Repairing Your Credit Is Possible

Know your rights and be eligible for any type of loan ... from them in a polite way. That’s all there is to it. Get Your Credit Report You have the right to ask for one report per year, free. And even though the bureau may charge you a fee, it is never [more...]

Date: 2008-12-11 17:59:54

Blog posts (181) | Videos (42)
 

How You Can Stop Identity Theft

The FTC recently released a list of top consumer fraud complaints received in 2007 and not surprisingly, identity theft topped the list for the eighth year in a row at 32% of the overall complaints. Consumers reported over $1.2 billion in losses last year, even though there are many ways to fight identity theft . While we can’t be expected to live an exceedingly paranoid existence, we can be smart by monitoring our free Experian credit report. [more...]

Date: 2009-06-18 19:02:05

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... that there aren’t any mistakes on it. You can get one free copy of your report once a year by visiting ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender [more...]

Date: 2008-11-05 19:53:11

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

10 New Year Switch & Save Recommendations

With a severe recession looming, 2009 is predicted to be a tough year for most, ... with a free credit report and 30 day trial of CreditExpert and see what lenders see. Checking your Experian credit report can save you money when applying for a loan, mortgage or credit card. Get £2.50 [more...]

Date: 2009-01-09 17:14:27

Consumer Advice to Ring in the New Year

December 23, 2008 FTC News Release: Nine Consumer Tips to Make the Most of 2009 As 2008 draws to a close, ... include: Get a free copy of your credit report. Visit www.annualcreditreport.com or call 877-322-8228 to request a free credit report, once every 12 months from each of the nationwide consumer credit [more...]

Date: 2008-12-23 18:24:31

Nothing is Free When It Comes to Protecting Your Identity

by Jed Jenson According to the FTC, an estimated 9 million Americans are affected each year by identity theft ... in Fraud Alerts on your credit report. 2. Do Not Call or Mail Lists - Another way to protect your identity ... lists, and accessing free credit reports, many individuals do not realize that they must [more...]

Date: 2008-06-19 18:15:14

Tips on Declaring Bankruptcy

If you know you’re going to declare bankruptcy, there’s probably not much I can say to make you change your mind but there are a few things I can ... to have a ding on your credit report for years to come.  What does this mean?  Kiss the good interest rates goodbye and kiss the annual-fee free credit cards away as well.  You’re most likely going [more...]

Date: 2008-11-29 20:11:42

More Than a Cereal: What You Should Know About ChexSystems

If you’re concerned with your credit score and general financial healthy, you’ve probably heard of Experian, Equifax, and TransUnion ... as the three credit bureaus, you can order your Chex report once a year and if you’ve been denied a bank account because of it in the last 60 days. (You can get free copies of your credit report [more...]

Date: 2008-10-29 14:30:09

Buying A House? Check Your Credit History Now

A lot of my friends are thinking about buying, or have already bought, a home this summer ... each year, which means there’s a uncomfortable chance your credit report will have something wrong ... your claim. Check your credit history for free at the government mandated AnnualCreditReport website [more...]

Date: 2008-06-06 17:53:23

Win A Sony Vaio

Fancy winning a Sony Vaio Laptop & a one year subscription to McAfee Internet Security? ... your credit report for free while your there, bargain. Click here for details ... . All you have to do is log in to credit expert  before the 13th February to be in the prize draw [more...]

Date: 2009-01-16 01:22:21

Avoiding ID Theft and Credit Fraud

Avoiding ID Theft and Credit Fraud Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, ... these credit bureaus remove your name from their lists: TRW (800) 353-0809, Equifax (800) 219-1251 and TransUnion (800) 241-2858. Once a year carefully check out your free credit report from Experian [more...]

Date: 2008-12-01 09:00:08

35 Million Data Records Exposed in 2008 to Identity Theft

Last year over 35,000,000 personal data records were exposed via656 separate security breaches representing a 47% increase from2007 ... by following these simple steps:1) Get a copy of your free credit report to check for any fraudulentcredit ... 400 data sources containing your name that arenot covered by your credit report.* Criminal identity [more...]

Date: 2009-01-04 21:04:00

NH’s Attorney General’s Resolutions

NEW HAMPSHIRE’S ATTORNEY GENERAL HAS SOME NEW YEAR’S RESOLUTIONS FOR CONSUMERS TO CONSIDER ... IS TO PROTECT PERSONAL INFORMATION, FROM CREDIT CARDS TO DRIVER’S LICENSES. HER OFFICE IS PROVIDING TIPS ON GETTING A FREE COPY OF YOUR CREDIT REPORT, STAYING SAFE ONLINE, FOILING PHONE FRAUDSTERS - AND EVEN [more...]

Date: 2009-01-02 15:43:47

2008 Top Financial Web Sites

Kiplinger recently released their top picks for 2008 best investing and financial services web sites ... will cost you $159 per year for a premium membership. Credit reports: AnnualCreditReport.com. Forget copycat sites. This is the official Web site where you can get a free report from each of the three [more...]

