Why Cash Offers More Flexibility Than Gift Cards

Photo courtesy of krisandapril We have recently attended a number of weddings, ... with the swipe of a credit or debit card. Gift cards may get lost. I am notoriously bad at keeping ... in your birthday card and get three pennies back it registers.  When you swipe the same amount [more...]

Date: 2008-09-30 18:00:53

Blog posts (46) | Videos (22)
 

I owe Citibank negative five centavos. How do I pay it?

262207_f520 THIS IS MY unusual, and so overly annoying problem for more than a year now.  I welcome any out-of-the-box solutions you may offer ... a credit card it is a must that you settle all your remaining balance first.  My bad luck stemmed ... months ago.  I decided to stop using my Citibank-Shell credit card which I started using just a few [more...]

Date: 2009-01-13 22:01:33

Help Your Student Find the Right College Credit Card

If you’re a parent or a guardian of a college student, ... with being a card holder. Yes, the dangers of bad credit can be avoided if youngsters are properly educated ... for students that offer great deals with no annual fees at all. Check credit card review websites [more...]

Date: 2009-01-08 02:36:37

This Week in Credit: Fees and Scores

adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]

Date: 2009-01-16 17:57:45

It’s been a heavy week, but in the midst of frustration and concern, there have also been some happy moments ... Mutual respond to the offer of a credit card, “No, man, those things are bad news.” If only more people [more...]

Date: 2009-01-16 17:04:54

Double Barrels Hit Financials

95129c Most industries get to spread out their bad news. The current exceptions appear to be the automotive and banking sectors ... that large financial firms will have to cut the amount of credit that they offer consumers. She expects ... to credit card customers. While the move will save the banks a lot of money on defaults, it will loss [more...]

Date: 2008-12-01 16:20:57

Selecting Best Homes in Los Angeles

by J. Kim Nowadays there are plenty of sites online that offer advice and information about what to do when buying a home ... as if their credit is bad or they have no credit whatsoever. Certainly the more loans and credit cards a person ... The Right Mortgage With the introduction of instant refinancing there are times now where [more...]

Date: 2008-10-29 01:54:17

Great Option for a Business Cash Advance

Needing additional capital for your business? Well, I have found another site wherein you can avail of an Unsecured Small Business Loans to help fund ... months, you have accepted credit cards as a payment option, and that your business transacts at least ... . This is an advantage they offer compared to bad credit business loans which usually takes [more...]

Date: 2008-08-31 03:53:00

Building Credit Repair

Building Credit Repair Building credit is more important now than it has ever been. If you have bad credit, it is often hard to get an apartment, a loan for a home, or any form ... is to apply for credit cards that offer no annual fees. Also, make sure the cards have low interest [more...]

Date: 2008-12-21 05:14:09

With Things So Bad In The Economy…

…why is this happening: You know what I got in the mail yesterday? An offer from my credit card company, for a $50,000 unsecured personal loan. Did you catch that? Unsecured. That amount of money would require me to make the equivalent of another mortgage payment to repay them. That offer came as a result of our credit rating, and we would [more...]

Date: 2008-09-30 15:47:13

E*Trade on the Brink - Seeks $800 Million from TARP to Stay Solvent

Battered E*Trade banking on government fundsFri Nov 21, 2008 5:15pm ESTBy Jonathan SpicerNEW YORK (Reuters) ... U.S. government funds that would bring some relief to its book of bad mortgage loans.Shares ... situation. E*Trade Bank offers credit cards, savings and checking accounts, and mortgage and home equity [more...]

Date: 2008-11-22 21:26:00

Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected

Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]

Date: 2008-12-29 15:51:16

Yet another credit card offer

Well, either the economy isn’t as bad as its cracked up to be or Wall Street doesn’t care that I was out of work for two months. I got an offer for a Discover card in the mail today. [more...]

Date: 2009-01-14 03:24:20

Get 2% Deposited Into Your Schwab Investment Account

I don’t usually write much about credit cards here but this is something kind of interesting. Charles Schwab is offering an unlimited 2% cash back on their Invest First Visa Credit Card ... s $25,000 per year in spending. If you spend more than that, the Schwab card may not be a bad idea [more...]

Date: 2008-12-04 20:48:50

Disposable Savings

Do you happen to be an employee of a company that offers payday loan? ... . What if it is you, employee or not, you want to buy something, for example a gadget that yoy wanted so bad yet you don’t have enough cash? Good thing there are credit card companies who offer their proud service [more...]

Date: 2008-11-01 06:27:49

What You Need in E-commerce Hosting

E-commerce is a term that has become synonymous with online business as millions of people are opening up their own storefronts on the Internet ... as online shoppers are concerned about the protection of their credit card details.  With tight ... .  It also wouldn’t be a bad ideal to find a host that offers support through live chat, support ticket [more...]

