Popular Tags, Blogs, and Videos about credit reporting

Understanding Corporate Credit

by Mary Bush One of the most common misconceptions relating to corporate credit is that it works just like personal credit ... credit rating and score. So paying your bills on time and not having a high balance on available sources ... . Do you know what is on your business credit report? At least once a year you should be examining it very [more...]

Date: 2009-01-03 22:23:56

Blog posts (206) | Videos (313)
 


Can Other People Lower My Credit Score?

by Jim Bransby Your personal finances are really tied up with your credit score ... . The good news is that there are many actions you can take to limit the damage to your annual credit report. Credit bureaus keep a lot of information on file, and this information is summarized [more...]

Date: 2008-08-22 13:13:29


What is my fico score?

The following post in our Reader Question series is an actual user submitted question ... of Equifax’s credit monitoring service. You get your Equifax FICO score as well as all three bureaus’ credit reports plus 3-bureau credit monitoring and some other goodies. It’s a great service so you may [more...]

Date: 2009-01-14 18:46:28


Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... these bills so I’m not going to even look at them.” At www.annualcreditreport.com, you can get a free copy ... . First of all, checking your credit score is the only way to get real. Often, we spend months [more...]

Date: 2008-11-27 12:15:18


Increase Your Credit Score - Use It or Lose It!

In case you did not know, I am a huge Dave Ramsey fan. This guy simply understands what it takes to truly become debt free ... learned a lot. During one of his lecture, he mentioned the fact that since he does not use credit ... not qualify for financing. I understand how the credit reporting bureaus calculate your credit [more...]

Date: 2009-01-02 21:44:16


New threats to credit scores

New threats to credit scores A revised FICO formula will kick in soon, and the balances you carry will matter more than ever ... new year despite weak data The first economic report of 2009 shows the worst manufacturing reading ... dispute won’t cause shortages in Europe. The Optimality of Uniform Pricing in IPOs: An Optimal [more...]

Date: 2009-01-02 19:19:15


Friday’s Rates

Mortgage rates continue to be very volatile.  They are improved from last week’s rate report yet higher than the low point (mid 5’s for 30 year) ... properties).  The conforming rate quote below is based on owner occupied with a mid-low credit score ... .  Pricing based on credit score of 620 or better [more...]

Date: 2008-09-12 21:26:07


myFiCO Credit Score Watch - 30 Days FREE Trial Promotion

This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com). myFiCO Credit Score Watch ... of us new to Score Watch, it's a tool used to: » monitor important changes to our Equifax credit ... or when we qualify for a better interest rate » alert us when unexpected changes to our credit report [more...]

Date: 2008-09-15 01:09:38


Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12


Time to Check Your Credit Reports

  Happy New Year!  As we start 2009, many people are making resolutions, wanting to do things better and differently than they did in the past ... to do.  To get a copy of your credit report from one, two or all three of the credit bureaus ... on credit monitoring. If you want to know your current FICO scores, you can obtain all three [more...]

Date: 2009-01-03 17:05:27


Do To 2009

I'm getting more and more stressed about being "homeless". I've been trying to figure out how to get my credit report ... " which check your credit every month and automatically debits your credit card. Thanks but no thanks. The above site is the way to do it for free.Unfortunately, the way that a so-called "credit score [more...]

Date: 2008-12-28 17:20:00


Houses, Credit Reports, Lenders….ACK!

Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... terms Lenders want: *Stable work history; Two years Employment in the same field is considered ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-11-08 12:00:06


When you overdraw your checking account does that effect credit??

don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]

Date: 2008-09-10 16:07:32


Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56


Dealership Scams The Credit Score Scam

(Blog News and Information) httpwwwdealerfraudorgnews20080923dealershipscamsthecreditscorescamThis scam is ridiculous at best This is when the finance manager tells you that your credit score is lower than it really ... to avoid Just get your own copy of your credit report from Equifaxcom and bring it with you...... [more...]

Date: 2008-09-24 08:49:17


How to Maintain Good Credit

Good credit is sometimes difficult to achieve. Even when it is achieved often times it's hard to keep your credit score in a decent range ... companies can report you to the credit bureau if you are over 30 days late on your payments ... ) Experian (888-397-3742) Trans Union (800-888-4213)  Maintaining good credit will help [more...]

Date: 2008-11-08 05:03:08


Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49


How to Save by Refinancing your auto loan

Even when you are maintaining good credit standing and paying all of your bills on time, changes in the financial markets as well as improvement in your credit score can lead to potential ... . Most everything you do better in your credit relationships will result in a positive credit report [more...]

Date: 2009-01-02 16:39:52


Credit Card Lenders Clamp Down Hard

Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower ... or not. The New York Times reports that credit card issuers are cutting back on their lines [more...]

Date: 2008-10-29 03:50:36


Tricks To Repair Credit Score History

It seemed like just yesterday when you were eating mom’s home-cooked breakfasts and hitting up dad for occasional gas money ... on your report. If you are applying furiously for tons of credit cards, then this indicates that you may ... of managing money. Credit report repair should start with making timely payments, then working [more...]

