Popular Tags, Blogs, and Videos about credit report scores

Fast Credit Repair Tips

Many companies and programs are offering fast credit report tips, however they often come with a hefty price tag ... , you can increase your credit score rather quickly. In some cases the results can be a couple days, but within 30 days significant improvements can be made. Original text: Fast Credit Repair Tips [more...]

Date: 2009-01-15 18:01:59

Blog posts (327) | Videos (369)
 


ChexSystems: A Fast Route To Trouble

ChexSystems: A Fast Route To Trouble Not everyone has heard about ChexSystems and, ... , that can be a problem. ChexSystems is a consumer reporting agency, just like Experian, Equifax and TransUnion. Those three are better known, because they report on your credit history and score [more...]

Date: 2008-10-30 15:39:49


Taking Home Mortgage Loans

by John Bear Planning to refinance your current mortgage? There are actually several options that are available for you ... loan approval solely on credit scores. In order to obtain a no doc loan, you must have a very high ... at a very good credit report, they reason that an applicant wouldn’t just do anything bad to tarnish [more...]

Date: 2008-12-31 15:42:48


How Does Bankruptcy Affect Your Credit Score?

For many consumers facing high levels of debt, bankruptcy may seem like the only available option ... clients will see this blemish on their credit report for up to seven years, but the implications don’ ... , as it can be hard to obtain credit, even with a clean slate. After the bankruptcy declaration [more...]

Date: 2009-01-08 02:16:12


Buy and Bail

From the Wall Street Journal: Some Buy a New Home to Bail on the Old Fannie Plans Rules To Avoid Practice Described as Fraud By NICK TIMIRAOS ... , since foreclosures can stay on a credit report for seven years. In some states, lenders can sue ... require those borrowers to make a 10% down payment and meet a minimum credit score after the five [more...]

Date: 2008-06-11 09:54:32


Pitfalls of Bad Credit Credit Cards

Having lousy FICO scores, as we all know, affects our ability to pull out loans ... you for what you’ve done, they’ll report you to credit rating ... . As for the lending companies that do accept our request to borrow money, the rates [more...]

Date: 2008-12-27 14:35:46


Credit Repair Advice

Credit Repair Advice November 24th, 2008 Subscribe To Our Feed The best part about finding a third party credit counselor to tackle your ... is to check your free credit score with Experian, TransUnion and Equifax and be sure to be on the watch for any facts about identity theft while you are going over your credit report. Once you see [more...]

Date: 2008-11-24 05:33:00


How to Remove a Tax Lien From Your Credit

by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it. This is a very bad mark and will lower your score considerably. The first step ... it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]

Date: 2009-01-15 08:40:48


Debt Reduction is more Important than Your Credit Score

If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York Times, credit card companies are showing increased flexibility with consumers who have significant [more...]

Date: 2009-01-04 00:34:49


Credit Repair In 4 Easy Steps

Credit Repair In 4 Easy Steps November 22nd, 2008 Subscribe To Our Feed If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair. First ... to even look at them.” At www.annualcreditreport.com, you can get a free copy of your official [more...]

Date: 2008-11-22 03:12:02


Racing the Clock on DPA Programs: Will The Dems Save the Day?

I had some fun, yesterday, with a report about the down payment assistance ban and the First-Time Homebuyer Tax Credit ... credit score of 620. Compliance to the underwriting guidelines then, could make DPA programs, or 100 ... that the Tax Credit might be collateral for a “tax refund loan”, thereby, facilitating the need [more...]

Date: 2008-08-28 04:26:04


Erase Bad Credit

If you have a low credit score contrary to popular belief you do not have to just wait seven years for your credit report to naturally repair it self. You can take action today and remove bad credit... [more...]

Date: 2008-12-30 23:04:27


So What Do You Think? Money Smart Life - Reader Survey

I think it’s time we have “the talk”. You know, the inevitable conversation in any relationship where one person asks the other: ... Cash in An Emergency - 56 Page Report * 101 Powerful Tips for Improving Your Credit Score - 54 Pages [more...]

