Money Monday, 1/12/09

TODAY! (she declared, boldly!) Is the first day of the rest of my life!! ... all these thousands and thousands of dollars needed to beef up the emergency fund, pay off the debts and perhaps even ... start turning my attention to the debts – because frankly, each of those I get paid off reduces how [more...]

Date: 2009-01-13 00:55:00

Blog posts (41) | Videos (6)
 

Happy New Year!!!

As of today most of us have been back in the office for a bit more than a week ... . Firstly I am going to suggest that we all make a concerted effort to pay down our consumer debt ... interest rate consumer debt is good place to start. Secondly I am telling everyone [more...]

Date: 2009-01-15 19:04:42

It’s the economy stupid!

It’s the economy stupid! Remember that being   said not all that long ago in a campaign speech? ... of all but essential credit cards, dine at home more often, terminate unnecessary trips ... . He will begin to save and start paying down debt. A company that has reached the limits of its credit [more...]

Date: 2008-12-09 19:16:05

Foreclosures up a record 81% in 2008

side note: It’s gonna be a tough 2009 for our country….if you have debt, try to start paying it down. By Les Christie CNNMoney.com Filings continued to soar through the end of the year - and there’s no relief in sight for 2009. NEW YORK (CNNMoney.com) — U.S. foreclosure filings spiked by more than 81% in 2008, a record [more...]

Date: 2009-01-15 15:04:24

Debt Consolidation May Help in Times of Need

Just earlier, I have read news about a couple of call centers in the United States and a about three department stores in the United Kingdom that ... place to start. They have debt consolidators that can help you answer your questions, consolidate ... people who lost their jobs currently have debts to pay quite common of which is the rental debt [more...]

Date: 2009-01-12 10:34:07

Are You Or Any Of Your Clients Considering Bankruptcy?

As I have been watching the news this week, I see that bankruptcy is at an all time high ... their creditors get a fresh start by liquidating their assets to pay their debts, or by creating a repayment ... to require that anyone filing bankruptcy complete an approved credit counseling program before [more...]

Date: 2008-10-01 11:46:06

IRS Tax Debt

Filing of income taxes start as soon as individual start receiving their W2s ... . But unfortunately to some, they have irs tax debt still to pay to the government. I remember ... , he was devastated when he received a letter from IRS saying that he had IRS Debt because of misfiling [more...]

Date: 2009-01-01 12:43:57

Guest Post: Simple Steps to Start Saving

Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]

Date: 2008-12-24 14:00:29

The Big Debate #4: Pay Off Debt or Save for Retirement?

This week, The Simple Dollar is taking a deeper look at five common personal finance debates ... , this revelation is coupled with an astounding debt load - quite often, they list their debts, and they add ... hacking away at all this debt, or should I start socking my cash away for retirement? It’ [more...]

Date: 2008-08-14 20:00:04

Debt Update – 9/28/09

With starting a new job, I only received 3 weeks pay for the month of September, so that put us back a little bit in terms of paying off our car loan. It will definitely be paid off in October though since we only owe 4% on it yet, so that’s good news! Then, I can focus on student loan #1 which is the smaller of my two students loans. The other student loan will probably take 2-3 years if we are aggressive in paying it off. [more...]

Date: 2009-09-28 15:00:02

Resolutions Are Just Goals With A Fancy Name

Setting goals keeps me motivated and helps me see where I am headed, as well as allows me to track my progress ... gives one’s brain the idea of a fresh start. I’ve already detailed my dual plan of paying off debt [more...]

Date: 2009-01-05 15:00:46

Faith-based macroeconomics

Faith-based macroeconomics Willem Buiter: My recommendation is to go easy on the fiscal stimulus ... do anything significant to help? Update: OK, some numbers. Based on BEA data, in 2007 the United ... more catastrophic will occur, and the United States will start having to pay third-world-type premiums on its debt [more...]

Date: 2009-01-05 13:28:52

Does The Economy Make You Want To Pay Off Debt Or Build Up Savings?

Editor’s note:  I set this post to publish yesterday and made the classic “New Year” mistake of setting the date to 2008! ... , and then systematically started debt-killing.  First the credit card, then one student loan, then the car loan.  Now, we’re left with a $10000+ student loan, and a minimum payment of $145 versus [more...]

