Personal Finance - Digging Yourself Out of Debt

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]

Date: 2009-01-15 21:23:35

Blog posts (35) | Videos (81)
 

homefront.

I have mentioned before that we have been doing some cleaning up since before New Year ... with his situation especially now that they have a baby. They have no choice but to resort to Debt Consolidation. Debtconsolidation.com offers advice and options to help you manage your consumer debt [more...]

Date: 2009-01-09 20:09:11

End Your Bad Debt

This article should give debtors a chance to look at their fianancial position and help put their debt in order ... Debtline: Free confidential helpline to those in debt Consumer Credit Counselling Service ... . If you’re in debt, it’s time to face up to it. Denial is the worst thing you can do. You need [more...]

Date: 2008-12-19 01:33:15

The Nightowl Newswrap

It's mid-December - you know what that means... It's time to nominate your favorite small-market blog(s) for a Monkeyfister award! ... progressive... Consumers need help with debt: The Federal Reserve on Thursday will vote on sweeping reform of the credit card industry that would ban practices such as retroactively increasing interest [more...]

Date: 2008-12-14 17:02:06

Credit Card Balance SmackDown - Higher Fees + Lower Limits

Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication ... running up a lot of debt if you can. After the holdays, use our online debt payoff calculator to help ... consumers! Many major credit card companies will pass on costs by: Raising Credit Card Fees [more...]

Date: 2008-11-25 16:38:29

Help Yourself

Tons of American consumers struggle with debt problems and don’t know where to turn for help ... and your rights when dealing with debt collectors. ... . Thankfully though, people are able to find debt relief from places [more...]

Date: 2009-01-06 05:03:04

The Wonders of Consumer Counseling for Debt Management

John Cummuta Reviews Many people fall into the trap of mismanaging their debts and oftentimes find themselves in debt far off than what they ... to consider consumer counseling services. The first thing that will be required of you is to list down ... . Consumer Credit Counselors can help you with your credit card problems. They can revoke interest [more...]

Date: 2009-01-15 01:17:33

Clip Job: Sing a Song, Sing It Loud...

Clip Job: Sing a Song, Sing It Loud... by Tony Ortega (6:00AM 11/28) Blogsgiving: How the Locals Gave Thanks by Roy Edroso (9:56PM 11/27) ... bailout plan to "help" consumers by luring them even deeper into debt in hopes that their overall debt ... , Paulson plans for the government to soak up a lot of bad consumer debt. But his emphasis so far [more...]

Date: 2008-11-28 15:41:38

Can Debt Consolidation Help To Overcome Credit Card Debts?

by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-21 11:48:57

Can Debt Consolidation Help To Overcome Credit Card Debts?

The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-15 15:05:02

Got Credit Card debt? You may be in luck…

by Rolfe Winkler, CFA If you’re delinquent on your credit card balances, now may be a good time to pay down that debt ... are being offered deals that forgive 20 to 70 percent of credit card debt… Just as lenders competed ... desperate card companies: After helping to foster the explosive growth of consumer debt in recent [more...]

Date: 2009-01-03 01:44:51

Credit Card Consolidation

"I’d rather go to bed without supper than rise in debt." - Ben Franklin. Sure does! ... cards consolidation service that will help you work on your credit up. They offer a debt consolidation program for consumers with credit card debt, medical bills, repossessions, and accounts [more...]

Date: 2009-01-05 17:05:15

== The Debt Elimination Industry is BOOMING! ==

Credit Card debt is at an all time high, in fact it’s up to 2.8 Trillion Dollars. This means Millions of Consumers are in debt & need help! ... from harassing collectors. A service like this could be priceless. Click Here&gt [more...]

Date: 2009-01-16 03:52:10

Get More Happy

.fullpost{display:inline;}Image Source : http://misc.mortgagebrokers.ie/images/blogimages/debt_free ... of them feel the lack of money. Sometimes they take on bank debt or other places to meet their needs. Fortunately there debt settlement programs which are very useful for consumers in helping them [more...]

Date: 2008-12-23 13:49:00

Kevin Drum — Why Can’t We Have It All?

Kevin Drum is looking at the benefits of massive fiscal stimulus as well as tax cuts… And he wonders why we don’t do both? Stimulus spending can ( ... than they are today. Likewise, it will be helped along if consumers have paid down some of that credit card debt and put a few dollars aside. Right? We can’t keep running a negative savings rate [more...]

Date: 2009-01-12 21:07:07

Emily's list: The blogosphere's 12 best credit card items of the week

It's Friday, which means it's time for some link love ... prestigious credit cards, 10 ways you can quickly shed that debt, and a frightening story about arbitration ... of a consumer in a credit card case. Rich Credit Debt Loan helps you decide if hidden fees are preventing [more...]

Date: 2008-09-12 13:55:55

The Advantages Of Non Profit Debt Consolidation

These days, credit problems can affect anyone. With economic issues becoming a problem for more and more consumers, effectively managing your debt can be a challenge. If you are having difficulties in handling your monthly payments, you may consider a debt consolidation arrangement one good way to help [more...]

Date: 2009-01-13 22:32:51

Why Does Paulson Want Us to Keep Piling up Debt?