Date: 2008-12-03 01:50:29

2008 Top Financial Web Sites

Kiplinger recently released their top picks for 2008 best investing and financial services web sites ... will cost you $159 per year for a premium membership. Credit reports: AnnualCreditReport.com. Forget copycat sites. This is the official Web site where you can get a free report from each of the three [more...]

Date: 2008-12-03 01:50:29

Buying A Home After Filing Bankruptcy

Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]

Date: 2008-11-23 21:15:25

New Year Resolution #1: Financial Fitness in 2009

Worried about the economy? Been hoarding all your pennies lately? You’re not alone ... t it? Free credit report comparing all your debts, rainy day funds, budget tool…yes, we need ... ? If you have credit card debt, ask yourself why. That list on your credit card statement….was each [more...]

Date: 2009-01-07 22:51:21

My financial resolutions for 2009, #5 in a series

Editor’s note: We asked our resident money experts to share their financial resolutions for the year ahead. Here, the fifth in our series: I’ve resolved to obtain and examine a free copy of my credit report as often as I can. Federal law gives everyone the right to a copy of their report from each [more...]

Date: 2009-01-09 01:10:49

Resolutions 2009

I'd like to hear about any resolutions for this year that are on your mind.I admit: nothing specific comes to mind for me.. ... : Protect your identity. Download your free annual credit report (US only). Build your network before [more...]

Date: 2009-01-01 13:21:41

Second, and Possibly Third, Stimulus on the Way as Unemployment Poses Next Major Hurdle for the Economy

With gross domestic product plummeting and the jobless rate at a 14-year high, U.S ... have been reluctant to admit that this cycle, unlike 1998’s credit crisis, is imbedded in the real economy ... send you an important new report for free: “The Three Best Investments in Asia.” [more...]

Date: 2008-11-12 15:23:47

More Unemployed Workers, Fewer Jobs

More Unemployed Workers, Fewer Jobs by Tula Connell, Jan 14, 2009 Photo credit: catinatree The U.S. retail sector has been the most immune to the nation’s year-long jobs free fall, but that has changed in recent months and likely will get much worse. Today’s Commerce Department report on retail [more...]

Date: 2009-01-14 21:06:36

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

10 ways to effectively estimate and control project costs

Estimating what a project will cost is only half the battle; controlling those costs during the project and after delivery is equally critical. Note: This information is based on a previously published article and is also available as a PDF download . Building a better bottom line is just as important for an IT department as it is for the whole organization at the enterprise level. Implementing sound financial management within an IT framework is broader than simply being more efficient. [more...]

Date: 2009-09-30 07:00:53

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:39

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:12

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:37

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:56

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:14

Avoid the Freshman Financial Fifteen

College students have a lot to deal with: New classes, new surroundings, new friends, and adjusting to a new lifestyle away from home.  It’s easy to get wrapped up in the college scene and forget to take care of your finances, but making good decisions early will pay dividends later.  Here are fifteen financial missteps often made by college students and strategies to avoid them.1.    Not budgeting This is undoubtedly the biggest mistake we college students can make.  It is important to set [more...]

Date: 2009-09-30 15:10:57

PERSS ENCOUNTER WITH PM HIGHLIGHTS, DIRE NEED FOR NEW VISION FOR ETHIOPIA - By Genet Mersha

In the wake of his ‘involuntary anointment’ as chief executive of the state and the ruling party, Prime Minister Meles Zenawi has once again shifted to a high gear with a new five-year term securely under his belt. Although his decision was not unexpected, the 360 degrees shift of from the spring, winter, summer and beyond of his oft-expressed decision to quit his job as prime minister has not gone unnoticed. Owing to that, the prime minister has encumbered himself with expectations. [more...]

Date: 2009-10-01 14:45:04

Marijuana activist Emery surrenders to court, awaits extradition

That’s a good man being sent down there, for ridiculous prohibitionist laws. And mostly to appease the US at that. You can watch a documentary on Marc and his anti-prohibition activism here . You can learn who ships in the actual hard drugs here. Flashback: Vancouver pot activist Marc Emery to plead guilty to U.S. drug charge | The Post editorial board: Emery should be a free man | Canada “Prince of Pot” reaches deal on U.S. [more...]

Date: 2009-09-28 20:48:55

Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05

Restoring Your credit Status

by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]

Date: 2009-09-29 08:16:24

Freescore.com Sues Yahoo To Reveal Blogger's Identity [Intimidation Tactics]

Freescore.com is one of those online companies that offers a free trial, and then attempts to enroll its customers in a $30/month subscription service. Now they're suing Yahoo in an attempt to reveal an anonymous blogger who quoted a Reuters article when criticizing the service, and who pointed out that Freescore is owned by a company with a reputation for billing customers without permission. You may have seen Ben Stein hawking Freescore.com on your TV in recent months. [more...]