Date: 2009-01-09 15:08:06

Pocket Profile: Frugal Babe

This week we spoke with Frugal Babe, who started a blog to chronicle her family’s path out of debt after starting a health insurance agency with her ... more in rent. Student Loan Debt: None! Top percentile. Credit Card Debt: None! Top percentile ... calculators to figure out how long it will take us to pay it off. The Bigger Picture: Tell [more...]

Date: 2009-01-08 16:49:31

When Is The Right Time To Begin Outsourcing?

Outsourcing There was an interesting discussion in the Blog Mastermind forums that began with a question about when you should start outsourcing ... was the lack of cash flow to pay for outsourcing and whether it is worth going into debt to pay [more...]

Date: 2008-11-17 00:24:44

HOW I PAY OFF MY CREDIT CARDS

When year 2008 started, I made a list of what I should do. Most of my entries were about paying off my credit card debt. And here are the things I did to generate enough money to pay for those credit card balances ... name. They are earning me about P50.00 (US$1) a month on interest. My credit card charges [more...]

Date: 2008-11-09 02:36:11

How Government Grant Relieves From Debt?

Americans have a superb advantage of the government grants. People may have financial problem sometime in life. And many people go for borrowings. In order to pay off those borrowings, they borrow some more money and likewise the debt starts piling up. But thanks to government grant programs that you can become debt free or at least reduce [more...]

Date: 2009-01-14 19:20:03

Debts..yikes how do i overcome it

It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]

Date: 2008-09-02 20:03:23

Basics About The Finance Information - Part 1

Savings. Pay yourself unrivaled. Start now stashing 10% of your income in an “Emergency” savings. Don’t aid it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can essence (e.g. Christmas, insurance, taxes, etc.). Also have a Buy Stuff account. If you do, you’ll symbolize producing to flee many financial disasters which bequeath face you, and you can escape borrowing iva or debt management from high-rate lenders. Borrowing. [more...]

Date: 2009-04-30 10:46:55

Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA

Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help.  There are two ways to have your question answered. You can simply submit a question online [more...]

Date: 2009-01-13 15:48:59

2008 Bailouts Exceeds Combined Costs of All Major U.S. Wars

Yes I know, I know that Barack Obama has more bailouts to add to the already growing list ... out our children and grandchildren and maybe greatgrandchildren will end up paying the debt that is left ... the American people about the debt that Iraq will leave for our children, well they need to start [more...]

Date: 2009-01-10 18:36:28

First Time Home Buyer Seminar Invite!!

  I hope everyone is having a great start to the New Year! ... in value. 5.  Equity buildup and debt pay down - homeowners enjoy an average net worth [more...]

Date: 2009-01-15 18:32:19

2nd home mortgages

2nd home mortgages start a new loan account by paying off the first mortgage ... have on your existing mortgage and present debts, such as your credit cards, that this would be a good way ... and checking your credit reports should be followed.Its fee includes settlement costs, discount points etc [more...]

Date: 2009-01-14 03:52:19

Save to send Your Children to College

by Basdeo Paul Whether you went to college or not you probably will have big plans for your children ... towards paying off your debt. You can give up little things like trips to Starbucks or fast food ... of all of your debt. You need to know all of your balances, interest rates and minimum monthly payments. Now start [more...]

Date: 2008-11-14 15:10:07

Could It Be ….. Recovery? If So, Hurry Up Already

I’m starting to like this 78-day presidential transition period more and more. That’s because in another 30 days or so, the economy might ( ... up monthly cash flow. Many others will be cash-out refis where the cash received at settlement will be used to make major puchases or pay down other debt. The idea that there has been some kind of “ [more...]

Date: 2008-12-18 17:29:55

Want to Consolidate a Student Loan?

Just finished school and now it’s time to start paying on those Student loans fall into two categories. 1 ... consolidation services. A federally funded student loan also cannot be consolidated with credit card debt. If you are considering consolidation of your student loans, gathering the appropriate [more...]

