car loan calculator : Should You Take the Cash Back or Low APR Financing on a New Car? (blog)

Should You Take the Cash Back or Low APR Financing on a New Car?

Last week I purchased my first new car… ever. I had been driving a used Chevy Cavalier for the last 9 years - one I financed through a dealer when I was 19 years old. The car is now being used by my husband as the back-and-forth to work vehicle ... in and out of their car seats in the back and it has no back doors - not to mention the truck that [more...]

Date: 2008-09-13 17:13:42

Blog posts (339) | Videos (34)

Facts For Lowering Costs Of Your Health Insurance

Health insurance is designed to offer financial protection against losses experienced due to illness, accidents, or injury. This type of insurance comes in lots of forms that offer different levels of protection. It can be purchased as part of a group policy or may be purchased by an individual [more...]

Date: 2009-01-15 22:51:37

0% APR, Same As Cash, and No Interest No Payments. Upon closer reading of the final rules adopted by the federal regulators in December, I realized that deferred interest payment plans like “same as cash” or “no interest no payments” are actually banned after July 1, 2010. Good riddance! [more...]

Date: 2009-01-08 02:19:07

Read Time Proven Tips - Personal Loans

Personal loans can be deployed for myriad purposes, like funding a holiday, vehicle purchase, home improvement etc ... the greatly advertised buy-now-pay-later credit card method. For funding the purchase of a car, a car loan ... in the nation’s financial market. Unsecured credit loans: availability and requirements Today in the market [more...]

Date: 2009-01-04 06:59:47

Get an Auto Loan the Smart Way

Get an Auto Loan the Smart Way by: Joel Walsh Did you know that most people pay hundreds or thousands of dollars more on auto loans than they have to? ... with poor credit. Use a vehicle loan calculator. It will tell you what your loan will cost each month ... your options now: Get credit reports and FICO scores here: Use this vehicle loan calculator: [more...]

Date: 2008-09-01 21:31:00

Study More About Mortgage Loan : A To Z

Study More About Mortgage Loan : A To Z Filed Under Finance | Leave a Comment Life consists so many different stages that each individual strives ... the second or third home, that is where a home mortgage loan comes into effect. &lt;!–more–&gt; &lt;!–adsense#ad300×250–&gt;Whether you like it dislike it you are going to have a home mortgage loan [more...]

Date: 2009-01-04 14:23:04

Is it time to lock in our Home Equity Line rate? I'm Stuck!

average equity loan rate There's not many things i dislike about personal finance, but trying to "time the market" is definitely one of them! ... rate is lower than ANY OF OUR OTHER LOANS. It beats out our 1st mortgage, our car loan ... Similar to my car dilemna, now going on 4 months w/out a decision, it's enough to drive a person [more...]

Date: 2008-06-20 16:18:18

The Money Matrix - How the FED Works (PART 6/15)

A step-by-step explanation of how the Federal Reserve, America’s Central Bank, can manipulate monetary policy ... . This means the banks would loan out $90 and keep $10 as its reserves to satisfy depositors. However ... and will need to close down all redemptions of deposits until it receives cash flow from its loan [more...]

Date: 2008-11-18 02:33:39

Provident loans: finding opportunities where regular loans fall short

One can get great prices online for a car or home but what if you want to buy a computer, television or just a school uniform? ... . Provident loans are offered as small unsecured loans for amounts ranging from £50-£500. Unsecured ... you can choose from. These are - cash loan, easy shop card and shopping vouchers. With provident loans [more...]

Date: 2008-12-26 22:45:30

Let Me Tell You About The Loan You Could Have Had

Not interested? Most people aren't when it's talking about how they got taken advantage of in the past ... of this article is about: educating you in how to shop for a loan and what the tricks are, and if you've never had a real estate loan but want one someday, chances are you'll benefit from reading it too [more...]

Date: 2008-12-18 15:00:47

Back to Basics: Reduce your debt

Being in debt simply means that at one point you borrowed money to fund some purchase, and are now paying it back over time. (For the purpose of this post, I’m not going to lump in “profitable” or “good” debt that is used to make money reliably for the borrower through some other vehicle.) The debt can be, for example [more...]

Date: 2008-11-16 07:24:43

Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected

Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... . A mortgage is a form of a secured loan. A car loan would commonly be unsecured. More Risky for the financial ... security for the loan. Unsecured means that the loan does not hinge on you owning [more...]

