Don’t Make Credit Decisions Based On Last Year’s Recommendations!
When I was taking a political science class in college, we learned about the problem of “fighting the last war ... about the advice of many newspaper columnists on credit card debt currently. They may be right ... years but now seems to miss the point of the credit crisis. If your credit card provider lowers [more...]
Date: 2009-01-08 23:46:33
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Class Action Lawsuit - Tune In Tomorrow!
Credit card companies have been unexpectedly lowering consumer’s credit limits ... us your stories, and requested information on a class action lawsuit against the credit card companies ... like to be a part of it. The interview will be featured here on Ask Mr. Credit Card’s Blog [more...]
Date: 2009-01-15 12:40:36
Class Action Lawsuit - Tune In Tomorrow!
Credit card companies have been unexpectedly lowering consumer’s credit limits ... us your stories, and requested information on a class action lawsuit against the credit card companies ... like to be a part of it. The interview will be featured here on Ask Mr. Credit Card’s Blog [more...]
Date: 2009-01-15 08:45:37
Awesome Financial Calculators for Microsoft Excel
I was recently accosted by my credit card company about my autopayments to my credit card ... calendar and everything. Heres what we are going to do: Lower my interest rate on my credit card ... . They were made by a group called Vertex42. Credit [more...]
Date: 2008-11-18 22:11:28
No Credit Cards.
Unlike me who has more than one credit card at the moment, my dad doesn’t own any even just one ... consolidation where they pool altogether one’s outstanding credit card dues and offer them at lower ... . He says, that he doesn’t want to incur any debt or debt loans in any form. He’d rather pay [more...]
Date: 2008-12-10 10:06:35
The Secrets Of How To Consolidate Debt
If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]
Date: 2009-01-15 01:32:23
Reader Pays Off $14,330 In 20 Months With Our Tips [Debt]
Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: "This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of them. In once [more...]
Date: 2008-10-06 20:35:27
Why Internet Marketers Love The Global Recession!
Internet marketing experts are thriving today as never before; ... out the storm on credit. Credit card companies are lowering limits and/or raising the interest rates ... -to-Consumer business is just as bad, if not worse. Millions of jobs have evaporated in the past year alone [more...]
Date: 2008-12-31 05:02:24
Eliminate Debt
We can't deny the fact that our world suffered economic crises nowadays ... own more than one credit card, car payment, mortgage, bills, student loans, personal loans, home ... , lower credit card payments, budgeting debt, stay debt free and many more. It's guaranteed safe [more...]
Date: 2008-11-23 16:25:14
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Layaway is Making a Comeback
I read an interesting article in the Detroit News about layaway ... to the customer. Now banks are lowering credit card limits and home equity lines, and even consumers ... . Before there were credit cards, stores offered layaway as an option to consumers who may [more...]
Date: 2008-12-14 06:13:42
Does Mobile Marketing Infringe on Your Privacy?
Naturally, privacy watchdogs answer the question in this post title with a resounding “Yes! ... a new car recently, and went on the mobile phone looking for a lower-interest credit card,” said Jeff ... to know that? Marketers for fast food companies, car insurance companies or credit card companies? It’ [more...]
Date: 2009-01-13 22:52:51
Getting Out Of Debt The Old Fashioned Way
Many people these days are struggling with debt that they cannot afford ... excessive credit card debt cut up their credit cards. While for some this may be a much needed thing ... there are debt consolidation plans that sometimes result in negotiated lower interest rates and balances [more...]
Date: 2008-12-26 21:00:36
Lending Club Portfolio Reorganization
Hello frugal people!!!! I have written about Lending Club in the past and how much I love the service. I got a loan with LendingClub to help take care of some credit card debt and it was truly ... on my debt because I was able to consolidate my higher credit card debt into one lower interest loan [more...]
Date: 2009-01-05 12:17:20
21 Ways To Save Some Cash By Letting Your Fingers Do The Walking
The twin mantras of a great personal finance strategy is to make extra money and spend less than you earn ... your credit card company. If you’re maintaining a balance (and hopefully working to become debt free), call your credit card company and ask for a lower interest rate. The national average is around [more...]
Date: 2009-01-07 06:01:46
Compare Credit Cards After the Holiday
With the holidays almost upon us it is without question that many of us went over the top in terms of spending this year, ... loans that will cover all of our debt. But what many people will do in terms of making things a bit easier, freeing cash flow, and lowering interest rates is to consolidate all credit card debt onto [more...]
Date: 2008-12-18 20:00:57
Debt relief Deals “attack on the confidence of consumers”
How’d you to your monthly credit card payments and loans - guaranteed? ... said Carol creditors can lower their interest rates. Carol, who can pay their credit card, mortgages ... rate or reduce the amount you are liable. But beware! Some of these programs are debt relief Scams [more...]