Date: 2008-12-01 16:49:08


Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... to popular belief this mark can be removed from your report and without waiting 10 years. To remove ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]

Date: 2008-12-26 10:12:42


Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.

Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: ... wouldn’t have any problem if my credit card company did things like this. And even the FTC itself doesn’ ... reducing credit limits for people who use a variety of services. These services included, “Direct [more...]

Date: 2008-06-23 16:12:59


Just Tricks…No Treats for Friday’s Rates

Mortgage rates continue to trend upwards like mummies crawling out of their graves.  (Sorry…bad reach. Booooo).  October has been terrible for rates! ... and FHA jumbo loans.    We’ll end next week with the goulish Jobs Report.  Most traders should ... credit score of 720-739, “full doc” purchase with a sales price of $500,000 and a loan amount [more...]

Date: 2008-10-31 19:48:17


Divorced With a Low Credit Score? Promising News to Raise the Score!

If you’re in the throes of a divorce, or if you’ve just recently gone through one, your credit might have been damaged in the process ... and Experian, are each required by law to provide consumers, upon request, a free copy of their credit report once every 12 months. There’s a free copy for you at www.AnnualCreditReport.com or by calling [more...]

Date: 2009-01-03 21:11:21


Latest News in Credit Repair and Credit Score - Oct 8, 2008

Thumbs up for FICO revision - Baltimore Sun 2 Oct 2008 at 9:17pm F air Isaac Corp ... . The financial crisis is increasingly being felt by … Your credit report :: - Chicago Sun-Times 6 Oct 2008 at 9:45am You’ve got a right to get a free copy of your credit report — but figuring [more...]

Date: 2008-10-08 15:27:58


Crime-Ridden Apartments, Credit Reports and Cops

If you haven't carefully checked the fine print in the city's proposed high-crime apartment ordinance, ... better credit score than anyone forced to rent in one of Dallas' more dangerous apartment houses. Kathy ... exactly what we were talking about when we called to ask about the curious credit-report thingy [more...]

Date: 2009-01-13 23:55:06


Stopping Foreclosure Through Lender Mediation

by Tomasheus Privetsky You’ve had more than your share of difficulties in the last few months ... A Workout Of Your Loan If you have missed a few payments, your credit score will drop dramatically; once this data is on your credit report, it will be difficult if not impossible to get a new loan [more...]

Date: 2008-12-19 22:27:21


Beware of Credit Repair Scams

2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... of finding errors is high. In fact, one in four credit reports contain errors. These include data entry ... on credit card debt, so want to feel very certain that you're going to pay them back before they [more...]

Date: 2009-01-13 04:55:48


Debt Management

Debt not only causes stress and worry, but it could also harm your credit rating ... this to the credit bureaus. The negative report in turn has a huge impact on your credibility and your credit score. When deciding whether or not to take on new debt it is important to consider [more...]

Date: 2009-01-16 20:45:59


FHA Streamlined Refinance - Lower your Rate and Payments Without Credit Qualifying or a New Appraisal

With rates near an all time low, refinancing has become a big thing again ... refinance: No credit qualifying. This is not credit score based and it is not even necessary to pull a full credit report. Your mortgage does need to be up to date, and current and we will look [more...]

Date: 2008-12-30 16:30:24


Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, ... the AdvantageScore its own way and will set its own price. However, you will still be able to get one free credit ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]

Date: 2009-01-15 05:10:40


New credit score system ready for ‘09

By next spring, two of three credit reporting bureaus will use a new model. Fair Isaac, the developer of FICO scores, has made the biggest change to its mathematical credit ... points because of how the new model fine-tunes the variables it uses to evaluate consumers’ credit use [more...]

Date: 2008-12-15 15:07:34


Tips For Buying New Car

Most people can not plop down the cash to buy a new car outright. That means most of us finance new vehicles ... the finance guys at a dealer claim they have an “official” report that grossly undercuts your credit score ... online, or getting a loan from your bank. That last option is worth a serious look. Most dealers [more...]

Date: 2009-01-05 05:02:50


Three Legislative Proposals That Could Have Major Consequences for Your Finances

J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]

Date: 2008-12-18 13:00:42


Quickies: Paid Survey Links, Costco AmEx $10 Bonus, Free Credit Monitoring

Here are a few more tidbits that may be of interest: E-Rewards Signup Links E-Rewards is a paid survey site that is only open via invitation ... ). This includes free access to your credit score in addition to the report, as well as e-mail alerts ... plan automatically with the card. This card is one of the better gas rebate credit cards. 9 Months [more...]

Date: 2008-06-16 07:27:36


BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... from both the uninsured and underinsured. Equifax Inc. and TransUnion LLC, credit-reporting bureaus ... data collected by credit bureaus to help hospitals determine whether patients registering [more...]