Date: 2008-12-29 15:51:16

Mortgage Rate – Search for the Best and Reasonable Mortgage Rate

A mortgage rate is the amount of interest that has to be paid at the time of purchasing a home or any big asset. These rates vary from lender to lender and from company to company and hence the borrower needs to tactfully find out the cheapest rate and a trustworthy company. The mortgage rate is the extra amount that needs to be paid apart from the principal amount and hence care should be taken that the rate should be the cheapest so as it pay the lowest extra amount apart from the principal money. [more...]

Date: 2009-09-28 09:16:31

Bought HP 12C Platinum Calculator

A generous reader gave me a good tip for answering some questions. I used the money and bought myself an HP 12C Platinum calculator. This is a financial calculator. It has financial functions like loan payments and bond ... 4 * 3 - I first saw the classic version of this calculator many years ago from the manager for my first job [more...]

Date: 2009-01-08 02:19:07

Study More About Ebook Writing

Everything You Need to Create Beautiful Professional Quality eBooks Believe it or not, ebook writing business and marketing can make you rich. There are several ways to make big bucks from these electronic opportunities. You don't even have to write your own ebook to make money since there are various approaches in earning [more...]

Date: 2009-01-08 02:31:31

How to Use an Online Debt Consolidation Calculator

How to Use an Online Debt Consolidation Calculator An online debt consolidation calculator is what you need to plan your financial life by using ... , they can help get rid of the high interest rates on loans or credit cards. Some debt consolidators ... just one great tool. Many debt consolidation companies are offering this type of tools for free [more...]

Date: 2008-12-05 05:10:18

Unsecured Debt Consolidation Loans - What You Should Know

Unsecured loans can be the answer for anybody who is having issues managing their finances and does not have anything to offer as security for the ... . A car loan would mostly be unsecured. More Risky for the mortgage company, less risky for borrowers ... loan. Unsecured means that the loan does not rely on you owning property or other assets [more...]

Date: 2008-12-27 06:03:29

Read Professional Tips - Car Finance Loan

There are varieties of auto finance. Anyway in most of them it is a common thing that if a person has some money for the down payment ... car finance loan. How joyful to know that buying a car is now so easy! But the car finance has certain nuances which we must be familiar with. The very first thing is that a car finance loan is of two [more...]

Date: 2008-12-23 22:26:48

Discover Now Important Knowledge - Loan Basics

A loan is a type of debt and refers to one involving a cash sum paid to the borrower by the lender ... people. Anyway this article is dealing with those of a financial nature. Unlike other types of loan ... to the property until the debt is paid back in full. Defaulting on a loan like this means that the bank [more...]

Date: 2009-01-03 14:23:35

Discover More About Articles Are The Quickest Way To Your Customers Wallet

One way of promoting your website and product can be achieved for free. As an additional bonus, this “free” method can boost your sites and sales, doubling and even tripling your income. Small business Articles. One of the easiest ways to promote your website in order to generate traffic and increase your earnings. Business grants [more...]

Date: 2009-01-07 16:51:50

Fast Dealership Auto Loans

Fast Dealership Auto Loans If you are looking for a fast auto loan the best possible answer I can give you would be to get dealership financing ... | Posted in Car Loans | No Comments « Previous Entries Loan Calculator Loan Amount ... . Your local bank or online lender does not have any vested interest in producing your auto loan [more...]

Date: 2009-01-03 15:25:18

Learn More About Home Loan: 5 Options To Consider When Buying A Home

Learn More About Home Loan: 5 Options To Consider When Buying A Home Posted on January 7, 2009 (0) Comments Show Bookmarks Ask ... on the one that best suits your financial situation. Below are five home loan options to take into account ... the identical sum of money each month until your loan is redeemed. Although it might have a [more...]

Date: 2009-01-07 18:23:47

Recession Actions

“Recession is Coming!” “Recession is Here!” “Are we in a Recession Yet?” I’m sure you’ve seen and heard headlines just like this. So, exactly what is a Recession? A Recession means that a country’s GNP (Gross National Product) drops at least 2 quarters in a row - 6 months of shrinking [more...]

Date: 2008-09-25 21:59:28

Mortgage Rates - Home Purchase Mortgage

For beginners or first-time home buyers, home mortgage loan should work just any other loans, be it a personal loan or a commercial loan ... on your debt-to-income ratio. Things like credit card debt, car loans, student loans, and loans for other home mortgages will be taken into account. Compare this to someone who takes home a monthly income [more...]

