Think You're Having a Bad Day?

It could be worse: Visa CEO loses his credit cards Imagine running the world's largest credit card network, and not having your own plastic. That's what happened to Visa Inc Chief Executive Joseph Saunders. He spoke Thursday morning at a Goldman Sachs financial services conference in New York, and had come from San Francisco, Visa's [more...]

Date: 2008-12-11 19:54:29

Blog posts (49) | Videos (17)
 

Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point

A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ [more...]

Date: 2009-01-05 11:59:10

Going Back to School, Adding More Debt, Hoping I Made the Right Choice

I haven’t brought this up here on the blog yet, but one of my big plans for 2009 is going back to school and getting a Master’s Degree ... new laptop.Monthly Update: Credit Card Debt Payoff ... . The bad: I’ll be adding $25K - $30K of debt. If I don’t get a big salary increase I’ll be paying [more...]

Date: 2009-01-08 07:29:26

You Need a New Job!

If you are as unahppy in your job as I was in mine, then you should think about finding a new one ... is looking for a good gas credit card, here’s a review of the best gas credit cards and a place where ... by WaMu’s failure. Hope you don’t own any of those. Yesterday I covered money tips for a bad [more...]

Date: 2008-10-03 11:33:03

Did You Make a New Year’s Resolution?

Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come! ... : Lose weight Quit smoking Find a new job Get rid of credit card debt Reconcile relationships ... between the "desire" and the "decision." If we want to break a bad habit or form a new attitude [more...]

Date: 2009-01-09 13:44:00

I just bought the Caddy! AND, I slapped it on my Credit Card!

Betcha didn't see that one coming, eh? Haha.. ... about my credit card! The interest is variable, but $hit, it's only 5% right now! And plus, I only plan ... high gas prices scared everyone away? Well I took advantage, and as much as i felt bad for the guy [more...]

Date: 2008-07-18 18:04:33

Atlanta Real Estate Recovery

Post 2 of 3 in the Atlanta Real Estate Recovery series (energy, housing, credit). Roger Tutterow Ph.D ... inventory of homes which causes a longer time on market. However, this news is not all bad either ... college grads were some of the same one’s who had school loans, credit cards, new cars, and a huge [more...]

Date: 2008-12-10 12:30:41

The Farce that Launched the Great Depression II

The idiocy never ends. Putting on her best Howdy Doody face, Sheila C. Bair now suggests that a national bank be created to BUY all the bad bank debt! So, our new national bank is to be a repository for all the bad debt. That's not my idea ... 5% credit cards; have no stake holders but we citizens. It would renegotiate or issue mortgages [more...]

Date: 2009-01-17 20:45:37

25+ ways I save money

Whether because it’s that new-beginnings time of year or because the economy stinks, how to save cashola is always a popular topic ... is good and what is just someone trying to sell me something. Or maybe some things that would be bad ... for larger/distant organizations) on credit cards [more...]

Date: 2009-01-12 18:22:41

Tickets reservation using PAL site

I was pissed off when I made an online reservation using PAL’s website ... submit for a new credit card application at the bank but he sees no connection at all between PAL and my card. He’s right and I’m hoping that PAL’s site will be more user-friendly. Here are some bad [more...]

Date: 2008-12-01 15:09:04

BMW Smart key concept multi tasks as your credit card

After news that Ford is developing the MyKey, to keep your children's driving habits under check, BMW has now gone ahead and developed a new key that could double up as a credit card. Considering ... that it will ease the process for rich people to just pay off their parking, groceries, and bad debts via [more...]

Date: 2008-10-22 12:40:08

World’s top champagnes

It’s probably a little late to be popping the cork to celebrate the arrival of a New Year, but maybe that isn’t such a bad thing ... that credit card bill. Here’s the list: 10. Louis Roederer Cristal 1989: $6,417.90 9. Salon Mensil 1996 [more...]

Date: 2009-01-14 14:13:30

After the Bailout, Bank Stocks are a Bad Deal for Investors Now

The $250 billion bank bailout announced Monday is a great improvement on the $700 billion Troubled Asset Relief Program (TARP) ... have invested in troubled mortgage loans, relics of a home mortgage bubble that should never ... . You haven’t received Uncle Sam’s credit card bill yet. Under the new bailout plan, the government [more...]