Date: 2008-12-10 17:01:16


Firm Cries Foul on Credit Reporting, Mortgage Loans

Nearly one in two borrowers is plagued by medical collection accounts that are lowering their credit scores and limiting their ability to get a ... mortgage, said mortgage and credit expert Rodney Anderson, of Rodney Anderson Lending Services, in a press release Monday. When the Federal Reserve announced its plan to invest up to $600 billion in ... [more...]

Date: 2008-12-08 16:04:24


Friday’s Rates following the Rescue/Bail Out

There have been so many factors that typically influence the direction of mortgage rates over this past week, it’s amazing.  Just this morning we had another dismal Jobs Report with a greater loss than expected ... credit score of 720-739, “full doc” purchase with a sales price of $500,000 and a loan amount [more...]

Date: 2008-10-03 21:29:05


How Do I Clean My Credit Score Up? - Tips That Every Credit Card Owner Should Know!

If you want to know "how do I clean my credit score up" then I hope this article can help you get on the road to better financial health. There is no time like the present to start cleaning up your credit report! [more...]

Date: 2009-01-15 17:41:52


FICO Fitness Fundamentals

A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]

Date: 2008-11-25 16:08:53


More Than a Cereal: What You Should Know About ChexSystems

If you’re concerned with your credit score and general financial healthy, you’ve probably heard of Experian, Equifax, and TransUnion ... as the three credit bureaus, you can order your Chex report once a year and if you’ve been denied a bank account because of it in the last 60 days. (You can get free copies of your credit report [more...]

Date: 2008-10-29 14:30:09


A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, there are laws in place allowing people to mount disputes regarding their credit reports ... goes quickly and efficiently. You just can’t call the credit bureau in disgust and start hollering [more...]

Date: 2009-01-10 08:35:57


Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00


Which is the bigger problem real estate debt? Credit card debt?

This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]

Date: 2008-10-13 14:55:26


Latest News in Credit Repair and Credit Score - Jan 07, 2009

Maligned Arizona defense strong against Falcons - Columbia Missourian 5 Jan 2009 at 11:42pm TEMPE, Ariz ... credit repair solutions. The new online based company http://www.180creditsolutions.com provides a fast ... Your credit report :: - Chicago Sun-Times 5 Jan 2009 at 1:12pm You’ve got a right to get a free copy [more...]

Date: 2009-01-07 17:39:55


Repossession

Repossession is when a lender takes back the property you have purchased, leased, or put up for collateral ... as a higher credit score. We have excellent customer service, and you will develop a close professional relationship with your paralegal to work together to clean up your credit report Source . [more...]

Date: 2009-01-04 01:30:59


Why Monitoring Your Credit Score Is More Important Than Ever Before

Are you considering the process of repairing your credit? One of the most important things you can do, apart from getting errors and mistakes removed from your credit report, is to keep your credit... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-29 19:25:22


Target 800 – Credit Score (pfblogs.org)

Because of an identity theft incident, I subscribe to Equifax's credit monitoring services. While reviewing my credit report for any problem entries, I noticed Equifax is offering Scorewatch free for 30 days. Well – I haven't hit my target of 800, but things aren't bad. Has anyone made [more...]

Date: 2008-08-31 02:04:17


Declaring Bankruptcy

by Elma Evvie Deciding whether or not to declare bankruptcy can be one of the most difficult decisions ... : When you apply for a loan or even get a job if your credit score is bad then that can influence them to deny ... ; then it is going to leave a bad mark on your credit report for seven years. If you are struggling and barely [more...]

Date: 2008-12-30 12:44:30


Taking Home Mortgage Loans

by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... and loan amount. The lender will then base loan approval solely on credit scores. In order to obtain ... with little or no documentation but just by looking at a very good credit report, they reason [more...]

Date: 2009-01-02 16:59:45



51 - 100 of 206 Posts
Page: First | < Preceding | Next >
0 | 1 | 2
 

More Tags

3 credit reporting agency / 3 major credit reporting agency / bad credit debt / best / best credit reporting agency / best credit reporting service / bureau credit reporting agency / bureau credit reporting trans union / business / business credit reporting agency / canadian / [more...]

card reporting agency / card reporting services / error / act / address / agency / agency address / agencys / agency trans union / agent / bureau / canada / co / company / dispute / firm / info / information / law / repair / score / service / services / software / trw / report / equifax / equifax credit reporting agency / equifax credit reporting bureau / equifax credit reporting bureau address / experian / experian credit reporting agency / experian credit reporting service / fair / fair credit reporting act / fair credit reporting act fcra / fair credit reporting act form / fair credit reporting agency / federal credit reporting act / federal fair credit reporting act / free credit bureau / free / free credit reporting agency / how to contact credit reporting agency / main / major / major credit reporting agency / major credit reporting bureau / major credit reporting company / mortgage / national / national credit reporting agency / new law / online / online credit reporting service / bad / three / three credit reporting agency / three credit reporting bureau / three major / three major credit reporting agency / trans union / writing letter to credit reporting agency /