Finding Personal Loans For Fast Cash

by Trinity Davidson Getting a small loan is sometimes a necessity ... advance loans can often do the trick. With these loans, the lender doesn’t check your credit. This means ... more than $1,000, you may need to find a different type of loan. Some lenders offer car title loans [more...]

Date: 2009-01-16 08:51:36

Blog posts (196) | Videos (67)
 

Insider Q&A: O.C. bank president on his $5 million in TARP funds

Simmons Commerce National Bank in Newport Beach is the latest O.C. bank to get funds from the U.S. Treasury Department’s $700 billion for aiding financial institutions. The only other bank headquartered in Orange County to get TARP funding is the Saigon National Ban in Westminster, which received $1.5 million [more...]

Date: 2009-01-15 10:00:55

Bailout homeowners first: expert

by Frank James The ever compelling Dr. Nouriel Roubini, ... loans, credit cards, auto loans and student loans) while their assets (values of their homes ... themselves of the bad debt they're holding, he also believes what the feds priority should be to put [more...]

Date: 2008-09-19 13:38:28

The Money Diaries: The 23 year-old non-profit employee living in Washington DC

The Money Diaries: The 23 year-old non-profit employee living in Washington DC September 8 23 Comments latest by evie Today is the first post in ... . 2:00pm - Looking at my credit card balance: $ 600. I try to pay it off at the end of each month ... just in application fees. I really hate having a balance on my credit card…makes me feel [more...]

Date: 2008-09-08 14:29:50

Online Car Loans

We all love the Internet. We love the convenience of online shopping because it’s fast and easy to buy anything, ... a lot of people do not know is that interest rates for online loans tend to have higher interest rates ... loans be more expensive? I’m glad you asked. The people that apply for loans online are more likely [more...]

Date: 2009-01-15 23:52:41

Facts about the money and which God you worship

The Templars of the CrownThe governmental and judicial systems within the United States of America, at both federal and local state levels, is owned by the “Crown,” which is a private foreign power. Before jumping to conclusions about the Queen of England or the Royal Families of Britain owning the U.S.A [more...]

Date: 2009-01-15 23:20:00

Obama Unveils "Rescue Plan" For Middle Class

TOLEDO, OH -- With 22 days until voters go to the polls, ... for the middle class, includes several new components: a temporary tax credit for companies that create jobs ... with its plan to put money directly into struggling banks to help free up credit, and he said he wants [more...]

Date: 2008-10-13 21:01:37

Obama's Economic Speech

I've posted his major speeches in full for the past eighteen months. His latest - given today in Toledo, Ohio - continues after the jump ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 23:32:00

Stuck: Why Most of Us Really Will be Adapting-In-Place

Stuck: Why Most of Us Really Will be Adapting-In-Place Sharon October 7th, ... , student loans are increasingly tough to get, and the job market is looking bad - back to Mom’ ... now?  Well, for some, there is the disastrous loss of a home or a job, the need to move, increasing [more...]

Date: 2008-10-07 14:45:55

Notes on the crisis

I’m standin’ in the shadows with an aching heart I’m lookin’ at the world, tear itself apart — Bob Dylan, “Mississippi” Here Dylan has given us a brilliant summation of the condition of the simple citizen in the face of the economic crisis that exploded in our faces in mid-September, [more...]

Date: 2008-12-13 21:12:38

Why House Republicans Balked

Why House Republicans Balked The political and economic worlds were updended Thursday by what would normally be the least-powerful constituency in Washington -- the House minority. For all the happy talk early in the day that a deal on Wall Street bailout legislation was at hand, [more...]

Date: 2008-09-26 17:09:57

Live-Blogging Wachovia?s Third-Quarter ?Recorded Message?

In 1995, sociologist Robert Putnam wrote an essay about how Americans don’t participate in group activities anymore. He called it “Bowling Alone.” [ ... billion net quarterly loss, they shouldn’t feel too bad about giving it up. Steel reminisces [more...]

Date: 2008-10-22 13:54:21

Wait, Wait, We Will Buy Those Toxic Assets, A.K.A. Our Serfs' Houses...