Date: 2008-06-10 14:09:15


Are You Saving Enough In Your 401-k Retirement Accounts? See How You Compare

US News and World Report recently conducted a survey of 401-k participants and broke them down by age group, job tenure, and asset allocation ... ® Credit Score Estimator Related posts:Use a Credit ... ?  Check out the full story on US News and World Report’s site. © Own The Dollar - This posting [more...]

Date: 2009-01-07 16:48:56


Credit Card Updates and the Sad State of Affairs

Katybug scored a Chase Continental Mastercard with a huge $1900 credit line. The size of the line is not important but the size of her bonus is ... our credit report clearly shows our South Carolina address. We will send it all off tomorrow ... . Her Citi Aadvantage Platinum Worldcard approval is delayed. They want a copy of a pay stub, phone bill [more...]

Date: 2008-11-30 11:23:59


Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily ... (as promotions do), you can also obtain a free credit report at annualcreditreport.com. While it won't give [more...]

Date: 2008-10-02 12:12:54


Why Buyers Should Adopt the Scout Motto

       Be Prepared! Buyers, especially first time home buyers, need to adopt the scout’s motto ... a full credit report and did not send your file to their underwriter for approval. If you are really ... .  Follow their advice.  Many of today’s buyers need to clean up their credit scores in order to obtain [more...]

Date: 2008-07-02 17:47:16


Sunday Money Madness - Happy New Year!

Happy New Year Everybody! Let’s kick off the first of this year’s roundup with a bang! ... Bureaus Roll Out New Credit Score Formula for 2009. Finance for a Freelance Life asks Got Gift Cards ... @ Saving to Invest. Carnival Of Credit Report Stories Dec 22 @ Lava. Related Posts Sunday Money [more...]

Date: 2009-01-04 13:07:58


January 7 - IBM/MSFT Layoff Rumors Remain - Oglivy Cuts 10% - LM Glasfiber Spins 150 Out the Door - Cessna Warns - 400 Less at Barclays - Aloca Sheds 15,200 - EMC Deletes 2400 - Lenovo Erases 2500

                                  Mike: Good day to all ... . The jobs news for today is rather light Challenger Job-Cut Report. with the big news coming ... with credit scores of 500 who don’t have a steady job. Credit cards are drying up for many, which [more...]

Date: 2009-01-07 13:47:48


Volcom Coney Island Ls Shirt Black Womenaposs

Do it, and then do it again and again and again. * If someone bids $22 ... on your credit report is going to cost you dearly in your score. ... spiders the most. When you apply for a credit card through moneyeverything. As you know, my ultimate [more...]

Date: 2009-01-16 16:35:14


Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15


How You Can Remove a Tax Lien

With a tax lien on your credit report your score will be dramatically affected. You should take action to erase this mark from your report. [more...]

Date: 2009-01-15 08:38:51


WHAT THE HELL?

WHAT THE HELL?  By R.J. Godlewski ©August 13, 2008, ... ) for any change, my credit report will show that I continually owe $126 in regards to an account with a major bank. Okay, now everyone who doesn’t hold a six-digit credit score will know intimately [more...]

Date: 2008-08-13 20:56:29


Coming This Week…

by Matthew Schwarzfeld - Tuesday, July 29 Credit: ProPublica 9:30 a.m ... . Access Code: 69922#) 2 p.m. -- House Financial Services holds a hearing on credit scoring models ... taxes. The hearing will discuss a coming GAO report on payroll abuse. 10 a.m. -- Senate Committee [more...]

Date: 2008-07-28 19:32:20


TIMSS: U.S. moves up in math, but Asians still rule

The new TIMSS 2007 report is out. U.S. fourth and eighth graders improved in math but stayed the same in science, reports the New York Times ... as they become adults. . . . Second, test scores, at least average test scores, don’t seem ... no credit for the minimal math gains. [more...]

