FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]
Date: 2008-12-30 17:45:34
Blog posts
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Videos
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Debt Free in no time!
Let's face it, life can be cruel sometimes right. We make poor decisions because of inexperience or misinformation and it just tends to snowball ... towards interest. 3. A faster debt payoff 4. A definite alternative to Bankruptcy Now, if any ... to managing debt and helping folks pay it off. One of their more popular methods is debt [more...]
Date: 2008-11-19 20:13:51
What Would Happen if You Get Into Financial Trouble
With new technology constantly coming onto the market, the prices of everything rising, and the introduction of more and more credit cards, it is very easy to understand why an increasing number of people are finding themselves in debt. Personal bankruptcy is at all time high because now people are having problems paying for their homes. However, individuals who see quickly that they have a debt problem then there is help available. [more...]
Date: 2009-09-25 09:05:07
Debt Consolidation: Will It Help Me?
We are in uncertain economic times.Many are falling behind in mortgages, student loans, car payments and credit card payments ... clearly explains what bankruptcy, debt consolidation, third party credit counseling and debt settlement ... will negatively affect your credit score and cause an increase in credit card interest rates.One of the best [more...]
Date: 2008-11-30 20:48:00
Obama Aims to Help Patients Wipe Away Medical Debts
calculator Barack Obama wants to make it easier for patients facing bankruptcy because of medical bills to eliminate those debts ... . This exemption will create a process that forgives the debt and lets the individuals get back ... school who has done research on medical debt and bankruptcy. She told us Obama proposal looks [more...]
Date: 2009-01-07 10:06:00
Debt Relief
Are in debt over your head? Unfortunately, most Americans are and the bad economy right now isn’t helping them get out of debt any quicker! ... for you, they also have other solutions, such as credit counseling, debt consolidation, bankruptcy and credit card monthly payments. You will pay significantly less, though, if you’re able to take advantage [more...]
Date: 2008-11-14 19:53:21
Chapter 13:
Chapter 13: December 22nd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 01:38:35
Chapter 13:
Chapter 13: December 23rd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 04:22:27
Free Money Debt Grants
Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just ... is that they typically lead to bad outcomes regardless. Dealing with a debt collector on your back, for example ... , just dig deeper holes. The typical American who is deep in debt will do one of several [more...]
Date: 2009-01-14 12:24:03
Citigroup and Bankrutcy Judges Join Forces to Save Homeowners from Foreclosure
News came out today that may help many homeowners who are facing problems with their mortgage ... to follow suit. Known as “cramdown,” the rewrite would let bankruptcy court judges erase some mortgage debt to help bankrupt homeowners better handle their payments, subject to strict conditions [more...]
Date: 2009-01-08 22:36:43
Debt Relief Orders - Frequently Asked Questions
I just heard about this during a discussion on the radio, this is a new legislation which is coming into force in the UK in early 2009 and is intended to help those in debt of up to at least £15000 claim bankruptcy. DEBT RELIEF ORDERS - FREQUENTLY ASKED [more...]
Date: 2008-12-28 02:02:45
The Best Online Debt Cures
Hello- If the thought of talking to a credit counselor giving them all your personal information sounds frightening to you, ... is one of the fastest ways to reduce your credit card balances without filing bankruptcy. Many people ... in credit card debt, they can help you reduce your balances by up to 50% or more. Take a look [more...]
Date: 2009-01-08 02:17:08
Financial Planners Weigh In On Debt Relief
Ever since launching this Bankruptcy in Indiana blog series, I've kept coming back to the topic of debt consolidation, debt settlement, ... between debt writeoff negotiation services, which "have a significant negative impact on your credit ... credit counseling, and debt repair, all forms of help being offered to debtors as alternatives [more...]
Date: 2009-01-14 12:13:43
Conducting a Financial Triage
Nearly every day, we are contacted by debtors desperately seeking help and answers: "Do I qualify for bankruptcy?" "Will I lose my house? ... and lots of credit card debt might be better off in a Chapter 7 bankruptcy. In order to assess a debtor's ... , a wage garnishment or an eviction. Careful analysis of the matter is still required [more...]
Date: 2008-09-24 05:00:09
Find Helpful Info About I’m So Stressed Even Hearing The Words Bankruptcy - Lawyer! Luckily I Have Found Help!
Bankruptcy is basically the official way of announcing that a person can no longer repay his debts in his current situation ... circumstances, to keep their home and car for instance. It is not the intention to make the person [more...]
Date: 2008-12-29 05:59:23
Bright Future With Bills IQ's Help
Last year we almost declared bankruptcy because we have money and mails trouble ... consolidation to cut off our debt or just a lower interest rates every month. It feels good when you get help and you can have a Debt relief and sleep better at night. Everything is really great [more...]
Date: 2008-07-28 05:13:55
Credit Counseling And Bankruptcy
When the bankruptcy laws changed in 2005 mandatory credit counseling became a prerequisite for bankruptcy ... that asked about our debt, our budget, and our income. Since we had given that information ... complete, the software helpfully concluded that we had too much medical debt…..(Yeah…you think?? That’ [more...]
Date: 2008-12-01 15:39:25
Britain Becoming ‘Bankruptcy Tourism’ Hotspot
Cash-strapped Europeans are travelling to Britain to go bankrupt – then returning home debt-free. “Bankruptcy tourism” is becoming so popular that a company is now helping insolvent Europeans to travel and live temporarily in the UK. Lenient laws mean that foreigners can live in Britain, file for bankruptcy and leave with the slate wiped clean after [more...]
