Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.

Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: ... wouldn’t have any problem if my credit card company did things like this. And even the FTC itself doesn’ ... reducing credit limits for people who use a variety of services. These services included, “Direct [more...]

Date: 2008-06-23 16:12:59

Blog posts (341) | Videos (155)
 

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

Key an Eye on Your Mortgage Payments

In previous decades, when a borrower missed a payment on a mortgage, ... pressure on slow payers. Under new rules, a mortgage lender can ding your credit report every month ... as a check getting lost in the mail. Or it could be a symptom of a bigger problem like a divorce [more...]

Date: 2009-01-11 21:31:36

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... . We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report from all three [more...]

Date: 2008-12-30 23:24:12

Beware of Credit Repair Firms: But Don’t throw the baby out with the bathwater

Most of the credit repair, TILA audit, Loan mod etc firms are incompetent, perhaps dishonest, and definitely misleading. BUT SOME ARE ON THE LEVEL ... a fee in advance of performing services to amend credit reports.  According to the FTC’s press release ... . CHECK IT OUT. GET REFERENCES — REAL REFERENCES. FTC Sues “Credit Repair” Firms for Misleading [more...]

Date: 2008-11-16 15:26:24

Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... these bills so I’m not going to even look at them.” At www.annualcreditreport.com, you can get a free copy ... . First of all, checking your credit score is the only way to get real. Often, we spend months [more...]

Date: 2008-11-27 12:15:18

A Review of Identity Theft Insurance

Jenny DeRaspe-Bolles asked: Because identity theft is both lucrative and easy to get away with, ... . 2- orders your credit report from all three bureaus, which is automatically delivered to you every ... at all three credit bureaus and essentially makes these alerts permanent. What is a fraud alert? In 2003 [more...]

Date: 2008-11-27 10:00:10

10 New Year Switch & Save Recommendations

With a severe recession looming, 2009 is predicted to be a tough year for most, ... with a free credit report and 30 day trial of CreditExpert and see what lenders see. Checking your Experian credit report can save you money when applying for a loan, mortgage or credit card. Get £2.50 [more...]

Date: 2009-01-09 17:14:27

Bankruptcy Issue; Privacy and Third Parties

Never underestimate the value of attending a conference ... credit unions and other creditors for discrepancies in credit reports.  The problem stems from the way ... .  You get to pick up great tips from smart people, like Andy Keeney, a credit union attorney [more...]

Date: 2008-11-10 15:44:30

Credit Repair The DIY Way

Negative comments on your credit report can cost serious money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-21 01:24:15

Credit Repair The DIY Way

by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-23 10:40:11

Today’s best mortgages: How to Qualify

by Mortgage Wizard Equity The amount of equity you currently have your is a large factor when determining if you qualify for the best mortgage rates ... . (excluding utilities and other miscellaneous debts that do not get reported to the credit agencies [more...]

Date: 2009-01-04 20:51:44

Getting the Paperwork Started for a Home Purchase

The resolve to buy a home is both thrilling and worrying ... , but you will obtain your reward for excellent preparation when the loan process and closing progress goes smoothly and without incident. The first step in this process is getting a copy of your credit report [more...]

Date: 2008-12-23 02:04:31

some things on my mind #5

Got some things, that I just feel like sharing, rambling, or ranting about. So here goes: 1. First things first ... your score by being listed on your Mamma's Visa that has a $5K credit limit, well that ain't gonna ... on January 9th. I strongly suggest that you get your copies of all three credit reports asap to see [more...]

Date: 2009-01-16 19:20:00

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-22 07:27:52

Save these dates: Your 2009 money calendar

By Jessica Anderson JANUARY Jan. 1: If you have a kid heading to college in the fall, submit the Free Application for Federal Student Aid (FAFSA) ... . 9: Watch the mail for notice of your new Medicare Part B premiums. Jan. 12: Get a free copy of your credit report at annualcreditreport.com. Jan. 15: Estimated federal taxes for the fourth [more...]

Date: 2009-01-02 17:49:19

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 21:05:30

Greetings from Texas

Jim Webster here. We made it to Fort Worth today without much to report. There was nothing scheduled today ... getting credit for inventing one of the dishes. The party is supposed to be for sponsors and media [more...]

Date: 2008-11-01 02:12:41

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-21 10:03:24

At Last - Looking at the Customer from Their Point of View

Stessa Cohen and Kristin Moyer here.  Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... consolidate debt through a person loan.  It includes “My Spending Report,” a tool that will let customers [more...]

