If Personal Finance is Easy, Why Isn’t Everybody Rich?

Yesterday, MSN’s Smart Spending blog posted a version of my recent article about the dirty secrets of debt reduction (and what to do about them) ... , consolidate debt, use 0% offers, use the one credit card with a 0 balance as it is cheaper than cash. You’ll ... to get out of debt. Debt elimination involves three steps, I said: Stop acquiring new debt [more...]

Date: 2008-08-06 18:00:13

Blog posts (24) | Videos (15)
 

Shuffling Debt: My Impatience has Gotten the Better of Me…

Fudgie the Whale - Happy Birthday to Me! Using one of those 0% credit card offers, ... have on my Chase credit card… ... cancellation of PMI. I have a sinking feeling that when I put in my third cancellation request [more...]

Date: 2008-08-13 09:16:36

Tell All Tuesday - Where Did August Go Edition

I can’t believe it is September already!  I guess that old saying about how time flies when you are having fun is true after all ... towards it.  With our credit card, I just threw an extra payment onto it whenever I earned some extra ... of people have asked about the idea of moving the student loan to a credit card with a 0% transfer offer [more...]

Date: 2008-09-02 19:16:05

Weekly Round Up: Support Your Friends

zebra-friends Weekly Round Up: Support Your Friends Photo Credit:  angela7dreams Another week has flown by and I’m happy it’s Saturday ... ! Investing for early retirement - Part 1 Credit Card Companies Adjusting Credit Limits Based On Where You Shop A Plan to Be Debt Free in 2009 I have a new 0% credit card Frugality and Binge Buying [more...]

Date: 2009-01-08 02:09:44

It's time to settle the bill for all that festive goodwill

Thousands of shoppers who over-flexed their plastic on Christmas presents will be dreading checking, let alone paying off, ... on to a 0% balance transfer credit card and pay off whatever you can within the interest- free period," says ... what is known as an "adverse order of payments". This means that when you pay off your credit card balance [more...]

Date: 2009-01-04 00:04:34

Where Are The 12 Month 0% No Balance Transfer Fee Credit Card Offers?

The credit crisis is bumming me out. Because of the current economic recession, an important source of free money and money making opportunities has all but dried up on me and pretty much everyone else in the country. I’m talking about lucrative balance transfer credit cards - namely, [more...]

Date: 2008-09-30 02:50:48

Short Term Debt Problems - Take Control

Short term debt problems are manageable problems associated with temporary job loss, sickness, ... your credit card balance onto another card, with a 0% interest period is also a recommended action ... into consideration when evaluating your credit situation. Prioritise your Payments Prioritizing [more...]

Date: 2009-01-10 10:47:14

Fab Forex | Online Forex Trading and Study

Do you know Forex? FOREX is the international exchange market ... Software (3) Credit Card Debt Consolidation (2) Internet Marketing/SEO Technology AT MarketingMule (0) Cheap Web Hosting at 4cheapwebhosting (1) Credit Card Application On Your Credit Network (2) New [more...]

Date: 2008-10-14 09:02:15

Death of the Balance Transfer Arbitrager

Jim writes about personal finance at Blueprint for Financial Prosperity ... in on the game, getting about $15,000 in credit card debt and earning a little interest on the side ... from a credit card. My list of no fee 0% balance transfers was so long I left some cards off simply [more...]

Date: 2008-09-02 12:55:18

Sunday Money Roundup - Frugal In Winter In The High Desert.

So, with over 2 feet of snow on the ground the other day, I hung out our laundry. Yep, the thermometer read 22 degrees, but at this altitude ( ... about buying something? He needs your advice! Gather Little By Little dips his toes into a 0% interest credit card. Go see what he is using it for! MoneyMate Kate tries to deal with United Airlines [more...]

Date: 2009-01-11 14:00:43

November 2008 - Net Worth Update and Personal Finance Status

In an effort to encourage readers to learn to calculate net worth and track their personal financial progression, ... and Liabilities Balance $ Change % Change Credit Cards $3,872 $2,372 158.13 % Car Loans $0 $0 - Home ... economic climate amidst the ongoing credit crisis backdrop [more...]

