Refinancing vs Line of Credit
Refinancing vs line of credit are two popular options you have when deciding the best way to take equity out of your home. Sometimes it makes sense to establish a line of credit. But in other situations it’s better to get a cash back refinance mortgage loan. You can find out which loan is best for your situation by doing some simple math [more...]
Date: 2009-01-09 03:29:21
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Equity Line of Credit:Is this the Answer to Your Financial Needs?
by Doc Schmyz We all know by now that home owners have a hidden savings account…its called HOME EQUITY ... Line of Credit? With a typical loan, which deposits a set amount of money in your account and begins ... asking for a new loan when you have paid it back. What can the HELOC be used on?? We can all find [more...]
Date: 2009-01-05 19:12:07
Peak Credit & What That May Mean
A: Peak credit, sounds like I hit my limit on my credit cards! I guess its kind of true. For owners of home equity lines of credit, you may have noticed a decrease in your available credit line recently. Why is that? Because credit has peaked, and is now contracting! As banks work [more...]
Date: 2008-08-04 16:55:33
Games Lenders Play, Part VII - Selling Mortgage Accelerator Programs
I thought I'd share this with you as an example of the sort of mind set to beware ... to go ahead, a HELOC (DM: Home Equity Line of Credit) is required to implement the program, so they will need YOU to arrange an "Advanced" (Home Equity) Line of Credit for them (earning you a fully [more...]
Date: 2008-08-05 13:51:55
Layaway is Making a Comeback
I read an interesting article in the Detroit News about layaway ... to the customer. Now banks are lowering credit card limits and home equity lines, and even consumers ... . Before there were credit cards, stores offered layaway as an option to consumers who may [more...]
Date: 2008-12-14 06:13:42
Home equity line for real estate investing?
by Doc Schmyz We all know by now that home owners have a hidden savings account…its called HOME EQUITY ... then most credit cards. This fact alone makes it ideal ... Line of Credit? With a normal loan, which deposits a set amount of money in your account and begins [more...]
Date: 2009-01-14 10:27:43
Walking Away Relieved When Deals Were Rejected
The Philadelphia Inquirer reports from Pennsylvania. “This is supposed to be a buyer’s market ... , but don’t close a deal. Sellers sit and wait, confident that someone will pay their price - eventually.” ... We refinanced and took out a home-equity line of credit several years ago to help make ends meet [more...]
Date: 2008-11-21 15:50:35
Free Suze Orman Book, Business Tax Software, and More!
I’m always looking at monthly services that we have and finding ways to pay a little less ... . The goal is to facilitate $100 million in loans to American families and businesses. You can vote ... Your Home Equity Lines of Credit (HELOC) From Being Frozen: Max It Out? Buy A Foreclosure For Under [more...]
Date: 2009-01-14 14:29:46
30-Year Mortgage Rate Falls Below 5%
Just when you thought mortgage rates couldn’t get any lower, they did ... guides on how much you should spend on a home and the basics of home equity loans and lines ... their credit might not be up to par, but they might lack sufficient home equity. The “underwater” problem [more...]
Date: 2009-01-15 09:49:00
Home Equity Financing Options - Should You Get a Home Equity Loan?
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]
Date: 2009-01-12 15:30:50
Barriers and Problems Refinancing a Home Mortgage in 2009
My quest to refinance my home mortgage continues. Rates are around 5.00% with no points for a 30 year fixed, last I checked ... with a maximum amount, similar a credit card. You don’t receive a lump sum, but rather withdraw ... for private mortgage insurance (PMI) or take out a home equity line of credit (HELOC). Private Mortgage [more...]
Date: 2009-01-14 11:00:51
Is a Home Equity Second Mortgage Right for You?
Second mortgage Home equity loans are an extremely popular source of credit. Lenders offer dozens of varieties of loans making it very easy to tap the equity in your home ... equity lines that come with fixed interest rates. Many lenders charge upfront fees and large amounts [more...]
Date: 2009-01-14 08:44:29
My Husband is Going Back to School
For the last couple years, my husband has been thinking about going back to school ... using a home equity line of credit. However, we need to consider getting a student loan. Taking [more...]
Date: 2009-01-15 13:15:58
Who is to Blame for the Mortgage and Foreclosure Mess?
Who is to Blame for the Mortgage and Foreclosure Mess? November 15th, 2008 By BRIDGET MAGNUS ... they had to take out second mortgages or equity lines of credit to pay the bills. This left them [more...]
Date: 2008-11-15 21:13:17
Understanding Rights Issues
Photo by micsalac There have been a spate of rights issues by listed companies recently ... that they require more funds. There is also the problem of existing credit lines of companies being reduced ... to raise capital. Via debt or equity. Debt can be raised through bank borrowings or the issuing [more...]
Date: 2009-01-14 04:09:35
What will Citi sell? - BloggingStocks
What will Citi sell? BloggingStocks - 5 hours ago ... a 3799 branches around the world that offer car loans, home-equity lines and personal "debt-consolidation" loans to repay credit cards and other bills. ... [more...]
Date: 2009-01-14 13:53:46
Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008
(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also ... that’s a target. That’s not a restriction. The bond holders taking equity instead of debt — that’ [more...]
Date: 2008-12-21 20:13:21
Tom Ford Plans Womenswear Line
Drapers reports that Tom Ford is seeking a $50 million investment to launch a womenswear line. The eponymous luxury label from the ex-Gucci creative director is looking for an investment of $50m (&30.5m) or more in a process managed by Credit Suisse, according to Reuters' private equity website peHUB. Tom Ford International currently sells menswear and men's and women's eyewear and fragrances through four standalone stores and several wholesale sites. [more...]
Date: 2009-09-28 17:41:00
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