Don’t Be Taken By Debt Consolidation or Credit Counseling Scams

Your credit cards are maxed out.  Your mortgage is spiraling out of control.  You have fallen behind on your car payments ... is that there is no “magical solution” to credit repair.  Even those companies which decide to report negative ... your debt by 50% and they will fix your credit overnight.  You call them, looking [more...]

Date: 2008-12-18 23:25:22

Blog posts (26) | Videos (51)
 

Pawlenty on the Bailouts

Pawlenty on the Bailouts Jennifer Rubin - 12.08.2008 - 7: ... , the federal government of the United States is broke. They’re using credit card debt to pay off credit ... from reforming and fixing the problem because structurally it’s unsustainable. Those are the kinds [more...]

Date: 2008-12-08 12:53:34

Considering Credit Counseling?

by Rob Kosberg Although repairing your own credit is highly recommended, it is sometimes beyond what you believe to be our capability ... you will find an abundance of agencies with magical sounding claims about fixing your credit ... questions. You’re going to want to find out how the process may affect your credit report, debt [more...]

Date: 2009-01-11 17:38:53

Debt Consolidation Loans for people with bad credit

Amazon.de Widgets Debt free programs seem to be available everywhere. Banks and financial institutions offer many solutions. Online companies are also gaining in popularity. But spending extra money when already in a money crunch is not always the best solution. Plus, many people simply cannot afford to pay more money that just isn’t there. Fixing the problem may seem daunting, and many people simply choose to ignore the problem, allowing it to worsen even further. Others may not even realize t [more...]

Date: 2009-09-21 14:03:37

Strangers On A Train

Had to take the train all the way out to the sticks again today so I could pick up my car ... s just not the same. “In business, do you take the person who screwed things up and put them in charge of fixing ... sweetly. “Now the original proposal includes foreign banks, credit card debt and school loans. That wasn’ [more...]

Date: 2008-09-22 18:00:46

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]

Date: 2009-01-16 11:31:03

How Women Can Fix Their Credit Before Applying for a Job: Part 2 — Debt and Budgeting

a guest post by Michelle Dunn (www.bizchicksrule.com) ... I ran into a bad situation and turned to a credit counseling service that was a scam and I spent money ... — Earlier today, we talked about credit reports and credit scores. Now, let’s talk about managing [more...]

Date: 2008-09-18 16:25:41

5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]

Date: 2008-12-10 04:04:12

Falling Out Of A Bed That Gets Higher Every Day

The Herald Tribune reports from Florida. “Mark Brivik, a real estate investor who made a living buying, fixing up and selling houses on Longboat Key and other parts of Southwest Florida, has filed ... off her credit cards and ripped them up.” Still, even without credit card debt, Lesso is struggling [more...]

Date: 2008-11-24 14:34:43

Will There Be A Second Stimulus Check? I Hope Not.

Man, do I hope not. The first stimulus check cost us $168 billion dollars, ... ; we are already doing that with the bailout. If they want to create a fund to pay for road repair or fixing ... spent - it was either saved or put on a credit card to pay down debt. It was not used to stimulate [more...]

Date: 2008-10-16 13:00:23

Who Could Have Known?

Via David Sirota: The nation indeed may be facing a financial crisis, with large institutions failing in the wake of multibillion debts, ... little attention, even as hundreds of billions of taxpayer dollars are devoted to fixing a problem ... nearly the credit crisis they and our government officials claimed. Even if only part of this story [more...]

Date: 2008-11-18 16:59:45

Fixing Your Messed Up Finances this 2009

If you enjoyed the holidays as much as everyone else, then like them, ... -up budget. List all payables. How much credit card debt do you have? Get all your receipts ... your credit card statements so you can see if your bank is increasing its rates. Explore ways on how [more...]

Date: 2009-01-07 10:18:05

Dave Ramsey, Common Sense Fix Rather Than Congressional Rescue

Financial counsellor and syndicated talk show host Dave Ramsey---where credit card debt goes to die---presents an alternative to the $700 billion ... all prepayment penalties to encourage refinancing or the sale of the property to pay off the bad loan ... Ramsey's plan: "Years of bad decisions and stupid mistakes have created an economic nightmare [more...]

Date: 2008-10-01 13:11:41

How Could You NOT Talk About It?

Everywhere in the blogosphere you’ll see people writing about finances and couples. The advice is the same, to be honest, etc. Here’s the thing ... on some of my ideas for fixing stuff. Usually he’s got an idea of what stuff costs and his own ideas about what he’ ... about my credit card debt about 8 years ago. Even then, that boyfriend wheedled it out [more...]

Date: 2008-11-18 14:33:33

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

a legally approved solution to your debt problems iva advice

An Individual Voluntary Arrangement is commonly known as IVA ... Repair your credit ratings Fixed legally binding agreement Fixed repayment method (normally [more...]

Date: 2008-10-22 22:44:44

Debt consolidation service

Nowadays almost all adults in American society has credit cards in their wallets ... is, there are companies who are willing to help those people who are in bad credit situation in fixing [more...]

Date: 2008-12-02 04:26:46

Free debt counseling: helps you to resurrect your financial condition

It is near impossible to get rid of mounting debts and further, if you do not make any proper arrangements to fix the problems, it can surely affect your credit score. A conscious effort should be taken to settle the issue and for that there is range of solutions available. These programs are varied and it becomes extremely [more...]

Date: 2009-01-17 02:33:14

Hepzibah Tales

Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... happen. I am bringing my lunch to work, which is really a savings. I was fixing my big spinach salad [more...]

Date: 2009-01-14 03:33:40

The 2008 Economic Crisis: Consequences And Fix (Guest Voice Part II)

This is the second of three special Guest Voice posts on the present Wall Street economic meltdown by Mikkel Fishman, ... majority of the time people don’t care whether you pay them in cash or through debt (i.e. a credit ... they borrowed it for. The more dollars they loan out proportional to the amount of capital they keep [more...]

Date: 2008-09-24 16:40:49

Fixing Bad Credit Scores (pfblogs.org)

Welcome to How I Save Money! I recently looked at my credit score and saw that it had gone up due to a few factors. These were mainly items like me not adding to my debt load and paying my bills [more...]

Date: 2008-09-28 05:22:28

UPDATED: Senate buys into the Wall Street buy out… Obama: John Q Public too stupid to know what’s good for country… George Soros says buy out won’t fix credit problem

Putting increasing pressure on the House “no” voters to fall in line, the Senate voted (74-25) overwhelmingly in favor of a $700 bil government purchase of bad debt from Wall Street … with lots ... (increasing FDIC insurance limits). The basics remain the same. The government will buy bad assets [more...]

Date: 2008-10-02 02:59:48

Save A Penny Everyday

Are you the kind of person that puts everything on a budget? I am because I don't like debt ... bills it may be time to consolidate debt. I know how easy it is to overextend your credit ... as much as I can. Little things like turning off the lights after each use, fixing water leakage [more...]

Date: 2008-08-23 19:30:00

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00

Why you should get out of debt

This is a reprint of an article I wrote for MinTheGap… This world is backwards. Everyone loves to talk about using OPM (other people’s money) ... do with our finances, yet because of a lack of discipline we don’t do it. So, what then needs fixing - the math ... that I would always have a car payment. Everyone has credit cards, so I just assumed if [more...]

Date: 2008-08-26 12:11:26

A Personal Bail Out Program for Consumers Stuck in the Credit Crunch

PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers ... has launched a legal document preparation service, to let consumers request relief from past due [more...]

Date: 2008-09-24 16:49:15

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