Date: 2008-10-30 18:01:54

Tips for Protecting Your Money this Holiday Season

The holiday shopping season is in full swing, but unfortunately, so is the recession.  The good news? ... cards. Beware of Loan Scams: If someone offers you a loan that sounds too good to be true, it probably is. Warning signs include: Gift Advertisements that say, "No credit? Bad credit? No problem [more...]

Date: 2008-12-12 18:30:46

Help In A Bad Economy

Since the economy has been suffering these days, so have many people. Some businesses have had to close and lots of people have lost their jobs ... you can expand your business is by accepting credit cards, accepting and offering cash advances. Merchant [more...]

Date: 2009-01-05 18:45:35

The Gift

December 19, 2008 at 4:11 pm (Holidailies, food, life) (gifts, malls, shopping) ... and carry type person, all I ever have to offer is a smile. I feel twice as bad if it’s cold ... this lady some food (yay credit card). It woke us up. We’d been having trouble getting [more...]

Date: 2008-12-19 22:11:19

13 Quick Ways to Make Extra Cash Money

$1,025 in credit card offers! If cash is getting a little scarce around your household and you’ve cut back as many expenses as you possibly can, ... that can really put a lot of extra cash in your pocket. The only downside of this is if you select a bad [more...]

Date: 2008-11-19 12:36:46

Sellers think you don't have to lower prices or offer closing help? The next shoe is dropping, this time Credit Cards!

With the stock market down big today and oil back up I have to admit it's been a downer of a week. I did have to chuckle though today in reading this story about just how bad it's getting for the banks. Lenders have long relied on consumers' credit scores to decide whether to approve card [more...]

Date: 2008-06-21 05:23:51

MortgageNewsClips: Spreadsheet Resource, Realtors Beware, Credit Cards, Lou Ranieri, Securitization Primer, Popular Sells, Asymmetric Risk, Damage Report, Disparity, NY Mortgages, Freddie Automates, 3 more News Clips

RESOURCE: has list of sites offering free spreadsheets - Spreadsheets: Free to Learn - No-cost tutorials, instruction, ... Ross - Inman News ———— BusinessWeek_logo Credit-Card Rage - Debt-strapped consumers vent ... -old concept of securitization a bad name, IMF Economist Andreas Jobst writes. Securitization [more...]

Date: 2008-09-02 10:37:39

Are hotel price matches a bad idea?

Many hotels and online travel agencies offer price match guarantees ... on the same date at any point up until you arrive, you'll receive a chargeback to your credit card ... not overpaying. But there's a side effect that may be bad, as The New Yorker made plain this week in an article [more...]

Date: 2008-12-05 14:47:35

My Ambition

I know kids are often bombarded with this question, "What is your ambition? ... dreams.After having a bad week of knowing my school doesnt offer ICT or EST, I've decided to venture ... to design your signature nicely so everytime you pay with a credit card the shop assistant will praise [more...]

Date: 2009-01-07 09:01:00

What do search engines have to say about you?

I’d be worried about the fact that one of my former colleagues was a convicted murderer if he hadn’t been executed by lethal injection 5 years ago, ... cart was hacked and the credit card details of thousands of your customers stolen. It isn’t hard ... takes the bad experience of one customer to create the impression that you are offer the most [more...]

Date: 2008-12-19 14:14:00

Coinstar Promo: $40 in Coins = $50 in Gift Certificates

Coinstar is running a 2008 Holiday Promotion where you can turn $40 in loose change into $50 of Amazon.com gift certificates (or any gift certificate that they offer). Not a bad way to get rid of some change and pay ... combine this with buying $1 coins from the US Mint to get credit card points. [more...]

Date: 2008-11-10 11:36:31

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good people, they have to work harder to slash debt, cut spending and save more. Switching to Plan [more...]

Date: 2009-01-06 12:09:04

Money is Dead - Long Live Barter

Inspired by global economic developments, I’ve been thinking recently about doing without money. Not in a bad way ... by barter, and an official said: “We allow direct debit, cash, cheque, credit card. But barter? It’ ... a kind of forced barter after the fact. What could I offer? A vast sackful of apples and other produce [more...]

Date: 2009-01-11 15:37:26

Want a Free Webcam? Just Sign-up for a WebEx Trial Account

webex This offer is valid for US residents only ... ). No credit card required. The fine print say that to qualify for a free webcam, the participant must host ... be at least 20 minutes long with at least 1 attendee besides yourself. Not bad for $40 webcam [more...]

Date: 2008-10-09 05:54:01

Cost/Benefit Analysis

My latest credit card statements include my most recent trip to Dallas, Christmas shopping and travel expenses, ... since I started on this little adventure of mine. That's kind of too bad, because it would ... really matter and part of me doesn't want to know, besides. Offer me any amount of money to go back [more...]

Date: 2009-01-07 06:18:41

Host Unlimited Bandwith - The Good And The Bad

It seems that almost everyone you come across has their own web page ... wishing to conduct business on line, you should think about such things as shopping carts, credit card ... to go packages where you can list your profile, pictures and a ‘mates’ list. Others offer bulletin forums [more...]