Date: 2008-10-17 12:59:00

Charity Requests

The new year usually results in a lot of bad moods. It's understandable -- this is the time of year when most folks begin diets, quit smoking, give up alcohol, return to the grind of the day job, see the balance on their credit cards soar ... it's January, and everyone is in a bad mood, and many of you are also being flooded with requests [more...]

Date: 2009-01-09 05:00:00

Are hotel price matches a bad idea?

Many hotels and online travel agencies offer price match guarantees ... on the same date at any point up until you arrive, you'll receive a chargeback to your credit card ... not overpaying. But there's a side effect that may be bad, as The New Yorker made plain this week in an article [more...]

Date: 2008-12-05 14:47:35

Economy so bad National won’t take advantage?

Heat on public sector bossesPublic service bosses face renewed pressure to cut spending as Treasury warns the economy will stall this year and ... in the face of warnings New Zealand's credit rating will be downgraded if debt gets out of hand ... , plasma TV’s and cosmetic surgery on credit cards wasn’t sustainable (who would’ve thunk [more...]

Date: 2009-01-15 18:18:00

The Budget is ~DONE~ !!!

The Budget is ~DONE~ !!! Whew. It took hours and hours and hours, ... in what we take in. Tom and I also have some very bad spending habits. I like wear mostly gap/old navy ... spanking new snowboard setup. We would just throw this on our credit card which we had always [more...]

Date: 2008-12-13 04:12:34

First Bad News of the New Administration

No, I really don’t think this is President-elect Obama’s fault, but the timing certainly is suspiciously close ... be made in cash or via credit card only. For questions, please contact the Citizenship and Passport Unit ... for passport applications.   Air 21/Fedex will continue to deliver U.S. passport application forms [more...]

Date: 2009-01-16 09:07:28

"The Secret Of Failure"

     Isn’t it great when the pundits welcome in the New Year with glad tidings to the effect that “it’s bad now, ... s business by the end of the year and reduce her credit card debt.  Now, these are worthy things ... ?    Hardly.  You see, she was focusing on is things being a little less bad, rather than creating [more...]

Date: 2009-01-08 15:34:02

Canary in the Mine, Chirping

Few really bad ideas escape being floated in the New York Times:In the case of the Treasury, ... , increasing interest rates for home- and auto-buyers, for businesses and credit-card holders ... the money comes from the same wellspring that has been financing American debt for decades [more...]

Date: 2008-12-28 20:31:00

Financial stocks hit new lows despite U.S. cash infusions

If the government’s financial-system rescue plan was supposed to give investors comfort about holding stocks of banks, ... . But that obviously isn’t making shareholders feel better about the credit card giant’s prospects ... of 179.22 set on Oct. 27. It’s another bad day for stocks in general, but apart from the financials most [more...]

Date: 2008-11-11 19:26:16

The Bad Paper Chase

And the handout/buyout craze continues. The Federal Reserve said Tuesday it will buy up to $600 billion in mortgage-backed assets in another attempt ... obligations from mortgage giants Fannie Mae and Freddie Mac as well as the Federal Home Loan Banks ... also unveiled a new program to help unfreeze the market that backs consumer debt such as credit cards [more...]

Date: 2008-11-26 00:46:42

Campaign Updates and Media Headlines 10/1/08

Now THAT’s bipartisanship: New York Times (click through to see the map and the roll call list) ... to mention that bad debts are growing even among people recently considered good credit risks. At end ... at end of June. We’re also seeing a growing amount of credit card and auto payments past due [more...]

Date: 2008-10-01 19:58:22

new year, new software

One of my take-aways from the Creative Capital Professional Development workshop was improved bookkeeping. Artists, stereotypically, are “bad” with money. But the idea is this: manage your time better ... to automatically download my credit card transactions, instead of manually entering a pile of receipts. Still [more...]

Date: 2009-01-17 20:20:26

If you thought social conservatives were out of power....