In the on-again, on-again dramedy that is the Bush Bailout (soon to become known as the Obama Bailout) ... consumer debt such as credit cards, auto loans and student loans. The program on consumer debt will lend ... , the government, in the guise of the Federal Reserve, is now ready to buy up $600 billion in bad [more...]

Date: 2008-11-25 14:34:00

U.S. Treasury to Bail Out Bank’s Bad Credit Card, Car Loan and Student Loan Debt?

This is NUTS! Student, car debt quietly added to bailout plan By Patrice Hill Washington Times September 23, ... and credit cards - which have become indispensable to the spending habits and career plans of many ... dramatically expanded its bailout plan to include buying student loans, car loans, credit card debt and any [more...]

Date: 2008-09-23 15:50:43

Full Text: Sen. Barack Obama Speech Accepting Nomination Democratic National Convention, Denver 2008

Remarks of Senator Barack Obama “The American Promise” Democratic Convention Thursday, August 28th, 2008 Denver, Colorado As Prepared for Delivery To Chairman Dean and my great friend Dick Durbin; and to all my fellow citizens of this great nation; With profound gratitude and great humility, [more...]

Date: 2008-08-29 02:11:44

Student Loan Default: How to Deal with It

by William Blake If you fall behind in your student loan payments and end up in student loan default, ... eligibility and recover your credit score. This option is only available to people who arrange ... financial aid eligibility, make your credit rating better, and possibly have your student loan default [more...]

Date: 2009-01-17 20:48:52

Life Skills 102: Advanced Adulthood (Write This Down)

Last week, we kicked off the new school year with a Life Skills-centric article cleverly titled “Life Skills 101: A Curriculum for Food, Finance, ... of the Counter(Suggestion from: Kathy, Mel)Personal Stories: Bad (1 day) - allow kids to tell [more...]

Date: 2008-09-03 17:27:00

Personal Loans Are Great For Fast Cash

by Trinity Davidson Fast cash personal loans can be one of the quickest ways to get your hands on some needed money ... will work for you. This is also a good loan option for people with bad credit. The lending institution ... and about many types of student loans for people with bad [more...]

Date: 2009-01-12 13:50:19

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

143rd Festival of Frugality:

Welcome readers to the 143rd Festival of Frugality!  I’m LAL, host of LivingAlmostLarge and a new blog called LAL musings! LAL Musings is where I write about life, love, and everything else not financial so please check it out.  This is my first time hosting, and I hope you learn as many frugal tips as I do [more...]

Date: 2008-09-16 13:00:46

79th Carnival of Money Stories: Cartoon Edition

Welcome to the 79th edition of the Carnival of Money Stories.  My name is LAL and I’m excited to be hosting another Money Stories Carnival ... talks to us about credit and debt in Credit Debt posted at BankruptcyAccess.com. He gives a comprehensive explanation about credit and debt and how we use each. It’s a very good read. Jim looks [more...]

Date: 2008-10-07 13:01:38

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

When it comes to mathematics, certain facts are universally agreed-upon ... from highest interest rate to lowest. You may find credit cards at the top of the list. It’s typical to see interest rates from 10% to 20% or more. Credit cards offered by stores often have the highest [more...]

Date: 2008-07-07 12:00:46

The Most Common Types of Guaranteed Loans

by Trinity Townsend The term guaranteed loan might mean different things to different people ... for people with poor credit. Guaranteed personal loans don’t require a credit check or collateral ... about taking on the risk of someone with little or no credit history. Most of these student loans [more...]

Date: 2009-01-15 20:19:38

Transcript: Barack Obama Acceptance Speech in Denver

Full Transcript includes Dick Durbin Introduction and Transcription of Audio from Obama Bio Video.  Thanks to CNN, it can be found here.  What follows is the portion which is only Obama’s speech. (END VIDEO CLIP) (CHEERING AND APPLAUSE) (MUSIC) (CHEERING AND APPLAUSE) (MUSIC) B. OBAMA: Thank you. (CHEERING AND APPLAUSE) B. OBAMA: Thank you [more...]

