Things I Learned When I Refinanced My Home

Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates ... to the interest rates on many credit cards. In addition to looking for a lower interest rate, people [more...]

Date: 2009-01-15 01:31:07

Blog posts (41) | Videos (33)
 

Fed to rule soon on sweeping credit card changes

Sunday December 14, 3:11 am ET By Carson Walker, Associated Press Writer Fed might end surprise credit card rate hikes but restrict credit to high risk borrowers SIOUX FALLS, S.D. (AP) -- Credit card companies could no longer boost interest rates on existing account balances if the Federal Reserve adopts new rules as written at a meeting [more...]

Date: 2008-12-14 20:23:19

Credit Spiral

So, say you’ve had a good relationship with a credit card company and been paying off substantially more than minimum payment over recent months ... from the credit card company saying they’re reducing your credit limit, right before Christmas. Would ... of our house leading to a less positive debt ratio report from a credit rating agency [more...]

Date: 2008-11-26 19:39:28

Off Topic: Trouble Rocks Major Newspapers

Updated: These are dark days for the media business, with many traditional media owners caught in the intergalactic shift to online from off ... Mountain News. Even before that, the Chicago-based credit ratings firm Fitch, which rates the debt ... and music companies here. The problem is, we’re probably kidding ourselves if we think that by embracing [more...]

Date: 2008-12-08 22:10:00

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Saying Goodbye To Your Credit Cards

September 5, 2008 A situation that anyone would withdraw of their way to not be in is possibly standing knee-deep in a pool of rotten credit card ... cancellation; it is simply because several credit card companies will actually raise your interest rate ... you are with your finances, your credit card use in particular. T was better said that it looks [more...]

Date: 2008-09-05 06:02:39

Quelle Surprise! Credit Card Companies Opposed to Proposed Regulation

Credit card companies, once having had Washington in the palm of its hand, is now facing a backlash as "gotcha" fees combined with a lot of Americans paying credit card rates that a generation ago would ... , a former loan shark, was in wonder of the credit card industry's practices. Said uncle did 15 years [more...]

Date: 2008-07-05 06:19:09

Dow Chemical: Time to Sweet-Talk Moody?s

The Wall Street Journal’s Ana Campoy writes this dispatch about the ratings providers’ wariness of Dow Chemical’s $15 ... , says Moody’s lead chemical analyst John Rogers. His agency and S&P cut Dow’s credit rating ... an investment grade rating to this company if it had short-term debt of $11 (billion) to $12 billion [more...]

Date: 2009-01-09 14:36:00

Debt Relief Available in Many Forms

Getting into debt is so incredibly easy. Just one credit card used irresponsibly or a single financial crisis situation can lead to catastrophic ... . If you have more credit card debt than you would like, but are still able to do so, taking advantage of zero percent interest or very low fixed rates from credit card companies you already know may make [more...]

Date: 2009-01-06 09:43:22

Why Internet Marketers Love The Global Recession!

Internet marketing experts are thriving today as never before; ... out the storm on credit. Credit card companies are lowering limits and/or raising the interest rates ... -to-Consumer business is just as bad, if not worse. Millions of jobs have evaporated in the past year alone [more...]

Date: 2008-12-31 05:02:24

How A Consolidation Loan Can Help You

by Mike Carbeck Misusing credit cards is the main reason people run into uncontrollable spending and find themselves facing large payments combined ... cards, however this is where the similarities end. These loans will roll all of your credit card debt into one lump loan and will eliminate the individual interest rates that some credit card companie [more...]

Date: 2008-12-03 10:44:44

21 Ways To Save Some Cash By Letting Your Fingers Do The Walking

The twin mantras of a great personal finance strategy is to make extra money and spend less than you earn ... your credit card company. If you’re maintaining a balance (and hopefully working to become debt free), call your credit card company and ask for a lower interest rate. The national average is around [more...]

Date: 2009-01-07 06:01:46

How To Pay Off $14,330 In 20 Months

Written by Ben Popken Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: “This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of [more...]

Date: 2008-10-07 18:29:39

Watch Out for Hidden Dangers in Your Credit Card

Credit cards are a valuable tool in today’s society, and have many benefits including improved cash flow and buyer security ... if your payment history is perfect on your credit card, late payments on other forms of credit or bills can give the credit card company an excuse to charge higher rates. To avoid this, make sure [more...]