Date: 2008-12-10 10:57:32


No home equity, no downpayment, no dice

  The following is from the The Mortgage Report Blog ... Mae tightened debt ratio and credit scoring requirements, however, the newest underwriting updates [more...]

Date: 2008-10-22 16:42:00


N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05


Radiohead Denies Scoring Next Chuck Palahniuk Film

After reports circulated that Radiohead had written a score for the upcoming film, Choke, based on a Chuck Palahniuk book by the same title, a representative of the band called the report hogwash. Apparently, the band's song "Reckoner ... some fact checking. BBC later posted an update, to its credit, but the story had already been picked [more...]

Date: 2008-08-14 17:28:31


Mortgage Rates January 15, 2009

The Producer Price Index (PPI) came out and reflected virtually no inflation on the wholesale side of things ... payment, 740 credit scores, and verifiable income and assets. Rates vary based on borrower profile ... of this report will likely have a significant affect on the markets. I would say that today is a good [more...]

Date: 2009-01-15 20:03:13


Friday Rates are Improved

This week month continues to be very ugly for the stock market and traders are seeking the safety of bonds ... is based on owner occupied with a minimum credit score of 720, “full doc” purchase with a sales price ... week, watch for the Job’s Report will be on Thursday, July 3 (since Friday is a holiday) which tends [more...]

Date: 2008-06-27 22:02:21


Mortgage Rates: Crude and Unemployed

Today’s Job’s Reports revealed the highest unemployment in twenty years ... below is based on owner occupied with a minimum credit score of 720, “full doc” purchase with a sales ... .   Bad news with the Jobs Report is what’s keeping mortgage rates from teetering significantly [more...]

Date: 2008-06-06 19:11:41


Special Report: Credit Crisis and the Industry - From Dealer News

“I think it’s the sheep effect,” says Carlo Hansen, co-owner of Riverside Kawasaki in Somerville, Mass. “Everybody is scared at the same time. All the news is bad.” Hansen is referring to the nationwide credit crunch. He says even his local credit unions are spooked. One of them is not accepting any applicant with a score below 650 [more...]

Date: 2008-12-28 17:04:52


Rates for Friday Afternoon

Mortgage rates are much improved since what I posted last week.  Wednesday and Thursday were rough on the markets as traders braced (and rightly so) for a stinky Jobs Report.  Bad news typically (but not always these days) equals lower rates ... quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” purchase [more...]

Date: 2008-11-07 21:38:07


Sometimes, You Gotta Flush Twice.

Obama pieces together economic planObama released a report from his economic team that claimed a $775 billion economic stimulus package he is ... . With no savings account, and a low credit score, they are hardly rich. You're rich when your money ... the minimums on your credit cards, and just the interest on that jumbo mortgage doesn't make you rich [more...]

Date: 2009-01-10 16:09:00


Green Ink: Tough Times for Tesla

Crude oil futures slipped to $71 amid signs of weakening demand in 2009, Bloomberg reports, ... up some of Chesapeake’s gas leases, both in the WSJ (sub reqd.). The credit crunch scores another casualty ... a pollutant, opening the door to emissions regulation under the Clean Air Act. The economic meltdown [more...]

Date: 2008-10-16 12:00:50


Good, Better, Best...Never Let it Rest

Hey y’all! Happy New Year and all that jazz! I hope everyone had a safe and great New Year’s Eve and Day ... life Cs in English on my report card. Now if you don’t know, a 4 is what you usually need to receive college credit. Best score is a 5.Needless to say my confidence was shook. I pressed on. I worked [more...]

Date: 2009-01-02 16:55:00


FREE Report: How to Save Money as a Family

As a special gift to readers of this blog, I’d like to give you this free report on how to save money as a family ... Instantly! Excerpt from report: Paying Down Debt The credit crunch has hurt many consumers who have credit cards.  Due to the fact that the banks are hesitant to lend money unless one’s FICO score is 750 [more...]