Date: 2008-07-18 10:38:03
Tips a Home Owner Should Know Before Refinancing
by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good [more...]
Date: 2008-12-29 22:15:15
Bills.com
We all want to be debt-free. But sometimes we have circumstances that lead us into debt.Fortunately, there's debt consolidation help from Bills.com ... program. Debt consolidation can also be a great way to manage your debt easily– whether it’s lowering ... *InflationIf you have a high credit card bills which you can't make the payments, then consolidation [more...]
Date: 2008-11-04 19:42:00
Advanta Credit Card Scam
by John Monderine I sit at my desk completely frustrated with Advanta. I opened up a business credit card with them 3 years ago and made a purchase of $6500 to help ... sense. They should lower my rate if they think I will default on my credit card. How will an increase [more...]
Date: 2009-01-12 09:01:11
(untitled)
Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]
Date: 2009-09-15 23:43:02
An Interview with LendingClub’s Rob Garcia
LendingClub brings individual borrowers and lenders together to fund loans up to $25,000 ... ’s community is made up of borrower and lender members. Borrowers are good credit folks who need ... are typically lower than those paid by borrowers on their credit cards, but higher than those received [more...]
Date: 2009-01-14 11:40:39
Things I Learned When I Refinanced My Home
Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates ... to the interest rates on many credit cards. In addition to looking for a lower interest rate, people [more...]
Date: 2009-01-15 01:31:07
Debt Consolidation Loan For A Home Owner - 3 Things To Consider
If you want to consolidate your debt–and you own your own home–you’re in luck! ... is typically higher than your first mortgage, it’s usually still lower than the average credit card ... If you’re willing to use your house as collateral, you have a lot of low-cost options for debt [more...]
Date: 2008-12-26 05:47:45
Fed's Latest Rescue Package Throws Lifeline to Home Buyers
According to this Reuters article, the Fed announced a new rescue package of $800 billion USD to lower the cost of home purchases, credit card and student loans. Under the new mortgage program, the Fed will buy up to $100 billion of debt issued by government-sponsored mortgage enterprises Fannie Mae, Freddie Mac [more...]
Date: 2008-11-26 09:12:56
consolidate debt and climb out from underneath your bills
It’s really sad when I get gas for $2.82 a gallon and think, “Gee, that’s cheap! ... credit card bills need to consider debt consolidation to lower payments or cut interest rates. Creditors ... their costs down as well! Bills.com has a neat debt consolidation center that will help you figure [more...]
Date: 2008-10-22 22:54:11
How to Set New Year’s Financial Resolutions You Can Keep
(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]
Date: 2009-01-02 19:55:16
How to Set New Year’s Financial Resolutions You Can Keep
(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]
Date: 2009-01-02 19:55:16
Homeowner Loans
About Champion Finance Champion Finance is a UK based finance company that provide competitive any purpose homeowner loans, secured loans and debt consolidation services starting from as low as 7.5%. Champion Finance works ... the New Year with lowering your monthly outgoings If you have an overdraft, credit cards or any other [more...]
Date: 2009-01-07 17:46:30
3 Little Known Reasons To Stay Away From Debt Consolidation Loans
A debt consolidation loan is often said to be a good way to reduce your debt. The common theory is that you can lower your interest rate, particularly if you’re consolidating credit card debt, and wind up with a smaller payment. This theoretically lets you get the debt paid [more...]
Date: 2008-08-26 20:52:46
Happy Turkey Day - to the turkeys who don’t die
Permalink Page 1 of 443 pages 1 2 3 > Last » Search CreditSuit ... ? Richard C. Cook: STOP paying your credit cards! Trado update: looking for Drupal expert to help ... and wealth By Christine on 11 26 2008 NPR report on AmEx lowering credit limits By Andrea [more...]
Date: 2008-11-23 05:36:00
Is Debt Consolidation The Right Choice For You?
by William Blake Debt consolidation means to combine several small debts into one single payment per month in order to lower monthly payments or high interest rates. Typically, consumers will consolidate credit card debt, medical bills ... rate and create payments that are more manageable. Keep in mind that for debt consolidation [more...]
Date: 2008-10-27 12:23:33
Can debt negotiation organizations be of assistance?
The most rapid and least expensive program to get out of debt besides chapter 7 bankruptcy is to negotiate your credit card debt. There are a plethora of ethical debt settlement companies doing a good job that could aide you in negotiating your accounts down to the lowest amount possible. What they do is reach your collectors and honestly go to battle, looking to have the account look as if paid in full for a sum drastically lower than what was owed before. [more...]