Date: 2008-11-21 21:07:42

Membership Has Fewer Rewards

Membership Has Fewer Rewards Posted on January 13, 2009 (0) Comments For credit card-carrying Americans, the latest news from the economic crisis ... . Americans borrowed less because they had to, since credit card companies raised their interest rates [more...]

Date: 2009-01-08 15:00:32

Diesel New Frame Herzog Black Bags And Luggage

The joystick is going to add freedom for the disabled who does find it difficult to hold your arms up to the controls for any extended period of ... an expensive luxury item on your 0% credit card if you thought you had 9 months to repay the debt [more...]

Date: 2009-01-15 12:35:21

Ways to make money on the Internet

First, you need some 'tools'. Open FREE Internet banking accounts to spend and receive payment online.Disposable FREE email addresses.An 'always online' connection to the Internet.A dedicated credit card for the Internet. Second, you need some income. AlienTrust v3.0 Manual surf 25 sites daily to earn 10% daily for 13 days [more...]

Date: 2009-01-13 05:53:00

Fed Slashes U.S. Interest Rate To Basically Zero

Wasn’t the Fed supposed to cut rates in half today, from 1 percent to 0 ... income” no-doc teaser-rate reverse-equity 105% loans that enabled Juan Drywallhanger and his old lady ... $40,000 per year and already buried in credit-card and SUV debt. So, now that grand era can return again [more...]

Date: 2008-12-16 20:54:35

1 Minute Guide to Beating your Debt

by JR Rooney Imagine being free of debt — no more sleepless nights over mounting credit card balances, no more ball-and-chain of debt feeding your anxieties, and no chance of threats from dreaded collection agencies. You can do it! Here’s the scoop — in one minute flat. 0:60 Resolve to spend less [more...]

Date: 2008-12-15 11:37:46

Southampton vs Man Utd Highlights Video

.fullpost{display:inline;}Southampton 0 - 3 Manchester United20' 0 - 1 Goal Danny Welbeck37' Matthew Paterson Red Card 48' ... , but Bobby Stokes' goal gave the south coast side a 1-0 victory and their only major trophy.Personal Loans,Cash Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards.Danny Welbeck [more...]

Date: 2009-01-04 12:53:00

$30K to $0: How We Became Debt-Free in One Year

Doug and Rachel We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... had some debt, but I wasn’t sure how much it was. We needed to discuss our finances openly together [more...]

Date: 2008-10-13 09:21:09

Derby County vs Man Utd Highlights Video

.fullpost{display:inline;}Derby County 1 - 0 Man Utd30' Kris CommonsOnce again, ... Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards. [more...]

Date: 2009-01-07 11:18:00

I have a new 0% credit card

clownfish2 Before you close your browser and stop reading, let me explain… I have my credit card payments set-up for auto-bill pay ... goes wrong.  About 6-months ago, I received my statement for my Bank of America credit card ... up, and immediately went online to begin looking for a new 0% rate card. 0% Discover Card I had heard really great [more...]

Date: 2009-01-07 11:29:54

Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November ... Details Here are the details of his debt: Personal Line: $3,500 balance @ 15% - $7,000 limit Credit Card ... Plan When Does the 0% Credit Card Really Expire? The Great Credit Card Debate Continues…. Debt [more...]

Date: 2008-06-24 13:29:39

Ensim-Infrastructure Management Software Provider

Do you are CEO of Managed Service Providers, Web Hosting company or other Internet companys, If you answer is “yes”, another, ... Forex | Online Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt ... Credit Card (0) Camelback Displays Material Sell Online (0) Look at the Whitaker Wellness (2) Hosting [more...]

Date: 2009-01-07 08:30:15

Dynamic Business Data list Corporation

If you are want to start a new business, and if you are start you Corporation ... Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt Consolidation ... (0) Apply Your Extra Credit Card (0) Camelback Displays Material Sell Online (0) Look [more...]

Date: 2009-01-07 09:37:18

Take stock of your debt and get the right advice

With the New Year coming around many people are getting their New Year’s resolutions sorted out, ... to a 0% balance transfer credit card. If you have a range of credit cards and loans that you are repaying it may be worth considering Finding a 0 percent balance transfer credit card or a low rate [more...]

Date: 2009-01-13 07:00:17

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