Date: 2009-01-15 14:28:07

Reader Mailbag #29

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... (k) with $12K (I am 29), and a credit card debt of $1600 which I will be finished paying in October ... (k) contributions. Having $12K at age 29 isn’t a bad start, but I’d make sure I was contributing at [more...]

Date: 2008-09-22 14:00:00

What would Greg Swann do? Integrity, transparency and Web 2.0

Hey, y’all! Are you in the mood for a truly incredible offer? You’ve seen the kind of single-property web sites we do at BloodhoundRealty.com ... , taking a huge profit every time you pull out your credit card. You get pitches like this every day ... to promote and protect your brand identity. That’s actually not a bad business, and I already [more...]

Date: 2008-12-26 06:07:00

Personal Loans For People With Bad Credit

by Trinity Davidson If you need to send a child to college, remodel your house, ... loans in the amounts ranging from $3,000 to $250,000. They may require you to offer evidence ... to provide a copy of your drivers license and social security card. They will also want to see your W2 [more...]

Date: 2009-01-17 17:47:04

Reality-Defying Futurama Flying Car For Sale On Amazon For A Mere $50,000! [Novelties]

Good news everyone! A recently-launched merchant on Amazon — named Jetson — is offering the "Futurama Flying Car" for the bargain price of only $50, ... up for the Amazon Visa credit card after we added it to our cart - talk about a deal! Hold on, our Nigerian ... .. No more bloody traffic! I cant say a bad thing about it.. It also is compatible with my [more...]

Date: 2008-10-10 20:00:00

Things Credit card Holders need to know .

About A No Balance Credit Card Having a credit card is a good thing though it can often prove quite hard to get one, ... to find those that do offer enough incentives. For the no bank credit card accounts another good ... in getting your application approved and bad credit will certainly make it virtually impossible to obtain [more...]

Date: 2008-12-15 07:48:33

Past Problems with Credit Cards: A Confession

Writer Auditions - Author Henry Brown - Offer Your Feedback Here’s a little something about me: ... to people facing high credit card debt, bad credit, and all of the other credit problems that becoming ... I was an expert on credit cards before I was an expert on my own credit card situation. A few [more...]

Date: 2008-07-17 13:00:26

Exclusive Credit Cards Deals

.fullpost{display:inline;}As there are so many type and features of credit card offered in the market, ... if you don't want to be trapped in a sticky situation of having debts and bad credit score ... of credit card at extracreditcards.com. This website has the discussion and articles that will explain [more...]

Date: 2008-12-02 04:04:00

Japanese Debit Cards: A way around the credit card conundrum

While many personal finance websites rail against credit cards (and with good reason at times) ... offers using the links below. 「スルガ銀行」　Suruga Bank Visa Debit Card Japanese    (Bad) Japanese-English ... get online and get out your credit card. But alas, for those of us who have come to this fair isle [more...]

Date: 2008-12-02 14:36:47

Credit Repair

Having a good credit reputation is necessary for an individual to be able to have his loans easily approved ... , you should learn how to manage your credit score. Although some credit card companies offers a little ... is Aaacreditguide.com. The site has in depth topics about rebuilding your credit and removing bad credit. A good [more...]

Date: 2008-09-05 04:07:00

Why Credit Report Scores Are Important

Many of the younger generations are less concerned with their credit report scores than ever. Record numbers of young people are developing bad credit from the moment they turn eighteen and receive credit card offers. However, younger generations need to understand that they can put their entire futures in jeopardy by digging themselves a financial hole. [more...]

Date: 2009-09-26 08:27:38

How to Use 0% Interest Credit Cards

If you're credit is strong enough to garner the attention of credit card companies offering 0% introductory interest rates, then you surely have the discipline Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events [more...]

Date: 2008-12-23 12:45:37

High Yield Spreads at Everest Proportions

One would think that given the 10%+ gain in equity markets that we would have seen some relief in the high yield credit market ... treasuries, companies with less than investment grade credit, will not get funding unless they are willing to pay upwards of 20% interest per year. Too bad those credit card offers aren't coming in the mail [more...]

Date: 2008-10-13 23:45:44

Credit Card Offerings To Be Cut in Half?

Image and video hosting by TinyPic Good news or bad news? The U.S ... for them to extend me enough credit for me to buy a nice car with my credit card? I don’t understand ... . credit-card industry may pull back well over $2 trillion of lines over the next 18 months due [more...]

Date: 2008-12-01 22:07:00

Bad Credit Loan Shop

.fullpost{display:inline;}As we know that if we fall behind on payments or make all of your payments late, it will reflect upon us ... , we can also get a bad auto loan, mortgage loan, equity loans, credit cards or any other types of personal ... to offer us lines of credit or financing any more. They instead try to make us pay up in front [more...]

Date: 2008-12-16 22:25:00

Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

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