Date: 2008-12-18 22:55:00

watch out for hidden dangers in your credit card

Credit cards are a valuable tool in todays society, and have many benefits including improved cash flow and buyer security ... . Even if your payment history is perfect on your credit card, late payments on other forms of credit or bills can give the credit card company an excemploy to charge higher rates. To avoid this, make [more...]

Date: 2008-07-08 12:16:16

Watch Out For Hidden Dangers For Your Credit Card

Credit cards are a valuable tool in today’s society, and have many benefits including improved cash flow and buyer security ... if your payment history is perfect on your credit card, late payments on other forms of credit or bills can give the credit card company an excuse to charge higher rates. To avoid this, make sure [more...]

Date: 2008-12-10 07:31:15

Reader Pays Off $14,330 In 20 Months With Our Tips [Debt]

Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: "This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of them. In once [more...]

Date: 2008-10-06 20:35:27

Where Can I Find Debt Consolidation Information - And How Can I Get Started?

Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]

Date: 2008-12-31 00:24:32

Beware of Debt Reduction Advice

In a recessionary period like the one we are experiencing today there is a natural increase in personal financial turmoil ... associated with servicing such debt at very high interest rates, in particular credit card debt ... , the victim’s debt has actually grown. The credit card company has written off the debt resulting [more...]

Date: 2008-12-12 11:00:20

Awesome Financial Calculators for Microsoft Excel

I was recently accosted by my credit card company about my autopayments to my credit card ... calendar and everything.  Heres what we are going to do: Lower my interest rate on my credit card ... .  They were made by a group called Vertex42. Credit [more...]

Date: 2008-11-18 22:11:28

Is Your Credit Application Affected By Your Job?

The following is a guest post by Tisha Tolar. Special thanks to Tisha for filling in while I’m on vacation ... to a new credit card company to avoid increased interest rates or to consolidate card balances, make ... for and obtain. Now, the application process of a new credit card is much less guaranteed. For many [more...]

Date: 2008-12-01 14:29:30

Membership Has Fewer Rewards

Membership Has Fewer Rewards Posted on January 13, 2009 (0) Comments For credit card-carrying Americans, the latest news from the economic crisis ... . Americans borrowed less because they had to, since credit card companies raised their interest rates [more...]

Date: 2009-01-08 15:00:32

Need help with your Bad Credit?

We worry about the high inflation rate.. With everything is increasing it's prices,, ... to that. There are companies who offer creditors to Repair Credit. It is a good idea for people who needs have a clean ... out there will offer you Credit Repair Services..  So you can have a peace of mind and be stress free.. [more...]

Date: 2008-07-21 02:32:17

Senators: credit scores shouldn’t determine insurance rates.

A person’s financial history should not determine how much they pay for auto insurance, say three south central Senators. “If you have a low credit score you pay a higher amount,” said Sen. Oletha Faust-Goudeau ... it so insurance companies could set premiums based on credit scores. She is co-sponsoring the measure [more...]

Date: 2009-01-15 23:01:51

Debt Elimination

Debt Elimination Almost all employees I know have at least one or two credit cards which they use for buying clothes, groceries and many other things. It’s been a practice to use credit card payments ... rates. If everything fails then seek help from debt consolidation company who will advice you on so many [more...]

Date: 2008-09-04 13:19:08

The Facts on Poor Credit Loans

by katie George When a borrower has damaged credit it can make getting a loan difficult ... company is striving for because they are the best type of customer and will ultimately bring in more earnings for the company. Lenders generally charge interest rates that are far higher then average [more...]

Date: 2009-01-03 12:50:30

Credit Card Day of Reckoning This Thursday?

Most of us are painfully familiar of the tendency for credit card issuers to try and screw us in any and every way possible, ... card (like, say, your interest rate…) if you default on another, completely non credit card related ... all are expected to act on Thursday. Consumer groups say practices of credit card companies blindside [more...]

Date: 2008-12-15 03:05:04

China to Relax Bad Debt Rules to Encourage Lending

In another sign that China's slump is serious enough to evoke crisis responses from the officialdom, ... . The objective is to encourage banks to continue to extend credit to borrowers experiencing short-term ... ,” said Liao Qiang, the rating company’s Beijing-based analyst, in an interview. “Governments tend [more...]