Date: 2009-01-09 03:07:08


We All Knew It Was Going To Happen In California

The Sierra Sun reports from California. “Since housing values went up for so long, ... credit score and a steady record of making payments on a house he bought in 2000. After its value [more...]

Date: 2008-06-24 21:38:30


Account Closed

It was a giant step for me, but when I realized I haven't used the account since last February--12 months--I decided to call and close my Discover ... cards.I'm eligible for my free credit report in a month or so, and I hope to go through that and make sure ... me a hard time. Started talking to me about my FICO score and how closing an account that I've [more...]

Date: 2009-01-10 16:35:00


some things on my mind #5

Got some things, that I just feel like sharing, rambling, or ranting about. So here goes: 1. First things first ... your score by being listed on your Mamma's Visa that has a $5K credit limit, well that ain't gonna ... on January 9th. I strongly suggest that you get your copies of all three credit reports asap to see [more...]

Date: 2009-01-16 19:20:00


Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score has been reduced from 750 before he purchased his townhouse to about 600 now, but he’s philosophic [more...]

Date: 2008-06-12 14:48:03


Tribute - Revision

The Tribute MasterCard uses help to rebuild a score of the low credit often. It is a non protected card ... for the years. He/it can help to increase your score. It is because with on time monthly payments you will create a history of the positive payment on your report. There is not a price [more...]

Date: 2009-01-05 11:16:30


DELINQUENCIES RISE WHILE NEW FORECLOSURES DIP

In one of today’s government reports at least two positive stats can be Foreclosure starts dipped 2.6% in the third quarter vs. the second quarter ... income) to subprime (low credit score) through subprime. The chart shows the proportion of loans 60 days ... foreclosures in the period. Unfortunately, other than those facts the report was fairly bleak [more...]

Date: 2009-01-11 03:10:55


Friday’s Rates on Thursday

Huh?  Since tomorrow is Independence Day, the bond markets will be closed…so I thought I would provide you with mortgage rates on today ... with a minimum credit score of 720, “full doc” purchase with a sales price of $500,000 and a loan ... .   We also had the Jobs Report released today which reported a loss of 62,000 jobs [more...]

Date: 2008-07-03 18:00:27


The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23


We’re Never Going To Go Back To The Heyday

The News Journal reports from Delaware. “For Delaware in particular, key industries are sensitive to national economic conditions ... a certain credit score. Deborah combined the No-Document Loan with another loan and was able to buy [more...]

Date: 2008-10-24 15:48:52


A Word About the Anti Clinton Media

BY TAYLOR MARSH Reporting from Denver Howard Wolfson went to Fox for a reason. Keith Olbermann, once again, illustrated why ... and MSNBC deserve better than what Olbermann and Matthews serve up, especially on the Clinton score ... . You will likely never see credit where it is due from that crowd. Bob Somerby presents MoDo [more...]

Date: 2008-08-28 17:11:24


Barbara Walters To Interview the Obamas

» read full story Latest News [ ... Walters To Interview the Obamas According to the Hollywood Reporter, Barbara Walters has managed to score ... , what is the best way to show that you don’t care? Another credit card, of course. Sony and Visa [more...]

Date: 2008-11-25 22:47:00


Mortgage Rates for Friday Afternoon

This morning’s Jobs Report was even worse than expected with 533, ... s report.   Mortgage rates are much improved over the last rate post (pre-Thanksgiving) and slightly ... ).  The conforming rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full [more...]

Date: 2008-12-05 21:22:25


Quality Counts Lacks Quality

(Guest post by Stuart Buck) Education Week has released its annual report “Quality Counts, ... , the report reminds me of the old joke (I can’t remember who to credit for this) of a beggar sitting ... get an overall score equal to a state with low spending and high achievement.  But if a school manages [more...]

Date: 2009-01-08 15:20:45



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