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Disputing Negative Records With Credit Reporting Agencies Part2

Disputing Negative Records With Credit Reporting Agencies Part2 OK, you've disputed with a Consumer Credit Reporting Agency - and got a reply 'verified'. This means that the record stays. What has happened? The CRA (Credit Reportin Agency - Equifax, Experian, or TransUnion) does verification by simply asking the original creditor (lender, collector) to verify information. They don't spend more than several minutes on your case. Now after CRA (Credit Reporting Agency) has verified that it ... [ go to Youtube.com ]

Time : 3 min 32
Added : 24/02/09 23:59
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Money Management & Credit : How to Correct Credit Report Errors

Correcting credit reporting errors requires notifying the three credit reporting agencies of the mistakes and contacting any vendors who might have the inaccurate information on file. Be diligent when dealing with either Experian, TransUnion or Equifax reporting agencies withadvice from a registered financial consultant in this free video on money management. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with ... [ go to Youtube.com ]

Time : 1 min 17
Added : 25/01/09 00:51
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What's Your Credit Score?

When you apply for a homeowner loan, mortgage or credit card, the lender will check your credit record as part of processing your application. A poor credit score means .high risk. in the mind of the lender and can make it difficult to obtain a loan, lenders who lend in these circumstances tend to be more expensive because of the high interest charged. It is common for lenders to request credit reports from the three main credit reference agencies, Experian, Equifax and TransUnion and use ... [ go to Youtube.com ]