Date: 2009-01-12 06:19:21

U.S. Debt Consolidtion Company - Right Place To Consolidate Your Credit Card Debt

Amazon.de Widgets Credit card debt is something that over 47 meg Americans are currently experiencing. There has never been a time where so many people are in debt and creditors of unsafe debt are becoming rattling worried most collecting. Delinquent accounts are increasing at unprecedented rates and creditors are thence agreeing to rattling generous debt consolidation in order to collect at least a small proportionality of their money. [more...]

Date: 2009-09-18 11:12:16

Stop Home Foreclosure Now By Applying These Steps

High foreclosure rates are a sad measure of the condition of our economy ... . Credit Card companies will often reduce your minimum monthly payment. Mortgage lenders can make a loan modification that can make your mortgage terms more affordable. Find a foreclosure specialist [more...]

Date: 2009-01-12 09:34:41

WSJ: Could Warren Buffett Save Dow Chemical?

For Dow Chemical CEO Andrew Liveris, failure isn’t an option. Liveris has a tough juggle ahead of him to complete his company’s $15 ... taking on that much debt would hurt Dow’s credit rating. So Deal Journal wanted to look at some ways [more...]

Date: 2009-01-09 18:10:00

JP Morgan Q4 Profits Fall 77%, Shares Trying to Firm Up (JPM)

JP Morgan Chase (JPM) reported fourth quarter results that matched what analysts had been expecting ... as weak trading results. The company also faced higher credit costs associated with continued ... ) is not recommended at this time, holding a Dividend.com Rating of 3.3 out of 5 stars. Be sure to visit [more...]

Date: 2009-01-15 15:18:48

The Effect Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-14 11:03:30

debtconsolidationcare.com

Is Debt Consolidation good for you? Get FREE counseling from a BBB member company. Avoid bankruptcy, become debt free, deal with collection agencies and improve your credit rating. Read Reviews [more...]

Date: 2008-12-08 05:00:00

Top auto dealers credit ratings cut

In yet another sign of the mounting woes facing the U.S ... has been characterized by revenue growth and consolidation, we now expect revenues and profitability in the auto ... $13 billion in revenue last year. The company, which is owned by Detroit racing legend and tycoon [more...]

Date: 2009-01-06 11:15:37

The Yen Reeks Havoc on Some of Your Favorite Companies!

Over the years, American’s have really gotten a “thirst” for Japanese products ... of the recession and strong yen. Meanwhile, Honda had its credit rating cut by Fitch from A+ to A. Sony [more...]

Date: 2009-01-15 19:52:35

A Consolidation Loan Is Not For Everyone - Is It For You?

by Jeffery Williams If you are among the many individual struggling with debt there are a lot of companies who provide consolidation services ... is better then credit card debt negotiation however each situation is different. ... , debt consolidation can also provide a lower interest rate plus the length of the loan may [more...]

Date: 2008-09-23 17:16:24

Fed Slashes U.S. Interest Rate To Basically Zero

Wasn’t the Fed supposed to cut rates in half today, from 1 percent to 0 ... income” no-doc teaser-rate reverse-equity 105% loans that enabled Juan Drywallhanger and his old lady ... $40,000 per year and already buried in credit-card and SUV debt. So, now that grand era can return again [more...]

Date: 2008-12-16 20:54:35

Forest City stock takes hit

Denver Post Wire Services Forest City Enterprises fell 16 percent in New York trading after Moody's Investors Service said the property ... of the company's debt is secured by assets, a position Moody's called "aggressive." Forest City is working ... developer's credit outlook is negative because of high debt. Moody's rates Cleveland- based [more...]

Date: 2009-01-13 16:14:22

GM lowers minimum credit score for car buyers

Many are slowly becoming more confident in car manufacturers. It may be due to an infusion of cash into the auto industry, higher cash rebates, and lower interest rates. The Riverside Auto Center is home to Fritts Ford, Moss Bros. Dodge, Dutton Motor Company [more...]

Date: 2009-01-06 08:19:36

Membership Has Fewer Rewards

For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income ... . Credit card and collections companies have started to accept that many Americans are flat broke [more...]

Date: 2009-01-14 19:00:18

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