Date: 2008-08-29 15:01:33

Stimulate THIS

This is speculation - the first part of this post. The second part is fact ... to financial institutions and that, subsequently, credit has indeed begun to flow again. Democrats ... not, this is pretty bad. Read on if you dare:Right from the start [more...]

Date: 2009-01-16 12:48:00

Gates of Vienna News Feed 11/21/2008

Make sure you look at all the pirate stories tonight. Most of them are in the “Sub-Saharan Africa” section, and not all of them have headlines. So keep scrolling.Thanks to C. Cantoni, Insubria, JD, VH, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2008-11-22 04:54:00

What Is Your House Worth? Both Less and More than You Think

What Is Your House Worth? Both Less and More than You Think Sharon December 16th, ... t really tell the whole story.  Because, of course, this assumes that most of us could access the value ... at all is selling, and they cannot find a buyer who can get credit.  The functional value of many [more...]

Date: 2008-12-16 15:22:03

Consumer Focused Carnival of Real Estate

September 30th, 2008 The guidelines for this carnival ... now talking about. The country runs on credit, and right now, it is drying up, and not just mortgage credit, but commercial credit and even corporate credit (Caterpillar has some AA rated bonds they're trying [more...]

Date: 2008-09-30 13:16:43

Prepping Kids (Part 4)

Essential Money Skill #6: Credit is NOT disposable income. Yup, I know it flies in the face of everything everyone else has been saying, but credit is NOT disposable income. Student loans should not be used to go pub-crawling. Credit cards aren’t an “ [more...]

Date: 2009-01-08 13:30:42

Money Hacks Carnival - New Year’s Eve Edition

Welcome to the New Year’s Eve Edition of Money Hacks Carnival ... and interest rates after the offer expires.” Silicon Valley Blogger presents How To Get Free Credit ... and high unemployment, a major international stock market crash, he housing and credit bubbles [more...]

Date: 2008-12-31 12:03:10

Guaranteed Payday Loans - The Facts

by Trinity Thomas Guaranteed payday loans are temporary loans that are designed to get you to your next pay check ... loans and other types of loans for people with bad ... a few payday loan stores around. If it’s not, you probably haven’t. Finance charges on loans [more...]

Date: 2009-01-17 18:57:23

Obama's Speech On The Economy

The complete text, via Sargent, is on the flip. Two things stood out for me. First, the 90 day moratorium on mortgage foreclosures ... that so much of their hard-earned savings have disappeared. The credit crisis has left businesses large [more...]

Date: 2008-10-13 22:39:16

Carnival of Personal Finance #175 - "Jokey McJokester" ed.

Hello my frugal little friends, and welcome to the 175th Carnival of Personal Finance - "Jokey McJokester" edition! As many of you know, i'm a huge fan of mixing entertainment with financial learning, so get ready for some fun up in here :) [more...]

Date: 2008-10-20 11:02:01

Ben Bernanke on the economy, lending, and more

Federal Reserve Chairman Ben Bernanke just released some comments on the economy, the lending industry, and the credit markets.The first portion of his comments is a recap of his view on the credit bubble ..."The proximate ... and shook investor confidence in credit markets. However, although the subprime debacle triggered [more...]

Date: 2009-01-13 12:56:00

The Student Debt Dilemma

mediocre student, so I can understand why I wasn't accepted there; but the other school that rejected me was a huge state school ... . This is too bad, because variable tolling is an excellent public policy. Here’s why: the basic economic [more...]

Date: 2009-01-08 06:59:00

Paulson's Plunder

Here's what's in Paulson's bailout plan, according to Ian Welsh: No one who foresaw the crisis, such as Krugman or Stiglitz, is involved in making the plan to fix it. The man overseeing the bailout is the ex-CEO of Goldman Sachs, a Wall Street Company. He helped cause the crisis [more...]

Date: 2008-09-21 18:46:43

The Pull of the Credit Card

a rundown of The Housing and Economic Recovery Act of 2008.  Part of this new legislation is a zero interest loan, disguised as a tax credit, for first time ... 9, 2008 and July 1, 2009, we will qualify for the credit.  I have mixed feelings about it though [more...]

