FHA Mortgage Insurance Fund Down 40%
Mortgage Law Central reports today on FHA’s Oversight Capability. The House Committee on Financial Services held a hearing to look into the recent Business Week story alleging that predatory lenders are alive and well originating FHA loans. The committee listened to testimony from HUD on the approval process for FHA lenders, [more...]
Date: 2009-01-14 22:30:06
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SBA Loans Plummet
During the first quarter of its 2009 fiscal year (which is the last three months of 2008), the Small Business Administration dropped the total number of loans it backed by 57 percent ... s loan, meaning that 7(a) loans are actually provided by lenders who participate with the SBA [more...]
Date: 2009-01-15 14:32:25
Obtain Financing By Declaring Your Intent To Repay Your Loan
Lenders are not in a hurry to lend to those who are self employed, ... or unsecured self-employment loan. A self employed person may be rejected on their loan because ... and they are unlikely to be covered for unemployment unless they stop operating their business. A debt [more...]
Date: 2009-01-03 04:01:17
Ego, Ideology and Payday Loans
There are three categories of payday loan opponents. The first category, which I refer to as “Mercenaries”, are entities that fight to put payday lenders (PDLs) out of business because these entities provide competitive products. Anyone [more...]
Date: 2008-07-07 02:14:16
P2P Lending Gets Tougher As Another Door Opens
With Prosper and Loanio working on regulatory paperwork, LendingClub was the only peer-to-peer lender in town last quarter ... % for the highest-rated borrowers to 20.11% for the lowest. Borrowers are using the loans for debt consolidation, education, small business and other expenses under $25,000. The increase in traffic [more...]
Date: 2009-01-08 15:36:17
How Credit Repair Services Can Help You Be Debt Free
a credit repair business Unfortunately, the world is set up to encourage borrowing ... techniques, end collector calls and teach people how to reduce debt. Debt consolidation credit ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores [more...]
Date: 2008-12-15 21:41:26
Looking for Materials About Iva – Find them Here
The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]
Date: 2009-09-26 15:18:41
It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender
RESPA no person shall give and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person. Let me repeat the important [more...]
Date: 2008-12-16 14:43:35
Business Is Booming for the Repo Man
The Miami Herald reports that not everyone is taking the credit crunch as hard as kids in Britain: ... on this day, its loan hasn't been paid for months, with $200,000 overdue. I grew up in a Florida ... crunch cohort: payday lenders. [more...]
Date: 2008-07-18 15:16:00
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