Date: 2009-09-28 18:13:18

Commodity Currencies Rebound Versus the Dollar

Well… Instead of a “turn around Tuesday”, we’re seeing a whiplash Wednesday! And for once the Big Dog (euro) ( EUR ) didn’t lead the other little dogs (currencies) off the porch to chase the dollar down the street! No… This time it was the currencies of Australia ( AUD ) and New Zealand ( NZD ) that led the charge versus the dollar. The euro has taken up the charge since opening the doors to a new day of trading in Europe, so… It looks like it’s a “take the dollar to the woodshed” day. [more...]

Date: 2009-09-30 14:55:33

Commodity Currencies Rebound Versus the Dollar

Well… Instead of a “turn around Tuesday”, we’re seeing a whiplash Wednesday! And for once the Big Dog (euro) ( EUR ) didn’t lead the other little dogs (currencies) off the porch to chase the dollar down the street! No… This time it was the currencies of Australia ( AUD ) and New Zealand ( NZD ) that led the charge versus the dollar. The euro has taken up the charge since opening the doors to a new day of trading in Europe, so… It looks like it’s a “take the dollar to the woodshed” day. [more...]

Date: 2009-09-30 18:55:42

Brand Measurement: Analytics & Metrics for Branding Campaigns

One of the ultimate excuses for not measuring impact of Marketing campaigns is: “Oh, that’s just a branding campaign.” Admit it, you’ve heard it. I suspect you’ve even used it liberally!! : ) Before we go any further I must clarify that I love branding campaigns just as much as the next guy. I love campaigns that Visa runs. I love watching the IBM ads (with the Linux kid perhaps the best of the lot). I loved the I’m a PC ads from Microsoft (and I am a proud PC!). [more...]

Date: 2009-09-29 08:34:04

Consumer Focused Carnival of Real Estate

September 30th, 2009 The guidelines for this carnival . As always, I arranged the entries that met guidelines into three levels, based upon originality, usefulness to the consumer, and how much thought and effort and research went into an entry. STRONGLY RECOMMENDED We have an Editor's Choice! Four Pillars talks about Pocket Listings . A pocket listing is where the listing agent keeps the listing "in his pocket" rather than putting it on MLS. [more...]

Date: 2009-09-30 13:50:49

No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34

Need Info About Credit Cards – Check Out this Post

Numerous people fail to get approved when applying for a credit card these days. It is often a very depressing experience, especially if it is not the first refusal letter you get and if you really need that credit card. The most common reaction to this is losing hope for getting a credit card once and for all. Not the best thing to do, is it? Let’s find out what you really can do to get out of this unpleasant situation. First thing you have to do is realise that it is never over. [more...]

Date: 2009-09-29 02:37:09

ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

U.S. Climate Action Partnership Presents Outdated Climate Plan

From the Wonk Room. Today, in the first hearing of the House Energy and Commerce Committee under the leadership of Rep. Henry Waxman (D-CA) ... the political tide in Washington. They deserve credit for moving past conservative rhetoric that denies ... indicated in a recent report, “A U.S. climate bill should set a target of reducing U.S. greenhouse gas [more...]

Date: 2009-01-15 23:59:04

War Made Easy_Brainwashing…Why a Global Economic Deluge Looms June 2006!!

  War Made Easy… http://www.warmadeeasythemovie.org/ War Made Easy  Reaches into the Orwellian memory hole to expose a 50-year pattern of government deception and media spin that has dragged the United States into one war after another from Vietnam to Iraq. Narrated by actor and activist Sean Penn, the film exhumes remarkable archival footage of official distortion and exaggeration from LBJ to George W. [more...]

Date: 2009-09-29 14:26:05

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of ... and hawing on how “It’ll be different this time,” the rest of the bailout went straight to the Treasury ... and Merrill in less than 12 months. Today we learned Lewis has been pleading with Uncle Sam [more...]

Date: 2009-01-16 20:25:19

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Anything That Could Go Wrong Did Go Wrong

The Gazette Times reports from Oregon. “After a months-long struggle to move through the city’s planning department and overcome objections by wetlands advocates, Ashwood Preserve is up for sale. The 9.52-acre parcel, which became a test case for a provision which allows a land owner to build on property even if it is mostly covered by natural [more...]

Date: 2008-12-29 17:24:14

Zurich heap pressure on under-fire Leonardo with Milan win

FC Zurich pulled off a famous and unlikely victory as Finland’s Hannu Tihinen scored the only goal in a 1-0 victory over AC Milan in the Champions League at the San Siro on Wednesday. And this latest set-back will surely have piled even more pressure on under-fire Milan coach Leonardo. In four home matches this season Milan have scored only one goal, also winning only once, while they have fared little better on their travels. [more...]

Date: 2009-10-01 02:11:04

Whiplash Wednesday!

Currencies rebound VS the dollar…Aussie and kiwi lead the currencies higher…Data and Central Bank speeches today…Gold rebounds back to $1,000! And Now… Today’s Pfennig! Good day… And a Wonderful Wednesday to you… Instead of a “turn around Tuesday”, we’re seeing a whiplash Wednesday! And for once in a month of Sundays, the Big Dog, euro didn’t lead the other little dogs (currencies) off the porch to chase the dollar down the street! [more...]

Date: 2009-09-30 19:07:48

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