Date: 2009-09-27 15:44:02
Seek The Help Of A Bankruptcy Lawyer
Many people are forced to file bankruptcy each year, often due to no real fault of their own. It is all too easy to go into debt when you are working and making good money, but what happens ... t go into debt just to see what you could buy and then file bankruptcy on all of your creditors, but, through [more...]
Date: 2008-12-29 15:40:05
Finding a Bankruptcy Attorney in New Hampshire
People living with debt that they can’t handle have a few options to choose from. They can contact a debt or credit counsellor and try to work out a debt settlement plan ... and circumstances is crucial to help your case and help you understand the law and how it applies [more...]
Date: 2009-01-16 00:28:49
Individual Voluntary Arrangements And The Entailments
by Edward Woodwards If you ever encounter a serious financial crisis in your life like, you are under heavy amount of debt, normally 15,000 USD or more, the best thing to do would be opting for an IVA (Individual Voluntary Arrangement); it will help you lead to a debt-free life again. IVAs are commonly known to be better substitutes to bankruptcy because they do not have most of the drawbacks a bankruptcy would put you through; losing Assets in a bankruptcy would be the biggest example. [more...]
Date: 2009-09-29 09:38:33
CITI Drops Opposition to Cramdown; May Help Homeowners to Avoid Foreclosure
Citigroup and key Senate members reached an agreement on Thursday that will bring the Helping Families Save Their Homes in Bankruptcy Act one step ... can be reduced by the court including credit card debt and, ironically, mortgage debt on vacation homes ... closer to passage. The proposed law, introduced by Senator Durbin (D-IL) in the Senate and Rep [more...]
Date: 2009-01-11 15:27:40
Be Careful With Credit Repair
Advertising messages offering to help people get out from under are over-the-top these days ... about debt settlement agencies and credit counseling agencies, cautioning debtors not to snatch at straws in an attempt to avoid filing bankruptcy. By way of quick review, debt settlement agencies [more...]
Date: 2009-01-05 12:39:47
Is the credit card bailout real?
Until you actually see it happening, it isn’t real ... card debt collections. Credit card industry data indicate the average debt discharged in Chapter ... the rule. While a deal may help avoid credit card cancellation or bankruptcy, it will also lead [more...]
Date: 2009-01-06 08:34:26
AG urges Congress to changes to help distressed homeowners
Washington's Attorney General has joined 21 other attorneys general to encourage Congress to loosen bankruptcy rules in an effort to reduce home foreclosures. Current bankruptcy laws allow judges to readjust mortgage debt on vacation homes and farms, but not on primary residences. The attorneys general would like to see that changed [more...]
Date: 2009-01-07 22:13:01
Leading Democrat offers mortgage aid bill (Reuters)
WASHINGTON (Reuters) – The second-ranking Democrat of the U.S. Senate on Tuesday introduced legislation that would let bankruptcy judges erase some mortgage debt in an effort to stem foreclosures. The bill drafted by Sen. Richard Durbin would help millions [more...]
Date: 2009-01-06 22:29:25
Foreclosure Help is On the Way
The freeze on foreclosure sales and evictions has now been frozen until the end of January, ... mortgage debt for people filing for bankruptcy. The IRS is also stepping up to the plate to assist ... payments, many of the homes in question carry IRS tax liens. Over 600,000 such tax liens are filed [more...]
Date: 2009-01-13 03:52:55
Money, Credit, and the Law – Know Your Rights
That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy. The video can be viewed online or a DVD can be requested directly from Professor [more...]
Date: 2009-09-17 20:50:58
Medical Expenses A Common Cause Of Bankruptcy
The following guest post was submitted by Kevin, web content writer for Resqdebt.com. For more helpful tips on how to save money and stay out of debt, visit Resqdebt’s website at www.resqdebt.com . When Americans think of a person trapped in enormous amounts of debt, inevitably they think of irresponsibility. They think of fast cars and fancy stereo equipment. They think of people living the high life who could not afford it. In short, they think of a deadbeat. [more...]
Date: 2009-09-25 10:00:13
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... a new revolving line of credit such as a credit card. This will help you build some positive credit ... of available credit to debt. It may not be the most ethical [more...]
Date: 2009-01-07 23:54:48
Having Problems Paying Your Bills?
Take a few minutes off and answer the following questions.1. What financial concerns are giving you headache right now?a. Credit card billsb ... in debt, try this next suggestion. My Fapturbo is an automated trading system that will help ... 1?a. File a loan to pay other loansb. Drop the insurancec. Declare bankruptcy d. Take second [more...]
Date: 2009-01-15 20:15:28
What is a cram down in bankruptcy?
What is a cram down in bankruptcy? We’re answering this question a lot lately more than likely because of the headlines Citigroup — among the ... borrowers falling deeper into debt — it appears that Citigroup is willing to go along with a possible major plan to help alleviate the foreclosure situation. Is it an effective solution? The Mortgage [more...]
Date: 2009-01-16 01:00:03
What is a cram down in bankruptcy?
We’re answering this question a lot lately more than likely because of the headlines Citigroup — among the largest financial institutions on the ... of the economy — and more and more troubled mortgage borrowers falling deeper into debt — it appears that Citigroup is willing to go along with a possible major plan to help alleviate the foreclosure [more...]
Date: 2009-01-14 17:28:09
Why Debt Consolidation Is Doomed To Fail
http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]
Date: 2008-12-01 16:41:48
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