... check the offices of your local prosecutors, where a new cottage industry seems to be ginning up non-existent sex crimes ... politicians can make a name for themselves. Consider the case of Greg Soucia. Greg is clearly a bad boy ... got hold of him....Mr. Soucia was a thief: more precisely he stole a credit card. And, as a result [more...]

Date: 2009-01-09 16:01:00

Soundtrack of the Month 01/2009: King’s Field original besttrack

Oops, off to a bad start for the New Year. Completely forgot about Soundtrack of the Month! ... it because I didn’t have a credit card (I was 16 years old)! Fortunately, Carl Larson came [more...]

Date: 2009-01-05 15:00:24

6 Steps Towards Financial Freedom in 2009 and Every Year

CC photo by extranoise Among the melting pot of New Years resolutions posts over the next week you’ll see a lot of the familiar staples: ... you’re in good or bad standing financially, without a concrete budget you’re in no place ... to Stop the Bleeding If you have any credit card debt that carries over from month to month, attack [more...]

Date: 2008-12-28 22:33:33

Life goals for 2009

This time last year, I had three New Year resolutions: pay off all consumer debt in four months, ... : Never miss payments on credit card and mortgage loan. Last year, I had two late payments ... two steps backward and one step forward in personal finance may not always be bad. Like buying [more...]

Date: 2009-01-03 01:00:32

10 Ways To Permanently Stay In Debt

If you haven’t already heard the news, the debt clock in New York has reached it’s capacity and can no longer keep up with the debt ... yahoo’s have made has gone from bad to worse. Honestly, I don’t even know how Bush made it to office ... . It can be your best friend or your worst enemy. In the case of credit card debt, your worst enemy. So, if you’re [more...]

Date: 2008-10-13 12:45:43

Help a Reader: Money Trouble

Here's a question a reader recently left here: My job closed up I worked for 25 yrs. My new job, I took a $15,000 pay cut a year ... my mortgages on time and never late on card payments, credit score of 735 and a ratio of 95-100%. I’ ... . I'm a single dad, divorced for 7yrs, raising my two kids on my own. Stuck in bad mortgage where [more...]

Date: 2008-09-29 19:45:22

Relentless Fraudsters Begin The Assault

Relentless Fraudsters Begin The Assault January 17th, 2009 The New Year’s barrage arrives just days before President Obama is sworn in ... for my help, the spelllinngg was so bad that I actually laughed out loud. Phishing scams come in many ... scams, overseas bank transfer scams, credit card or banking verification scams and many  others [more...]

Date: 2009-01-17 08:20:43

Acai-aSlim

Acai-aSlim is a new Acai based diet pill that is being marketed like crazy right now, especially on the internet ... them charge your credit card without you expecting it (again, see the autoship info below). This Acai ... m not saying that acai (as an ingredient) is a bad ingredient (it’s actually a great antioxidant [more...]

Date: 2009-01-12 16:04:56

ON FNMA & FHLMC: REPUBLICANS ADVOCATE SOCIALISM FOR THE RICH

.NOT TO WORRY, WE'RE SAVING CAPITALISM FOR THE POOR: THAT'S YOUHERE'S YOUR NEW WORLD ORDER ... ? Not to worry, there's still another $5,000,000,000 that hasn't gone bad. Yet. Oh, and you'll be on the hook ... billion dollars before, much less FIVE!You'd think they'd be mailing you boxes of credit cards [more...]

Date: 2008-09-10 10:02:00

2008 Goals Review and Preparing for the New Year

One year ago, I listed my goals for 2008. Here’s a review of my list from last year. Pay off all Credit card debt - Failed! ... in my primary checking account, which helps make budgeting easier and can serve as an emergency fund if needed. Earn $20,000 (gross) from side businesses - Not bad. I didn’t make it to $20,000 [more...]

Date: 2009-01-06 22:33:00

Bad Credit and the International Debit Card

Saving Face with New Debit Cards that can Help those with Bad Credit It isn’t always right to believe that there isn’t any way out of debt when you have bad credit. People around the world tend to find themselves at a financial disadvantage ... t have a credit card, it is next to impossible to pay bills nowadays. Most places usually refuse to accept [more...]

