A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion

Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website  (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either. [more...]

Date: 2009-07-27 10:54:03

Blog posts (15) | Videos (9)
 

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]

You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]

Date: 2008-09-25 17:07:30

Free Credit Report

I was surprised to find out a while ago that a good portion of Americans did not know they could view their credit report ... that the can get an annual credit report to stay on top of what is happening with their own credit. Let me tell ... and they go on to the subject of financing and he asked him what his credit was like, he looked [more...]

Date: 2008-12-08 04:27:55

I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were $5.95 each, and the credit report is free (we normally just get the free report).  We got my husband’ [more...]

Date: 2009-01-09 08:15:42

Weekend Roundup Vol. 12

Weekend Roundup: Well another week comes to a close. Time goes by so quickly it makes me want to work less and less and enjoy life more and more ... to a FREE credit report from each of the three major credit reporting agencies: Experian ... . ***You can get your free annual (once per calander year) credit report, viewable on-line, no credit [more...]

Date: 2008-10-11 11:00:00

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Working on Building Credit in Your Name

Being married carries many responsibilities as a couple. One of these responsibilities is applying for loans and credit as a couple ... is to get your free annual credit report. Work with your lawyer to have all joint accounts closed. Transfer ... with high annual fees and interest rates. Find out more from Credit-land.Com. Take your time. Avoid [more...]

Date: 2008-11-28 09:34:19

Basic tips for improving your credit score

1094832_credit_crunch.jpg Around the holidays, many folks turn to credit for at least some of their holiday shopping ... use Equifax, but have pals who do like MyFICO. You can also get one free credit report a year from Annual Credit Report, but it won’t be so in depth as a paid site. Do you have any handy credit score [more...]

Date: 2008-11-19 20:36:47

Free Instant Credit Reports - They Really do Exist

Don’t be fooled! Access to free instant credit reports is not as easy as hundreds of sites would have you believe ... . Yes, since the FTC ruling in 2005 you are entitled to one free annual report from each of the 3 major credit bureaus. But in order to truly get a “free instant credit report” ... [more...]

Date: 2008-12-28 15:05:10

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras

Those songs from a certain misleading ad campaign sure are catchy - and I don't just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that... 3 Vote(s) [more...]

Date: 2009-07-27 15:01:16

Free Credit Report Alert

I recently learned about a credit industry mal-practice, ... in this scam. The FTC website includes information about getting your free annual credit report - please read ... in which people who are trying to get their free credit report inadvertently sign up for a credit [more...]

Date: 2008-10-20 14:24:59

Finally got my credit score: 698

I held off getting my free annual credit report until after November 30, ... site refused to give me my report or credit score, vaguely suggested that there "might" be some sort ... out how to unlock my account at Equifax so that I could then access both my free credit report [more...]

Date: 2009-01-13 16:46:00

linkblog: Jun 25

linkblog: Jun 25 June 26, 2008 – 2:04 am Engagd.com Pull all your APML together and get a clear picture of what gets your attention ... AnnualCreditReport This is a great site to get your free annual credit report from all three reporting agencies. This site is recommended by the FTC. The JavaScript Source: Forms : Clipboard Copy [more...]

Date: 2008-06-26 06:04:57

Buying A Home After Filing Bankruptcy

Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]

Date: 2008-11-23 21:15:25

Simple & Effective Methods Of Identity Theft Protection

by Paul Wilcox You wouldnt go driving down the highway during rush hour with a blindfold on, would you? Hopefully not ( ... theft for free and by using your common sense. Obtain You Credit Report One of the best things you can do to protect yourself from identity theft is get an annual credit report. You are allowed [more...]

Date: 2008-11-15 20:47:03

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