Date: 2008-12-15 14:46:25

Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00

Gold Will Head To $1,200 When Commodity ‘Supercycle’ Resumes

The commodity “supercycle” isn’t dead, says Justice Litle ... )) Commodities on the whole have declined nearly 50% from their peak as a result of the credit crisis ... outlined in this report and get started right away; you could collect your first bonus payout [more...]

Date: 2008-10-29 18:06:34

When you overdraw your checking account does that effect credit??

don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]

Date: 2008-09-10 16:07:32

Tips For Buying New Car

Most people can not plop down the cash to buy a new car outright. That means most of us finance new vehicles ... the finance guys at a dealer claim they have an “official” report that grossly undercuts your credit score ... online, or getting a loan from your bank. That last option is worth a serious look. Most dealers [more...]

Date: 2009-01-05 05:02:50

Media Digest 10/23/2008 Reuters, WSJ, NYTimes, FT, Bloomberg

According to Reuters, former Citigroup (C) CEO Sandy Weill may start a fund to invest in distressed financial companies ... Street Journal writes that credit card losses will get worse next year. The Wall Street Journal reported that lay-offs rose sharply in September. The Wall Street Journal reports that Credit Suisse [more...]

Date: 2008-10-23 08:01:23

Why Don’t We Teach Money Management

Another report out this week showed credit card companies are pounding the pavement harder than ever where college students are concerned. The number of companies issuing student credit cards are rising despite no one else being able to get credit. I have to ask myself why this is. granted most college freshman don’t have any negative [more...]

Date: 2008-12-31 18:13:49

Jobs Report: How Much Worse Can It Get?

The latest employment report, showing 533,000 jobs lost in November, ... that the labor market had been deteriorating substantially even before the worst of the credit freeze ... payroll report comes out in a month. (In 1982, employers slashed 2.1 million jobs, the worst year [more...]

Date: 2008-12-05 17:15:00

The bounce becomes a dose of reality.

The business world is finally waking up to the realism that Gordon Brown and Alastair Darling do not have what it takes to get this country's economy ... . Small business are folding, because they cannot get credit, because of the reluctance of the government ... , they report that "Only 28 per cent of respondents said they were confident in the Prime [more...]

Date: 2009-01-09 09:30:00

Get The Best Home Mortgage Loans

by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... to obtain this loan, you must have a good credit report. Unfortunately, not all lenders are equal ... or no documentation but just by looking at a very good credit report, they reason that an applicant wouldn’ [more...]

Date: 2009-01-04 08:16:22

Declaring Bankruptcy

by Elma Evvie Deciding whether or not to declare bankruptcy can be one of the most difficult decisions ... : When you apply for a loan or even get a job if your credit score is bad then that can influence them to deny ... ; then it is going to leave a bad mark on your credit report for seven years. If you are struggling and barely [more...]

Date: 2008-12-30 12:44:30

Bad Credit Unsecured Personal Loans: Feasible Monetary Aid Without Hassles

Getting approval for your loan application form will not be that easy if you are having bad credit problems ... , bank statements along with your past credit report. Once your credibility is established ... . But then, there are still some lenders, who cater to your specific needs and for the same are offering bad credit [more...]

Date: 2008-11-18 03:34:33

Smaller banks still making loans

Boston Globe reports on local conditions for small businesses: Even as consumer loans become harder to get, ... executives report a continued flow of borrowing by small businesses, despite the credit crisis ... many small businesses in Massachusetts report they are still able to borrow money.In Franklin [more...]

Date: 2008-12-02 10:00:00

Money Hacks Carnival #31 — Crisis And Bailout

Well, looks like we are having a rash of carnival crises here ... Your Child A Millionaire! at My Family’s Money. Credit and Debt How to Put a Fraud Alert on Your Credit Report at Military Money Might. How to get out of Debt at Liberta - Freedom. After Debt? at Living [more...]

Date: 2008-09-25 02:51:28

One Way to Protect Against Identity Theft

When information gets stolen, it is used in various ways. Sometimes the thief may use it to drain your bank account, for example ... will not extend credit without first pulling a consumer’s credit profile. If you place a “security freeze” on your credit profile, the reporting agencies are prohibited from releasing your credit [more...]

Date: 2008-09-22 21:10:55

Take A Peek At My Lending Tree Home Refinance Offers

Here’s a sneak peek at some that were offered to me when I signed up on their website ... on your credit report, obtaining your score only. This shouldn’t lower your credit score, so don’t worry ... with no points. I have a high 700’s credit score so I feel confident I’ll get a better offer than any [more...]