Bailout Nation turns to consumers today, as Treasury Secretary Henry Paulson prepares to announce a new program to encourage lending for auto loans, ... to complain when consumers finally get their turn. I know we need to get credit moving to help the economy ... the last decade piling up debt, taking out equity from their homes to spend [more...]

Date: 2008-11-25 14:40:19

Learning About Consumer Credit Repair

Consumer Credit Repair Consumer credit repair tips can help individuals with poor credit standing and in fact, ... if it concerns long term debt. Without a doubt, the more carefully you step in repairing your credit ... Basic creditcard / debitcard / smartcard graph... Image via Wikipedia When it comes [more...]

Date: 2008-11-24 19:05:52

September 30th, 2008 - Help Stop Debt Harassment, Learn Your Rights!

Obtaining credit can be fairly simple. If you have a steady job, an acceptable debt-to-income ratio, and no history of serious credit delinquency, ... Responsibility of Debt Collectors or other Furnishers to the Consumer Reporting Agencies. Procedures in the Case [more...]

Date: 2008-09-29 05:38:41

Love in the Time of Economic Recession

“C’mon, Love, think about it,” he says in that adorable and sometimes impossible-to-comprehend British accent of his, “You can move in with me! ... , and the dwindling contents of my checking account (and slowly rising credit card debt) made the idea of rent ... to be taken seriously (the four vodka cocktails I’d consumed that night didn’t help, either [more...]

Date: 2009-01-14 14:35:30

A Real Economic Stimulus

Congressman Jim Jordan (R-OH) of the Republican Study Committee, is proposing an alternative to the Obama New New Deal Economic Stimulus ... % so they are better seated to invest and create jobs. We want to alleviate debt for future generations ... Now that’s a stimulus plan that will encourage investment, encourage consumer spending, and help keep [more...]

Date: 2009-01-14 20:26:18

More consumers likely to seek help in 2009: debt counsellor

The Credit Counselling Society says 2009 will likely be a busy year for debt counsellors in British Columbia due to the global economic downturn. [more...]

Date: 2009-01-05 18:16:05

We Shopped Less Than Expected, Stocks Drop As Expected

by Colin Lovett, PICurrent Managing Producer So it turns out we were not very happy holiday shoppers in December ... .  Just buying things. So what should we do about this?  Should we shop more?  Go into more personal debt to help the economy? No. This will eventually shake out as businesses become used to less consumer [more...]

Date: 2009-01-14 22:39:04

Difficult Credit Troubles May Find Aid In Consumer Credit Counseling

Quite a lot of options exist for those who have a dilemma running their cash including something called consumer credit counseling services. A person can turn to this kind of help if they have a dilemma with debt collectors, the incapacity to set up and preserve a workable financial plan or he or she seems to be unable of saving funds for retirement. [more...]

Date: 2009-09-29 18:00:51

consumer credit counseling

A consumer credit counseling service may be right for you if you are behind on your debts and not being able to make even the minimum payments. A reputable credit counseling agency can help to stop collection calls ... into one lower monthly payment. Some of them can help you have your debt paid off in three to five years [more...]

Date: 2008-11-28 02:21:05

What to Expect From a Consumer Credit Counseling Service?

There are thousands of people in times of today who are stressing over the increasing pile of bills and debts stacked on their desk. To help aid your frustration and soothe your tension, get to know about consumer credit counseling service and what to expect once you’ve signed up for them to help you. [more...]

Date: 2009-09-25 06:01:43

Education Imperative to Help Borrowers Cope Says Burgess

(Finance News and Information) The financial services industry has a huge educational task to fulfil if it is to protect the millions of homeowners that are currently struggling with their mortgage Having been quick to offer debt to consumers SaraAnn Burgess a director at payment protection insurance httpwwwbritishinsurancecom PPI specialist [more...]

Date: 2008-12-22 08:17:07

2009 Bill Proposed For New Car Tax Deduction Up To $7,500

U.S. Representative Mike Rogers has proposed a bill to stimulate new cars sales by allowing for consumers to deduct $7, ... industry again, or will this just add to more consumer debt? If GM, Ford, and Chrysler continue ... here. Similar Posts 10 Ways To Make Your Stuff Feel New Again Free Creative Ideas to Help Friends [more...]

Date: 2009-01-14 17:14:57

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

Foodie Philanthropy

Don't get me wrong, Christmas is a great time of year ... consumed, and the amount of credit card debt I've racked up buying gifts and decorations, I always ... not only your money but your help: Bread for the World This Christian organization advocates [more...]

Date: 2008-12-23 21:42:59

Get a Grip on Credit Card Debt

Get a Grip on Credit Card Debt dec26homespunweb.jpg RISMEDIA, Dec. 26, 2008-(MCT)-While consumers are being urged to spend this holiday season to help bolster the economy, those who do may face big credit card bills in January. Full Story [more...]

Date: 2008-12-25 21:00:10

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Where To Turn For Financial Help

Hi All, We're busy running around DC taking care of our non-blogging lives.  So, today's posting is a video from MoneyTalksNews ... and debt management.  In this installment, they discuss the role of consumer credit counseling ... to consumer credit agencies.  I DO endorse a trip to library so you can learn how to handle things yourself [more...]

Date: 2009-01-14 08:13:08

Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.

Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co ... with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process of creating a debt solution, other than [more...]

Date: 2008-10-31 15:51:17

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