Date: 2008-10-28 14:10:35

110 Financial Calculators: Fast Answers to Your Money Questions

Have you ever wondered how your salary compares with others in your profession? ... about how to accelerate your debt payoff? Curious what it will take to save your first million ... a graphing calculator, abacus or legal pad. You don’t even need to count your fingers and toes. Simply click [more...]

Date: 2008-12-03 05:22:28

Follow A Few Simple Steps To Make Shopping For Your New Home Loan A Little Easier

It is likely to be one of the largest purchases of your life, and it can be extremely nerve racking and overwhelming. Buying a new home! ... ? If you are shopping for a new home and a home loan for the very first time then you may become very ... when you are trying to get a loan. You will have to gather together all of your financial information [more...]

Date: 2009-01-01 03:34:52

Stop Home Foreclosure Now By Applying These Steps

High foreclosure rates are a sad measure of the condition of our economy ... . Credit Card companies will often reduce your minimum monthly payment. Mortgage lenders can make a loan modification that can make your mortgage terms more affordable. Find a foreclosure specialist [more...]

Date: 2009-01-12 09:34:41

Free Guidelines to Tips For Obtaining The Most Comprehensive Disabilty Policy

Free Guidelines to Tips For Obtaining The Most Comprehensive Disabilty Policy Posted by admin When you have a family, disability insurance is not a luxury any longer but a requirement. Despite illness or accident, family bills still need to be paid. For this reason alone obtaining free insurance quotes is strongly urged so that you can find the [more...]

Date: 2009-01-03 05:44:21

Car Payment Calculators: How To Understand Your Car Payment!

by Barry Crewse Car payment calculator. For some, that first statement might seem something you would only associate with your auto loan company ... we can purchase. For this reason you need to employ the use of a car payment calculator in which ... for the loan. Before getting to the calculator stage, you should do yourself an important favor [more...]

Date: 2008-08-09 03:04:23

Best Guidelines to Home Mortgage Loan: 5 Options To Consider When Purchasing A House

Purchasing a house can be extremely stressful as it involves a lot of different things like looking for the good one, ... home mortgage options to to consider. 1. Fixed rate mortgage loan This mortgage loan ... what happens to the market over time; you will pay the same sum of money every month until your loan [more...]

Date: 2009-01-08 15:50:46

How Much House You Can Afford?

More than one reader has emailed me in the last month asking how much house I thought they could afford in our sinking ... with some numbers in DinkyTown.net’s Mortgage Loan Calculator (PITI). Playing with the numbers, I found a monthly payment of $1,286.08 given these assumptions: Mortgage loan amount of $150,000 30 year [more...]

Date: 2008-09-22 16:26:21

Top 50 Business Applications for iPhone and Blackberry

By Jessica Merritt The great thing about owning a fully-featured mobile device is the ability to stay on top of many aspects of your life ... and snacks while you’re on the go. iCalc Car Loan Calculator: Using this calculator, you can work out the details of any car loan from your iPhone. iTIPZ: With this tip calculator, you can determine [more...]

Date: 2008-07-08 21:05:05

Debt Consolidation Calculator: What is it?

Are your bills piling up and you need to know how consolidating your dept could help? Using a debt consolidation calculator can be a great help ... . Next, you would enter each credit card amount, car, boat and any other personal loans you may want to consolidate into the debt consolidation calculator. When you click on calculate, the calculator [more...]

Date: 2008-12-19 13:09:14

How To Find The Inexpensive Auto Coverage

Often, saving time and money on your automobile insurance policy, whether you are a experienced motorist or have recently passed your drivers test, ... impossible at times. Now, some on-line sites will actually compare the car insurance premium from different [more...]

Date: 2008-12-30 09:45:06

Read Now Necessary Knowledge - First Time Car Loaner

Read Now Necessary Knowledge - First Time Car Loaner Posted on January 15, 2009 (0) Comments Show Bookmarks Ask Bloglines ... in your name. You will get a valuable tool with a car loan calculator. You can apply an auto loan ... in such a situation. A Car Loan is generally customized so as to enable you to buy a car, and these loans [more...]

Date: 2009-01-15 07:44:16

Downsizing It All - Your Work, Your House, and Your Life

We’re back! Although the popular thing to do right now is a staycation to avoid high gas prices, we still went on our vacation. And it was wonderful! It’s always so hard to switch back from vacation mode to work mode after a long break. I’m just starting to get caught up on email [more...]

Date: 2008-07-23 13:29:53

Discover More The Truth About Employer Medical Policies

Discover More The Truth About Employer Medical Policies January 6th, 2009 If you’re trying to get affordable health insurance coverage in the United States, your situation is not at all unique. Approximately 15% of the U.S. population does not have insurance while an even larger number of people are not adequately covered by their insurance [more...]

