Popular Tags, Blogs, and Videos about mortgage credit

JPMorgan profit drops 76 percent

JPMorgan Chase & Co. said that its profit fell 76 percent as rising defaults. The company said in a statement that the year-old U.S ... More consumers are paying late on their credit cards and mortgages, forcing banks to increase reserves ... , a year earlier, the New York-based bank said. JPMorgan’s investment-banking division lost $2.36 [more...]

Date: 2009-01-15 14:23:57

Blog posts (18) | Videos (8)
 


Foreclosures linked to 2005 Bankruptcy Reform law

For those readers not familiar with the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCA"), prior to October of 2005, unsecured debt ( ... credit cards, for example) could be discharged under a Chapter 7 bankruptcy (liquidation) therefore ... of their credit card debt, and that would free up income to pay the mortgage. The new law blocks [more...]

Date: 2009-01-13 16:03:13


Scrooge's Economic View of Christmas

We all know how easy it is to get caught up in the Christmas spirit and gift-giving frenzy ... their credit card debt, pay their mortgage, or simply cover the bills. But people's general preference for cash [more...]

Date: 2009-01-16 20:50:16


What Order Should I Pay Off My Debt?

Question:  What is the right strategy for paying off debt?  Should I pay off credit cards, or make more than the minimum payment to my interest only mortgage?  What about money I owe to a family member, who is not charging me interest?   Answer:  The first [more...]

Date: 2008-12-18 03:24:50


Mommy Auctions New and Used Baby Clothes Discount Children Clothing Baby Kids Consignment Affordable Maternity Clothing Boys sz 6 TCP Tropical Print Camp Shirt EUC Auction ID 225998

Even worse, trans fats lower high-density lipoproteins (HDLs, the good cholesterol), which is needed to help the body eliminate LDLs ... up unwanted calories. The best way of getting rid of paying mortgage insurance if you choose to pay ... , or say, but what we do that really matters. Therefore, if a credit card company can supply students [more...]

Date: 2009-01-17 00:35:18


Net Worth Update: January 2009 (+$6,469)

Finally a positive month! ... year for me financially. Other Loans: Nothing to report. Mortgage: More movement that last month ... falling on my normal pay day) padded this number some and also allowed me to pay off some credit card [more...]

Date: 2009-01-01 13:57:07


Ditched And Left To Rot In Florida

The Tampa Tribune reports from Florida. “Ernie Harpster fell behind on his mortgage payments last year. The lender filed a foreclosure lawsuit ... payment meant I didn’t have to file for bankruptcy because I could pay other bills, like credit cards [more...]

Date: 2008-10-05 14:26:40


Compare Credit Cards for Best Deals

Now is not the time to be spending unnecessary money; ... and what that means not only to our cash flow but our credit report. Further, the fees that we wind up paying ... possible for us to shave money off of payments including lowering the interest rate on our mortgage through [more...]

Date: 2009-01-09 04:07:57


Pay attention, ladies

I'm having trouble mustering a lot of sympathy for this woman featured on MSN: Help! My post-divorce debt is killing me! ... with a small mortgage, had a small car payment and lived a frugal but comfortable life. She was in control ... , but she was very, very wrong. The couple maxed out seven credit cards for a total debt of $173,000 [more...]

Date: 2009-01-16 20:11:30


New Year’s Resolution - Get Out Of Debt

I thought I’d share a little story with you on New Year’s Resolutions ... is to finally get out of credit card debt”. I wasn’t sure we were going to be able to accomplish it, since ... been able to pay off our car loan. It’s a good feeling to know that our only debt is our mortgage [more...]

Date: 2009-01-16 20:10:12


Saving yourself form debt

When it comes to taking care of your finances, nothing more than ever ruins your financial position than having a large amount of debt which is ... you a black eye with the credit bureau and any applications for new loans or credit cards would probably ... on paying your bills from credit cards, loans and mortgages without realizing that you are barely [more...]

Date: 2008-12-28 01:21:40


Take Control of Your Finances Part 1-B: Take an Inventory

An acquaintance of mine formerly owned a store that sells “country” products like hand-crafted wood furniture, candles, ... much did you buy it for or how much do you think it’s worth now? Mortgage: Are you paying off ... ? Credit cards: If you have credit cards and don’t pay the balances in full each month [more...]

Date: 2008-11-11 13:30:47


More Trouble Ahead

by hilzoy From the Washington Post: "Consumers are increasingly unable to pay off their credit cards, ... credit, the latest downturn to whack Americans after the housing slump and mortgage meltdown ... a spike in credit card loans going bad, putting further pressure on already-stressed balance sheets [more...]

Date: 2008-10-22 02:21:35


Secured vs. Unsecured Debt

credit card In speaking to a friend recently about credit cards, mortgages, and personal finance, ... to back it, so the creditor can only attack your credit score and not your home. There are secured credit cards, where you pay a specific amount up front to the creditor, for instance, $500 [more...]

Date: 2009-01-14 12:29:37


FICO Fitness Fundamentals

A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]

Date: 2008-11-25 16:08:53


When It's Time to Wave the White Flag and File Bankruptcy

Sometimes, despite our best intentions to pay back our debts, our individual circumstances make it an impossible task ... just the minimum payment on your credit cards each month? Do you often skip bill payments in order ... ? Are you frequently using credit cards to pay for living expenses (rent, mortgage, electric, groceries, etc [more...]

Date: 2009-01-08 02:07:50


Consolidate credit card debt with debt consolidation - Loan Modification not the answer

Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]

Date: 2009-09-23 18:54:41


Convert Paulson’s Last $350 Billion into Tax Holiday, says U.S. Congressman

One U.S. Congressman, Rep. Louie Gohmert (R-TX), is fighting to prevent more outrageous spending sprees by Washington with taxpayer dollars going to ... security or income tax withheld from your pay check, or if you didn’t have to pay those taxes ... go - to paying down mortgages, buying a new car, making credit card payments. The economy would [more...]

Date: 2008-12-02 21:37:55



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