Date: 2008-08-07 11:00:44

Loan Guru Answer Questions

Some text:: Debt consolidation, jacksonville, florida, northeast, mortgage, refinance. Debt Consolidation - Number One Reason For Getting A Loan ... Bad Credit Loans Payday Loans Payday Loan Prentice ... form pragmatic debt solution the. Consolidate Credit Card Small Business Loan Debt Payment. Debt [more...]

Date: 2008-10-06 17:44:56

Owner of Black Angus Steakhouse files for bankruptcy

the bottom line for this personal bankruptcy: $2.7 million in assets and $345.3 million in debts. Deeper inside the schedules Gantes discloses that he potentially owes millions in unpaid payroll and sales taxes for his restaurants: $5 million to $7 million to the Internal Revenue Service in unpaid payroll taxes [more...]

Date: 2009-01-15 19:15:42

Book Review: Killing Sacred Cows

Carnival of Twenty-Something Finances.  Be sure to check it out.  Next week I’ll be hosting the Carnival of Personal Finance.  Please submit a post here.  These are the carnivals I participated in this week.  Also please leave a comment for a chance to win Killing Sacred Cows, the book I reviewed this week [more...]

Date: 2008-11-21 03:30:56

Social Lions, Fiscally-Literate Mobile Phones

One of the best parts of this gathering at Microsoft is not the cool new toys coming from Microsoft research, ... with a person, and it’s more intense.) Rather than scoring the children on good or bad types [more...]

Date: 2008-07-30 19:14:56

152nd Carnival of Debt Reduction

Welcome one and all to the 152nd Edition of the Carnival of Debt Reduction! I got a ton of submissions when I was worried about getting none ... the question every future parents considers in Should We Pay Off Credit Card Debt Before Having a Baby [more...]

Date: 2008-08-11 13:00:20

Review: Beyond Paycheck to Paycheck

Every other Sunday, The Simple Dollar reviews a personal finance book. I picked up Beyond Paycheck to Paycheck because of one word: conversation. For the most part, Beyond Paycheck to Paycheck by Michael B. Rubin covers the nuts and bolts of personal finance pretty well [more...]

Date: 2008-10-19 20:00:04

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans [more...]

Date: 2009-01-06 15:10:32

11-17-08 Twenty-Something Finances-Carnival

Welcome to the 11-17-08 Carnival of Twenty-Something Finances! ... Student Loan Payments posted at Blueprint for Financial Prosperity. My take on is, it’s wrong to run ... this, most people are 18 when they take on student loan debt, and no nothing about money. People who take [more...]

Date: 2008-11-17 14:00:09

Money Hacks Carnival #29: Food Heaven

Welcome to the 29th Carnival of Money Hacks! I’m LAL, host of LivingAlmostLarge and a new blog called LAL musings! LAL Musings is where I write about life, love, and everything else not financial so please check it out.  I’m a 29 year old DINK and very excited to be hosting my first Money Hackers Carnival [more...]

Date: 2008-09-10 12:00:50

"We must pledge once more to march into the future." Obama acceptance speech. Transcript.

DENVER--Barack Obama acceptance speech, as delivered. Courtesy of Federal News Service. "America, we cannot turn back. We cannot walk alone. At this moment, in this election, we must pledge once more to march into the future." SEN. OBAMA: (Extended cheers and applause.) Thank you! (Cheers, applause.) Thank you! (Cheers, applause.) Thank you! [more...]

Date: 2008-08-29 04:02:01

Passing the Rescue Package Isn’t Enough

Center for American Progress ... avoids cutbacks in individual credit such as auto loans, student loans, and credit cards ... the problems in the credit markets and then dumped poorly thought out legislation on Congress under [more...]

Date: 2008-10-04 23:21:21

Eight Years Is Enough

By Cernig Thanks to Sully and the NYT we have the full text of Obama's speech. It's worth citing in full after the jump. It was that good ... a teenager's campaign for junior high student council, he was saying, it's a campaign for president [more...]

Date: 2008-08-29 04:26:19

Full Text: Barack Obama Economy Speech | Toledo, Ohio | October 13

A Rescue Plan for the Middle-Class As Prepared for Delivery We meet at a moment of great uncertainty for America ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 22:22:45

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