Date: 2009-01-06 08:37:25

The failings of the bailings

With the headlines of two home mortgage insurance companies operating under federal guidelines and by those operating from appointment by the President, one does get to wonder just when the federal government will realize that it has very little part to play in housing. Or in bailing out companies [more...]

Date: 2008-07-12 14:38:00

Home Mortgage Rates - Mortgage Home Calculator

Date: 2008-11-09 22:46:46

Discover Important Information About Articles Are The Quickest Way To Your Customers Wallet

One way of promoting your website and product can be achieved for free. As an additional bonus, this “free” method can boost your sites and sales, doubling and even tripling your income. Business loans Articles. One of the easiest ways to promote your website in order to generate traffic and increase your earnings [more...]

Date: 2009-01-10 07:03:28

Study More About How To Make Your Car Restoration Project An Exciting Adventure In The Garage

One of most unique hobbies in the world is doing Car Restoration whether it be on the classic models, the antique variety, ... . You restored car is now an investment and not a piece of metal sitting in the garage. It will take time and dedication to restore a car to perfection. It will also take some money and some professional [more...]

Date: 2008-12-24 22:59:13

Debt Payoff Refinance - Mortgage Rate and Tip For 1-7-09

Real Mortgage Rate and Tip For Today One min. Podcast Ask Terri A Question - Click Here! ... like credit cards or car loans. You can’t use all of your equity. There has to still be 10% equity left in your home or an loan to value of 90%. These used to be very popular right after the holidays to payoff [more...]

Date: 2009-01-07 16:31:45

How to get Approved for Student Car Loan Online

Amazon.de Widgets If you are a college student then its perfect time to get dream car because being a student you can get car loan easily with some of the reliable lenders. If you have started a new job you must get a car loan; even if you are a student it is possible. The positive things about getting a car loans for student are that you will be able to build up your credit with a car loan. [more...]

Date: 2009-09-21 05:10:36

Find Out Useful Information About Articles Are The Quickest Way To Your Customers Wallet

One way of promoting your website and product can be achieved for free. As an additional bonus, this “free” method can boost your sites and sales, doubling and even tripling your income. Business news Articles. One of the easiest ways to promote your website in order to generate traffic and increase your earnings [more...]

Date: 2009-01-03 13:45:16

The Least Important Bill

Recently, I happened to be leafing through Elizabeth Warren’s worthwhile personal finance book, All Your Worth, ... . Your car payment. Credit card bills. Phone service. Food. Electricity. Internet service. Netflix. Maybe ... s necessities, such as your mortgage, your food, your electric bill, and your car payment. Next, cross [more...]

Date: 2008-09-17 20:00:13

Acquire Important Secrets About Whether You Really Need A Bankruptcy Attorney?

When you are thinking about hiring a bankruptcy attorney, it is fairly clear that you are in a situation where you are considering bankruptcy and everything that it entails. This is not something that is easy to decide on, but once you have made the decision to go ahead with filing for bankruptcy, [more...]

Date: 2008-12-27 23:35:13

Compare and Select The Best Loan Among Different Loan Types

Compare and Select The Best Loan Among Different Loan Types by Ada Denis Christmas time and the festive period in general is renowned for being a ... but also perhaps to buy a new car, take a holiday, finance a wedding - the list is endless ... and homeowners alike. It is very easy to shop around and compare the various loan types by going on-line [more...]

Date: 2009-01-02 10:03:04

Easy Loans

Are you facing a very tough time with this bad time economy and are you feeling you are worst hit by recession? ... has been in this business for a long time and they will help us in a lot of ways to secure the loan that we need very much. Some of the type of loans that they help us to find are Payday Loans, Luxury Loans, Car [more...]

Date: 2009-01-14 02:35:00

Get Professional Recommendations - Personal Loans

Personal loans can be deployed for myriad purposes, like funding a holiday, vehicle purchase, home improvement etc ... the greatly advertised buy-now-pay-later credit card method. For funding the purchase of a car, a car loan ... personal loan fits the requirement perfectly. One can get a Personal Loan through the different sources [more...]

Date: 2009-01-12 13:18:46

Useful Advice - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure?

My view on this bill is that it will be a dismal failure ... must be at least 31 percent; * They cannot afford their current loan; * They did not intentionally miss ... program include: * 30-year, fixed rate mortgage; * Maximum 90 percent loan-to-value ratio [more...]

Date: 2009-01-15 16:06:21

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