Date: 2009-01-08 02:29:44

Do it yourself Credit Repair

by Rob Kosberg You have reached the point in your life that you realize that you need to make some drastic changes in how you manage your spending ... , pay as much more than minimum as you can. Pay the minimum on the others. When the first is paid off, start applying that same amount to the next debt in line. It won’t be a fast process. To immerse [more...]

Date: 2009-01-14 23:40:40

Foodhacking tickets still available!

On the evening of Day 3, please join us at the c-base for an evening of events to help support the “mothership” hackerspace in Berlin ... to pay down their legacy power debt- that’s why we’re calling the evening “Power to the People” ... , you can learn all about foodhacking! Starting at 2 PM, you can help prepare the evening’s dinner [more...]

Date: 2008-12-28 15:55:05

Accepting a down payment

Well I’ve discussed borrowing money from family in times of need, boomeranging home, and finances for a young couple starting out ... they were fortunate to get a $50k gift from a relative to pay off their student loans.  So should ... off debt, take it.  BUT not at the expense of your parents. My roomie will get a paid for wedding [more...]

Date: 2008-11-13 13:00:16

What You Can Do To Keep Your Credit Score Afloat

Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt ... or not you are searching for new credit. Every department store card you apply for reflects as a negative [more...]

Date: 2008-04-29 21:58:58

Six Months of Blogging!

Hey guess what? It's been six months since I started this blog!! ... 14 day period. 2. Pay off "short-term" debt - two payday loans totaling about $400; loans [more...]

Date: 2008-11-17 15:29:54

Facts And Figures About Bill Consolidation

September 4, 2009 | By Imus Jackson In Finance | by Imus JacksonYour credit rating is becoming obscene, your bills are out of control, you have more debt than you can face or ever hope to pay off, and you cannot sleep at night because of all of this. What to do. Well, the best way to approach this situation is to get some help in the form of a credit counseling service that can initiate bill consolidation and start to get you back on the right track financially so you can enjoy life again [more...]

Date: 2009-09-05 03:22:15

The Daily Poverty Post.

Welcome to Bossy’s Poverty Party, an online support group for reining in spending, getting your finances in order, and climbing out of debt ... t, in fact, what today’s Poverty Post is about, so we’re off to a blazing start! Anyway. One day while ... it up first when paying for something. And you should too because you see how well things worked [more...]

Date: 2009-01-07 13:15:15

Weakonomics Tour of the Country:  Georgia

AKA the “We Started As A Prison” State Originally set up as a place for Britain to dump it’s people that couldn’t pay off their debts (now there’s [more...]

Date: 2009-01-15 13:25:02

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... , but it soon will be liberating. When you get rid of your credit cards, be sure to pay off and close ... . It’s hard to repair your credit and it makes life difficult to have bad credit [more...]

Date: 2009-01-05 11:03:01

6 Powerful Easy Tips for Living Debt Free.

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... that almost every one likes to enjoy the benefits offered by low interest credit cards, but they never read their statements when they have to pay back the bill. Credit cards involve the risk of starting [more...]

Date: 2009-01-06 10:45:18

Free Credit Report

With all the previous talks about financial freedom, even taking steps towards being free of debts, ... free credit report. This will enable you to get hold of what your running credit score is and allow ... and get started. It is always best to choose a free credit score than to have to pay [more...]

Date: 2009-01-15 04:32:07

Obama's Brilliant Idea? Spend More Money On The Deadbeats Who Couldn't Pay The Mortgages They Shouldn't Have in The First Place

Great fiscal dem policy to start off a new administration, get or save mortgages for people who are here illegally, or those who have no SS #s, ... to pouring it towards bad debt after bad debt? I paid off my mortgage per the rules set forth ... or no jobs, most importantly with no way to pay the present mortgage a second lifeline [more...]

Date: 2009-01-15 06:13:00

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

How to Motivate Yourself to Pay Debts

Start the year right with a clean slate which is why I paid all of my credit card dues just last December ... debts to pay off. If you’re in credit card hell. Pay off the ones with smaller debts then get rid ... advice from people who have experienced paying off debts successfully. You can ask your parents, other [more...]

Date: 2009-01-07 10:45:24

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