Secured Debt Consolidation Explained

When people are faced with a lot of debt, whether from credit card, department store cards or some other form of consumer credit, ... the best solution for paying it off is often to consolidate all the balances with a single loan. In most cases, these consolidation loans are secured by some sort of collateral, such ... [more...]

Date: 2008-07-07 21:20:58

Blog posts (20) | Videos (13)
 

Why Choose a Personal Secured Loan?

Listed below are some of the many reasons why choosing a personal secured loan makes good sense ... a number of other smaller loans, credit or store card balances. You would then benefit by having ... , weddings, buying a new car to consolidating all your existing loans, credit and store cards. A personal [more...]

Date: 2009-01-09 01:36:17

The Secrets Of How To Consolidate Debt

If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]

Date: 2009-01-15 01:32:23

Divorce Debt and Free Credit Reports

When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]

Date: 2008-11-24 17:02:57

If Personal Finance is Easy, Why Isn’t Everybody Rich?

Yesterday, MSN’s Smart Spending blog posted a version of my recent article about the dirty secrets of debt reduction (and what to do about them) ... , consolidate debt, use 0% offers, use the one credit card with a 0 balance as it is cheaper than cash. You’ll ... to get out of debt. Debt elimination involves three steps, I said: Stop acquiring new debt [more...]

Date: 2008-08-06 18:00:13

Taking the Mystery Out of Credit Card “Minimum Payment” Requirements

If you are one of the savvy consumers who pays off their credit card balances in full each month, ... will increase as the economy continues to suffer from layoffs, financial losses, company consolidations ... result being that those who only make minimum payments will simply see their debt continue to grow [more...]

Date: 2008-12-30 14:04:51

Getting Out Of Debt The Old Fashioned Way

Many people these days are struggling with debt that they cannot afford ... excessive credit card debt cut up their credit cards. While for some this may be a much needed thing ... there are debt consolidation plans that sometimes result in negotiated lower interest rates and balances [more...]

Date: 2008-12-26 21:00:36

Ten Ways to Reduce Debt

by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]

Date: 2008-11-24 22:33:22

Goal for this Year

What is your goal this coming year? Well, as for me, ... talking about my outstanding balances with my four credit cards. Yes! I was qualified ... of a debt consolidation service. These services are provided to help lower your bills [more...]

Date: 2009-01-14 12:23:40

Debt Consolidation May Be A Option For You

With hard times everyone is going through in today’s market and almost everyone owing somebody, have you ever thought about debt consolidation? ... with credit card companies that she had no choice but debt settlement. By using Fast Debt Freedom Now, she was able to reduce her balances up to 50% and save thousands with unsecured debt consolidation [more...]

Date: 2008-10-02 14:15:00

Manage Your Checking Account and Stay On Top of Your Finances

This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... and debit card purchases. Most ATMs will give you a receipt with your withdrawal, but this balance ... enroll checking account customers into a program where the bank covers overdrafts for a fee, which [more...]

Date: 2008-07-22 15:30:03

Transfer Your Balance to Avoid Interest

Consumers will spend around £11bn on plastic leading up to Christmas and the New Year, reported by the Association for Payment Clearing Services ... one credit card,another solution to save on interest would be to make use of a debt consolidation ... this you can switch your debt| by switching your debt on to the new card as soon as the festive season is [more...]

Date: 2008-11-13 22:08:22

Learn about debt consolidation.

Debt consolidation alternatives can help you get out from under your overwhelming debt that so many Americans are feeling today and have been ... I know people who have just gotten out of credit card debt just a little while ago, and it was a struggle ... these hard times become easier. Their services include: # Reduce Balances up to 50% - Save [more...]

Date: 2008-12-18 01:57:44

Consolidate Your Bill.

Being a credit card owner, I constantly receive persistent calls from credit card telemarketers offering their newest products, ... to pay on time. This bill consolidation doesn’t only apply to credit card balances but it can also ... of absolutely no interest at all. If you have several smaller payables to different credit card companies [more...]

Date: 2008-11-14 07:37:08

The Plastic Generation

This is guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... can be a quick way to financial disaster. Some signs include: being broke having a credit card balance unpaid ... work for the credit card companies. Here’s an idea to assist you. Pay for everything in cash! Until [more...]

Date: 2008-07-03 15:30:45

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

Is Your Credit Application Affected By Your Job?

The following is a guest post by Tisha Tolar. Special thanks to Tisha for filling in while I’m on vacation ... to a new credit card company to avoid increased interest rates or to consolidate card balances, make ... for and obtain. Now, the application process of a new credit card is much less guaranteed. For many [more...]

Date: 2008-12-01 14:29:30

If your credit card…

…balances are high, and you are considering bankruptcy, you should negotiate your credit balance with the card company. Usually they will waive some interest and fees to have a lump sum payment. You can also hire a debt consolidation company to do this for you. [more...]

Date: 2009-01-11 01:41:19

Debt Consolidation Advices

Many people are burdened with too much debt that their monthly salaries are not enough to cover their monthly loan payments, ... some advice from debt consolidation companies which offers good solution to debt problems. They will help you consolidate your credit card balances and various loans into one single loan which [more...]

Date: 2008-12-17 14:27:00

Gaining Your Financial Freedom

by Mary Bush Financial freedom may seem like an impossible dream to many. The key is to never give up on that dream ... like an eternity. About the Author: I hate debts Tips To Get the Best Debt Consolidation Loans ... , or a balance to a credit card statement marked “paid in full”. It might also include images of your dream [more...]

Date: 2009-01-04 09:16:00

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