What Is My Credit Score and How Is My FICO Calculated?

If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]

Date: 2008-07-08 03:19:44

Blog posts (6) | Videos (3)
 

Payday Loan - A Simple Solution To Money Issues

The financial crisis that is engulfing the world’s economy has prevented large numbers of people from accessing financial help ... and not go through the pain of a formal credit check. Payday Loan companies generally allow ... declined. Another issue in loan applicants being unsuccessful is people having poor credit [more...]

Date: 2009-01-08 09:11:37

What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

No economic news, but Lots of investor updates

The rates are great – jump on in!  Remember that next-to-0% short term Treasury rates are helping many ARM loans reset to lower rates ... but not limited to processing a loan application, ordering appraisals and/or credit reports ... . How are we looking in terms of ARM re-sets for 2009? Well, not too bad! Check out the websites [more...]

Date: 2008-12-22 17:23:40

Beware of Background Screening Checks

Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... applicants. An applicant can dispute the information, but the Federal Trade Commission (FTC) has said [more...]

Date: 2008-06-03 17:50:00

Always Look A Gift Check In The Mouth [Check Fraud]

Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]

Date: 2008-09-19 16:14:23

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