Date: 2009-01-16 06:48:36

Stopping Foreclosure Through Lender Mediation

by Tomasheus Privetsky You’ve had more than your share of difficulties in the last few months ... A Workout Of Your Loan If you have missed a few payments, your credit score will drop dramatically; once this data is on your credit report, it will be difficult if not impossible to get a new loan [more...]

Date: 2008-12-19 22:27:21

Blogging Boom Faces Gov’t Blockages (Helen Clark - IPS News)

Helen Clark published her article in relation to the new blogging regulation for Vietnam last Friday ... it and helped obtain the venue though my network.  The Barcamp Saigon organizers ran the event.  Want to make sure they get the credit here, not me :-) Other Press Reports on the Blog Regulation Edit [more...]

Date: 2008-12-22 06:57:23

Jawa gets results!

The Jawa Report, which tracked this anti-Palin YouTube to a previously little-known Democratic P.R. guy, and spun a rather vast conspiracy from that, gets a statement from him taking credit ... an invoice. Contrary to the allegation in the Jawa Report, the voice-over artist has never done any work [more...]

Date: 2008-09-23 02:21:00

Children at play

A day after the government announced its bank rescue plan, the Taxpayers' Alliance (TPA) ... to get out of the credit crunch.However, in a "puff" for the report, on the Centre Right blog, TPA ... has come up with a report, trailed on its website, telling it what it should have done.Rightly – [more...]

Date: 2008-10-09 23:01:00

Alaska News Nightly: October 22, 2008

Aleutian waters may have claimed 11 lives and a 92-foot fishing vessel overnight. Search teams have found debris and a body, but no survivors so far ... t meet its credit guidelines. In Juneau, some home buyers can’t get credit and that’s hurting the real estate industry and others. Department of Law to report on fuel price-fixing investigation Dave [more...]

Date: 2008-10-23 01:55:34

5 Credit Questions with Fair Isaac’s Barry Paperno

Following my guest post on my good friend JD’s Get Rich Slowly about How to Prepare for Buying a Home, ... it needs to be — particularly if errors on the credit report ... , otherwise known as your credit score, which is probably one of the the most important numbers you need [more...]

Date: 2008-09-23 16:11:34

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... the effort and take the time to get your money management and credit use habits back on track ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements [more...]

Date: 2009-01-14 23:03:41

Will a short sale hurt my credit score?

When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... get this question - “Will a short sale hurt my credit score? And if so, by how much?” I have been doing ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage [more...]

Date: 2009-01-15 20:14:24

Episode 5007 (1/14/2009)

Hey, I don’t pay my taxes; why can’t I be treasury secretary? This is The Colbert Report! ... him his own ass.” Guest- Alan Khazei In closing: “Well, that’s it for The Report, everybody. Remember ... get not one, but two sets billed to your credit card. Goodnight everybody!” Video Highlight: P.K. [more...]

Date: 2009-01-16 03:20:16

A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40

President Bush: more concerned about getting results than getting credit

After eight years of nothing but nasty, antagonistic coverage, ... now that he’s in his last days in office. Today we learn how committed President Bush was to helping ... . This particular accomplishment is unsung because the media refused to report on it. The media refused [more...]

Date: 2009-01-17 01:29:50

The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

Getting Your Finances In Check For a Coconut Creek Home Purchase - Part I

jority of people, buying a home is no easy feat especially when it comes to finances ... for a mortgage at all. Review your report with all three major credit bureaus, Experian, Equifax ... you took a look at your credit report? If you haven't reviewed it recently, now is the time [more...]

Date: 2008-12-22 20:42:59

DrumBeat: June 22, 2008

You. Will. Not. Be. Able. To. Get. Food. - report on trends You. Will. Not. Be. Able. To. Get. Food. Need this be spelled out any more plainly? ... period is soon to be upon us -- be prepared," Bob Janjuah, a credit strategist for the Royal Bank of Scotland, wrote in a report that sent shockwaves through the global financial community. Janjuah [more...]

Date: 2008-06-22 13:52:27

2008 Top Financial Web Sites

Kiplinger recently released their top picks for 2008 best investing and financial services web sites ... will cost you $159 per year for a premium membership. Credit reports: AnnualCreditReport.com. Forget copycat sites. This is the official Web site where you can get a free report from each of the three [more...]

Date: 2008-12-03 01:50:29

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