Credit Counseling And Bankruptcy

When the bankruptcy laws changed in 2005 mandatory credit counseling became a prerequisite for bankruptcy ... that asked about our debt, our budget, and our income. Since we had given that information ... complete, the software helpfully concluded that we had too much medical debt…..(Yeah…you think?? That’ [more...]

Date: 2008-12-01 15:39:25

Blog posts (19) | Videos (84)
 

Knee Deep in Debt

  credit card debt Having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-14 12:21:35

Debt Consolidation: Will It Help Me?

We are in uncertain economic times.Many are falling behind in mortgages, student loans, car payments and credit card payments ... clearly explains what bankruptcy, debt consolidation, third party credit counseling and debt settlement ... will negatively affect your credit score and cause an increase in credit card interest rates.One of the best [more...]

Date: 2008-11-30 20:48:00

U.K. Banks Hit by Consumer Defaults

By SARA SCHAEFER MUñOZ, CARRICK MOLLENKAMP and ALISTAIR MACDONALDLONDON -- U.K ... they can't handle their debts, according to a recent PricewaterhouseCoopers poll. Debt-counseling centers ... 's bankruptcy law that eased debt forgiveness. They are also moving aggressively to make claims [more...]

Date: 2008-12-03 14:11:00

Debt Negotiation and Dealing with Debt Collectors

Are you having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-18 14:29:10

FTC Helps With Your New Years Resolution to Manage Debt

Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]

Date: 2008-12-30 17:45:34

Debt Relief

Are in debt over your head? Unfortunately, most Americans are and the bad economy right now isn’t helping them get out of debt any quicker! ... for you, they also have other solutions, such as credit counseling, debt consolidation, bankruptcy and credit card monthly payments. You will pay significantly less, though, if you’re able to take advantage [more...]

Date: 2008-11-14 19:53:21

Control Your Debt to Eliminate it Entirely

by Michael Geoffrey Although nobody’s goal is to get themselves into debt, the reasons it happens are varied ... on realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy ... for their services, these companies will personalize a debt consolidation payment plan [more...]

Date: 2008-10-20 13:17:42

How Do Lenders View Credit Counseling Services?

Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]

Date: 2008-12-09 00:04:36

Control Your Debt to Eliminate it Entirely

Control Your Debt to Eliminate it Entirely Posted By Michael Geoffrey on @ 1: ... good budgeting, counseling, debt consolidation, or bankruptcy. The first step should always ... with this on your own, it would be advisable to turn to a credit counselor. Although they do charge for their services [more...]

Date: 2008-10-26 18:43:05

Financial Planners Weigh In On Debt Relief

Ever since launching this Bankruptcy in Indiana blog series, I've kept coming back to the topic of debt consolidation, debt settlement, ... between debt writeoff negotiation services, which "have a significant negative impact on your credit ... credit counseling, and debt repair, all forms of help being offered to debtors as alternatives [more...]

Date: 2009-01-14 12:13:43

debtconsolidationcare.com

Is Debt Consolidation good for you? Get FREE counseling from a BBB member company. Avoid bankruptcy, become debt free, deal with collection agencies and improve your credit rating. Read Reviews [more...]

Date: 2008-12-08 05:00:00

Holiday debts again... Can I file for bankruptcy more than once?

You have filed for bankruptcy once before and hoped that by using the skills you learned in your two credit counselling sessions, ... who has had debt problems in the past, they are incredibly disappointed to find themselves in this situation ... already. In our corner of Ontario, one problem many local people here in Cambridge are facing are lay [more...]

Date: 2009-01-16 00:11:27

Be Careful With Credit Repair

Advertising messages offering to help people get out from under are over-the-top these days ... about debt settlement agencies and credit counseling agencies, cautioning debtors not to snatch at straws in an attempt to avoid filing bankruptcy. By way of quick review, debt settlement agencies [more...]

Date: 2009-01-05 12:39:47

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Bad Debtors Be Warned, You Are Being Watched!

As the recession takes a hold more and more people are struggling to repay debt. Personal debt in Britain is increasing at a dramatic rate and is now approaching the 1.4 trillion pounds mark. However for one sector, business is booming. These are the private investigators charged with tracking down non payers of debt. “Why should people get away with not paying?” says a spokesperson for the Bankruptcy Advisory Service, which counsels bad debtors. [more...]

Date: 2009-09-11 01:50:50

Are You Or Any Of Your Clients Considering Bankruptcy?

As I have been watching the news this week, I see that bankruptcy is at an all time high ... their creditors get a fresh start by liquidating their assets to pay their debts, or by creating a repayment ... to require that anyone filing bankruptcy complete an approved credit counseling program before [more...]

Date: 2008-10-01 11:46:06

relieve yourselves from this kind of stress

A dear relative was too happy to be able to purchase a luxury car with such a good deal ... alternative to debt burdens rather than bankruptcy filing and embarrassing debt counselling. ... to Debt Relief assistance if and when our debts are too hard to manage and we want to have a 2nd [more...]

Date: 2008-11-14 20:10:06

Debt

It is not a pretty time in our economy, folks: job losses, mortgage crisis, serious debt issues ... , Debt Counseling, Bankruptcy, and Credit Card Monthly Payment. An additional option is Freedom Debt ... , and the great convo we had yesterday evening already on my mind, I came across a debt relief program [more...]

Date: 2008-11-15 06:46:40

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