash. Credit cards are very useful [more...]

Date: 2009-01-16 03:08:28

A “Computer Glitch” Caused Macy’s Customers to be Charged Twice

On December 22, a representative for Visa wrote about that company’s protection for customers who use debit cards: If your account is compromised, ... provisional credit for losses from unauthorized card use within 5 business days of notification ... Visa is committed to setting things right without further aggravation or inconvenience [more...]

Date: 2008-12-30 20:00:49

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