Date: 2008-12-05 17:41:30

Credit card roulette

Sometimes the credit card industry amazes me. No correct that --- the industry disgusts me ... also could make it more difficult for millions of people with bad credit to get a credit card ... regulators this morning adopted new rules that will allow credit card companies to raise interest [more...]

Date: 2008-12-18 15:13:37

Building New Credit For Credit Repair Success

By katie George Build New Credit Now The most common credit repair mistake people make is putting off building new credit ... with MasterCard, Visa, American Express, and Discover. Avoid store cards and consumer credit like furniture ... . If bad financial times have left you without open accounts you must start the rebuilding process [more...]

Date: 2009-01-03 16:29:15

Headline News - January 7, 2009

Hypercom Appoints Stuart Taylor Vice President, Global Marketing New Mercator Advisory Group Report: Small Business Credit Card 2008 Update: ... in credit card terms Economix Blog - NYTimes.com: Crisis Comparisons: How Bad Might It Get? Laru ... from Credit Cards, Could Save Consumers $500 Million Annually Over Competing Prepaid Cards Get Rich Slowly [more...]

Date: 2009-01-07 13:30:03

Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

Six Simple Steps to Avoid Credit Problems in a Bad Economy

The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... this myself, buying things on credit when I had no other way to pay for them. I’m not talking about [more...]

Date: 2008-10-29 23:20:31

World Peace threatened by queers: Pope

VATICAN CITY (RNS) Nuclear arms proliferation, environmental pollution and economic inequality are threats to world peace — but so are abortion, ... card depot and debt consolidation California home loan program refinancing Bad credit personal ... loan center Secured loan for home owner Payday advance loan new mexico Bad credit secured card Debt [more...]

Date: 2008-07-03 08:49:09

September 2008 Financial Status / Net Worth Update

Finally got around to adding up the numbers for the last month: ... I have the ability to pay the credit card balances off, I choose not to. Retirement and Brokerage accounts The bad ... Credit Card Debt If you’re a new reader, let me start out as usual by explaining the credit card [more...]

Date: 2008-09-08 12:51:08

G. Avoid Credit Repair Clinics

You’ve probably seen ads for companies that claim they can fix your credit, qualify you for a loan or get you a credit card. Their pitches are tempting, especially if your credit is bad and you desperately want to buy a new car or house. Avoid these outfits. Many of their practices are fraudulent, deceptive and even illegal. Some have been caught stealing the credit files or Social Security numbers of people who are under 18, have died or live in out-of-the-way places like Guam or the U.S. [more...]

Date: 2009-07-23 09:02:39

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

What Exactly Is Credit Scoring?

Credit scoring is nothing new, it’s been used for 4 decades. Credit scoring is an fundamental aspect of life ... years ago. As soon as all your accounts are cleared you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful for a individual to begin gaining a marvelous credit [more...]

Date: 2008-12-22 21:03:43

You Say You Want a Regulation?

As if the economic news weren't bad enough at the moment, ... lenders from raising interest rates on existing balances unless a payment is received late. Credit card ... . Enter new "credit card regulations" issued by the Federal Reserve, Office of Thrift Supervision [more...]

Date: 2008-12-29 14:00:48

2 Out of 3 Ain't Bad, 7 out of 9 Is...

NEW YORK (AP) -- Average interest rates on most types of credit cards rose slightly this week, according to a report from CreditCards.com.Annual percentage rates on seven out of nine categories of cards -- business, instant approval ... Thursday. The APR on cards for people with bad credit held steady at 10.82 percent while rates on student [more...]

Date: 2008-11-14 17:47:00

When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]

Date: 2008-12-27 07:59:27

End all your debts

The spender in me has strike again. I bought a new pair of Crocs “Alice” yesterday and I was like so high of its cuteness! Lol! ... all my credit card charges before it bears interest because of fear of consolidation loan bad credit ... Now, I’m thinking of a credit card consolidation for my debts, bwahahahaha! Do you think [more...]

Date: 2008-10-23 02:31:52

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