Good Idea, Bad Execution

I’m sure everybody has done this at least once. You come up with this great idea to save money and then realize later that it either didn’t save ... Credit Card Debt. Sometimes you get an offer that will allow you to transfer previous balances ... to the letter. You also have to watch your credit card statements like a hawk to make sure that everything [more...]

Date: 2008-06-16 14:33:08

Blog posts (15) | Videos (19)
 

The Secrets Of How To Consolidate Debt

If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]

Date: 2009-01-15 01:32:23

Consider No Fee Balance Transfers

The current economic turmoil is in no small part a crisis of confidence ... increasingly difficult to manage. Reliance on credit card debt has become a familiar symptom ...  for anyone with credit card debt to check out such a site. [more...]

Date: 2008-12-11 06:55:03

Transfer Your Balance to Avoid Interest

Consumers will spend around £11bn on plastic leading up to Christmas and the New Year, reported by the Association for Payment Clearing Services ... one credit card,another solution to save on interest would be to make use of a debt consolidation ... this you can switch your debt| by switching your debt on to the new card as soon as the festive season is [more...]

Date: 2008-11-13 22:08:22

Take stock of your debt and get the right advice

With the New Year coming around many people are getting their New Year’s resolutions sorted out, ... to a 0% balance transfer credit card. If you have a range of credit cards and loans that you are repaying it may be worth considering Finding a 0 percent balance transfer credit card or a low rate [more...]

Date: 2009-01-13 07:00:17

Where Are The 12 Month 0% No Balance Transfer Fee Credit Card Offers?

The credit crisis is bumming me out. Because of the current economic recession, an important source of free money and money making opportunities has all but dried up on me and pretty much everyone else in the country. I’m talking about lucrative balance transfer credit cards - namely, [more...]

Date: 2008-09-30 02:50:48

It's time to settle the bill for all that festive goodwill

Thousands of shoppers who over-flexed their plastic on Christmas presents will be dreading checking, let alone paying off, ... on to a 0% balance transfer credit card and pay off whatever you can within the interest- free period," says ... what is known as an "adverse order of payments". This means that when you pay off your credit card balance [more...]

Date: 2009-01-04 00:04:34

New Year, new credit card

by James Noon The impact of the infamous ‘Credit Crunch’ of 2008 still has a grip on the UK economy as we head into 2009 ... credit card companies are only accepting people with good credit histories. So before you plan your 2009 ... an outstanding credit card balance onto a new card. This fee is normally around 3% of the total transferred [more...]

Date: 2009-01-14 20:12:54

So I Just Got a New Credit Card.

My move back to the U.S. from England recently, generated a bit of ‘international moving expenses’ for us ... balance transfer credit card deals to be had, but I was wrong. There still are. So what Pam ... For Your Protection’. Anyway, I hate debt but after moving back I wanted to see what other financial surprises [more...]

Date: 2008-10-02 15:20:50

October 2008: Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]

Date: 2008-11-05 18:10:55

Ten Ways to Reduce Debt

by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]

Date: 2008-11-24 22:33:22

Choosing Cashback Or Rewards Credit Cards

By Mary Bush The past decade has been the balance transfer offer, ... of the credit card companies who, victims of their own marketing success, found themselves losing ... who wished to gain the most benefit from their accounts. Luckily for these clued-up credit card [more...]

Date: 2009-01-03 14:06:37

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

November 2008 Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]

Date: 2008-12-03 19:04:57

Death of the Balance Transfer Arbitrager

Jim writes about personal finance at Blueprint for Financial Prosperity ... in on the game, getting about $15,000 in credit card debt and earning a little interest on the side ... from a credit card. My list of no fee 0% balance transfers was so long I left some cards off simply [more...]

Date: 2008-09-02 12:55:18

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