Date: 2009-09-19 19:14:59
A Plan to Be Debt Free in 2009
Considering the current state of the economy, it’s likely a smart thing to try and rid yourself of any excess debt right now ... out your latest credit card statements, auto loan statements, student loan statements, etc ... are a bit lower, and are also tax deductible. debt-payoff-plan Some people decide that it’s easier [more...]
Date: 2009-01-05 16:10:27
Shrink Your Debt
From Entrepreneur.com : In general, the best choices for debt negotiation and settlement are unsecured loans and credit cards. Since there is no collateral that can be attached to satisfy the debt, creditors are more likely to negotiate to avoid writing off the entire debt. The two most common approaches for debt negotiation are to pay a lump sum that is less than the total amount owed, or to restructure the payment schedule with lower monthly payments. [more...]
Date: 2009-09-14 14:00:00
A Consolidation Loan Is Not For Everyone - Is It For You?
by Jeffery Williams If you are among the many individual struggling with debt there are a lot of companies who provide consolidation services ... is better then credit card debt negotiation however each situation is different. ... , debt consolidation can also provide a lower interest rate plus the length of the loan may [more...]
Date: 2008-09-23 17:16:24
Help Me With My Debts
We have been living in a two bedroom condominium since 2004 and as the baby grows I think we need a bigger space and a backyard for barbecues, ... . Right now, we are still paying two car notes and some credit card bills so we are looking to consolidate debt first to ease up with our monthly payments. At least, if we would be able to lower [more...]
Date: 2008-09-10 18:36:07
Save Yourself From Debt Drowning
Credit cards today is I think one of the most fast and easy ways to pay anything that is payable with it in this planet ... ? For your information, they specialize at professional debt negotiation and debt settlement. For over years already ... months! There are great benefits of this debt settlement service. Here are the following. Lower [more...]
Date: 2008-12-18 04:30:14
Divorce Debt and Free Credit Reports
When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]
Date: 2008-11-24 17:02:57
Reasons to Refinance Your Mortgage
Image courtesy of Notionscapital.comThe rates on a 30 year home loan have recently fallen to record lows; and will possibly fall even further ... account or help you pay off your credit card debt a lot faster.Low Cost. If you are one of those ... the process to refinance their loan.Even though the current rate may be lower than what you are paying [more...]
Date: 2008-12-29 11:15:00
One Million Use Credit Cards for Mortgage or Rent - UK
According to housing and homelessness charity Shelter, about 85% of the UK’s £1.4 trillion personal debt is secured against property. The good thing with secured debts, of course, is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts. Nonetheless, a mortgage is by far the biggest debt most [more...]
Date: 2009-01-15 18:34:40
Goal for this Year
What is your goal this coming year? Well, as for me, ... talking about my outstanding balances with my four credit cards. Yes! I was qualified ... of a debt consolidation service. These services are provided to help lower your bills [more...]
Date: 2009-01-14 12:23:40
TARP II: The Wrath of TALF
In normal times the Federal Reserve responds to crises by using teeny, gold-plated hydraulic levers to raise and lower interest rates ... which it will lend up to $200 billion to support the issuance of debt backed by consumer and small-business debt -- such as credit-card loans, student debt, auto loans and loans backed by the Small [more...]
Date: 2008-11-26 15:35:02
Be Debt Free with Bills IQ
My husband and I just bought a house a few months ago ... our two cars are paid off, we still have credit card debt. I don't like debt and I'd like to be out it if I could help it. With our situation right now, I have considered debt consolidation to help lower [more...]
Date: 2008-07-08 18:19:00
Are your APR’s increasing and you have no clue what is happeneing
Credit card issuers have large amounts of power over us, and it seriously is ludicrous. They have the right to significantly jack up our interest rates, lower our credit limits, and even share personal information on us. Credit card sign up applications are extremely one-sided and only benefit one party, the credit card organization. Most consumers are under the misconception that these are legal documents they are putting their name on, but that isn’t the situation whatsoever. [more...]
Date: 2009-09-06 13:11:38
Credit Card Balance SmackDown - Higher Fees + Lower Limits
Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication ... running up a lot of debt if you can. After the holdays, use our online debt payoff calculator to help ... consumers! Many major credit card companies will pass on costs by: Raising Credit Card Fees [more...]
Date: 2008-11-25 16:38:29
Guest Post - Failure to Plan
Hello to the readers of Living Almost Large! It’s hard to believe 2008 is almost over and the last year of this decade is about to begin! ... and don’t need. 2. If you have credit card debt, call the credit card company and ask for a lower ... no. 3. Ask your bank to eliminate your banking fees or find a bank that will. There are so many [more...]
Date: 2008-12-29 14:00:32
How To Pay Off $14,330 In 20 Months
Written by Ben Popken Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: “This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of [more...]
Date: 2008-10-07 18:29:39
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