How To Fix Your Credit Score

One of ten Americans face the problem of having terrible credit scores or credit reports. If your one of them and are searching for a program to repair your credit, and are a few good solutions for you to look into. Post Excerpt from: BecomingWhoYouWantToBe . Click "read article" to see complete version. Looking for more information on business, success and careers? Visit our affiliate sites: Health Wealth & Happiness and Finding My Passion in Life . [more...]

Date: 2009-09-21 21:35:41

Blog posts (26) | Videos (49)
 

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... on how to stay there. One important aspect of that is being well informed about your credit report and your credit scores. They instruct you on how to keep up with your credit report and review [more...]

Date: 2009-01-15 10:32:19

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Are You On The Credit Bureau's Blacklist?

By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]

Date: 2008-12-22 16:07:07

Dealership Scams The Credit Score Scam

(Blog News and Information) httpwwwdealerfraudorgnews20080923dealershipscamsthecreditscorescamThis scam is ridiculous at best This is when the finance manager tells you that your credit score is lower than it really ... to avoid Just get your own copy of your credit report from Equifaxcom and bring it with you...... [more...]

Date: 2008-09-24 08:49:17

Real Car Deals for Those Ready to Buy Now

If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]

Date: 2008-11-13 15:22:23

Can Other People Lower My Credit Score?

by Jim Bransby Your personal finances are really tied up with your credit score ... . The good news is that there are many actions you can take to limit the damage to your annual credit report. Credit bureaus keep a lot of information on file, and this information is summarized [more...]

Date: 2008-08-22 13:13:29

Bing Ads Warn About Online Scams

If you’re looking for information on how to fix your credit score through Microsoft’s search engine Bing , you might get warned that many of the links you’ll encounter are, in fact, scams. It’s a new campaign devised to protect users from getting scammed; Microsoft worked with the US Federal Trade Commission (FTC), Postal Inspection Service, and Western Union to provide public service announcements (PSAs) in the form of ads on Bing results pages. [more...]

Date: 2009-09-30 09:11:02

Credit information

  The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled.  If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]

Date: 2009-01-10 14:20:37

Bing Ads Warn About Online Scams

If you’re looking for information on how to fix your credit score through Microsoft’s search engine Bing , you might get warned that many of the links you’ll encounter are, in fact, scams. It’s a new campaign devised to protect users from getting scammed; Microsoft worked with the US Federal Trade Commission (FTC), Postal Inspection Service, and Western Union to provide public service announcements (PSAs) in the form of ads on Bing results pages. [more...]

Date: 2009-09-30 09:11:02

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Credit Repair Myths Exposed

If you’ve done any searching on the Internet for information pertaining to “Credit Repair, ... across and examine them in detail. MYTH #1 “Credit repair doesn’t work!” While it’s true that credit ... your bad credit score, there’s never any guarantee you can restore it to “perfect” status [more...]

Date: 2009-01-08 02:19:49

Will a short sale hurt my credit score?

When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... get this question - “Will a short sale hurt my credit score? And if so, by how much?” I have been doing ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage [more...]

Date: 2009-01-15 20:14:24

Do I need another credit report?

The following post in our Reader Question series is an actual user submitted question ... about him. A: We recommend checking your credit report and score at least once per quarter ... of the information in your credit report can literally save you hundreds or even thousands of dollars on a loan [more...]

Date: 2009-01-12 19:10:54

Will Credit Repair Enhance Your Plunging Credit Score?

As lending rules get stricter by the day, an increasing number of consumers are desperately looking for ways to improve their credit ratings ... but nevertheless accurate entry on the client’s credit report. This technic exploits a provision ... or out-of-date information from their credit report. This technic works under the premise [more...]

Date: 2008-12-08 07:00:23

New Site for Financial Info

Just for fun I took the Bills IQ test and passed with flying colors ... they also have info on Credit card debt, a subject that is of vital interest to all investors and home buyers because of how it can impact upon your credit score. I used to think that financial information [more...]

Date: 2008-07-10 05:29:41

FHA Update: The “It Girl” of Mortgage

This morning I’ve been trying to update articles I’ve written on FHA in an attempt to have the information be accurate during this day and age of ...  credit scores.   Home Buyers can still obtain a gift or loan from family members as long as it meets underwriting guidelines. Rental income credit when buying a new home and renting the existing [more...]

Date: 2008-10-18 17:09:29

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

By Paul Michael It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guessed, with a staggering degree of accuracy, using simple information you probably have on sites like Facebook and MySpace. We have all heard the stories about Identity Theft and we all take precautions to be careful with our SSN. [more...]

Date: 2009-07-08 16:29:57

Important Information About Student Loans

by Kim Archer For those who cannot afford to directly pay for their college, student loans are typically used to provide the cash they are lacking ... show on the student’s credit score. There are also student loans that are granted to adults instead ... with higher education. New students can have access to several kinds of student loans. The most [more...]

Date: 2009-01-16 10:38:32

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23

Charlottesville Real Estate–Mortgage Options

Charlottesville Real Estate–Mortgage Options Posted by Fulton Gaylord under For Buyers, Regional News, Charlottesville Mike Platt, ... and currently it requires a 620 credit score for this option. Many areas of the country are in “declining ... my Senior Loan Specialist with MetroCities, recently sent me the following information pertinent [more...]

Date: 2009-01-10 13:46:31

Your problems: Margaret Dibben writes your wrongs

All I wanted was security help. NatWest tried to sell me a loan My house was burgled ... to personal information including bank statements. I called NatWest's fraud team to obtain a new account number and was told to visit a branch. There I was told I would be credit-scored if I chose [more...]

Date: 2008-11-09 00:04:50

How to Remove a Tax Lien From Your Credit

by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it. This is a very bad mark and will lower your score considerably. The first step ... it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]

Date: 2009-01-15 08:40:48

Information Security Literacy

I was browsing around and I incidently stumbled across an article from Wikipedia ... students showed that they had failing scores - that is, they answered fewer than 60 per cent of the questions correctly - on tests designed to measure their ability to choose and manage a credit card [more...]

Date: 2009-01-16 01:48:05

Fico And Tri-merge Credit Scoring

Credit score information is somewhat of a mysterious commodity. It’s interesting that the average person doesn’t understand how it works ... year via telephone. Get online and perhaps find a site that supplies your credit report and find ... . For example, do you know when you first started to build credit? The first thing I applied [more...]

Date: 2008-07-18 02:51:54

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